2.2025年国家基本医疗保险、生育保险和工伤保险药品目录及商业健康保险创新药品目录调整申报指南 3.谈判药品续约规则 7月10日，国家医保局公告，根据工作安排，现将《2025年国家基本医疗保险、生育保险和工伤保险药 品目录及商业健康保险创新药品目录调整工作方案》《2025年国家基本医疗保险、生育保险和工伤保险 药品目录及商业健康保险创新药品目录调整申报指南》《谈判药品续约规则》以及《非独家药品竞价规 则》正式公布。同时，为使社会各界对政策理解更加深入，国家医保局组织编印了《国家基本医疗保 险、生育保险和工伤保险药品目录及商业健康保险创新药品目录调整常用问答》（2025年版），在此一 并发布。2025年7月11日—20日在医保局国家医保服务平台（网址：https://fuwu.nhsa.gov.cn/）开通网上 申报系统。 附件：1.2025年国家基本医疗保险、生育保险和工伤保险药品目录及商业健康保险创新药品目录调整工 作方案 4.非独家药品竞价规则 5.国家基本医疗保险、生育保险和工伤保险药品目录及商业健康保险创新药品目录调整常用问答（2025 年版） ...

Core Viewpoint - The Chinese government is enhancing the direct issuance of maternity benefits to insured women, aiming to create a more supportive environment for childbirth and address the financial pressures faced by working mothers [1][4][5]. Group 1: Policy Implementation - As of June 12, nearly 60% of the national insurance areas have implemented direct payments of maternity benefits to individuals [1][4]. - The maternity benefits are funded by the maternity insurance system, not by the employers of the insured women [1][3]. - The average maternity benefit for insured women in 2024 is projected to exceed 26,000 yuan, with total expenditures on maternity insurance benefits reaching 143.1 billion yuan [4]. Group 2: Process Improvement - The process for claiming maternity benefits has been streamlined, eliminating the need for various documents such as marriage certificates and birth permits, which previously delayed payments [4][12]. - In regions where direct payments have been implemented, women can now apply for maternity benefits online, significantly reducing the processing time from 20 days to 10 days [9][12]. - The new system allows women to receive maternity benefits directly into their bank accounts without needing to leave their homes during the postpartum period [12][14]. Group 3: Future Directions - The National Healthcare Security Administration plans to promote the direct issuance of maternity benefits in more regions across the country [4][15]. - There is a call for further improvements in maternity policies, including the potential for automatic benefit issuance and enhanced support for families facing challenges in childbirth [15][17]. - The ongoing exploration of increasing maternity subsidies and extending maternity leave is seen as essential for creating a more family-friendly environment and attracting talent [17].

以下文章来源于智谷趋势Trend ，作者梨花针 智谷趋势Trend . 新中产的首席财富顾问 作者：梨花针 来源：智谷趋势Trend（lD：yuanfangguanchaju） 01 在中国，到底有多少人有社保？ 2025年春节后，美团、京东、饿了么纷纷宣布将逐步给骑手交社保的好消息，近日刘强东还在朋 友圈罕见发声，呼吁更多灵活就业者获得五险一金待遇，期待各阶层一起幸福生活。 在舆论欢呼声中，不少人出现了"社保幻觉"——连外卖骑手都交上社保了，全民社保的时代快要 到来了。 1951年2月，中国颁布《劳动保险条例》，并经1953、1956年两次修订，全面建立了适用于中 国城镇职工的劳动保险制度。以劳动保险为主要标志，中国的城镇社会保障制度有了新发展。 与之对应的，农村建立了 "五保"制度，这也是第一项中国特色的乡村社会集体福利保障制度。 改革开放后，伴随企业制度改革、城乡统筹发展等一系列变化，中国社会保障改革加速。1993年 开始，中国明确"建立多层次的社会保障体系"任务，并提出"城镇职工养老和医疗保险金由单位 和个人共同负担， 至今已建成世界上规模最大的社会保障体系。 | 养老保险 | 为员工退休后的生活提供 ...