活动现场 2025年10月12日，由清华五道口与中邮保险联合主办、《清华金融评论》编辑部承办的第二届 "中邮保险・紫荆杯" 全国高校金融普及教育辩论赛全国 总决赛，在清华大学圆满落下帷幕。本赛事自8月推出以来，共收到全国48所高校报名参赛，围绕普惠金融、养老金融、科技金融等议题开展了51场辩 论赛，吸引了逾400人次的辩手同台竞技、角逐荣誉。最终，决赛两支队伍凭借扎实的专业功底与出色的思辨能力，中央财经大学辩论队斩获全国总冠 军，北京交通大学辩论队拿下全国亚军。首届"紫荆杯"辩论赛冠军叶铖浩和清华大学"白杨计划"主持人王雪莱主持本场活动。 清华大学五道口金融学院党委委员、院长助理，《清华金融评论》执行主编张伟 代表主办方致辞。他指出，金融普及教育是践行金融人民性的重要举 措。通过辩论赛形式，可将复杂金融知识转化为通俗易懂的内容，实现"有深度、有广度、有温度"的传播效果，既提升公众金融素养，防范金融风 险，又助力个人财富管理，推动金融业高质量发展。活动展现了高校在金融知识普及与人才培养方面的社会责任与创新实践。清华大学五道口金融学 院的前身为1981年的中国人民银行研究生部，学院传承五道口办学特色，扎根中国、融 ...

Core Viewpoint - The article emphasizes the importance of financial education and consumer protection, aligning with the principle of putting people first in financial work, as articulated by General Secretary Xi Jinping at the Central Financial Work Conference [1]. Group 1: Event Overview - The "Zijing Cup" National College Financial Education Debate Finals will take place on October 12 at Tsinghua University, inviting young individuals to participate as "Financial Education Ambassadors" [1]. - The event aims to transform professional financial knowledge into accessible content for the public, enhancing overall financial literacy [3]. Group 2: Content Creation Requirements - Participants are required to capture the essence of the debate through various media formats, including articles and videos, ensuring the content is engaging and understandable for a non-professional audience [3]. - The content must reflect correct viewpoints, promote positive energy, and align with national financial policies and regulations [3]. Group 3: Participant Qualifications - Candidates should possess a strong understanding of current financial policies, demonstrate political sensitivity, and embrace the public welfare values of financial education [5]. - Skills in writing, content planning, video production, and a keen interest in finance and economics are essential for participants [5]. Group 4: Incentives for Participation - Participants will receive varying monetary rewards based on the quality of their work, with opportunities for exposure and recognition at the event [9]. - Additional benefits include a commemorative certificate and creative gifts for attendees [9].

Core Viewpoint - The Chinese financial market is experiencing rapid growth in product scale, with significant increases in bank wealth management and public funds, indicating a deep integration of finance into everyday life and the economy [3]. Group 1: Financial Education Initiatives - The complexity of financial products has increased, necessitating higher levels of financial literacy among consumers to protect against fraudulent activities [4]. - The Chinese government has initiated several policies since 2015 to incorporate financial literacy into the national education system, aiming to enhance the financial knowledge of citizens [5]. - Financial institutions, including Everbright Securities, have actively engaged in financial education, particularly targeting youth in schools [5]. Group 2: Differentiation of Financial Education - There is a clear distinction between "financial literacy education" and "financial professional education," with the former aimed at all youth and the latter focused on training professionals [6][7]. - Financial literacy education is essential for all young people to navigate financial situations and prevent financial crimes, not just for those pursuing finance as a career [8]. Group 3: Content Quality Improvement - Current financial education efforts often lack depth and rigor, with many institutions outsourcing content creation to third parties lacking financial expertise [9]. - There is a tendency to prioritize presentation over substance, leading to superficial educational materials that fail to convey essential financial knowledge [9]. - The curriculum often lacks coverage of emerging financial topics such as digital currencies and ESG, resulting in outdated content [9]. Group 4: Recommendations for Enhancing Financial Education - It is suggested that industry associations should lead the development of standardized educational content and frameworks to ensure consistency and coherence in financial literacy education [10]. - Financial institutions should provide training for educators to enhance their expertise in delivering financial education [10]. - Collaboration between financial institutions and educational institutions should be strengthened to create practical learning experiences for students [10]. Group 5: Evaluation of Financial Education Effectiveness - A mechanism for evaluating the effectiveness of financial education initiatives should be established to ensure ongoing improvement and accountability [11]. - Positive feedback from regulatory bodies can incentivize financial institutions to engage more actively in educational activities [12]. - Standardized evaluation metrics should be developed to assess the impact of financial education on students, incorporating feedback mechanisms to gauge quality [13][14]. Group 6: Adapting to Modern Educational Needs - Financial education for youth should incorporate engaging formats, such as multimedia and interactive content, to align with their preferences [16]. - The integration of artificial intelligence in developing educational materials can enhance engagement and effectiveness in teaching financial concepts [16]. - Overall, financial literacy education is crucial for safeguarding public assets and fostering a stable financial market, promoting rational investment behaviors among the youth [16].

