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楚天龙:公司已构建完善的数字人民币产品矩阵
Zheng Quan Ri Bao· 2025-12-18 13:45
Group 1 - The company has established a comprehensive digital RMB product matrix, leveraging its strong foundation in digital currency software and hardware product development, as well as industry resource integration [2] - The company aims to create an integrated digital RMB industry solution tailored to the characteristics of various business sectors [2]
行业观察 | 为企业可持续发展注入数字动能,平安企业宝入选2025年《财经》长青企业案例
Sou Hu Cai Jing· 2025-12-18 13:09
Core Insights - The article highlights the importance of technology empowerment in reshaping corporate competitiveness amid the digital transformation wave, with Ping An Enterprise Treasure App recognized as a "Model Case of Digital Transformation" for its systematic technological practices in insurance, health, and risk control [2] Digital Empowerment in Insurance - Ping An Enterprise Treasure has developed a one-stop ecological service platform that reconstructs corporate insurance services through digital means, achieving both cost reduction and carbon emission reduction [2] - The platform's "One Code Pass" service allows for batch issuance, online customer engagement, and insurance signing, significantly enhancing the efficiency and security of business operations [2] - By 2025, the platform has provided 4.95 million policy amendment services, 300,000 claims services, and 360,000 invoice services to 450,000 enterprises, transforming traditional time-consuming processes into instant online services [2] Health Empowerment - The upgraded health service system of Ping An Enterprise Treasure offers a "one-stop" health management service, enhancing employee well-being, which is crucial for sustainable corporate development [3] - The platform allows employees to access online medical services seamlessly, significantly reducing the time and effort required for hospital visits and claims [3] - The service system has created a complete loop from health prevention to medical protection, effectively increasing employee belonging and corporate cohesion [3] Risk Control Empowerment - Ping An Enterprise Treasure has established a comprehensive risk control system that covers early warning, investigation, governance, and protection, shifting from post-compensation to proactive prevention [4] - The "AI IoT + Risk Control" model utilizes big data, AI, and blockchain technologies to monitor and intervene in 17 types of risk scenarios 24/7, significantly lowering safety management costs for enterprises [4] - As of November 2025, the system has issued 94 billion early warning messages and provided on-site services over 100,000 times, safeguarding safety production for over 16,000 enterprises [4] Future Outlook - Ping An Enterprise Treasure aims to extend its services from post-claim compensation to full lifecycle support, creating greater value for enterprises [5] - The platform has served over 4.2 million enterprises and aligns with China's "14th Five-Year Plan" for accelerating green transformation and building a beautiful China [5] - Future developments will focus on deepening the application of AI and big data to create a smarter enterprise service ecosystem, driving value through innovation and technology empowerment [5]
《中国金融科技燃指数报告(2025)》发布
Zheng Quan Ri Bao Wang· 2025-12-18 07:28
本报讯 (记者苏诗钰)12月17日,《中国金融科技燃指数报告(2025)》发布会——暨第五届"金融科技指数论坛"在国家 金融与发展实验室举办。发布会由中国社会科学院金融研究所、国家金融与发展实验室联合主办,中国社会科学院金融研究所 金融科技研究室、中国社会科学院金融政策研究中心承办,WEMONEY研究室提供特别支持。 金融科技燃指数项目执行负责人、中国社会科学院金融研究所金融科技研究室汪勇副研究员代表课题组发布《中国金融科 技燃指数报告(2025)》,并做题为《2025中国金融科技发展洞察》的主题演讲。 (编辑 张伟) 从发布的报告来看,自2021年《中国金融科技燃指数报告》发布以来,京津冀地区金融科技发展连续五年位居全国前三 位。2020年至2024年,京津冀地区金融科技燃指数得分累计增长20%。 2020年至2024年,北京连续五年燃指数全国领先,要素基础、智力支撑和企业实力指标均保持领先;天津市燃指数得分位 居全国前列。2024年,石家庄市燃指数中的要素基础和资源环境快速增长,对京津冀地区燃指数增长的贡献率接近50%;唐山 市则在企业实力增速方面表现突出。 汪勇表示,良好要素条件、完善的政策引领和区域协 ...
Netcapital (NCPL) - 2026 Q2 - Earnings Call Transcript
2025-12-16 16:02
Netcapital (NasdaqCM:NCPL) Q2 2026 Earnings Call December 16, 2025 10:00 AM ET Company ParticipantsTodd Oberle - SVP Banking and Vendor StrategiesRich Wheeless - CEOEmily McCallen - Private InvestorCoreen Kraysler - CFOJason Frishman - FounderConference Call ParticipantsNone - AnalystOperatorGood day and welcome to the Netcapital Inc. earnings call. At this time, all participants have been placed on a listen-only mode. The floor will be open for questions and comments following the presentation. It is now m ...
高阳科技(00818)拟发行1.51亿元资产支持证券
Zhi Tong Cai Jing· 2025-12-16 11:13
智通财经APP讯,高阳科技(00818)公布,于2025年12月16日正式设立资产支持专项计划二期,总发行规 模人民币1.51亿元。其中,优先级资产支持证券发行规模为1.27亿元,次优先级资产支持证券发行规模 为2400万元。 发行资产支持证券所得款项将主要用作集团金融科技业务分类的一般营运资金。董事会相信,透过资产 支持专项计划发行资产支持证券,可有效拓宽集团融资渠道,获取低成本资金,进而优化公司融资结 构,促进经营活动及投资布局。 (原标题:高阳科技(00818)拟发行1.51亿元资产支持证券) ...
