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常熟银行首次启动中期分红,年内三次计划“村改支”,上半年常熟以外地区营收占比超6成
Mei Ri Jing Ji Xin Wen· 2025-08-09 00:48
A股上市银行首份半年报出炉。据常熟银行披露,今年上半年该行营收、净利润均实现两位数同比增幅:营收60.62亿元,同比增幅10.1%;归属于上市公司 股东的净利润19.69亿元,同比增幅13.51%。 记者注意到,今年上半年,常熟银行在常熟以外地区营业收入占比66.52%,拨备前利润占比66.62%。这组数据背后,是常熟银行正通过吸收合并村镇银 行、改设分支机构,快速渗透县域市场,打开发展空间,同时优化资源配置,降低综合管理成本。据悉,该行年内已三次计划"村改支",合计将吸收合并7 家村镇银行并设立分支机构。 在发布半年度业绩的同时,常熟银行也披露了2025年中期利润分配方案公告,每股派发现金红利0.15元,共计派发现金红利4.97亿元,占2025年半年度归属 于母公司股东的净利润比例为25.27%。这也是该行首次启动中期分红。 另据记者梳理,此前包括该行在内已有6家银行披露了2025年半年度业绩快报,营收和归母净利润均实现同比增长,且资产质量稳中向好,不良率较年初持 平或有所下降。部分银行在快报中还提及业内颇为关注的净息差情况,称趋势企稳。 拟首次中期分红,分红比例提升至25% 截至今年6月末,常熟银行总资产 ...
First National Bank Alaska announces unaudited results for second quarter 2025
Globenewswire· 2025-08-09 00:38
Core Insights - First National Bank Alaska reported a net income of $18.4 million for Q2 2025, an increase from $15.6 million in Q2 2024, translating to earnings per share of $5.80 compared to $4.94 the previous year [1][2]. Financial Performance - The bank's return on assets improved to 1.46% as of June 30, 2025, marking a 38 basis points increase from the previous year [2][4]. - Total interest and loan fee income for Q2 2025 was $57.0 million, a 0.7% increase from $56.6 million in Q2 2024, with interest income from loans rising by $4.0 million [3]. - Total interest expense decreased to $11.8 million in Q2 2025, down from $16.5 million in Q2 2024, contributing to a net interest margin of 3.69%, up from 2.98% year-over-year [5]. Loan and Asset Quality - Total loans reached $2.6 billion as of June 30, 2025, an increase of $200.1 million from the previous year, while nonperforming loans rose to $9.8 million, representing 0.38% of total loans [2][13]. - The provision for credit losses for the year-to-date was $2.2 million, up from $1.3 million in the same period last year, reflecting loan growth [2]. Equity and Capital - Shareholders' equity increased to $550.1 million as of June 30, 2025, compared to $485.2 million a year earlier, with a return on equity of 13.53% [7]. - The bank's Tier 1 leverage capital ratio stood at 11.95%, well above the regulatory minimum [7][13]. Operational Efficiency - Noninterest operating income for Q2 2025 was $7.4 million, consistent with the previous year, while noninterest expenses rose by $1.4 million due to increased salaries and benefits [6]. - The efficiency ratio improved to 50.58%, outperforming peer groups both in Alaska and nationally [6].
浙商证券:银行股可以满足险资“长期稳健,绝对收益”的配置要求
Xin Lang Cai Jing· 2025-08-09 00:33
浙商证券研报指出,总的来说,银行股可以满足险资"长期稳健,绝对收益"的配置要求。考虑到增量和 存量保费入市,预计未来三年有超过5000亿险资资金增配银行。高股息、高收益、有席位的银行股仍是 险资"心头好"。 ...
邮储银行获融资买入0.68亿元,近三日累计买入2.01亿元
Jin Rong Jie· 2025-08-09 00:22
Group 1 - The core viewpoint of the news is that Postal Savings Bank has seen fluctuating financing activities, with a net sell-off on a specific day despite recent buying trends [1][2][3] Group 2 - On August 8, Postal Savings Bank had a financing buy amount of 0.68 million yuan, ranking 267th in the market, with a financing repayment amount of 0.72 million yuan, resulting in a net sell-off of 447.79 thousand yuan [1] - Over the last three trading days from August 6 to August 8, the financing buy amounts for Postal Savings Bank were 0.55 million yuan, 0.79 million yuan, and 0.68 million yuan respectively [1] - In terms of securities lending, on the same day, there were 11.19 thousand shares sold short, with a net buy of 8.74 thousand shares [2]
X @The Wall Street Journal
The Wall Street Journal· 2025-08-08 23:39
Jamie Dimon wants JPMorgan Chase to become the biggest bank in the American South. So he summoned his top executives, chartered a bus and set out to explore Dixie. https://t.co/FkEmTanuua ...
