根据全国财政工作会议，2026年继续实施更加积极的财政政策。 一是 扩大财政支出盘子， 确保必要支出力度。 二是 优化政府债券工具组合，更好发挥债券效益。 三是 提高转移支付 资金效能，增强地方自主可用财力。 四是 持续优化支出结构，强化重点领域保障。 五是 加 强财政金融协同，放大政策效能。 明年财政将促进居民就业增收 根据全国财政工作会议，2026年，将进一步强化保基本、兜底线，切实加强民生保障。明年 将促进居民就业增收： 统筹就业补助资金、失业保险基金等各类资金，引导支持企业稳岗扩 岗、重点群体就业创业等；积极发挥税收、社会保障、转移支付等调节作用，多渠道增加居民 收入。 近期，多部门召开工作会议，梳理总结2025年工作，研究部署2026年重点任 务。2026年收入、消费、住房、生育等方面将有哪些变化，一起来看—— 明年继续实施更加积极的财政政策 明年继续安排资金支持消费品以旧换新 根据全国财政工作会议，2026年，财政将大力提振消费。 深入实施提振消费专项行动，继续 安排资金支持消费品以旧换新，调整优化补贴范围和标准。 根据全国发展和改革工作会议， 2026年， 优化实施消费品以旧换新政策，积极扩大服 ...

2025年12月15日至16日，继全国医疗保障工作会议表态后，国家医保局通过其官方微信公众号连续发文，介绍当前广东、江苏等各地医保支 持生育的具体政策。 记者丨贺佳雯 编辑丨陈洁 2026年住院分娩力争"无自付"，分娩镇痛纳入报销、产前检查提高保障…… 近日，全国医疗保障工作会议的表态引发社会各界关注。国家医保局连续释放政策信号，正在将中央经济工作会议"稳定新出生人口规模"的目 标，落地转化为人们可感可知的生育实惠。 "生娃基本不花钱"，这个一度被视为遥远愿景的说法，正在医保的推动下，加速走向现实。 "无自付"的利好直接而具体，转化为生娃账本上实实在在的数字变化。据测算，生育一个孩子的全国平均总花费约1万多元，而住院分娩环节 约占其中的30%—40%。具体而言： 顺产预计可减免3000至5000元。剖宫产预计可减免5000至10000元。 这笔费用的免除，直接移除了生育过程中的一个经济门槛。目前，全国生育保险参保人数已达2.55亿人，近95%的统筹区将生育津贴直接发放 给参保人，这也为政策扩面提质奠定了坚实基础。 图/图虫 生育成本的全周期减负 纵观医保支持生育，不仅是真金白银，且并非单一措施，而是一个覆盖" ...

新政策可以节省多少钱？ 史毅：从目前全国平均水平来看，生育一个孩子大概需要花费一万多元，当然不同的地区、不同的医疗 机构，费用会有不同，价格也会有一定的差距。从住院分娩环节来看，基本上占到了整个生育费用的 30%到40%。如果一位女性通过顺产的方式完成了住院分娩，全国来看大概需要花费3000元到5000元， 如果需要通过剖宫产来进行住院分娩，大概需要花费5000元到10000元。 本次住院分娩费用个人"无自付"政策，重点针对两类人群，既包括通过剖宫产的方式分娩的人群，也包 括通过顺产的方式分娩的人群。同样一个政策，最后惠及到个人身上的时候，可能产生的减负费用是有 差异的。比如一位顺产的妈妈，可能有3000元到5000元费用减免的受益，但是对于一位剖宫产分娩的妈 妈，受益可能会更多。 12月13日，全国医疗保障工作会议上释放的信息提到，2026年要重点推动生育保险发展，"力争做到让 孕产妇从大肚子进医院到抱娃出医院，住院分娩过程中产生的、属于医保目录范围内的费用，参保人个 人基本不花钱。"这个目标如何实现？能省下多少钱？ 新政策释放了哪些信号？ 中国人口发展研究中心副研究员 史毅：从全国医保会议释放的政策信号可 ...

近年来，各地不断完善生育支持政策体系和激励机制，积极推动政策范围内生育医疗费用全额保障，实 现住院生娃基本不花钱。今年9月，湖南岳阳在省内率先正式开展职工生育保险住院医疗费用定额包干 支付试点，遴选市内23家优质助产机构作为首批试点单位，全力推动政策范围内孕产妇"零自付"目标落 地。 11月中旬，二胎妈妈陈炎在岳阳市妇幼保健院顺利诞下一名男婴，在她的住院费用结算单上，明确本次 医疗费总额为4514.5元，其中统筹基金支付4000元，其他基金支付514.5元，个人账户支付金额为零元。 截至11月17日，岳阳市已经有126名孕产妇像她一样，在这家医院享受到了"零自付"的生育服务。 据了解，目前岳阳市共有23家助产机构成为首批试点单位，根据试点办法，岳阳全市参加职工生育保险 的女职工只要自愿与试点的助产机构签订服务协议，就能便捷享受定额包干待遇。在试点助产机构因生 育住院发生的政策范围内医疗费用，将不设起付线，不区分医院级别，实行按病种包干支付，其中顺产 包干标准为4000元，难产含剖宫产为6000元，多胞胎每多一婴增加1000元。 为确保这项惠民政策能够精准、平稳落地，试点助产机构在孕产妇入院后会进行严格的妊娠风 ...

