"粤享暖冬乐游广东"消费季"食在广州"餐饮消费券第六批今天10点准时开抢！票券有效期为当前周期首日（周二）10:00至当前周期尾日（周一）23:59。 活动共派发满200元减50元、满500减100元、满1000减200元三档餐饮消费券。 市民可在银联云闪付和指定活动银行APP、美团/大众点评APP、抖音APP等平台领取消费券（每个平台每类消费券限领一次）。 | CIND | | 5 | | | | | --- | --- | --- | --- | --- | --- | | 云闪付 | 中国工商银行 | 工银e生活 | 中国农业银行 | 建行生活 | 交通银行 | | ದ್ಗಿ | | | | | | | 本康临 | 邮储银行 | 邮储银行信用卡 | 招商银行 | 广发银行 | 广发发现精彩 | | | | | OP | | | | 民生银行 | 美居生湿 | 阳光惠生活 | 浦发银行 | 浦大喜奔 | 华夏银行 | | | | | G | | | | 英彩生活 | | 兴业生活 广银信用卡 | 广州银行 | 广州农商银行 | | TIPS "粤享暖冬 乐游广东"消费季 "食在广州"餐饮消费券 ⏬第一轮发 ...

Group 1: Service Outsourcing Development - The Ministry of Commerce and six other departments issued an action plan to promote high-quality development in service outsourcing, aiming to cultivate internationally competitive leading enterprises by 2030 [1][3] - The plan emphasizes the importance of digitalization, intelligence, greening, and integration in service outsourcing, with a goal of significantly increasing employment [1] - Support will be provided for resource-based cities in central and western regions to develop cloud computing, intelligent computing, and artificial intelligence outsourcing services [3] Group 2: Capital Market Trends - CICC's research indicates a trend of residents shifting asset allocation, with potential for nearly 1 trillion yuan in incremental funds entering the capital market by 2027 [2] - The increase in equity asset allocation by financial institutions is projected to rise from 2.3% in 2026 to 3.5% in 2027, driven by the growth of rights-bearing products [2] Group 3: Autonomous Driving - The Ministry of Industry and Information Technology granted conditional access for the first L3 level autonomous driving vehicles, marking a significant step towards commercialization [4] Group 4: Future Industry Support - Chongqing's economic information committee proposed measures to support future industry development, including subsidies for ground station network projects and satellite internet infrastructure [5] Group 5: Renewable Energy Initiatives - Elon Musk announced plans to deploy 100 GW of solar AI satellites annually, emphasizing the economic inefficiency of building small nuclear fusion reactors [6] Group 6: Financial Market Infrastructure - The People's Bank of China launched a centralized accounting system to enhance the efficiency of the buyback market, supporting monetary policy implementation [9] Group 7: Brain-Computer Interface Innovation - Shanghai Brain Tiger Technology announced the successful completion of the first clinical trial for its fully implanted, wireless brain-computer interface, showcasing significant advancements in assistive technology [10] Group 8: Flying Car Development - GAC Group's flying car, GOVY AirCab, has entered the airworthiness certification phase, with plans for mass production by 2026 [11]

山西博物院"天下晋商"展：协同庆票号 ◎记者 武斌 截至9月末，山西社会融资存量规模达7.0万亿元，同比增长8.1%；全省金融机构本外币各项贷款余额 4.9万亿元，同比增长6.7%；普惠小微贷款余额5340.6亿元，同比增长21.5%……一组组数据，成为山西 金融系统坚定不移服务实体经济、推动高质量发展的有力见证。 "十四五"以来，山西省委金融办持续深化金融供给侧结构性改革、推动金融创新和优化金融生态，做细 做实金融"五篇大文章"，努力构建起一个与高质量发展要求相匹配的现代金融服务体系，为山西经济高 质量转型发展注入强劲动力。 精准滴灌，赋能实体经济向"新"向"智" 不用传统抵押，仅凭企业技术专利就可获得上千万元的贷款。这是近期发生在山西转型综改示范区内某 国家级专精特新"小巨人"企业的一幕，不仅解决了企业生产线扩能的资金难题，也让企业摆脱了因融资 期限短、成本高陷入的困境。 "十四五"期间，山西金融管理系统持续深化金融供给侧结构性改革，推动金融创新，优化金融生态，引 导金融资源进一步向科技创新、绿色转型、普惠小微等关键领域聚集，多措并举做好"五篇大文章"。 前三季度，山西社会融资规模增量为4719.3亿元， ...