智驾板块,逆势走强
财联社· 2025-12-16 07:31
Market Overview - The A-share market experienced a day of volatility, with all three major indices opening lower and continuing to decline throughout the day [1] - The total trading volume in the Shanghai and Shenzhen markets was 1.72 trillion, a decrease of 49.3 billion compared to the previous trading day [1] - Over 4,300 stocks in the market saw declines [1] Sector Performance - The internet finance sector showed strength, with stocks like Hengbao Co. and Chuangshi Technology hitting the daily limit [1] - The commercial aerospace sector remained active, with Hualing Cable achieving four consecutive trading limit increases, and Aerospace Electronics and Tongyu Communication achieving two consecutive limit increases [1] - The retail sector was strong throughout the day, with Baida Group achieving four consecutive limit increases, and Hongqi Chain and Guangbai Co. both achieving two consecutive limit increases [1] - The intelligent driving concept saw a counter-trend rise, with stocks like Zhejiang Shibao and Suoling Co. hitting the daily limit [1] - Conversely, the film and television sector experienced a collective decline, with Bona Film Group facing two consecutive limit decreases [1][2] Index Performance - By the end of the trading session, the Shanghai Composite Index fell by 1.11%, the Shenzhen Component Index dropped by 1.51%, and the ChiNext Index decreased by 2.1% [3]
上海及未科技:以全周期管理夯实扣费业务合规根基
Sou Hu Cai Jing· 2025-12-16 07:23
在费用完成扣划后,系统会同步生成包含时间、金额与服务内容的电子凭证,供用户随时查阅与下载。这些完整的记录不仅为用户核对账目提供了依据,也 形成了可供追溯的数据链条,为可能发生的账务疑问核查奠定了事实基础。 为确保持续符合监管要求,及未定期对扣费业务流程开展内部审查与评估工作,及时识别并修正操作中可能存在的合规瑕疵。通过将外部规范要求转化为内 部管理节点,上海及未科技正逐步构建一套兼具效率、安全与可信度的扣费服务机制,以期在快速发展的市场环境中实现服务品质与风险控制的平衡。 在金融科技服务日益普及的背景下,扣费环节的规范管理与合规运营已成为企业稳健发展的基础。上海及未科技通过构建覆盖业务全流程的规范管理体系, 致力于在提升服务效率的同时,确保扣费行为的合法性与透明度,为用户权益提供制度化保障。 在费用发生前的告知环节,及未首先注重服务协议的清晰性与完整性。在用户开通相关服务前,系统会以明确、无歧义的语言展示扣费的具体标准、执行周 期与操作方式,确保用户能够在充分知情的前提下做出自主选择,从源头上避免因信息不明确可能引发的后续争议。 在扣费执行的关键节点,系统设置了必要的确认程序。即将发起扣费操作前,用户会通过短 ...
海联金汇(002537.SZ):公司在海南自贸区跨境贸易暂无具体布局
Ge Long Hui· 2025-12-16 06:58
格隆汇12月16日丨海联金汇(002537.SZ)在投资者互动平台表示,公司在海南自贸区跨境贸易暂无具体 布局。 ...
‘Much more than a backend refresh’: Coinbase’s fintech pivot hits milestone
Yahoo Finance· 2025-12-15 21:04
Core Insights - Coinbase is set to undergo a significant transformation from a crypto exchange to a broader fintech platform, with a "system update" event that is expected to introduce new products and features [1] Product Developments - The upcoming event will showcase new offerings in trading, payments, and onchain infrastructure, including the potential launch of prediction markets and trading of tokenized real-world assets [2] - Integration of AI agents for automating payments and subscriptions is also anticipated, allowing users to perform tasks through chatbots without manual transaction signing [3] International Expansion - The event may provide insights into Coinbase's international strategy, particularly its expansion efforts in Singapore, the European Union, and Australia, highlighting how a unified backend can facilitate regional compliance [4] Revenue Opportunities - Analysts estimate a $550 million revenue potential from new verticals such as prediction markets and tokenized stocks, although they caution that these may not significantly impact near-term earnings due to the company's sensitivity to crypto price fluctuations [5] - Optimism exists regarding the potential launch of a Base network token, which could enhance monetization opportunities for Coinbase [6] Market Performance - Coinbase's stock has declined nearly 30% since October, with a 7% drop on Monday amid a broader crypto market downturn, yet trading volumes and stablecoin market caps remain stable, indicating resilience in the ecosystem [7]
小赢科技上涨3.04%,报7.12美元/股,总市值2.78亿美元
Jin Rong Jie· 2025-12-15 15:15
据交易所数据显示,12月15日,小赢科技(XYF)开盘上涨3.04%,截至22:30,报7.12美元/股,成交 117.72万美元,总市值2.78亿美元。 作者:行情君 财务数据显示,截至2025年09月30日,小赢科技收入总额61.72亿人民币,同比增长48.25%;归母净利 润14.07亿人民币,同比增长21.93%。 本文源自:市场资讯 资料显示,小赢科技有限责任公司是中国知名的持牌金融科技公司,秉承"以科技赋能普惠为己任,成就金 融向善之美好"的公司使命,致力于以互联网技术和服务为核心,携手各类金融合作伙伴,打造专精于小微 信贷的普惠金融服务平台。 ...