Core Viewpoint - The enhancement of the scientific and accurate assessment of intellectual property (IP) assets is crucial for unlocking their full value, presenting a significant opportunity for the asset appraisal industry [1][4]. Group 1: Importance of Intellectual Property Assessment - Intellectual property assessment plays an indispensable role in the utilization and protection of IP assets, which is essential for the construction of a strong IP nation [1]. - As of June this year, the number of valid invention patents in China reached 5.01 million, a year-on-year increase of 13.2%, indicating a growing emphasis on IP [1]. Group 2: Challenges in IP Valuation - The valuation of IP is complicated due to its intangible nature, influenced by various factors such as technology, market conditions, and legal aspects, leading to difficulties in assessment and disposal [2]. - Establishing a robust IP valuation system is necessary to enhance the credibility and public trust in assessment results [2]. Group 3: Regulatory Framework and Quality Control - The regulatory bodies have emphasized the need for standardized practices in IP asset assessment, including the establishment of operational guidelines and supervision mechanisms [2][3]. - Asset appraisal institutions must possess the necessary professional competence and quality control capabilities to conduct IP assessments accurately [3]. Group 4: Collaborative Efforts for Improvement - A collaborative approach among various departments, including finance, regulatory bodies, and IP authorities, is essential to create an efficient and transparent IP asset assessment service platform [4]. - Encouraging banks to adopt internal IP valuation assessments alongside third-party evaluations can further enhance the accuracy and reliability of IP asset valuations [4].

Core Points - The Ministry of Commerce, along with eight other departments, issued policies to promote service exports [1] Group 1: Financial Support for Service Trade - Banks are encouraged to expand the financing functions of insurance policies and optimize business processing [1] - Continuous promotion of service trade settlement facilitation, guiding banks to optimize cross-border fund payment procedures for compliant enterprises [1] - For small and frequent service trade transactions between long-term cooperating domestic and foreign enterprises, banks are encouraged to enhance review methods to improve fund settlement efficiency [1] Group 2: Intellectual Property Financing - Accelerating the construction of intellectual property value assessment and transaction circulation systems, and improving information platforms for IP transactions and pledge registration [1] - Encouraging banks to strengthen cooperation with third-party asset assessment institutions to enhance IP value assessment capabilities [1] - Optimizing the intellectual property pledge financing service system, supporting banks in conducting internal assessments for IP pledge financing pilot projects, and promoting paperless processing for patent pledge registration [1] - Supporting banks in providing loans for the research and development of intangible assets like patents, allowing flexible arrangements based on business characteristics and operational models to meet diverse needs for patent R&D and conversion [1]

Core Viewpoint - The establishment of a comprehensive intellectual property (IP) value assessment system is crucial for transforming "intellectual property" into "assets" and achieving deep integration of technology and finance [1] Group 1: Current Situation and Challenges - The current IP value assessment in China faces high uncertainty, difficulty in revenue forecasting, and a lack of comparable market cases, which affects asset pricing, financing amounts, and financial decision-making [2] - Compared to mature markets like the US and Europe, China's IP financial value assessment system has notable gaps, including insufficient detail in assessment standards and high reliance on individual assessors' judgment, leading to significant result volatility [2] - Key reasons for these challenges include insufficient market transaction information, a lack of interdisciplinary talent, and an inadequate collaborative mechanism among IP management, financial regulatory bodies, and assessment organizations [2] Group 2: Solutions and Recommendations - To address assessment challenges, it is essential to improve standard construction by developing more operational classification assessment guidelines and parameter standards for different types of IP, led by the National Intellectual Property Administration [3] - Encouraging innovation in assessment methods and technologies by integrating big data analysis, AI modeling, and blockchain verification can enhance the reliability of assessment results [3] - Supporting the establishment of specialized IP assessment institutions and cultivating relevant talent through a comprehensive training system will help develop professionals who understand technology, law, and finance [3] - Improving the statistical data and publication mechanisms for IP value can provide real and comparable references for market-based assessments [3]

Core Viewpoint - The establishment of a comprehensive intellectual property (IP) value assessment system is crucial for transforming "intellectual property" into "assets" and achieving deep integration of technology and finance [1][2]. Group 1: Current State of IP Valuation - The modern asset assessment system in China began during the early reform period, primarily focusing on tangible assets, with IP valuation initially serving state-owned enterprises and research institutions [2]. - Over the past decade, the role of IP valuation has shifted from a supporting role to a central role in risk control within financial institutions, as the value of IP as an innovative asset has become increasingly recognized [2][3]. - Challenges in IP valuation include high uncertainty, difficulty in revenue forecasting, and a lack of comparable market cases, which hinder asset pricing and financing decisions [2][3]. Group 2: Challenges in IP Valuation - Insufficient market transaction information and a lack of a transparent pricing data mechanism in the IP trading market limit the effectiveness of market-based assessments [3]. - There is a shortage of cross-disciplinary talent in China, as domestic assessors often lack the comprehensive knowledge of IP law, financial analysis, and risk management that their foreign counterparts possess [3]. - The absence of an efficient information-sharing and standard-building mechanism among IP management, financial regulatory bodies, and assessment organizations hampers the development of a robust assessment framework [3]. Group 3: Proposed Solutions - The National Intellectual Property Administration should lead the development of more actionable classification assessment guidelines and parameter standards for different types of IP, enhancing the credibility of assessment results [4]. - Innovation in assessment methods and technologies should be encouraged, incorporating big data analysis, AI modeling, and blockchain verification to support reliable valuation models [4]. - There is a need to establish a comprehensive training system for IP valuation professionals, integrating IP knowledge into ongoing education and promoting the development of interdisciplinary talent [4].