Core Insights - Guangxi has made significant improvements in maternity insurance coverage and benefits, enhancing support for childbirth through various measures [1][2][3] Group 1: Maternity Insurance Enhancements - From January to October this year, Guangxi reported 937,900 instances of maternity medical expense payments, with a total fund expenditure of 657 million yuan [1] - The maternity allowance was paid to 73,200 individuals, with a total fund expenditure of 1.399 billion yuan [1] - The maximum payment limit for maternity insurance has been set at 1,500 yuan, with additional coverage for eligible female employees up to 2,000 yuan for prenatal check-ups [1] Group 2: Expansion of Coverage - All individuals receiving unemployment insurance benefits are now included in the maternity insurance scheme, with costs covered by the unemployment insurance fund [2] - As of October 2025, 382 individuals receiving unemployment benefits have accessed maternity allowances totaling 8.2247 million yuan [2] - Pilot programs are underway to include flexible employment workers in the maternity insurance scheme, with some cities already implementing these policies [2] Group 3: Direct Payment Initiatives - Three cities in Guangxi have successfully implemented direct payments of maternity allowances to individuals, benefiting 3,879 female employees with a total of 61.3953 million yuan disbursed [3] - Nanning plans to start direct payments of maternity allowances to individuals from January 1, 2026, with other cities also working towards similar implementations [3]

Core Insights - Guangxi has implemented a series of measures to enhance maternity insurance coverage and reduce the financial burden on families, including optimizing reimbursement for prenatal check-ups and reforming the distribution of maternity benefits [1][2] Group 1: Financial Impact - From January to October this year, Guangxi's maternity medical expenses covered 937,900 cases, with a total fund expenditure of 656 million yuan [1] - Maternity benefits were paid to 73,200 individuals, with a total fund expenditure of 1.399 billion yuan [1] - The integration of employee medical insurance with maternity insurance allows for an additional reimbursement of up to 2,000 yuan for prenatal check-ups after reaching the 1,500 yuan cap, enhancing maternity protection [1] Group 2: Policy Expansion - Starting July 1, all individuals receiving unemployment insurance benefits have been included in the maternity insurance coverage, with premiums paid by the unemployment insurance fund, allowing them to receive maternity benefits without personal contributions [2] - As of the end of October, 382 unemployed individuals have received a total of over 8.22 million yuan in maternity benefits [2] - Pilot programs are underway to include flexible employment and new employment forms in maternity insurance, with eligible individuals in certain cities able to receive up to 10,000 yuan in maternity benefits [2] Group 3: Service Improvement - Guangxi has reformed the payment method for maternity benefits from "paid to the unit" to "directly to individuals," improving service experience [2] - As of the end of October, direct payments of maternity benefits have been made to 3,879 female employees, totaling 61.3953 million yuan [2]

福建省人民政府办公厅印发《福建省提振消费专项行动实施方案》，其中提出，强化生育保障。出台福 建省生育补贴制度实施方案，为符合条件的生育家庭发放生育补贴。完善生育保险制度，指导有条件的 统筹区将参加职工医保的灵活就业人员纳入生育保险。各地在配租公租房时，对符合条件且有未成年子 女的家庭，可根据其未成年子女数量，在户型选择方面给予适当照顾。鼓励有条件的地方发放结婚消费 券、托育券。 ...

Group 1 - The core viewpoint of the article highlights the increasing efforts by various regions in China to enhance fertility and childcare support, including the establishment of childcare subsidy systems [1] Group 2 - Chengdu has issued a plan to boost consumption by increasing fertility and childcare support, aiming to implement positive fertility policies and establish a comprehensive policy framework [1] - Changchun is seeking public opinion on its consumption boost plan, which includes enhanced fertility support, national childcare subsidies, and provincial rewards for having a second or third child [1] - In Changchun, public childcare institutions will receive subsidies of 2400 yuan per year per child in urban areas and 1800 yuan in other regions, while self-financed public and inclusive private childcare institutions will receive 3600 yuan and 2400 yuan respectively [1] - The government of Shenmu City in Shaanxi Province has introduced a trial plan for fertility and childcare subsidies, offering a one-time subsidy of 5000 yuan for families having a second child and 10000 yuan for a third child [1] - Families with a second child will receive an annual childcare subsidy of 3000 yuan until the child is 2 years old, while families with a third child will receive 10000 yuan annually until the child is 3 years old [1]