数字养老

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养老金融实践样本:广发银行探索精细化守护银发岁月
2 1 Shi Ji Jing Ji Bao Dao· 2025-08-22 09:43
Group 1 - The aging population in China is projected to reach 22.0% by 2024 and over 30% by 2035, highlighting the importance of pension finance as a strategic initiative to address aging and improve the pension security system [1] - The Central Financial Work Conference in October 2023 emphasized the need to enhance pension finance among other financial initiatives, leading to increased efforts from financial institutions to develop pension products and services [1] - China Life Group's Guangfa Bank plans to implement a five-year action plan to double its pension finance operations, focusing on a comprehensive development matrix that includes pension finance digital transformation [1] Group 2 - Guangfa Bank is addressing the basic livelihood issue of elderly meal services by launching the "Elderly Dining Financial Service Project," which integrates financial services with community elderly care [2] - The bank has partnered with 161 elderly dining halls and aims to expand to 1,300 dining halls across 125 cities, providing a nationwide elderly meal service network [2] - The "Dining Discount" service allows elderly customers to benefit from government subsidies and bank discounts, making meals more affordable [2] Group 3 - There are 460 million people in China with rehabilitation needs, with elderly individuals being a primary focus for rehabilitation services [3] - Guangfa Bank is supporting companies like Lizi Intelligent Technology in their rehabilitation solutions by providing tailored financial services and a credit line of 170 million yuan to assist in applying for national industry funds [3] - The bank's collaboration with Lizi Intelligent has led to expedited loan approvals and financial support for the company's growth [4] Group 4 - Guangfa Bank is enhancing its digital services in the elderly care sector by developing a digital elderly care platform that meets the needs of both care institutions and elderly individuals [4] - The digital platform facilitates information sharing among institutions, caregivers, and families, ensuring better communication and care for the elderly [6] - The platform also includes smart devices for health monitoring and a unified management system for operational efficiency [6] Group 5 - Guangfa Bank has been a long-term financial partner for Pumen Technology, supporting its growth from initial financing to comprehensive financial services [7] - The bank has provided over 100 million yuan in financing solutions to Pumen Technology, aiding its expansion and international market entry [7] - The bank also assists Pumen Technology in managing foreign exchange risks associated with international operations [7] Group 6 - Guangfa Bank emphasizes the importance of pension finance as a systemic initiative that benefits society and improves people's livelihoods [8] - The bank is committed to innovating pension finance services to support the national strategy for addressing population aging and contributing to modernization efforts in China [8]
融合DeepSeek构建“智慧大脑”,“一键通”撑起“智慧养老守护伞”
Zhong Guo Fa Zhan Wang· 2025-07-21 10:02
中国经济导报讯记者缪晓琴报道遇到急事、难事、麻烦事时,摁下身边"小东西"上的红色按钮求助或者 咨询……这日渐成为上海市青浦区高龄老人的习惯性动作。这个"小东西"就是"智慧助老一键通"终端。 去年,上海市青浦区民政部门和上海电信合作打造"为老服务一键通2.0平台",通过提供包括"智慧助老 一键通"在内的多样化终端和丰富的数字化能力,为区域内老人,尤其是高龄独居老人,提供紧急救助 和主动关怀。今年,"智慧助老一键通"服务范围不仅进一步扩大,且通过接入DeepSeek大模型、构建智 能知识库后,显著提升为老服务的时效性和精准度,进一步推动服务模式智慧化升级。 "智慧助老一键通"的工作人员 快速、精准响应老人需求 全天候守护老人安全 蔡阿婆家住青浦区盈浦街道,已96岁高龄,腿脚不便、日常行动困难。如何更好地照顾老人,这成了晚 辈们的烦恼。 起初,蔡阿婆的女儿抱着试试看的态度,按了一下"智慧助老一键通"上的红色按钮,向"为老服务一键 通"平台咨询居家照护资源。出乎她意料的是,平台工作人员迅速做出了回应,介绍了"上海市辅具租 赁"相关政策,并清晰告知了申请条件和整套流程。于是,蔡阿婆女儿根据指引填写申请,让她惊喜的 是, ...