新华财经北京12月23日电（记者高婷）22日，中指研究院发布专题报告显示，全国已有27个省份在 其"十五五"规划建议中，明确了未来五年房地产发展的重点方向与实施路径。 "十五五"规划建议提出，推动房地产高质量发展。这一核心目标也贯穿于各地"十五五"规划建议中，主 要涉及以下四大方向： 加快构建房地产发展新模式。多数省份在加快构建房地产发展新模式方面延续全国"完善商品房开发、 融资、销售等基础制度"提法，其中山西进一步细化基础性制度涉及内容，指出"完善商品房开发项目公 司制、主办银行制、现房销售、房屋全生命周期安全管理等基础性制度"。 优化保障性住房供给。多数省份强调相关内容，其中河北、湖南明确"以需定建、以需定购"的方式优化 保障性住房供给，精准优化保障型住房供应规模，保障市场平稳运行。 建设安全舒适绿色智慧的"好房子"。多数省市加快"好房子"建设，其中吉林在此基础上强调要"价格合 理"，也表明"好房子"并非单纯的提供改善性住房，而是整体提升住房建设品质，提升居民居住品质。 青海、黑龙江、贵州明确结合区域及市场特点，打造适配住房产品。青海提出"打造'避暑房'等具有青 海特色的住房产品"；黑龙江提出"适应高寒地 ...

当居民成为小区改造的主人，会面临哪些现实挑战？ 夜色铺开，低矮的老旧住宅人影罕见，而马路对面的写字楼依然灯火通明。 近日，记者在实地走访时发现，一些建成几十年之久的老旧小区，如今已成为城市里"寂静的孤岛"。因房屋年久失修、设备老化，部分被评为危房的小区， 不再是打工人下班后的港湾，他们大多被迫搬离，等待小区改造方案落地的那天。 在各地，这种情况并非孤例。随着我国城镇化快速推进，最早建成的那批房屋，已经接连进入"老年期"。即便是建成20年左右的小区，也有居民反映楼房老 旧、冬天寒冷、夏天漏水。这些"中老年房屋"，成为当前城市更新的重要一环。 值得注意的是，不同于过往的"拆迁暴富"，如今一种新的更新模式正悄然铺开——自主更新、原拆原建，即从"政府主导"转向"群众自主"，把原有老旧房屋 彻底拆除，原址重新修建一栋房屋，并大多由居民出资、政府补贴、多元筹集。 告别拆迁暴富、政府主导，当居民成为小区改造的主人，会面临哪些现实挑战？ 老旧房屋问题接连涌现 要改造或重建一个老旧小区或住宅，并非一蹴而就的事情。 日前，有吉林省松原市居民反映称，百南小区已经有快40年历史，小区几年前就被第三方检测机构鉴定为D级危楼，居民每天过 ...

Core Viewpoint - The recent issuance of the "Guidelines for Self-Update of Old Housing (Trial)" by the provincial natural resources and housing construction departments empowers residents to take charge of the renovation of old housing, providing a clear roadmap and tools for improvement [1][2]. Group 1: Guidelines Overview - The guidelines emphasize that all homeowners are the main actors in the update process, with decisions on whether and how to renovate being made collectively [1]. - The update projects require unanimous agreement from all homeowners, and the plans must be publicly disclosed and approved before implementation [1]. - The government plays a supportive role, ensuring the process is fair, transparent, and standardized [1]. Group 2: Eligibility and Funding - Eligible old housing must be located on state-owned land, particularly those identified as C or D grade due to safety concerns [2]. - The funding model involves a "three-party burden-sharing" approach, where homeowners, the government, and enterprises each contribute to the renovation costs [2]. - Homeowners can utilize housing provident funds, maintenance funds, and special loans to cover their share of the costs [2]. Group 3: Renovation Goals and Benefits - The renovation aims to significantly enhance living quality and improve the living environment, allowing for an increase in living space [3]. - Small apartments can be expanded to a minimum of 50 square meters, and those between 50 and 90 square meters can increase by up to 15% [3]. - Additional facilities such as elevators, parking spaces, and community services can be integrated into the renovations to address practical issues faced by residents [3].

