答：尊敬的投资者您好！公司持续优化经营管理，提升经营效益，密切关注 行业与市场形势变化，积极把握市场发展机遇。如有并购相关业务，公司将严格 按照相关法规的规定及时履行信息披露义务。感谢您的关注！ 4、请问董事长杨文江先生，您自 2025 年 7 月底开始连续减持，到目前为止 己减持995.25万股，是公司经营资金周转不足还是您对自己公司的发展信心不足? 您在本次交流会中有新的公司动态要公布吗？如没有也就没有什么可以交流的 了，谢谢。 证券代码： 002177 证券简称：御银股份 广州御银科技股份有限公司 投资者关系活动记录表 编号：2025-002 投资者关系活动 类别 □特定对象调研 □ 分析师会议 □ 媒体采访 √ 业绩说明会 □ 新闻发布会 □ 路演活动 □ 现场参观 □ 其他 （请文字说明其他活动内容） 参与单位名称及 人员姓名 投资者网上提问 时间 2025 年 9 月 19 日 (周五) 下午 15:30~17:00 地点 公司通过全景网"投资者关系互动平台"（https://ir.p5w.net）采用网络远程的方式召 开业绩说明会 上市公司接待人 员姓名 1、董事长兼总经理：杨文江 2、董事、副 ...

Group 1: Government Initiatives and Financial Sector Trends - The government work report emphasizes the development of technology finance, green finance, inclusive finance, pension finance, and digital finance, marking the first inclusion of these topics in the report following the central financial work conference [1] - By 2025, financial institutions are expected to further embrace artificial intelligence (AI) to enhance branch operations and accelerate digital transformation [1] Group 2: Branch Network and Financial Equipment Growth - As of the end of 2024, the number of offline bank branches in China is stable, with approximately 35,000 branches exiting and over 20,000 new branches added, maintaining a total of 220,000 branches [2] - Major banks like Agricultural Bank, CITIC Bank, and China Merchants Bank have achieved net growth in branch numbers, while city commercial banks have seen continuous growth in recent years [2] Group 3: Smart Financial Equipment Market Dynamics - The smart financial equipment market is experiencing stable growth in procurement due to supportive policies, with banks optimizing operations to reduce costs and enhance competitiveness [3] - The market is increasingly dominated by leading manufacturers such as Guangdian Yuntong, Great Wall Information, and Yihua, with Guangdian Yuntong holding the largest market share for 17 consecutive years [4] Group 4: AI Integration and Innovation in Financial Services - AI technology is driving the transformation of traditional smart financial devices, leading to new forms and applications that enhance operational efficiency [5] - Innovations such as modular smart counters and AI-driven cash handling solutions are being implemented to improve service capabilities and reduce operational costs [6][9] Group 5: Rural Financial Services and AI Applications - The number of rural financial service points reached 660,700 by the end of 2023, with banks upgrading terminals to meet diverse needs and integrating government services [8] - AI technologies are being utilized to enhance the functionality of rural financial terminals, promoting the integration of financial and governmental services [8] Group 6: Future Outlook and Market Evolution - The integration of AI and robotics is reshaping the operational landscape of bank branches, with a focus on enhancing customer experience and service efficiency [9][10] - Leading companies are expanding their services into areas like smart finance, digital payments, and enterprise credit, establishing a composite service capability [11]

Group 1: Industry Outlook - The company maintains strategic focus on high-quality development while exploring new avenues for diversified profit pools [2] - The industrial park sector plays a crucial role in regional economic transformation and innovation, holding significant importance in the national economic landscape [3] Group 2: Financial Performance - In 2024, the net profit attributable to shareholders decreased by 29.40%, amounting to a decline of 10,906,913.40 [3] - The net profit attributable to shareholders after deducting non-recurring gains and losses increased by 11.97%, with a growth of 9,839,626.08 [3] Group 3: Future Growth Drivers - The company adopts a development strategy of "internal deepening and external expansion," focusing on operational efficiency and cash flow support for strategic transformation [3] - There is an emphasis on dynamically constructing market adaptation mechanisms to actively seek new development opportunities [3]