建立动态精准洗钱风险防控机制
Sou Hu Cai Jing· 2025-08-08 22:27
交通银行内控合规部副总经理戴浩然介绍,《管理办法》关于基于风险开展客户尽职调查的要求,除落 实反洗钱法、适应国内实践需要外,也与反洗钱国际标准和国际通行做法相一致。今年底,我国将迎来 新一轮反洗钱国际评估。该评估是衡量一国反洗钱水平的重要标尺,评估结果关乎我国扩大金融行业高 水平对外开放的工作大局。 《管理办法》在防范风险的同时,注重保障公众正常金融服务需求。例如,未要求对5万元以上现金存 取业务一律核查资金来源和用途,而是规定仅对洗钱风险较高的情形强化尽职调查,避免过度干预普通 民众日常金融活动。在跨境汇款领域,《管理办法》重申了执行20余年的国际规则——1000美元以上跨 境汇款需传递真实汇款人信息,旨在确保身份真实准确,防范风险,并非新增要求。 从金融业实践看,2007年《反洗钱法》施行以来,金融机构持续健全反洗钱内控制度,依法开展客户尽 职调查工作,完善洗钱预防措施。但近年来出现的洗钱风险案例暴露出部分金融机构尽职调查有效性不 足的问题。比如,有的机构对不同风险状况的客户采取"一刀切"措施,有的忽视业务存续期间的风险变 化,导致资源错配和风险隐患。 "在全球化背景下,中国积极履行国际反洗钱义务,反映了 ...
曹慰到任平安银行信用卡中心总裁任职资格待核准
Xin Lang Cai Jing· 2025-08-08 21:13
上证报中国证券网讯(记者 徐潇潇)8月8日,记者从平安银行官方微信公众号"平安票号"了解到,Visa全球高级副总裁兼大中华区总裁于雪莉一行来访平安银行。平安银行行长助理王军、平 据了解,曹慰原为招商银行信用卡中心副总经理。今年上半年有消息称,曹慰将出任平安银行信用卡中心总裁,正在办理入职手续。"平安票号"8日的动态信息证实了曹慰已到任平安银行信用卡 曹慰在招商银行零售业务板块深耕多年,历任信用卡中心市场企划部副总经理、总行零售金融部总经理助理。2021年8月6日,其招行信用卡中心副总经理的任职资格获核准。 平安银行信用卡中心前任总裁为刘显峰。去年10月,平安银行回应上海证券报记者称,平安银行信用卡中心总裁刘显峰因个人原因,接受外部有关单位调查。 彼时,平安银行行长助理张朝晖兼任信用卡中心总裁。直至今年3月,张朝晖分管领域调整,改兼任深圳分行行长,不再兼任该行信用卡中心总裁。 来源:上海证券报·中国证券网 ...
成都银行股东增持计划调整不再设定价格上限
Xin Lang Cai Jing· 2025-08-08 21:09
来源:上海证券报·中国证券网 上证报中国证券网讯(记者 黄坤)说好的增持,成都银行的股东还是决定出手。 8月8日,成都银行发布公告称,实际控制人成都市国资委及增持主体调整原增持计划,将不设定增持价格区间。 本次增持计划始于今年4月9日,根据成都银行公告,成都产业资本集团、成都欣天颐拟自4月9日起6个月内,通过上海证券交易所系统以集中竞价等合法合规方式增持成都银行A股普通股股份。 然而,因成都银行股价持续超过增持计划披露的价格上限,成都产业资本集团、成都欣天颐始终未能增持成都银行股份。 换言之,成都银行股价涨得太快,且超过了增持价格上限,导致股东无法增持。 不过,相关股东还是表达了"诚意",对增持方案进行了调整,计划继续实施增持。 8日成都银行披露称,为积极履行公开承诺,传递对成都银行未来发展前景的信心,积极支持成都银行高质量发展,成都市国资委及增持主体拟对原增持计划的增持价格、增持数量或金额、增持 具体来看,在增持股份的价格上,变更前,增持价格不超过成都银行除权除息后的历史最高股价17.59元/股。变更后,不设定价格区间,将根据成都银行股票价格波动情况及资本市场整体趋势 拟增持股份的数量或金额上,变更前,成都 ...
Civista Bancshares Remains One Of The Most Compelling Banks Out There
Seeking Alpha· 2025-08-08 21:06
In June 2023, I made the decision to rate Civista Bancshares (NASDAQ: CIVB ) a "Strong Buy." During extreme market turbulence in the banking sector, driven by the banking collapse that had embroiled the economy just a short timeCrude Value Insights offers you an investing service and community focused on oil and natural gas. We focus on cash flow and the companies that generate it, leading to value and growth prospects with real potential.Subscribers get to use a 50+ stock model account, in-depth cash flow ...