截至6月27日收盘，跨境支付(CIPS)概念下跌1.95%，位居概念板块跌幅榜前列，板块内，小商品城、吉 大正元、新晨科技等跌幅居前，股价上涨的有10只，涨幅居前的有东华软件、京北方、*ST仁东等，分 别上涨4.28%、2.40%、2.34%。 跨境支付(CIPS)概念资金流出榜 | 代码 | 简称 | 今日涨跌幅（%） | 今日换手率（%） | 主力资金流量（万元） | | --- | --- | --- | --- | --- | | 601288 | 农业银行 | -3.29 | 0.23 | -75939.93 | | 300773 | 拉卡拉 | -2.44 | 23.62 | -58863.67 | | 600415 | 小商品城 | -9.89 | 4.53 | -56346.96 | | 601398 | 工商银行 | -2.85 | 0.18 | -48533.62 | | 300130 | 新国都 | -2.94 | 22.68 | -37173.50 | | 600036 | 招商银行 | -3.47 | 0.46 | -34794.19 | | 002987 | 京北方 | 2.40 ...

如何利用合作伙伴关系、技术和合规专业知识来创建无缝、安全且可扩展的支付系统? 沈恩光表示,跨国电商等新商业模式的迅速崛起给跨境支付行业带来了新的市场机遇与需求。比如跨境 电商小额、高频、碎片化的特点;多平台的运营模式;交易通常涉及多个国家和地区、多个币种;以及面临 不同国家和地区的分散的监管环境等等,对跨境支付服务提出多元化的需求。 "作为跨境贸易的重要基础设施,我们需要给跨境电商提供一套无缝的一站式全球支付解决方案,让他们可 以通过一个账户轻松管理所有市场和所有资金。"他进一步指出。 据其介绍,依托连连数字广泛的全球牌照布局、完善的专有技术平台及广泛的合作方网络,连连国际可为 跨境电商、外贸B2B、服贸等不同类型的企业提供一个账户体系收付一体的综合支付解决方案。具体来 说,不同类型的跨境企业可在连连侧开立完整的账户体系,通过一个管理后台完成全球收款、全球付款、 多渠道资金分发、汇兑等动作,享受安全高效的跨境支付服务。 随着全球支付的发展,借助创新和战略协作构建富有弹性的基础设施,已然成为当前的热门话题。 4月23日,连连国际CEO沈恩光受邀出席本次Money20/20亚洲峰会,并与美国运通公司副总裁兼董事总 ...

Group 1 - The company, Lakala, is in deep discussions with Ant International regarding collaboration in wallet network acceptance and global acquiring services [1]

Group 1 - The core viewpoint of the article highlights Lakala's extensive cross-border payment network, which covers over 100 countries globally, providing tailored and integrated cross-border payment solutions for Chinese brands [1] - In 2024, the company expects to serve over 120,000 clients in its cross-border payment business, representing a year-on-year growth of 80% [1] - The transaction amount for cross-border payments is projected to reach 49.2 billion yuan in 2024, showing a year-on-year increase of 14% [1] Group 2 - In the first quarter of 2025, the company reported a year-on-year growth of 76% in the number of cross-border merchants and an 85% increase in cross-border payment transaction amounts [1]

Group 1 - The core viewpoint is that stablecoins may reshape the current cross-border payment landscape, which is based on correspondent banks and clearing houses, especially following recent regulatory developments in the US and Hong Kong [1][2] - The emergence of compliant stablecoins could allow cross-border payments to operate outside traditional bank account systems, utilizing token wallets on blockchain networks, thus offering advantages in processing time and cost [2][3] - Concerns are raised regarding the potential impact of stablecoins and CBDCs on traditional financial institutions, as the current correspondent banking model is perceived as "slow and expensive," failing to meet customer demands for speed and cost efficiency [2][3] Group 2 - Swift's platform currently ensures that over 90% of cross-border payments reach the recipient's bank within one hour, with half of those transactions completed within five minutes [3] - The costs associated with Swift's messaging service are relatively low, at one euro cent per message, but the perception of slowness and expense arises from various regulatory and operational challenges [3][4] - Future compliance requirements for stablecoins, such as KYC and AML, may introduce additional costs and complexities, potentially mirroring some of the existing challenges faced by traditional systems [3][4] Group 3 - Swift emphasizes its role in supporting any compliant currency or exchange form, including stablecoins and CBDCs, as it aims to enhance interoperability and prevent the formation of "digital islands" [4][5] - The connection between blockchain systems and traditional banking is identified as a key value area for Swift, facilitating the conversion of digital assets to fiat currencies and ensuring compliance with regulatory requirements [4][5] - Swift's ongoing experiments aim to address the fragmentation of global applications and enhance the adoption of digital assets, with a series of tests conducted to simulate transactions across different payment systems [6] Group 4 - Swift is integrating AI into its platform to tackle challenges in cross-border payments, including data privacy and regulatory differences, enhancing capabilities in fraud detection and compliance [6]

