Core Viewpoint - The financial regulatory authority has issued the largest fine of the year, totaling 87.25 million yuan, against Huaxia Bank for multiple violations in loan, bill, and interbank business management [2][3]. Group 1: Regulatory Actions - Huaxia Bank was fined 87.25 million yuan due to non-compliance in risk management and internal control effectiveness, following an on-site inspection by the financial regulatory authority [2][3]. - Zhejiang Merchants Bank was fined 11.308 million yuan for imprudent management of internet loan-related businesses, with a warning issued to a responsible individual [3]. - China Construction Investment was fined 850,000 yuan for imprudent practices in debt-to-equity swap projects and non-compliance in service fee pricing procedures [4]. Group 2: Personnel Penalties - Two former employees of Industrial and Commercial Bank of China (ICBC) received bans from the banking industry for 5 and 7 years, respectively, due to serious violations of prudent operation rules [5]. - The former general manager of ICBC's asset management department, Gu Jian Gang, faced severe disciplinary actions for corruption and misconduct, including being expelled from the party and public office [6]. Group 3: Financial Performance of Huaxia Bank - In the first half of 2025, Huaxia Bank reported a revenue of 45.522 billion yuan, a year-on-year decrease of 5.86%, and a net profit attributable to shareholders of 11.47 billion yuan, down 7.95% [3]. - The bank's total assets reached 4.5496 trillion yuan, reflecting a growth of 3.96% compared to the end of the previous year [3]. - The non-performing loan balance was 38.67 billion yuan, an increase of 756 million yuan from the end of the previous year, with a non-performing loan ratio of 1.6%, unchanged from the previous year [3].

| 序号 | 当事人 | 主要违法违规 | 行政处罚内容 | 作出决定 | | --- | --- | --- | --- | --- | | | 名称 | 行为 | | 机关 | | 1 | 原工商银行 员工李超、 | 利用职务便利违规 | 对李超禁止5年从事银行业工作; 对易重彬禁止7年从事银行业工 | 金融监管 | | | | 开展理财业务,严 | | | | | | 重违反审慎经营规 | 作。 | 总局 | | | 易重彬 | 则 | | | | 2 | 华夏银行股 | 相关贷款、票据、 | 对华夏银行股份有限公司罚款8725 | | | | 份有限公司 | 同业等业务管理不 | 万元。 | 金融监管 | | | 及相关责任 | 审慎,监管数据报 | 对陈成天、刘建新警告;对钱建 | 总局 | | | | | 华、何羽、吕玉梅、涂超警告并罚 | | | | 人员 | 送不合规等 | 款合计20万元。 | | | 3 | 浙商银行股 份有限公司 | 相关互联网贷款等 | 对浙商银行股份有限公司罚没合计 | 金融监管 | | | | | 1130.80万元。 | | | | 及相关责任 | 业务管理不审慎 ...

| 序号 | 当事人 | 主要违法违规 | 行政处罚内容 | 作出决定 | | --- | --- | --- | --- | --- | | | 名称 | 行为 | | 机关 | | 1 | 原工商银行 员工李超、 | 利用职务便利违规 | 对李超禁止5年从事银行业工作; 对易重彬禁止7年从事银行业工 | | | | | 开展理财业务,严 | | 金融监管 | | | | 重违反审慎经营规 | 作。 | 总局 | | | 易重彬 | | | | | | | 则 | | | | 2 | 华夏银行股 份有限公司 | 相关贷款、票据、 同业等业务管理不 | 对华夏银行股份有限公司罚款8725 力元。 | 金融监管 | | | 及相关责任 | 审慎,监管数据报 | 对陈成天、刘建新警告;对钱建 | 总局 | | | | | 华、何羽、吕玉梅、涂超警告并罚 | | | | 人员 | 送不合规等 | 款合计20万元。 | | | 3 | 浙商银行股 份有限公司 | 相关互联网贷款等 | 对浙商银行股份有限公司罚没合计 1130.80万元。 | 金融监管 | | | 及相关责任 | 业务管理不审慎 | | 总局 | | ...