Core Viewpoint - The establishment of the "Beijing Intellectual Property Financial Ecosystem Comprehensive Pilot Action Plan" aims to facilitate the transformation and utilization of intellectual property (IP) results, enabling companies to leverage their IP for financing, thus promoting a virtuous cycle between technological innovation and financial services [1][2]. Group 1: Pilot Program Implementation - The pilot program is being implemented in several regions, including Beijing, Shanghai, Jiangsu, Zhejiang, Guangdong, Sichuan, Shenzhen, and Ningbo, with steady progress and a series of achievements reported [1]. - Key measures in the pilot program include detailed actions in registration, evaluation, disposal, and compensation of intellectual property [1]. Group 2: Challenges in IP Valuation - A significant challenge in the pilot program is the fair evaluation of intellectual property value, which has historically been a barrier between technology companies and financial institutions [2]. - The inability to assess IP value complicates subsequent processes such as loan issuance, loan amount determination, and pricing of funds [2]. Group 3: Solutions and Recommendations - The report suggests leveraging government support in providing data, models, and systems for IP valuation, and exploring the establishment of intelligent models for IP value assessment in certain regions [2]. - Commercial banks are encouraged to adopt internal evaluations or negotiate with enterprises for IP pledge loans below 10 million yuan, while also optimizing evaluation methods and expanding the scope of internal assessments [3]. - To address issues like "registration difficulties" and "disposal challenges," targeted policies should be introduced, such as improving IP transaction mechanisms and building specialized disposal platforms [3].

Core Viewpoint - The establishment of the "Beijing Intellectual Property Financial Ecosystem Comprehensive Pilot Action Plan" aims to promote the transformation and utilization of intellectual property (IP) results, enabling companies to leverage their IP for financing, thus fostering a virtuous cycle between technological innovation and financial services [1][2]. Group 1: Pilot Program Implementation - The pilot program is being implemented in several regions including Beijing, Shanghai, Jiangsu, Zhejiang, Guangdong, Sichuan, Shenzhen, and Ningbo, with steady progress and a series of achievements reported [1]. - A key aspect of the pilot program is the fair assessment of intellectual property value, which has historically been a challenge between technology companies and financial institutions [1][2]. Group 2: Challenges in IP Valuation - Unlike tangible assets such as real estate, the value of intellectual property is difficult to assess, complicating subsequent processes such as loan approvals and determining loan amounts [2]. - The lack of professional technical talent within banks and the instability of assessments from third-party institutions have created bottlenecks in intellectual property finance [2]. Group 3: Recommendations for Improvement - It is recommended that government departments play an active role in providing data, models, and system support for IP valuation, and that regions explore the establishment of intelligent models for IP value assessment [2][3]. - Commercial banks are encouraged to adopt internal assessments for IP pledge loans below 10 million yuan and to gradually expand the scope of internal evaluations [3]. - Targeted policies should be introduced to address challenges such as "registration difficulties" and "disposal difficulties," including the establishment of specialized disposal platforms and enhancing the activity of IP transactions [3].

知识产权的价值具有很大的不确定性，其不仅受技术本身影响，还与市场需求、行业竞争态势、法律保 护强度等因素有关。以商标为例，一个商标在当前市场环境下可能很有价值，一旦出现新的竞争对手或 者消费者偏好发生变化，其价值可能大幅下降。 "知识产权的价值高度依赖技术迭代、市场需求和法律环境，一项专利可能在短期内因行业爆发而增 值，或因技术迭代而贬值。银行本身缺乏细分领域的技术专家和法律团队，难以独立评估知识产权的技 术价值，需要依赖第三方评估机构，这就导致评估难、评估贵、评估慢的现象普遍存在。"一位业内人 士告诉中国证券报记者。 ● 本报记者 张佳琳 在传统融资体系中，缺乏固定资产的科技型企业常因抵押难陷入资金困境。而能够盘活企业无形资产的 知识产权质押融资逐渐成为破解这一难题的"金钥匙"。 对此，监管部门正积极引导商业银行结合知识产权价值评估标准及智能化评估模型工具，建立知识产权 价值内部评估体系；同时，加强知识产权价值评估标准化建设，助力更多企业实现"知产"变"资产"。 巧引金融活水 "通过知识产权质押融资获得的300万元贷款，有效缓解了公司扩产升级面临的资金压力。"位于江苏省 太仓市太仓港区的某家致力于工业机器人 ...