对于本次不良资产处置，有接近长沙银行的相关人士对记者表示，"此次是正常主动的治理行为，目的 是提高处置效率，降低管理成本。" 公开资料显示，长沙银行成立于1997年5月，是湖南省最大的法人金融企业及首家上市银行，该行于 2018年9月在上交所主板上市，注册资本为40.22亿元。 从经营业绩来看，今年长沙银行的资产质量略有下滑。财报数据显示，截至今年三季度末，长沙银行不 良贷款余额为71.62亿元，较上年末增加7.79亿元；不良贷款率为1.18%，较上年末增长0.01个百分点； 拨备覆盖率为311.88%，较上年末下降0.92个百分点。 截至三季度末，长沙银行资产总额为12436.98亿元，较上年末增长8.5%；报告期内，该行营业收入为 197.2亿元，同比上升1.3%；归母净利润为65.6亿元，同比上升6.0%。 【导读】长沙银行拟批量处置近7亿元不良资产，银行业加速不良资产转让 中国基金报记者 马嘉昕 11月18日，长沙银行公告称，该行于日前召开第八届董事会第二次临时会议并对多项议案进行审议表 决，其中包括拟批量处置金额高达69527.02万元的不良资产。 拟批量处置近7亿元不良资产 根据公告，长沙银行董事 ...

【导读】长沙银行拟批量处置近7亿元不良资产，银行业加速不良资产转让 10月10日，渤海银行发布公告称，拟公开挂牌转让一宗债权资产，涉及本金约499.37亿元、利息约 104.36亿元、罚息约93.34亿元，叠加代垫司法费用1.26亿元，债权总额合计约700亿元，且本次转让的 初步最低代价总额不低于488.83亿元，约为债权总额七折。 公开资料显示，长沙银行成立于1997年5月，是湖南省最大的法人金融企业及首家上市银行，该行于 2018年9月在上交所主板上市，注册资本为40.22亿元。 从经营业绩来看，今年长沙银行的资产质量略有下滑。财报数据显示，截至今年三季度末，长沙银行不 良贷款余额为71.62亿元，较上年末增加7.79亿元；不良贷款率为1.18%，较上年末增长0.01个百分点； 拨备覆盖率为311.88%，较上年末下降0.92个百分点。 截至三季度末，长沙银行资产总额为12436.98亿元，较上年末增长8.5%；报告期内，该行营业收入为 197.2亿元，同比上升1.3%；归母净利润为65.6亿元，同比上升6.0%。 银行加大对不良资产处置力度 步入四季度以来，金融机构处置不良资产节奏明显加快，多家银行宣布 ...

Core Insights - The logistics sector has seen significant engagement from investors, particularly in the ASEAN and US markets, highlighting its growth potential and diversification opportunities [1] Group 1: Investment Focus - The company has diversified its investments across various sectors including banking, telecommunications, logistics, and hotels, indicating a strategic approach to portfolio management [1] - The entry into the US market in 2020 reflects a growing interest in international investment opportunities, particularly in sectors like banks, hotels, and logistics [1] Group 2: Market Trends - The popularity of insurance companies in the Philippines since 2014 suggests a shift in investment preferences among local investors, moving towards more diversified financial products [1] - The trend of using stock markets for portfolio diversification rather than traditional savings methods indicates a broader acceptance of equity investments among individuals [1]

Market Overview - The A-share market continues to adjust, with the Shanghai Composite Index closing down 0.81% at 3939.81 points, marking three consecutive days of decline [2] - The total market turnover reached 1.95 trillion, an increase of 0.8% from the previous day, with 4103 stocks declining, the highest in nearly a month [2] Market Analysis - The stock market is experiencing external disturbances, leading to a three-day adjustment. The decline is primarily driven by high-flying sectors, particularly in the lithium battery industry, which saw significant drops in various components [4] - The AI application sector is showing strength, with notable increases in stocks related to platforms like Pinduoduo and Xiaohongshu, driven by the competitive landscape with Alibaba's "Qianwen APP" [4] External Factors - Recent external factors affecting the market include a hawkish stance from the Federal Reserve, raising concerns about potential interest rate cuts in December and overly optimistic expectations for 2026 [5] - Tensions in Sino-Japanese relations have also impacted market risk appetite [5] Bond Market - The bond market is showing strong fluctuations, with the 30-year main contract rising by 0.06% and other contracts also experiencing slight increases [7] - The central bank conducted a reverse repurchase operation of 407.5 billion yuan, maintaining a stable funding environment [7] Commodity Market - The commodity market is generally weak, with the Nanhua Commodity Index falling by 0.53%. Notably, coking coal futures dropped by 3.86% due to weakening supply and demand expectations [8] - The decline in coking coal prices is attributed to stable supply signals from the government and a shift in market sentiment regarding winter supply shortages [8] Trading Hotspots - Recent popular sectors include dividends, artificial intelligence, and quantum technology, with a focus on capital expenditure trends and technological breakthroughs [11] - The investment strategy suggests a balanced allocation towards dividend stocks, micro-cap stocks, and industry trend sectors, while monitoring policy support and international commodity prices [12]

