（来源：中国经济导报） 转自：中国经济导报 钟裕羚 鲍筱兰 当第一缕曦光穿透浙中盆地薄雾，轻抚在义乌国际商贸城的玻璃幕墙上时，一场属于全球小商品的晨曲 开始奏响。打包胶带的撕裂声、货运板车滚过地面的隆隆声，夹杂着阿拉伯语、西班牙语、俄语、英语 的讨价还价声——这些声音交织成"21世纪海上丝绸之路"最生动的世界和声。 在这片因市而兴、买卖全球的热土上，一条特殊的"丝线"已悄然编织三十八载。1987年初夏，义乌县稠 州城市信用合作社在一间简朴门面中诞生；它成长于"鸡毛换糖"的商业基因里，淬炼于改革开放的浪潮 之巅；而今，它已蜕变为浙江稠州商业银行既深植浙江沃土，又蜿蜒伸向"一带一路"广袤天地的金融脉 络。 从浙西山区的茶叶到云南高原的玫瑰，从义乌市场的方寸摊位到尼日利亚的本地结算，稠州银行的足迹 遍布中国经济的毛细血管，体现着全球化时代金融的温度与担当。 深植小微 扁担上的金融 "世界的市场在义乌，义乌的根基在摊位。"1986年的黑白照片里，义乌小商品市场还是一片简陋的棚 架。稠州银行的前身——稠州城市信用合作社，诞生于一个朴素却深刻的洞察：那些挑着扁担、"鸡毛 换糖"的货郎，那些守着三尺摊位、日夜忙碌的摊主，他 ...

Key Takeaways HSBC reported Q4 pre-tax profit of $6.80B, driven by 41.5% y/y revenue growth and lower ECL charges.HSBC saw profit growth in Hong Kong, UK, CIB and Wealth units, while losses narrowed at Corporate Centre.HSBC expects at least $45B in 2026 NII and targets 17% or more RoTE through 2028.HSBC Holdings (HSBC) reported fourth-quarter 2025 pre-tax profit of $6.80 billion, which increased significantly from the prior-year quarter.Results were primarily driven by an increase in revenues, and lower exp ...

Key Takeaways Capital One trades at 9.42X forward earnings, above industry and key peers like Ally and OneMain.COF's credit card net revenues rose 40.5% in 2025, boosted by Discover and loan growth.Capital One faces margin risks from rate caps, rising costs and recent earnings estimate cuts.At a glance, Capital One Financial Corporation (COF) stock appears to trade at a premium when compared with the industry at large. The company’s current forward 12-month price/earnings (P/E) ratio of 9.42 is above the in ...

Key Takeaways Goldman is shifting from consumer banking to focus on IB, trading and AWM growth.GS posted 21% y/y IB revenue growth in 2025 and targets high-teens AWM returns.Citigroup expects 4-5% revenue CAGR and $2-2.5B in savings by 2026.Wall Street’s largest institutions are redefining what sustainable growth looks like. The Goldman Sachs Group, Inc. (GS) is evolving from a deal-driven powerhouse into a more balanced financial services firm, while Citigroup Inc. (C) is shedding complexity to sharpen its ...

（来源：北京商报） 在存款利率持续探底、不同银行利差不断缩小的行业背景下，曾风靡一时的"存款特种兵"声量减小。不 过，北京商报记者注意到，仍有部分储户未放弃对高息的追求，将目光投向了区域中小银行，在贵州 省，部分村镇银行在"开门红"活动中推出定期存款产品，三年期利率达2.3%、五年期2.35%，起存金额 仅50元。以10万元存入五年期测算，到期利息可达11750元，与国有银行五年期存款利率相比，多赚超1 个百分点利息，吸引了不少储户的目光。分析人士建议，跨省存款需权衡交通成本与综合收益，同时关 注异地服务、提前支取、业务纠纷等后续便利性与安全性；储户应坚守存款保险保障，合理分散资金、 兼顾流动性，不能盲目追求短期高息而忽视潜在风险。 五年期利率2.35% 当下，银行业存款利率已全面进入"1时代"，国有大行五年期整存整取定期存款挂牌利率均为1.3%。曾 在两年前风靡全国、跨省跨城追逐高息的"存款特种兵"们，因利差收窄至不足以覆盖交通成本，一度淡 出公众视野。 然而，市场的变化正悄然唤醒这一群体。2月25日，北京商报记者注意到，部分储户将目光投向了利率 相对偏高的地方村镇银行。有储户晒出奔赴贵州省办理的定期存单， ...

Key Takeaways Valley National Bancorp approved a new program to repurchase up to 25M common shares by April 2028.VLY bought 6.1M shares in 2025 at $10.41 under its prior plan set to expire in April 2026.VLY holds $1.58B in cash and maintains dividends, backed by a BBB- credit rating.Valley National Bancorp’s (VLY) board of directors announced a new stock repurchase program, authorizing the buyback of up to 25 million shares of its common stock. The new program will become effective on April 27, 2026, and wi ...

The Annual General Meeting of Kvika banki hf., Reg. No. 540502-2930 (“Kvika”), will be held on Wednesday, 18 March 2026, at 4:00 pm, at Iceland Parliament Hotel by Austurvöllur, Thorvaldsenstræti 2-6, 101 Reykjavík, in meeting room A. The Agenda for the meeting is as follows: Report from the Company's Board of Directors on its activities during the past operating year.The Company's annual financial statements for 2025 along with a decision on the treatment of the Company's profit during the financial year. ...

Key Takeaways Low price-to-sales ratios uncover stocks with undervalued but improving revenue trends and operating traction.The screen highlights stocks with operational strength, disciplined capital allocation and sustained growth.Pairing sales valuations with solid balance sheets helps identify value opportunities with durability.Investing in stocks based on valuation metrics is a proven strategy for identifying opportunities with strong upside potential. While the price-to-earnings (P/E) ratio is a popul ...

Bank of Åland PlcAnnual Financial ReportFebruary 25, 2026, 18.40 EET The 2025 Annual Report of the Bank of Åland Plc has been publishedThe Annual Report for 2025 of the Bank of Åland Plc (Ålandsbanken Abp) was published today in Swedish and English. The Compensation Report and the Capital and Risk Management Report were published as separate documents at the same time. The financial reports in Swedish are being published in compliance with European Single Electronic Format (ESEF) reporting requirements. ...

Pearl Gray is a proprietary investment fund and independent market research firm. Our work on Seeking Alpha covers fixed-income, funds, preferred shares, and opportunistic calls on individual ordinary shares.Platform Author: Steve Booyens CFA, FRMSteve co-founded Pearl Gray in 2020. Due to his disfavour of narrative-based decision-making, he focuses on hidden macro, fundamental, and quant variables to identify both investing and trading alpha. He considers portfolio risk-return utility and managing position ...