Core Insights - The article emphasizes the critical role of financial support in biodiversity conservation efforts, particularly in light of the "Kunming-Montreal Global Biodiversity Framework" which sets a target to protect at least 30% of global marine and terrestrial areas by 2030 [1][2] Financial Institutions and Biodiversity - Financial institutions face challenges in integrating biodiversity-related risks into their internal risk management systems due to a lack of assessment methods and tools [2][3] - The global focus on biodiversity risk management is increasing, with central banks and financial institutions beginning to recognize the importance of identifying and managing these risks [2][3] Economic Impact of Biodiversity - China's economic activities reliant on biodiversity are valued at approximately $9 trillion, accounting for about 65% of the GDP [3] - The loss of biodiversity poses significant risks to financial institutions, potentially increasing costs and impacting financial performance and price stability [3][4] Types of Risks - Biodiversity-related financial risks manifest as physical risks, affecting industries like agriculture and tourism, and transition risks, arising from new government policies aimed at biodiversity protection [4][5] Financial Support Mechanisms - Current financial support for biodiversity conservation in China primarily relies on fiscal funding, with insufficient participation from social capital and financial institutions [6][7] - There is a need for a comprehensive financial product system to meet the substantial funding requirements for national park construction, as existing products are limited [6][7] Recommendations for Improvement - Financial institutions should enhance risk assessment and management for biodiversity-related investments, ensuring that potential impacts on biodiversity are evaluated before project initiation [7] - A collaborative mechanism involving government, enterprises, NGOs, and the public is recommended to improve financial support for biodiversity conservation projects [7]

生物多样性的紧迫性 例如，授粉者数量减少正威胁着全球粮食生产，毕竟约75%的农作物都依赖授粉。生物多样性丧失会破坏土壤健 康、降低水质，还会导致局部气候不稳定，而这些恰恰是人类发展和经济韧性所不可或缺的基础。 此外，对自然生态系统的干扰增加了人畜共患疾病传播的风险。这些疾病的暴发往往与环境恶化、森林砍伐以及 非法野生动物贸易直接相关——而这些都导致生物多样性锐减的严重后果。 与此同时，我们正面临一个越发凸显的悖论。减缓气候变化对于地球上生命的存续至关重要，然而，若管理不 慎，有时反而会加剧生物多样性的丧失。比如，风电厂和太阳能园区等可再生能源基础设施的快速扩张，如果忽 视生物多样性保护，就可能无意间破坏候鸟的迁徙通道，或是损害脆弱的沙漠和海洋生态系统。因此，协调气候 目标与生物多样性目标，已不再是可有可无的选择，而是势在必行的举措。 我们亟须开展一场全面的全球行动，把生物多样性保护提升到与脱碳工作同等紧迫、同等具有战略意义的高度。 这不仅要求各方在政策层面加强协调配合，还需要在金融领域进行创新，推动机构之间的合作，并同时引导私营 部门参与其中。 全球认可与政策进展 生物多样性在全球稳定中所发挥的作用正得到越来 ...