Investment Rating - The report indicates a positive investment outlook for the old housing renovation sector, highlighting significant growth opportunities driven by government policies and market demand [3][5]. Core Insights - The transition from "incremental expansion" to "stock quality improvement" in urbanization is creating a historic opportunity for the construction industry, particularly in the context of old housing renovation [3][12]. - Central government policies are increasingly supporting self-renovation and original reconstruction of old housing, which is expected to enhance the market space for construction enterprises [4][5]. - Local governments are implementing specific policies to facilitate the renovation of old housing, focusing on resident participation and government guidance [6][8]. Summary by Sections National Policy Support - The central government has issued policies to support self-renovation and original reconstruction of old housing, emphasizing the importance of resident autonomy and market participation [4][5]. - Key policies include the inclusion of all old residential areas built before 2000 in the renovation scope, significantly expanding the market for construction companies [5]. Local Policy Implementation - Various regions have established policies to enhance project efficiency, focusing on the core logic of "resident主体, government guidance, and multi-party participation" [6][8]. - Specific local policies have been enacted to clarify the renovation scope and implementation standards, directly releasing regional construction demand [9][10]. Market Opportunities for Construction Enterprises - The shift towards self-renovation and original reconstruction is releasing substantial market space, with construction enterprises positioned as key players in connecting policy implementation with resident needs [13]. - The report highlights the need for construction companies to develop comprehensive service models that address the complexities of self-renovation projects [14][18]. Strategic Recommendations for Construction Enterprises - Construction enterprises are advised to establish a full-cycle comprehensive service model, integrating consulting, financing, construction, and operation [14][18]. - It is recommended to coordinate resources to address funding challenges, leveraging government, resident, and social capital to support project financing [18][21]. - Focus should be placed on key regions such as Beijing, Shanghai, Guangdong, and Zhejiang, where policies are advanced and demand is high [22][24].

Core Viewpoint - The recent release of the "Opinions on Promoting High-Quality Urban Development" by the Central Committee of the Communist Party of China and the State Council emphasizes the importance of supporting the self-renovation and original reconstruction of old housing, which has garnered significant attention [1] Group 1: Urban Renewal Initiatives - The document highlights the ongoing efforts to promote the renovation of old urban communities, with a focus on self-funded renovation models [1][6] - Successful examples of self-renovation in old communities have emerged, particularly in Shenzhen's Honggang Garden, where over 90% of residents expressed willingness to participate in self-funded renovations [1][3] - Despite the high interest from residents, there are challenges such as unresolved funding sources and unclear renovation policies that hinder progress [3][6] Group 2: Policy and Guidance - The Zhejiang Province has issued guidelines to support the voluntary and self-directed renovation of old communities, marking a significant step in promoting community-led initiatives [5] - The approach of "resident主体, government统筹" aims to reduce risks associated with developer-led projects and better meet residents' renovation needs [6] Group 3: Challenges and Opportunities - Key challenges in the self-renovation process include unifying owner opinions, securing funding, and ensuring residents' rights are protected [6] - Successful cases in other cities, such as Guangzhou, demonstrate the potential for original reconstruction projects to progress effectively, indicating a shift towards more flexible and diverse renovation strategies [7] - Experts suggest that government support is crucial for overcoming obstacles, including land use changes and planning adjustments, to facilitate smoother renovation processes [7]

Core Viewpoint - The recent release of the "Opinions on Promoting High-Quality Urban Development" emphasizes the importance of supporting the self-renovation and original demolition and reconstruction of old housing, which has garnered significant attention [1] Group 1: Urban Renewal Initiatives - The document highlights the ongoing efforts in urban renewal, particularly the self-funded renovation of old housing, with successful examples emerging in various regions [1][2] - In Shenzhen, the Honggang Garden case has been a focal point for self-funded renovation, but progress has been slow, with residents expressing concerns over the lack of updates [2] - The concept of self-renovation is gaining traction, with a notable example from Zhejiang Province, which issued guidelines for voluntary and autonomous updates in old residential areas [2] Group 2: Challenges and Opportunities - Analysts point out that the self-funded urban renewal model can mitigate risks associated with developers and reduce government liabilities while addressing residents' needs [3] - Key challenges remain, including unifying owner opinions, securing funding, and ensuring residents' rights, indicating a need for improved supporting policies [3] - Successful cases in other cities, such as Guangzhou, demonstrate the potential for original demolition and reconstruction projects to progress effectively [3] Group 3: Market Dynamics and Policy Support - The shift towards flexible and diverse renovation approaches, such as developing rental and new industries, is seen as essential for meeting market demands [4] - Government guidance and policy support are crucial for facilitating these renovations, including land use changes and planning adjustments [5]