26日周四，尽管美国经济数据好坏参半，美股三大指数依然走高，标普500指数逼近历史新高，AI乐观 预期推动科技股继续领涨。同时，市场正在加码押注年内将有两次降息，首次降息时间可能在9月，7月 降息的概率仍维持在20%左右。降息预期增强，推动美股、美债走高，美元指数跌至两年新低。欧股回 吐涨幅，油价两日连涨，现货黄金跌幅扩大，加密货币冲高回落。 美股盘前公布数据显示，坏的方面，美国一季度GDP终值下修至萎缩0.5%；5月商品贸易逆差意外扩 大，出口创下疫情以来最大降幅；美国续请失业救济人数升至三年半最高。好的方面，美国上周首申失 业救济人数小幅下滑。数据略显疲软，但市场认为这反而更可能促使美联储降息。 另外，即使鲍威尔还没离职，报道称特朗普可能最早在今年9月宣布鲍威尔的接替人选，通过鸽派的"影 子美联储主席"来影响市场，增强美联储提前降息预期。美联储官员依旧有分歧，周四旧金山联储主席 戴利表示，目前越来越多的证据表明，关税不太可能引发持续性通胀上升。但里士满联储主席巴金则 说，关税很可能会推高物价，美联储应继续观望。 以下为核心资产走势： 美股三大指数走高，道指盘中涨约0.6%，标普500指数涨超0.4%，纳指 ...

对于商户而言，"广信预"平台支持提现零手续费，实现与其他主流支付平台的互联互通，银行机构为入 驻商户提供低息融资产品，有效降低商户经营成本，提升支付便利性与效率。在资金安全层面，所有预 付资金均由智能合约控制，从根本上杜绝资金挪用风险，为政府部门实施高效、精准社会治理提供强有 力的技术支持与数据支撑。 数字人民币外币兑换机支持20余种外币即时兑换 据介绍，广电运通携成员企业中金支付、运通数达、运通购快携七大创新应用设备精彩亮相。除了"广 信预"平台，广电运通数字人民币外币兑换机也吸引了不少市民体验。 6月26日，为期三天的第14届金交会在广交会展馆开幕。金交会启动仪式上，五大金融新平台集中授牌 格外亮眼，其中数字人民币"广信预"预约消费保障服务平台的授牌备受期待。 据介绍，该平台由中国人民银行、广州数字科技集团、银行机构合作共建，依托数字人民币APP"元管 家"预付资金管理模板，由广州数科集团开发建设运营。平台直击预付费消费市场核心痛点，借助数字 人民币智能合约技术，构建对预付资金、履约行为与支付结算的闭环管理机制，实现资金"一笔一清、 实时清算"，保障消费者预付资金安全。 "消费者向商户支付时，预付资金将由 ...