Core Viewpoint - JFIN (JiaYin Technology) shows strong financial performance with significant revenue and profit growth, reflecting its successful technology-driven strategy in the financial services sector [1][2]. Financial Performance - As of September 30, 2025, JiaYin Technology reported total revenue of 5.132 billion RMB, representing a year-on-year increase of 16.73% [1]. - The company's net profit attributable to shareholders reached 1.435 billion RMB, marking a substantial year-on-year growth of 83.76% [1]. Company Overview - JiaYin Technology, founded by Mr. Yan Dinggui on June 18, 2011, is headquartered in Shanghai, China, and was successfully listed on NASDAQ on May 10, 2019, under the stock code JFIN [1]. - The company focuses on connecting consumers with financial institutions through advanced technologies such as big data, cloud computing, and artificial intelligence [1]. Technological Innovations - JiaYin Technology has developed several innovative platforms, including: - "TianYin" intelligent fund management platform for efficient asset matching [2]. - "MingJian" intelligent risk control engine to significantly enhance risk management capabilities [2]. - "DaYu" data asset management platform to improve data governance [2]. - "ChangE" intelligent voice call platform for compliant and considerate post-loan services [2]. - These innovations have led to digital process optimization, automated supervision, and scientific decision-making, strengthening the foundation of the digital economy [2]. Global Expansion - JiaYin Technology's business has expanded to various regions, including Southeast Asia, Africa, and Latin America, with plans for further international growth [1].

本报讯(记者贺王娟)12月15日晚间，北京捷成世纪科技股份有限公司(以下简称"捷成股份（300182）") 发布公告称，由于原拟续聘的2025年度会计师事务所——中兴财光华会计师事务所(特殊普通合伙)(简 称"中兴财光华")因其他个别审计业务被中国证券监督管理委员会立案调查，为避免该事项对公司2025 年度审计工作产生影响，结合公司业务发展和审计需求等实际情况，公司拟聘请北京中名国成会计师事 务所(特殊普通合伙)(简称"中名国成")担任公司2025年度审计机构。 ...

泰坦科技公告，公司作为有限合伙人以自有资金2900万元人民币认购上海泰礼璟源创业投资合伙企业 （有限合伙）份额。接力基金第七期首关认缴出资为2.42亿元，泰坦科技认购11.9835%的财产份额。待 基金完成最终募集后，基金总认缴出资额不超过4亿元，泰坦科技认缴出资额保持2900万元。合伙企业 已完成工商注册登记，出资额为2.42亿元人民币，成立日期为2025年12月15日。 ...

Economic Situation - The economic situation is characterized by persistent challenges, but the overall tone is becoming more positive. The external environment is expected to stabilize marginally, while domestic supply-demand imbalances are highlighted as significant issues [2][10][14]. Five Musts - The meeting outlined "Five Musts" to enhance economic potential, emphasizing the need for internal strengthening to address external challenges, and the importance of policy support and reform innovation [2][16][17]. 2026 Growth Target - The nominal and real GDP growth target for 2026 is set at around 5%. This target aligns with the need for a good start to the 14th Five-Year Plan and is slightly above the lower limit of the expected growth for the next decade [3][18][19]. Macro Policy - The macro policy framework is shifting from "promoting stability through growth" to "enhancing quality and efficiency," indicating a focus on structural optimization and effectiveness rather than just scale and intensity [4][22][25]. Fiscal Policy - The fiscal policy is expected to maintain a broad deficit rate of around 4%, with a focus on optimizing the expenditure structure and increasing investment in social welfare [4][26][28][29]. Monetary Policy - The monetary policy will continue to be moderately loose, with expectations for one rate cut and one reserve requirement ratio reduction in 2026. The focus will be on stabilizing nominal GDP and supporting key sectors [4][32][33][36]. Key Tasks - The emphasis is on domestic demand, innovation-driven growth, and reform efforts. Specific strategies include boosting consumption, stabilizing investment, and enhancing innovation capabilities [5][38][45]. Domestic Demand - The strategy prioritizes domestic demand, with a focus on increasing consumer income and optimizing supply. Retail sales growth is projected to recover to around 4.5% in 2026 [5][38][43]. Innovation - Innovation is positioned as a key task, with plans to strengthen the integration of education, technology, and talent development, and to establish major international technology innovation centers [5][45][46]. Reform - Key reforms will target the elimination of "involution" in competition, the clearing of overdue corporate debts, and the enhancement of the financial supply-side structure to support high-quality development [5][52][53][54]. Opening Up - The commitment to opening up remains strong, with a focus on expanding institutional openness and optimizing the business environment for foreign investment [5][55][56].