这一切是如何发生？尼克·李森又是什么来头？ 一连串失控的期货投资，让英国传承百年的巴林银行，轰然倒塌，造成这一悲剧的，竟然只是一个高中毕业的交易员，尼克·李森。 尼克·李森 对于英国人来说，巴林银行那可不是一般的普普通通银行，它是一家百年老字号，1763年建立，200多年历史了，世界范围内第一家现代商业银行，非他莫 属。连英国女王伊丽莎白二世都成了它的长期客户，常年把王室资产交给它来打理。因为这，巴林银行多了一个雅号，叫"女王银行"。 要说这位尼克·李森，其实真不算什么大人物，他是一个泥瓦匠的儿子，连大学都没上过。二十岁的时候撞了大运，找到一份在摩根斯坦利银行期货与期权 部门的清算工作。干了两年以后，又跳槽来到巴林银行，还是负责清算。 几年后，凭借出色的工作能力，他成功出任了巴林银行在新加坡期货与期权交易的部门经理。 敏感的朋友马上就会发现一个关键问题：他不是搞清算的吗？怎么去交易部门了？那他的清算工作还做不做了？ 答案是，清算和交易，他都做。他一个人，既是交易部门的经理，又是清算业务的负责人。这么一来，风险就来了：你又交易又清算，自己监督自己，这权 力是不是太大了点？说句不好听的，你要是明明没有交易，在账面 ...

每经AI快讯，11月19日，港元1个月期银行间同业拆息下跌59个基点至2.28%，创8月以来最低水平。 ...

中信证券近日指出，金融统计数据报告显示，10月份银行扩表节奏边际放缓，主要是政府债发行靠前， 实体信贷需求仍待提振；居民存款和非银存款转移持续活跃，年底银行将加大对于流动性管理关注。三 季度行业息差初步企稳，同时监管持续释放对息差及盈利空间的关注，未来政策引导下定价要素有望改 善，盈利水平保持稳定。板块投资方面，低估值隐含的价值空间依旧显著；年底步入长线资金配置时 段，有助催化银行股市场表现，建议机构积极布局，收获高确定性回报。 银行板块19日盘中发力上扬，截至发稿，中国银行涨约3%，再创历史新高；光大银行、交通银行、工 商银行、建设银行等均走强。 ...

Group 1 - The A-share market showed a positive trend on November 19, with the banking index rising by 0.93% [1] - The Tianhong Bank ETF (515290) recorded a trading volume exceeding 35 million yuan, indicating strong investor interest [1] - Major banks such as Bank of China, Everbright Bank, and Postal Savings Bank saw their stock prices increase by over 2% [1] Group 2 - As of November 18, the Tianhong Bank ETF had a total scale of nearly 6.2 billion yuan, covering 42 listed banks across various categories [2] - There has been significant insider buying in regional banks this year, with several banks announcing plans for share buybacks in November [2] - Securities firms noted that the profit growth rate for listed banks improved in Q3, driven by reduced provisioning, stabilized net interest margins, and improved wealth management income [2]

Core Viewpoint - The Schall Law Firm is investigating Live Oak Bancshares, Inc. for potential violations of securities laws, focusing on misleading statements and undisclosed information that may have affected investors [1][2]. Summary by Sections Investigation Details - The investigation centers on whether Live Oak issued false or misleading statements and failed to disclose critical information to investors [2]. - On November 12, 2025, Live Oak announced it would amend its 2024 Annual Report and Quarterly Reports for the periods ending March 31, 2025, and June 30, 2025, to restate its Consolidated Financial Statements due to errors in cash flow classifications [2]. - The company identified a misclassification of cash flows between operating and investing activities related to loan participations, concluding that the misclassifications were material [2]. Market Reaction - Following the announcement of the investigation and the need for restatements, shares of Live Oak Bancshares experienced a decline [2].

日前，内蒙古土右旗蒙银村镇银行的一则公告引起市场关注。根据公告，该行在降低存款利率的同时， 取消五年期整存整取定期存款。调整之前，该行五年期定期存款利率为1.9%，比该行三年期定期存款 （调整前）低0.5%。该行也是业内首家正式宣布取消五年期定期存款产品的商业银行。 此外，在内蒙古昆都仑蒙银村镇银行最新的存款利率公告表中，五年期定存产品利率一栏显示为空缺。 记者注意到，湖北荆门农商银行也于11月12日下调了定期存款利率，其50万元起存的特色产品"福满 存"不再提供五年期选项。 事实上，此类调整在民营银行中已早有端倪。包括浙江网商银行、中信百信银行、安徽新安银行、苏商 银行、中关村银行在内的多家银行，已不再通过手机银行或APP提供五年期定期存款产品，部分银行甚 至下架了三年期产品。 "当前部分银行调整大额存单、定期存款等产品发行计划，包括压缩发行规模、下架部分产品以及下架 智能通知存款产品等，主要是为了降低存款利率，压降负债成本。"招联首席研究员董希淼指出，在存 款利率市场化改革背景下，央行已经建立存款利率市场化调节机制，商业银行可相对灵活调整存款利 率。 记者走访发现，当前下架三年期、五年期定期存款产品的情况 ...