王遥指出，我国绿色金融当前在体系性、创新性和国际影响力等方面全面提升。展望2026年及"十五五"，仍需在方向、路径、模式、基础四大层面实现系统 性突破。例如深化转型金融、拓展自然融资，着力填补关键融资缺口，强化科技赋能，破解信息不对称瓶颈等。 王遥认为，在"十五五"时期，实现"稳增长"与"降碳"的平衡是经济高质量发展的核心要求。二者并非取舍关系，而是一体两面、内在统一：经济增长需要绿 色新动能，而降碳增效本身也创造新需求、新产业，共同指向更可持续的发展。 站在"十四五"收官与"十五五"谋划的历史交汇点，我国绿色金融已实现从规模扩张到体系完善的关键跨越。 截至2025年三季度末，我国绿色贷款余额达43.51万亿元，同比增长22.9%，近五年增速持续保持20%以上高位。作为全面实施碳排放双控制度的首个五 年，"十五五"时期绿色金融如何从"深水区"破局，在2026年夯实高质量发展根基？在引导金融资源从高碳领域向绿色低碳领域转移时，又应如何避免引发系 统性金融风险？需要建立怎样的宏观审慎管理机制？中央财经大学绿色金融国际研究院院长王遥接受了北京商报记者专访，深度拆解"十五五"绿色金融的突 破方向与实践路径。 不能"单 ...

据财政部网站，12月10日，亚洲开发银行（以下简称亚行）执董会批准了赤水河流域生态保护与绿色发 展项目。亚行将提供约10.68亿元人民币（1.5亿美元等值）贷款，贷款期限为25年，含6.5年的宽限期。 项目将在四川省古蔺县开展自然信用机制试点工作，通过改善生活环境、增强生态系统对气候及其他冲 击的抵御能力、提升粮食安全水平、创造就业岗位机会等，使古蔺县约26.5万居民（其中50.5%为女 性）直接受益。同时，项目依托中国在生态系统服务付费领域的实践，不仅能推动亚行在自然融资领域 的知识积累与业务拓展，还将有助于在亚太地区形成可规模化推广的经验。 ...

Core Insights - The article emphasizes the critical role of financial support in biodiversity conservation efforts, particularly in light of the "Kunming-Montreal Global Biodiversity Framework" which sets a target to protect at least 30% of global marine and terrestrial areas by 2030 [1][2] Financial Institutions and Biodiversity - Financial institutions face challenges in integrating biodiversity-related risks into their internal risk management systems due to a lack of assessment methods and tools [2][3] - The global focus on biodiversity risk management is increasing, with central banks and financial institutions beginning to recognize the importance of identifying and managing these risks [2][3] Economic Impact of Biodiversity - China's economic activities reliant on biodiversity are valued at approximately $9 trillion, accounting for about 65% of the GDP [3] - The loss of biodiversity poses significant risks to financial institutions, potentially increasing costs and impacting financial performance and price stability [3][4] Types of Risks - Biodiversity-related financial risks manifest as physical risks, affecting industries like agriculture and tourism, and transition risks, arising from new government policies aimed at biodiversity protection [4][5] Financial Support Mechanisms - Current financial support for biodiversity conservation in China primarily relies on fiscal funding, with insufficient participation from social capital and financial institutions [6][7] - There is a need for a comprehensive financial product system to meet the substantial funding requirements for national park construction, as existing products are limited [6][7] Recommendations for Improvement - Financial institutions should enhance risk assessment and management for biodiversity-related investments, ensuring that potential impacts on biodiversity are evaluated before project initiation [7] - A collaborative mechanism involving government, enterprises, NGOs, and the public is recommended to improve financial support for biodiversity conservation projects [7]

Core Viewpoint - The urgent need for a comprehensive global action to elevate biodiversity protection to the same strategic significance as decarbonization efforts is emphasized, as biodiversity loss is now a core challenge affecting both the environment and economic development [1][2]. Urgency of Biodiversity - The decline in pollinator populations threatens global food production, with approximately 75% of crops relying on pollination [2]. - Biodiversity loss disrupts soil health, degrades water quality, and leads to local climate instability, which are essential for human development and economic resilience [2]. - Increased interference with natural ecosystems raises the risk of zoonotic disease transmission, linked to environmental degradation and illegal wildlife trade [2]. - The expansion of renewable energy infrastructure, if not managed carefully, may inadvertently harm biodiversity, highlighting the need for coordinated climate and biodiversity goals [2]. Global Recognition and Policy Progress - Biodiversity's role in global stability is gaining political recognition, with initiatives like the TNFD providing frameworks for businesses to assess and disclose nature-related risks [3]. - Despite evolving policies, execution remains slow and lacks systematic funding, necessitating alignment between political will and actionable funding mobilization [3]. Innovative Financial Tools - Innovative financial instruments, such as the "Rhino Bond" by the World Bank, link investment returns to measurable conservation outcomes, showcasing the potential for performance-based ecological financing [4]. - Brazil's initiative to establish the "Tropical Forest Forever Fund" aims to raise $125 billion to incentivize low deforestation rates in rainforest countries, potentially transforming tropical forest conservation financing [4]. Middle East Biodiversity Initiatives - The Middle East is emerging as a region of interest for biodiversity, with Saudi Arabia undertaking desert ecosystem restoration and reintroducing over 7,000 animals [5]. - The UAE is actively protecting key mangrove and marine ecosystems, integrating biodiversity into its broader clean energy and sustainable development agenda [5]. China's Leadership in Biodiversity Financing - China is demonstrating a strong commitment to biodiversity, having issued the world's first biodiversity-themed green bond in 2022, raising 1.8 billion RMB for nature-friendly infrastructure and ecological restoration projects [6]. - The "30×30" target aims for 30% of land and water areas to be protected by 2030, supported by large-scale ecosystem protection initiatives [7]. Filling the Biodiversity Financing Gap - There is an estimated annual financing gap of $700 billion for biodiversity protection, which, while significant, is less than global annual spending on carbonated beverages [8]. - Suggested actions to bridge this gap include reforming harmful subsidies, expanding public and private investment, developing market mechanisms, enhancing regulatory frameworks, and promoting global cooperation [9]. Conclusion - Biodiversity loss is evolving into a severe crisis that transcends national boundaries and poses threats to economic and healthcare systems, as well as ecological resilience [10]. - Nature financing can bridge economic development and environmental protection, fostering a new era where biodiversity conservation drives prosperity [10].