Group 1 - The book "The Power of Money" by Paul Sheard discusses various aspects of money, including its creation, government debt concerns, destructive effects of money, and the potential of cryptocurrencies to disrupt existing monetary systems [2][4][24] - Sheard emphasizes the common misunderstandings and controversies surrounding money, suggesting that many people's perceptions are flawed and need clarification [2][5] - The relationship between the real economy and the monetary economy is complex, with money being essential for economic health, contrary to the traditional view that money is neutral [4][10] Group 2 - Money is fundamentally a social construct, gaining value through collective acceptance, and modern money is fiat currency, backed by government trust rather than physical commodities [5][7] - Central banks play a crucial role in money issuance, typically using commercial banks as intermediaries to inject money into the economy [7][8] - Government debt, primarily in the form of national bonds, is often misunderstood; unlike personal or corporate debt, government debt can be sustained due to the government's long-term existence and creditworthiness [10][12] Group 3 - The destructive potential of money is highlighted, particularly in the context of financial crises, where liquidity can vanish suddenly, leading to severe economic impacts [15][16] - The concept of liquidity is multifaceted, affecting how assets are traded and the stability of financial markets, especially during crises [16][17] - The U.S. dollar remains the dominant international currency, but its status is being challenged by geopolitical factors and the U.S. government's actions, leading to discussions about alternative currencies [22][23] Group 4 - Cryptocurrencies, while not yet a serious challenge to sovereign currencies, are gaining attention for their potential to disrupt traditional monetary systems and prompt central banks to innovate [24][26] - The emergence of cryptocurrencies has led to a reevaluation of payment systems and monetary policy, as they present both opportunities and risks for central banks [26][27] - The book provides a broad analysis of money, acknowledging that the discussion around it is vast and complex, with many dimensions yet to be explored [27]

著名经济学家宋清辉从监管等角度建议，中国应积极与各国监管机构合作，建立有效的反洗钱、反恐 怖融资机制，确保数字人民币跨境交易合规性，防止其被用于非法活动。事实上，数字人民币跨境交 易涉及不同国家的法律，需明确法律管辖权，建立有效的争议解决机制。在保障用户隐私前提下，还 须注意与各国监管机构建立必要的信息共享机制，以便开展有效监管。 上海金融与发展实验室特聘研究员邓宇表示，在新形势下如何加快推动CBDC研发与应用场景扩大，在国际竞争 中获得更多话语权，是许多新兴经济体面临的共同问题。目前在CBDC跨境支付全球统一监管，CBDC与当前国际 货币体系融合或竞争，以及隐私保护、互操作性访问等关键问题仍待解决。 邓宇补充说，迄今为止，金融稳定委员会（FSB）、世界经济论坛（WEF）、国际清算银行（BIS）、国际货币基 金组织（IMF）等国际金融组织，及全球主要央行对于CBDC跨境互联存在的技术风险、治理风险和监管问题仍处 初步探索阶段。未来需继续深化国际合作，扩大CBDC跨境互联测试的深度与广度，将CBDC跨境应用与国际监管 纳入议程。他并指："要实现CBDC有序发展和良性竞争，势必要开展国际监管合作，避免CBDC'碎 ...

万斯称比特币储备是美国对华战略优势。 美国副总统万斯表示，中国对去中心化加密货币（如比特币）的排斥，正是美国应拥抱这项技术的又一 理由。 危 机四伏的特朗普加密王国 万斯指出，比特币将成为具有战略意义的重要资产。美国应巩固对中国的优势——目前约5000万美国人 持有比特币，这一数字还将持续增长。中国于2019年全面禁止加密货币交易与投资，2021年央行更是宣 布打击所有加密货币相关活动。 特朗普在竞选期间承诺建立比特币国家战略储备，将美国打造为"全球加密之都"，由此赢得加密用户支 持。就职数日内，他即签署行政令推动美国成为"数字资产与金融科技领导者，同时捍卫经济自由"，并 成立由大卫•萨克斯主持的AI与加密货币工作组。今年3月，特朗普更在白宫召开加密峰会，汇聚行业领 袖共商政策。 目前美国参议院已推进加密立法，要求"稳定币"（价值锚定其他安全资产的数字代币）必须由持牌机构 发行。特朗普政府还撤销多项加密监管：4月签署法案取消数字资产交易者报告义务；3月货币监理署废 除禁止银行开展部分加密相关业务的政策。 我的观察： 特朗普月前签署行政命令禁止美联储发行中央银行数字货币（CBDC）的原因已很清楚。他任命的加密 ...