Core Viewpoint - The recent policy document emphasizes the shift from government-led demolition to resident-driven renovation of old housing, indicating a significant change in urban development strategy [1][2][3]. Group 1: Policy Changes - The document explicitly states support for "self-renovation of old housing and original demolition and reconstruction" [2]. - This marks the end of an era where demolition was seen as a path to wealth, as the government is no longer taking full responsibility for housing redevelopment [3][4]. Group 2: Financial Implications - Local government debt has exceeded 52 trillion yuan, averaging nearly 40,000 yuan per person, limiting the government's ability to fund demolitions [6]. - Residents will now be responsible for funding renovations, which raises questions about fairness in using taxpayer money for upgrading old properties [7][8]. Group 3: Community Dynamics - The success of renovation projects depends heavily on the residents' willingness and ability to contribute financially, as seen in a case where residents collectively funded a significant portion of the renovation costs [9][11]. - Communities with higher resident cohesion and similar economic conditions are more likely to succeed in renovation efforts, while those with diverse opinions may struggle [15]. Group 4: Real Estate Value Shift - The value of properties is transitioning from being primarily determined by land characteristics to being influenced by management quality and community dynamics [17]. - Future property evaluations should consider factors such as elevator upgrades, the functioning of homeowners' associations, and recent maintenance plans [19][21]. Group 5: Future Outlook - The future of old residential areas will likely involve either self-occupation or rental, as the dynamics of property ownership evolve [22]. - The fate of real estate is increasingly in the hands of active and engaged residents, highlighting the importance of community involvement in property value [23].

Core Viewpoint - The recent "Opinions on Promoting High-Quality Urban Development" issued by the Central Committee of the Communist Party of China and the State Council emphasizes the importance of improving the housing situation and community construction, particularly focusing on the renovation of old residential areas and supporting self-renovation initiatives by homeowners [1][2]. Group 1: Policy Implementation - The "Opinions" advocate for the gradual advancement of urban village and dilapidated housing renovations, supporting self-renovation and original demolition and reconstruction by homeowners [2]. - The self-renovation model allows homeowners to take the lead in decision-making and funding, with government support for policy formulation and resource coordination [2][3]. - The Ministry of Housing and Urban-Rural Development plans to start renovating 25,000 old urban residential communities by 2025, with 19,800 already initiated in the first seven months of the year [3]. Group 2: Case Study - Pengyi Community - The Pengyi Community in Shanghai has undergone a six-year renovation process, with residents moving back in two months ago [4][5]. - The renovation plan included increasing the area of property rights housing by approximately 20 square meters, with the government covering 80% of the additional costs [7]. - The real estate market around the Pengyi Community is active, with high expectations for property prices, such as a listing at 4.6 million yuan for a 77-square-meter unit [9].

Core Viewpoint - The recent publication of the "Opinions on Promoting High-Quality Urban Development" by the Central Committee and the State Council highlights the support for the self-renovation and original demolition and reconstruction of old housing, marking the first time such support has been explicitly stated in a significant document at the central level, reflecting strong public demand for this initiative [2] Group 1: Challenges and Experiences - The process of self-renovation faces numerous challenges, including cost-sharing, project management, and conflict resolution among homeowners, making successful replication of existing cases difficult [2] - A notable case in Nanjing involved the first "self-demolition and self-construction" project, which took nearly ten years to complete due to various policy obstacles, highlighting the importance of inter-departmental cooperation [3] - In Chengdu, a similar project faced significant hurdles, including the requirement for 100% homeowner agreement for government planning, leading to concerns about profitability and contractor reliability among homeowners [3] Group 2: Successful Models and Government Support - Guangzhou has successfully implemented a self-funded, original demolition and reconstruction project, demonstrating a new approach that balances government and market roles by following the principle of "who benefits, who invests" [4] - The local government in Guangzhou has provided support measures, including low-interest loans for financially constrained families and appropriate financial incentives, to facilitate the renovation process [5] - Industry experts emphasize the need to find a balance that encourages self-renovation while ensuring legality and fairness throughout the process, with hopes for more replicable experiences as central support is established [5]

Group 1 - The core document released on August 28, titled "Opinions on Promoting High-Quality Urban Development," emphasizes the importance of real estate and housing for the public, focusing on the systematic promotion of "good housing" and complete community construction [1][4] - The document supports the autonomous updating and reconstruction of old housing, indicating a shift towards a more people-centered policy approach, with local governments like Zhejiang, Shanghai, Beijing, and Hubei already exploring this direction [2][3] - The plan includes a target of starting the renovation of 25,000 old urban communities by 2025, with 19,800 already initiated in the first seven months of the year, particularly in regions like Hebei, Liaoning, Chongqing, Anhui, Jiangsu, and Shanghai, which have over 90% completion rates [3] Group 2 - The concept of "good housing" is defined in the document as safe, comfortable, green, and smart, with specific standards such as a minimum ceiling height of 3 meters and the requirement for elevators in buildings with four or more floors [4] - The document highlights the need for a new real estate development model that includes a "market + guarantee" housing supply system, reforms to foundational real estate systems, and the establishment of a mechanism linking housing, land, and finance [5]