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邮储银行提速“效能革命”:近四万网点如何寻路盈利厚度
Hua Er Jie Jian Wen· 2025-12-12 08:10
12月10日,邮储银行的一则人事引发市场关注。 前三季度,邮储银行录得营收、净利2650.8亿元、765.62亿元,同比增幅分别为1.82%、0.98%,两项增幅排名均处于同业中游,为六大行中的第4位; 消息显示,该行金融同业部总经理杨西琳出任公司党委委员,未来或将进一步出任公司金融市场业务总监,此前的邮储银行仅设零售总监、未设立金融市场 总监岗位。 这一任命,透露出邮储银行在业务架构上的求变,以及对零售之外金融市场业务的关注。 信风注意到,邮储银行在年内已裁撤网点265家、新设网点65家,无论撤销或是新建数量,均为六大行前列; 这意味着,邮储银行在收缩分支机构的同时,也在进行着较同业更快的内部资源再分配。 两项看似看似关联甚微的消息,共同构成了邮储银行"效能革命"缩影; 如今邮储银行真正需要解答的,是如何将下沉市场的网络优势转化为盈利能力的核心命题。 效能之殇 不过几家之间并未拉开差距,营收、净利增幅同步领先邮储银行的,也只有中行一家而已。 目前,邮储银行利息、中收、投资收益的营收贡献率分别为79.41%、8.71%、11.94%。 从"量价险"的角度看,邮储银行最核心的信贷业务中,各项指标均保持同业靠前水 ...
山东省自然资源调查监测职业技能竞赛在青州举办
Qi Lu Wan Bao· 2025-07-11 11:56
Core Viewpoint - The "Skills Empower Shandong" vocational skills competition held from July 8 to 10 in Qingzhou focuses on enhancing investigation and monitoring skills to support ecological civilization construction and natural resource management [1][5]. Group 1: Competition Overview - The competition was jointly organized by the Shandong Provincial Natural Resources Department and the Shandong Provincial Federation of Trade Unions, with support from local governments and planning departments [5]. - A total of 17 teams and 50 individuals participated in the finals, which included written exams, field operations, and presentations to determine the winners [5]. - Awards were given to nine units for collective achievements, 15 individuals for personal awards in geographic information collection, and nine individuals for natural resource monitoring management [5]. Group 2: Importance of Natural Resource Monitoring - The natural resources department plays a dual role in resource protection and development, with monitoring being a foundational task that aids in understanding resource status, detecting changes, and evaluating effectiveness [10]. - The 2025 urban land space monitoring work in Shandong has four key characteristics: demand-driven monitoring elements, dual-track monitoring for urban and overall areas, segmented technical support, and deep integration of monitoring results with planning [15]. Group 3: Skills Competition Significance - The skills competition serves as a platform for assessing employee skill levels, discovering technical elites, and facilitating skill exchange among workers [20]. - The Shandong Provincial Natural Resources Department aims to leverage this competition to promote labor spirit and enhance the political, mission, and ownership awareness among employees in the natural resource monitoring field [20].
以问题为导向 衡阳石鼓区政策“追”着企业跑
时间倒回2023年初,这家老牌国企正经历转型阵痛。石鼓区当即组建跨部门"攻坚兵团"——工信、发改、住建等12个部门精锐尽出,与企业共同谋划制 定"三年原地倍增计划"。 转自:新华财经 在经济高质量发展的赛道上,湖南省衡阳市石鼓区曾面临传统产业转型缓慢、企业服务碎片化等挑战。如今,一场以问题为导向的效能革命正悄然改变这一 局面:全区规上工业企业智能化改造覆盖率突破70%,新兴产业投资占比提升至45%,重点企业平均产值增幅超30%。 这组数字背后,跃动着石鼓区以"破冰"姿态创新服务机制的生动实践。当别处还在谈论"放管服"时,这里已掀起一场从理念到行动的深刻变革:政府服务的 主语,正从"企业求人"悄然转变为"政策追企"。 机制破冰:从"单兵突围"到"集团作战"的质变 走进湖南天雁机械股份有限公司的智能车间,六轴机械臂划出优雅弧线,AGV小车穿梭如流,数字大屏上跳动的生产数据,共同奏响现代工业的交响 乐。"这条涡轮增压器智能生产线,是我们投入1.7亿元实施'新四化'改造的成果,年产能突破30万台!"该公司副总经理杨国旗表示。 这样的"石鼓加速度"不断刷新认知:当企业反映物流通道破损后,联企干部立即启动"战时机制",工 ...