Group 1 - Singapore's Deputy Prime Minister and Minister of Trade and Industry, Gan Kim Yong, will visit China from December 15 to 16 to co-chair the 21st meeting of the China-Singapore Bilateral Cooperation Committee and other related meetings [1][11] - Russian President Vladimir Putin will hold his annual press conference on December 19, where he will address questions from journalists and the public [4][14] - The U.S. State Department announced that starting December 15, all H-1B visa applicants and their families will undergo expanded social media scrutiny [8][18] Group 2 - Ukrainian President Volodymyr Zelensky is preparing for meetings with U.S. and European allies in Berlin to discuss establishing a foundation for peace [5][15] - The U.S. and Ukraine have made significant progress in discussions regarding a "peace plan" and will meet again on December 15 [6][16] - Zelensky has submitted an updated version of Ukraine's "peace plan," which includes 20 key points for negotiation [7][17] Group 3 - Iran's Foreign Minister, Hossein Amir-Abdollahian, is scheduled to visit Belarus on December 15 and Russia on December 16-17 to discuss bilateral and regional issues, including nuclear matters [2][20] - Recent discussions between Putin and Iranian President Ebrahim Raisi focused on bilateral relations, economic cooperation, and key projects, with an emphasis on maintaining communication regarding Iran's nuclear program [21]

中证报中证网讯（记者 高改芳）12月14日，科技-产业-金融融合创新研究与传播基地、全球南方财经研 究与传播基地在沪正式揭牌，为科技创新与产业、金融深度融合搭建新平台。 其中，科技-产业-金融基地由《国际金融报》、上海财经大学、中国建设银行上海市分行联合发起，屠 光绍担任学术指导；全球南方财经基地由《国际金融报》与上海财经大学发起，原联合国秘书长南南合 作事务特使、联合国南南合作办公室主任周一平出任首席顾问。 活动现场，多位嘉宾围绕科创发展分享实践经验与思考。 全国政协常委、上海市政协原副主席周汉民指出，科技创新具有长期不确定性、高资本投入与高风险并 存等特征，传统金融抵押和现金流风控机制难以适配，需通过知识产权质押融资、中长期创投基金等创 新方式，打通创新链与资金链，破解科技企业"融资难、融资贵、融资慢"问题，推动科技成果从"实验 室"走向"生产线"。 中国建设银行上海市分行行长刘军介绍，该行构建"价值流科创评价体系"，通过创新链、产业链等七个 维度，为7万余家上海科技企业精准画像，还打造"科创E建行"平台服务科技人才。目前，该行科技企业 贷款余额超1300亿元，服务客户逾8600户，同时联动总行股权投资公 ...

随着科技巨头为AI基础设施大举发债，投资者对潜在债务风险的担忧日益加剧。 根据数据清算机构DTCC的最新数据，自今年9月初以来，与少数几家美国科技集团挂钩的信用违约互 换（CDS）交易量已飙升90%。CDS是一种类似保险的金融工具，可以在公司发生违约时为投资者提供 保护。 这股对冲热潮的出现，正值华尔街对科技股的抛售因甲骨文和博通等公司业绩不及投资者高预期而再度 加剧。 而投资者的不安情绪，源于科技公司为建设AI基础设施而掀起的一股发债狂潮。这些需要投入巨额资 金的项目可能需要数年时间才能产生回报，其不确定性正促使投资者重新评估相关公司的信用风险，并 积极寻求保护性策略。 AI融资转向，信贷市场成新战场 今年年初，对于高评级的美国科技公司而言，信用风险几乎是一个不存在的话题。当时，这些公司主要 依靠其庞大的现金储备和强劲的盈利能力来资助AI支出。然而，随着成本不断攀升，情况发生了变 化。 据统计，今年秋季，Meta、亚马逊、Alphabet和甲骨文四家公司通过发行债券合计融资高达880亿美 元，专门用于AI项目。摩根大通预测，到2030年，投资级公司为AI项目融资的规模可能达到1.5万亿美 元。这种从内部融资 ...