责任编辑：刘万里 SF014 10月11日，国家金融监督管理总局行政处罚信息公示列表显示，中再资产管理股份有限公司及相关责任 人员因未按照规定运用保险公司资金行为，被国家金融监督管理总局开出罚单。 国家金融监督管理总局对中再资产罚款300万元，对相关责任人员刘凡、周金荣、刘峰、陆杰警告并罚 款共计23万元。 ...

Core Points - The People's Bank of China issued a warning and fined CITIC Bank 15.357 million yuan for multiple regulatory violations [1] Summary by Categories Regulatory Violations - CITIC Bank violated financial statistical regulations [1] - The bank breached account management regulations [1] - There were violations related to counterfeit currency management [1] - The bank was found to have withheld fiscal deposits or funds [1] - Violations occurred in the collection, provision, inquiry, and management of credit information [1] - The bank failed to fulfill customer identity verification obligations as required [1] - There was non-compliance in retaining customer identity data and transaction records [1] Penalty Details - The administrative penalty decision was made on September 22, 2025 [1]

据海南证监局网站消息，9月16日，海南证监局对华夏银行股份有限公司海口分行采取出具警示函措施 的决定。 海南证监局表示，经查，华夏银行海口分行存在以下违规事项： 一、基金销售业务相关管理人员未取得基金从业资格，违反了《公开募集证券投资基金销售机构监督管 理办法》（证监会令第175号，以下简称《销售办法》）第八条第（四）项的规定。 二、未将投资人长期投资收益纳入分支机构和基金销售人员考核评价指标体系，违反了《销售办法》第 三十条第一款的规定。 三、投资者适当性自查工作管控不到位，违反了《关于实施〈公开募集证券投资基金销售机构监督管理 办法〉的规定》（证监会公告〔2020〕58号）第二十五条的规定。 公告显示，根据《销售办法》第五十三条，海南证监局决定对该分行采取出具警示函的行政监督管理措 施，并记入资本市场诚信档案数据库。 8月18日，国家金融监督管理总局山西监管局通报，因对原华夏银行太原北城支行贷后管理不尽职负有 责任，支行时任副行长任承旺被禁止7年从事银行业工作。 华夏银行官网介绍，华夏银行于1992年10月在北京成立，是首钢集团有限公司独资组建成立的全国性商 业银行，是全国唯一一家由制造业企业发起的股份制 ...

ASIC 表示， ANZ 将支付 2.4 亿澳元（约合 1.6 亿美元）的罚款。 澳新银行因 " 债券风波 " 【导读】澳新银行因 " 债券风波 " 和多项业务处理不当，被处以 2.4 亿澳元罚款 中国基金报记者 储是 9 月 15 日（周一），澳大利亚证券和投资委员会（ ASIC ）披露一则重大处罚。 ASIC 在完成数月的调查后发布声明称，澳新银行（ ANZ ）将债券交易量夸大 " 数百亿美元 " ，并在多项业务中存在 " 广泛不当行为 " ，影响近 6.5 万名客户。 被罚 1.25 亿澳元 据 ASIC 文件， 2023 年 4 月 19 日， ANZ 协助政府主权债务管理机构澳大利亚金融管理 办公室（ AOFM ）完成一笔 140 亿澳元的债券发行。 ANZ 没有在当天逐步交易以限制市场 影响，而是在定价前后出售了大量 10 年期澳大利亚债券期货，给债券价格带来下行压力。 ASIC 认为， ANZ 未披露这一行为，也未给政府提供与 ANZ 协商推迟定价的机会。 ASIC 还指控， ANZ 在近两年时间里就该债券交易量提交的报告和数据，存在误报。 ANZ 虚报数据，将债券交易量夸大 " 数百亿美元 " ...

Core Viewpoint - A number of financial institutions in China have been penalized by the Financial Regulatory Bureau, with total fines exceeding 150 million yuan, highlighting issues related to compliance and risk management practices across the sector [1][2]. Group 1: Penalties on Major Banks - Guangfa Bank and Hengfeng Bank were fined over 60 million yuan each, with Guangfa Bank receiving a fine of 66.7 million yuan due to imprudent management of loans, bills, and factoring, as well as non-compliance in regulatory data reporting [2]. - Hengfeng Bank was fined 61.5 million yuan for similar violations, including imprudent management of loans and regulatory data reporting [2]. - Both banks acknowledged the penalties and stated they have completed the necessary rectifications and are committed to improving their risk management frameworks [2]. Group 2: Other Financial Institutions Penalized - Huaxia Wealth Management was fined 12 million yuan for non-compliance in investment operations and regulatory data reporting [3]. - Several other institutions, including China Export-Import Bank, China Construction Bank, and Everbright Bank, received fines exceeding 1 million yuan for various compliance failures, such as inaccurate risk classification and inadequate management of outsourced IT services [4]. - Notably, China Export-Import Bank was fined 1.3 million yuan for inadequate country risk management, while Everbright Bank faced a fine of 4.3 million yuan for deficiencies in IT outsourcing management [4].

