格隆汇10月9日丨天阳科技(300872.SZ)公布，根据长期战略发展的需要，天阳宏业科技股份有限公司与 杨俊雄于2025年9月29日在北京签署了《关于成立合资有限责任公司的投资协议》，各方同意共同出资 设立杭州天阳天锐科技有限公司（暂定名，最终名字以法定登记机关核定的名称为准，简称"合资公 司"）。合资公司注册资本为人民币3,000万元，其中公司认缴人民币2,550万元，持有合资公司85%的股 权，合资公司成为公司控股子公司，纳入公司合并报表范围；杨俊雄认缴人民币450万元，持有合资公 司15%的股权。 天阳科技及杨俊雄拟结合各自优势，共同出资成立合资公司，以资本市场交易管理与风控系统整体解决 方案为基础，注入天阳科技在银行等金融行业多年深耕积累的丰富客户资源和行业经验、公司品牌、金 融领域研发和技术能力以及成熟的交易管理、估值及风控产品资源，共同打造一家以业务运营、咨询服 务、科技输出为核心价值，帮助金融机构数字化转型及业务经营提升为主营业务，以聚合多样化场景金 融科技云服务为未来发展目标的合资公司。公司本次对外投资设立合资公司是从业务发展实际需求出 发，围绕公司主营业务进行的拓展，有利于促进公司中长期战 ...

Core Insights - The digital transformation of financial institutions is entering a critical phase, with a consensus on adopting distributed databases for core systems [1] - OceanBase has achieved the "Hundred Banks Plan," providing database services for over 100 banks, covering more than 190 core systems and over 1000 key business systems [1] - The essence of digital transformation in financial institutions is to leverage data to reshape traditional business and organizational models, creating new competitive advantages [1] Company Overview - OceanBase is a 100% self-developed native distributed database, originally created for payment core scenarios, and is headquartered in Beijing [2] - After over a decade of refinement in financial scenarios, OceanBase has scaled its solutions from top-tier financial core systems to mid-tier financial institutions, supporting various types of financial entities including banks, insurance, securities, and funds [2] Recent Achievements - In May, OceanBase set a record for efficiency in switching to a distributed database, completing the migration of 133 systems within 48 hours for Sichuan Bank, which involved critical business systems [1]

Group 1 - The core viewpoint is that the digital transformation of financial institutions is entering a critical phase, with a consensus on adopting distributed databases for core systems [1] - OceanBase has achieved the "Hundred Banks Plan," providing database services for over 100 banks, covering more than 190 core systems and over 1,000 key business systems [1] - The upgrade of core systems in financial institutions requires a tripartite synergy of policy guidance, technology drive, and market demand, emphasizing higher requirements for data security, stability, and scalability [1] Group 2 - The essence of digital transformation in financial institutions is to leverage data to reshape traditional business and organizational models, thereby building new competitive advantages [2] - OceanBase has developed best practices for distributed architecture to address challenges faced by clients, such as business scale growth and increasing IT architecture complexity [2] - OceanBase has implemented integrated product practices that solve 80% of user data issues through a unified database approach, including single-machine distributed integration and SQL+AI integration [2]

Core Insights - The digital transformation of financial institutions is entering a critical phase, with a consensus on adopting distributed databases for core systems [1][4] - OceanBase has achieved its "Hundred Banks Plan," providing database services for over 190 core systems and more than 1,000 key business systems across over 100 banks [1][4] Industry Trends - Financial institutions require a tripartite synergy of policy guidance, technology drive, and market demand for core system upgrades, emphasizing higher demands for security, stability, and scalability of data infrastructure [4] - The essence of digital transformation in financial institutions is to leverage data to reshape traditional business and organizational models, thereby building new competitive advantages [4] Company Developments - OceanBase, a 100% self-developed native distributed database, has scaled its services from leading financial core systems to mid-tier financial institutions, supporting various types of financial entities such as banks, insurance, and securities [4] - In May, OceanBase set a record for efficiency in switching 133 systems in 48 hours for Sichuan Bank, enhancing its IT infrastructure to a high availability level [5] - OceanBase has implemented integrated database solutions that address challenges faced by financial institutions, achieving a unified approach to data management [5] Product Innovations - OceanBase launched version 4.4.0 at the financial exhibition, enhancing transaction processing, real-time analysis, and AI-native capabilities to meet the needs of financial institutions in AI scenarios [6] - China Pacific Insurance is the first major insurance company to upgrade all core systems to OceanBase, exploring new capabilities such as AI for database fault diagnosis [5][6]

Group 1: Industry Outlook - The company maintains strategic focus on high-quality development while exploring new avenues for diversified profit pools [2] - The industrial park sector plays a crucial role in regional economic transformation and innovation, holding significant importance in the national economic landscape [3] Group 2: Financial Performance - In 2024, the net profit attributable to shareholders decreased by 29.40%, amounting to a decline of 10,906,913.40 [3] - The net profit attributable to shareholders after deducting non-recurring gains and losses increased by 11.97%, with a growth of 9,839,626.08 [3] Group 3: Future Growth Drivers - The company adopts a development strategy of "internal deepening and external expansion," focusing on operational efficiency and cash flow support for strategic transformation [3] - There is an emphasis on dynamically constructing market adaptation mechanisms to actively seek new development opportunities [3]

NO.2 2024年个人征信机构提供各类征信服务700多亿次 4月2日，中国人民银行征信管理局局长任咏梅就征信相关问题进行了答记者问。任咏梅称，在个人征信 方面，人民银行按照"总量控制、结构优化、适度竞争"的原则，稳妥有序开展个人征信许可工作，先后 批设了百行征信、朴道征信、钱塘征信三家市场化个人征信机构，与征信中心互为补充、协同发展。 2024年，个人征信机构提供信用评分、信用画像、反欺诈等各类征信服务700多亿次。 点评：这凸显征信数据在消费金融、普惠信贷等场景的渗透率加速提升。此举既完善了金融基础设施， 也为银行、互金平台等机构优化风控模型提供底层支撑，可能推动相关技术服务商拓展信用评估、智能 反欺诈等增量业务。当前数据要素市场化改革背景下，征信体系扩容有助于盘活信用数据资产价值，或 催化金融机构数字化转型进程。 每经编辑 马子卿 | 2025年4月3日 星期四 | NO.1 七部门发布新修订的《安全生产责任保险实施办法》 应急管理部、财政部、金融监管总局等七部门4月2日对外发布新修订的《安全生产责任保险实施办 法》。据悉，《实施办法》进一步细化明确了应当投保安责险的行业、领域范围；对安责险产品条款和 ...