Core Insights - The Chase Freedom Unlimited® card is recommended as a starting point for individuals looking to enter the credit card rewards space due to its simplicity and value [2][30]. Card Overview - The card offers a 0% Intro APR for 15 months on purchases and balance transfers, followed by a variable APR of 18.49% - 27.99%, with no annual fee [2][8]. - It features a $300 welcome bonus after spending $500 in the first 3 months, which is a 50% increase from its standard offer [4][12]. Rewards Structure - The card provides 5% cash back on travel purchased through Chase Travel, 3% on dining and drugstore purchases, and 1.5% on all other purchases [7][11]. - Rewards are earned as Chase Ultimate Rewards points, which can be transferred to premium Chase cards for enhanced value [20][21]. Accessibility and Approval - The Freedom Unlimited card is noted for its easier approval odds compared to premium cards, making it suitable for individuals with varying credit backgrounds [15][18]. - It is positioned as an ideal first credit card for those new to rewards programs [16][30]. Value Proposition - The card's no-annual-fee structure combined with its cash back on everyday purchases makes it a strong contender in the market, especially when compared to premium cards with high fees [28][29]. - It is highlighted for its straightforward earning structure, allowing users to earn rewards without the need for tracking bonus categories [13][26]. Final Recommendation - The Freedom Unlimited card is recommended for both beginners and seasoned users due to its balance of simplicity, value, and the potential for maximizing rewards through the Chase Ultimate Rewards ecosystem [30][31].

As the national average home equity line of credit interest rate continues to fall, homeowners are finding a HELOC to be a welcome holiday cash flow solution. With pricing as low as it's been in three years, based on the prime rate, a HELOC is more affordable these days too. HELOC rate: Sunday, December 21, 2025 According to Curinos data, the average weekly HELOC rate is 7.44%. This rate is based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of 70%. ...

Market Valuation Changes - The combined market valuation of six of the top-10 most-valued firms increased by ₹75,256.97 crore last week, with Tata Consultancy Services (TCS) and Infosys being the largest contributors [1] - TCS's market valuation rose by ₹22,594.96 crore to reach ₹11,87,673.41 crore, while Infosys added ₹16,971.64 crore, bringing its valuation to ₹6,81,192.22 crore [2] - The market capitalization of State Bank of India increased by ₹15,922.81 crore to ₹9,04,738.98 crore, and Reliance Industries saw a rise of ₹12,314.55 crore to ₹21,17,967.29 crore [2] Declines in Valuation - HDFC Bank's market capitalization fell by ₹21,920.08 crore to ₹15,16,638.63 crore, while LIC's valuation decreased by ₹9,614 crore to ₹5,39,206.05 crore [3] - ICICI Bank's market capitalization declined by ₹8,427.61 crore to ₹9,68,240.54 crore, and Bajaj Finance's valuation dipped by ₹5,880.25 crore to ₹6,27,226.44 crore [3] Ranking of Firms - Reliance Industries remains the most-valued firm, followed by HDFC Bank, Bharti Airtel, TCS, ICICI Bank, State Bank of India, Infosys, Bajaj Finance, Larsen & Toubro, and LIC [4]

Get alerts: Celsius, Canadian Pacific Kansas City, Canadian Solar, Canadian Natural Resources, Canadian National Railway, Unifirst, and Canadian Imperial Bank of Commerce are the seven Canadian stocks to watch today, according to MarketBeat’s stock screener tool. Canadian stocks are equity shares of companies that are incorporated in Canada or whose primary business activities are based there, and are commonly listed on Canadian exchanges such as the Toronto Stock Exchange (TSX) or TSX Venture Exchange. F ...

RT BSCN (@BSCNews)📣 This could be Telcoin's biggest achievement so far.The ambitious @telcoin has secured critical approval in the US state of Nebraska.The milestone brings the platform ever closer to its ultra-ambitious banking goals.Here's what it means, and why it really matters ⬇️https://t.co/xOfBbGmwyP ...