美东时间6月25日，美股科技股再度走强，纳斯达克100指数盘中一度创出历史新高，盘中最高报22329.23点；纳指一度站上20000点大关。其中，英伟达 大涨超3%，逼近历史新高价，总市值超越微软，再度成为全球市值最高的公司。 在消息面上，美股市场正在酝酿的一则重大变革引发投资者的关注。 PART 01 美股或迎十余年来最大改革 美东时间6月25日，据路透社报道， 美国主要证券交易所正与美国证券交易委员会（SEC）磋商，拟放宽对上市公司的监管要求，以吸引更多高估值初创 公司进入资本市场。 据悉，参与方包括SEC、纳斯达克交易所（Nasdaq）和纽约证券交易所（NYSE）。 知情人士表示，正在讨论的重大改革举措涵盖多个方面，包括减少信息披露义务、降低上市成本，以及提高小股东发起股东行动的难度。 知情人士透 露，谈判的重点是调整那些让企业更难上市及持续维持上市地位的法规。 对此，有分析人士警告称，放松信息披露要求、降低或维持上市的成本，往往会以牺牲投资者保护为代价。 当监管减少时，投资者面临的潜在损失风险 可能会上升。 截至当日收盘，道指跌106.59点，跌幅为0.25%，报42982.43点；纳指涨61.02点 ...

互联网商业巨头现在都在摩拳擦掌布局稳定币支付网络，有些宣称将要发行稳定币，在国际上有沃尔 玛、亚马逊等零售巨头，还有例如在线旅游巨头Expedia和其他大型企业，包括航空公司，同样在讨论 发行稳定币的计划。而在国内京东集团和蚂蚁集团也宣布在香港发行稳定币。 他们进入稳定币市场，直接的目标是建立自己的支付网络，摆脱传统支付网络成本高、效益低的弊病。 而国内，这几年第三方支付勃兴，以支付宝和微信支付为主的小额支付已经完全普及，覆盖了个人的消 费支付环节，但是他们都离不开传统银行的账户支持。但是稳定币带来的支付模式将改变传统支付的既 定格局，利益格局将被重塑。 零售商们在传统支付系统中比如每年给Visa、万事达卡等传统支付巨头数十亿美元的手续费，包括客户 使用银行卡购物时产生的交换费。不仅仅是费用的问题，传统支付网络往往需要数天时间，延迟了商户 收到销售收入的时间。 稳定币最显著的特点是"支付即结算"，资金无需像传统支付网络那样等待数日才能到账，同时也不用像 在传统支付网络那样向银行和支付机构缴纳高额费用。 近日，京东集团就宣布，京东希望在全球所有主要的货币国家申请稳定币牌照，然后通过稳定币的牌照 实现全球企业之间 ...

Group 1: Market Overview - The report highlights a focus on virtual currency concept stocks, driven by geopolitical events and potential interest rate cuts by the Federal Reserve, leading to a rise in the Hong Kong stock market [2][3] - The Hang Seng Index opened high and closed at 24,474 points, up 297 points or 1.23%, with significant trading volume of 267.8 billion HKD, an increase of 11.4% from the previous day [2][3] - The report notes a substantial net inflow from the Northbound trading, amounting to 9.574 billion HKD, a 269.8% increase compared to the previous day [2] Group 2: Sector Performance - All 12 Hang Seng Composite Industry Indices rose, with the leading sectors being real estate and construction, financials, and consumer discretionary, showing gains between 1.38% and 2.61% [3] - The report indicates that energy, healthcare, and telecommunications sectors lagged behind, with increases of only 0.09% to 0.17% [3] Group 3: Company Insights - Guotai Junan International (1788.HK) received approval from the Hong Kong Securities and Futures Commission to upgrade its license to provide virtual asset trading services, resulting in a stock price surge of 198.4% to 3.70 HKD [5][6] - Other brokerage firms also experienced significant gains, with increases ranging from 29.4% to 42.1% following Guotai Junan's announcement [5] Group 4: Digital Payment Sector - Lianlian Digital (2598.HK) is identified as a digital payment service provider that is expected to benefit from the rollout of stablecoin services, with a focus on cross-border e-commerce [9][10] - The company has established a strong presence with 5.9 million merchants served and holds 65 payment licenses, enabling it to operate in over 100 countries [9][10] - The report projects a total payment volume (TPV) of 3.3 trillion CNY for 2024, reflecting a year-on-year growth of 65% [10] Group 5: Stablecoin Development - The report discusses the potential for stablecoins to become efficient payment methods, with the IMF supporting the establishment of regulatory frameworks for their use [6][7] - Lianlian Digital plans to apply for stablecoin issuance in Q4 2024, targeting cross-border trade payments to address current inefficiencies in the banking payment system [11][12]