思辨特色金融文化，筑基国民金融素养。 9 月 15 日至 21 日，金融监管总局、中国人民银行、中国证监会联合开展以 " 保障金融权益，助力美好生活 " 为主题的金融教育宣传周活动。 9月19日， 为积极响应监管号召，清华五道口联合中邮保险主办，《清华金融评论》编辑部承办的第二届 " 中邮保 险 · 紫荆杯 " 全国高校金融普及教育辩论赛，在中邮保险玖安广场圆满落幕。本次活动自 8 月推出以来，共收到全国 48 所高校报名参赛，最终 4 支队 伍进入半决赛。 经过激烈角逐，北京交通大学辩论队和中央财经大学辩论队两支队伍成功晋级总决赛，南京大学辩论队和四川大学辩论队荣获本届大 赛季军。 首届"紫荆杯"辩论赛冠军及最佳辩手叶铖浩主持本场大赛。 清华大学五道口金融学院党委委员、院长助理、《清华金融评论》执行主编张伟 代表主办方对四支进入半决赛的队伍表示祝贺！ 张伟表示：习近平总 书记在中央金融工作会议上，深刻阐释了中国特色金融发展之路的基本要义。 坚持以人民为中心的价值取向，是金融工作的根本遵循之一。 通过教育 手段向公众传授金融知识和技能，提高公众对金融事务的认知水平和理解能力，是践行金融为民的内在要求，更是金融 ...

Core Viewpoint - The article emphasizes the importance of protecting financial consumers' rights and enhancing financial education as a shared responsibility of the financial industry, aligning with the political and people-oriented nature of financial work [2][3]. Group 1: Financial Consumer Protection - Xi Jinping highlighted that financial work must stand firm on the people's stance, enhancing the diversity, inclusiveness, and accessibility of services to better protect financial consumers' rights [2]. - The 20th National Congress of the Communist Party of China called for the establishment of mechanisms to protect financial consumers and combat illegal financial activities [2]. - Tsinghua University's Wudaokou School of Finance aims to cultivate financial leaders and promote financial consumer rights as part of its social responsibility [2]. Group 2: Financial Education Initiatives - The "Zijing Cup" national college debate competition on financial consumer rights, co-organized by Tsinghua University and Zhongyou Insurance, aims to enhance national financial literacy through youth participation [2]. - In 2025, the event will evolve into the Zhongyou Insurance Zijing Cup National College Financial Popularization Education Debate Competition, focusing on promoting financial knowledge relevant to daily life and building a strong national financial culture [3]. Group 3: Event Organization and Participation - The event is co-hosted by Tsinghua University Wudaokou School of Finance and Zhongyou Life Insurance, with the editorial department of "Tsinghua Financial Review" as the organizer [4]. - A diverse range of universities across various regions in China are invited to participate, including notable institutions from Northeast, North, Central, South, East, Northwest, and Southwest regions [4]. - The competition structure includes preliminary rounds, semi-finals, and finals, with specific timelines and criteria for team selection and performance evaluation [7]. Group 4: Registration and Participation Guidelines - The competition does not charge registration fees, and travel subsidies will be provided for up to four team members from participating universities [8]. - Participants must adhere to the core socialist values and ensure personal safety during the event [9]. - The event encourages public participation in proposing debate topics related to financial education, with incentives for selected submissions [10].