Core Viewpoint - A coalition of over 125 cryptocurrency companies and advocacy groups is actively opposing US banking lobbyists regarding the rights to pay interest on stablecoin deposits, highlighting a significant conflict between traditional banking and the crypto industry [1][5]. Group 1: Banking Lobby's Position - The GENIUS Act currently prohibits stablecoin issuers from paying dividends, but a loophole allows third-party platforms to pass stablecoin yields to users, prompting banks to lobby for closing this loophole [2]. - Banking groups argue that allowing unregulated fintech platforms to offer high yields on cash-equivalent tokens poses systemic risks, potentially leading to a capital flight of up to $6.6 trillion from commercial banks to digital asset platforms [3]. - They contend that such a shift would undermine the capital base necessary for banks to underwrite mortgages and business loans, resulting in increased borrowing costs for American households [4]. Group 2: Crypto Coalition's Response - The crypto coalition has urged lawmakers to reject attempts to expand the scope of the GENIUS Act, arguing that reopening this issue would undermine the predictability of regulatory frameworks and introduce unnecessary risks [5][6]. - They dismiss the banks' concerns as a protectionist effort to maintain a monopoly on low-interest deposits, claiming that banks are trying to protect their profit margins by preventing consumers from accessing higher yields available in the Treasury market [6]. - The coalition argues that stablecoin reward programs allow platforms to share value directly with users, enabling households to benefit from higher rates rather than suffering losses due to inflation [7].

RT BSCN (@BSCNews)📣 This could be Telcoin's biggest achievement so far.The ambitious @telcoin has secured critical approval in the US state of Nebraska.The milestone brings the platform ever closer to its ultra-ambitious banking goals.Here's what it means, and why it really matters ⬇️https://t.co/xOfBbGmwyP ...

Conventional loans are the most common home loans in the U.S. In 2023, more than 77% of all home loans were conventional. A There are two types: conforming and non-conforming. Types of conventional loansNon-conforming loans do not follow Fannie Mae or Freddie Mac rules. Lenders have more freedom with these loans. They may allow bigger loans, special properties, or flexible credit rules. A conventional loan is usually best for people with steady income, good credit, and normal debt. These loans can also wor ...

Economic Outlook - Navellier predicts U.S. GDP growth will exceed 5% in 2026, driven by factors such as interest rate cuts and increased investments in domestic production [2][24] - The Federal Reserve has reduced the Fed Funds Rate by a quarter percentage point at each of the past three meetings to support the jobs market [1][12] AI Investment Impact - AI spending is projected to significantly contribute to economic growth, with Goldman Sachs estimating hyperscalers will spend $533 billion in 2026, a 34% increase from 2025 [15] - Bank of America forecasts spending on AI data centers to rise from $243 billion in 2025 to $415 billion in 2026, indicating a robust investment trend [16] Trade and Manufacturing - The U.S. trade deficit improved to -$52.8 billion in September, its lowest level since early 2020, which is expected to provide a GDP tailwind as more production is brought back to the U.S. [11][9] - The One Big Beautiful Bill Act (OBBBA) includes incentives for capital spending, encouraging domestic manufacturing and investment [7][8] Inflation and Interest Rates - Inflation concerns appear exaggerated, with November CPI inflation at 2.7%, down from 3% in September, suggesting a more favorable environment for economic growth [19][20] - Bank of America projects core PCE inflation for 2026 to be around 3.1% in Q1, which may lead to further interest rate cuts if unemployment remains high [21][22][23] Overall Economic Growth Drivers - Economic growth is expected to be supported by onshoring and data center growth, with lower interest rates likely stimulating interest rate-sensitive sectors such as automotive and housing [24]

RT BSCN (@BSCNews)📣 This could be Telcoin's biggest achievement so far.The ambitious @telcoin has secured critical approval in the US state of Nebraska.The milestone brings the platform ever closer to its ultra-ambitious banking goals.Here's what it means, and why it really matters ⬇️https://t.co/xOfBbGmwyP ...