Core Viewpoint - The financial regulatory authority has issued the largest fine of the year, totaling 87.25 million yuan, against Huaxia Bank for multiple violations in loan, bill, and interbank business management [2][3]. Group 1: Regulatory Actions - Huaxia Bank was fined 87.25 million yuan due to non-compliance in risk management and internal control effectiveness, following an on-site inspection by the financial regulatory authority [2][3]. - Zhejiang Merchants Bank was fined 11.308 million yuan for imprudent management of internet loan-related businesses, with a warning issued to a responsible individual [3]. - China Construction Investment was fined 850,000 yuan for imprudent practices in debt-to-equity swap projects and non-compliance in service fee pricing procedures [4]. Group 2: Personnel Penalties - Two former employees of Industrial and Commercial Bank of China (ICBC) received bans from the banking industry for 5 and 7 years, respectively, due to serious violations of prudent operation rules [5]. - The former general manager of ICBC's asset management department, Gu Jian Gang, faced severe disciplinary actions for corruption and misconduct, including being expelled from the party and public office [6]. Group 3: Financial Performance of Huaxia Bank - In the first half of 2025, Huaxia Bank reported a revenue of 45.522 billion yuan, a year-on-year decrease of 5.86%, and a net profit attributable to shareholders of 11.47 billion yuan, down 7.95% [3]. - The bank's total assets reached 4.5496 trillion yuan, reflecting a growth of 3.96% compared to the end of the previous year [3]. - The non-performing loan balance was 38.67 billion yuan, an increase of 756 million yuan from the end of the previous year, with a non-performing loan ratio of 1.6%, unchanged from the previous year [3].

Core Viewpoint - The National Financial Supervision Administration has announced a series of administrative penalties against banks, financial asset management institutions, and several financial personnel, with total fines exceeding 100 million yuan and three individuals banned from the industry [1] Group 1: Penalties on Banks - Huaxia Bank was fined 87.25 million yuan for imprudent management of loans, bills, and interbank business, along with non-compliance in regulatory data reporting [2][3] - Zhejiang Commercial Bank was penalized a total of 11.308 million yuan for imprudent management of internet loans and related businesses [4] - The Industrial and Commercial Bank of China employees, Li Chao and Yi Zhongbin, were banned from the banking industry for 5 and 7 years respectively for using their positions to conduct illegal wealth management activities [4] Group 2: Penalties on Financial Asset Management Institutions - Jianxin Financial Asset Investment Co., Ltd. was fined 850,000 yuan for imprudent practices in debt-to-equity swap projects and non-compliance in service fee pricing procedures [4] - The Industrial Bank Financial Asset Investment Co., Ltd. was fined 400,000 yuan for non-compliance in service pricing management [5] - Jiaoyun Insurance Asset Management Co., Ltd. faced fines totaling 1.15 million yuan for operations related to trust plans and debt investment plans that did not meet regulatory requirements [5]

Core Viewpoint - The National Financial Supervision Administration has announced a series of administrative penalties against banks, financial asset management institutions, and several financial personnel, with total fines exceeding 100 million yuan and three individuals banned from the industry [2][4]. Group 1: Penalties and Violations - A total of over 10 penalties have been issued to Huaxia Bank since 2025, primarily targeting credit business violations [4]. - Huaxia Bank was fined 87.25 million yuan for "imprudent management of related loans, bills, and interbank business, as well as non-compliance in regulatory data reporting" [3][4]. - Zhejiang Merchants Bank was fined a total of 11.308 million yuan for "imprudent management of related internet loan businesses" [3][4]. - Industrial and Commercial Bank of China employees Li Chao and Yi Zhongbin were banned from the banking industry for 5 and 7 years, respectively, for using their positions to engage in illegal wealth management activities [3][5]. Group 2: Financial Performance - Zhejiang Merchants Bank reported a 5.76% decline in operating income to 33.248 billion yuan and a 4.15% decrease in net profit to 7.667 billion yuan, marking the first "double decline" since its listing [5]. - The asset quality of Zhejiang Merchants Bank continues to improve, with a further 2 basis points decrease in the non-performing loan ratio [5]. Group 3: Other Institutions - Jianxin Financial Asset Investment Co., Ltd. was fined 850,000 yuan for imprudent management of debt-to-equity swap projects and non-compliance in service fee pricing procedures [3][5]. - Other financial institutions, including Industrial Bank Financial Asset Investment Co. and Pacific Asset Management Co., were also penalized for various regulatory non-compliance issues, with fines totaling 1.15 million yuan and 1 million yuan, respectively [5].