公司化运作扩张，招人时薪竟高达500元 "万亿级蓝海赛道""实实在在搞钱""欢迎负债者、宝妈、中介"……你以为遇到了帮你爬出债务深渊 的"救命稻草"，但却不知是走进了一群用"停息挂账""债务重组"当诱饵的猎捕场。 近日，北京商报记者发现，此类网贷债务规划业务，尽管早已被多家贷款平台推翻，也被监管划上红 线，但近期仍在高压之下，通过公司化运作高薪扩张。 在某招聘网站上，许多号称为某某债务优化、某某信用管理、某某法律咨询的公司，在大量招聘，甚至 开出高达500元的时薪，招聘债务规划师、债务重组销售专员。 那些声称"帮你谈判"的"规划师"，正在把负债人推进更深的债务黑洞，而这背后，是一场从信息、引 流、物料、资金和法务等多个环节模板化的精心设计…… 近日，在某招聘网站上，许多名称为某债务优化、某信用管理、某法律咨询的公司，正在大量招聘。 根据债务规划相关公司的招聘信息，大多不限经验与年龄，工作内容主要是"寻找庞大的负债人群，提 供个人和企业的债务优化、债务减免、债务延期、停息挂账等"，并称前期有人手把手教，由规划师和 法务配合处理等。 北京商报记者注意到，在招聘列表中，大多公司债务规划相关岗位月薪在5000元至3万 ...

Core Viewpoint - The rapid success of "Zhenxiang Future Legal Consulting (Shenzhen) Co., Ltd." in winning multiple government legal service contracts has raised questions about the company's qualifications and the integrity of the bidding process [1][3][4]. Company Overview - Zhenxiang Future was established in August 2022 with a registered capital of 1 million RMB and has only four employees [4][5]. - The company has secured over 10 million RMB in various government contracts from 2023 to 2025 [4]. Contract Details - The company won three contracts in 2025, including a 347,862.8 RMB project from the Shenzhen Housing Provident Fund Management Center [5]. - In 2024, Zhenxiang Future won eight projects, with the largest contract amounting to 5.91 million RMB from the same housing fund management center [5]. Industry Concerns - Legal professionals have expressed skepticism regarding the company's ability to deliver quality services given its limited size and experience [5][6]. - The transition of Zhenxiang Future from a digital technology company to a legal consulting firm in April 2024 has been criticized as a strategic move to exploit public resources [7][8]. Qualification Issues - The company holds only three non-legal certifications related to environmental management and quality systems, which raises concerns about its qualifications for legal services [8][10]. - The bidding process for contracts has been questioned, particularly regarding the criteria that favored Zhenxiang Future's existing certifications over traditional legal qualifications [10][12]. Regulatory Context - The Shenzhen Housing Provident Fund Management Center's procurement process has been defended as compliant with regulations, although the criteria have been criticized for potentially excluding qualified law firms [12][14]. - The low management fees associated with smaller companies like Zhenxiang Future may have influenced the decision to award contracts to them instead of established law firms [14].

Core Viewpoint - The case highlights the risks associated with "debt optimization" services, which may involve fraudulent practices and lead to financial and legal repercussions for consumers [2][9]. Group 1: Consumer Experience - A consumer from Ji'an, Jiangxi Province, named Mr. Xiao, faced financial difficulties due to overdue online loans totaling over 40,000 yuan and sought help from a Shanghai legal consulting company for "debt optimization" [3][5]. - After paying a service fee of 3,600 yuan, Mr. Xiao did not achieve the promised debt relief and continued to receive collection notices [5][6]. - The consulting company refused to refund the service fee, claiming they had undertaken substantial work, without providing a clear explanation for the failure of the "debt optimization" [5][6]. Group 2: Legal Implications - The agreement signed by Mr. Xiao lacked specific operational details, raising concerns about the legitimacy of the services offered [6][7]. - There are allegations that the consulting company may have attempted to forge medical documents to apply for loan extensions, which could constitute a violation of Chinese law [8][11]. - Legal experts warn that such fraudulent practices could lead to severe consequences for consumers, including damage to credit ratings and potential legal action for involvement in forgery [11]. Group 3: Industry Response - Authorities are increasingly targeting illegal financial activities, including fraudulent "debt optimization" schemes, as part of a broader crackdown on financial crime [11]. - Consumers are advised to preserve evidence and report any fraudulent activities to local law enforcement to protect their rights [11].

在特朗普2.0的背景下，全球贸易争端再升级，全球产业链格局正经历深刻的变化，从 "不出海，就出 局" 到如今 "盲目出海也出局" 的新共识，中国企业不得不再次重新审视和调整其在全球范围内的布 局。 随着出海和跨境电商企业的业务迅猛发展， 复杂多变的海外税收环境和各国不尽相同的税制 给出海和 跨境电商企业带来巨大的海外经营和财税合规风险，企业涉税暴雷事件频传。 随着出海企业越来越多，出海相关的业务需求也日益增多， 税务师、律师、会计师等中介机构如何帮 助企业做好出海规划，获取高价值业务？ 鉴于此， 梧桐课堂 特联合麒瑞丰，于 2025年3月28-30日 在 苏州 ，举办 《跨境电商·出海企业股权架 构设计与税务风险管理》 线下培训。 主讲嘉宾 叶永青 金杜律师事务所高级合伙人 ● 拥有20多年国内外税务项目经验，在对外投资、国际税收及转让定价等国内外税务领域积累了丰 富的项目经验 ● 曾担任德勤上海的税务合伙人,负责德勤华东地区的主要工作并在徳勤美国工作多年，专注于国际 税收筹划和转让定价工作 ● 2014-2024年被《法律500强》评为"领先律师" ● 2014-2024年被《钱伯斯亚太概览》评为中国税务领 ...