农业种质资源保护保险

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金融机构大显身手 做种业振兴坚实后盾
Zheng Quan Ri Bao· 2025-07-13 15:44
Core Viewpoint - The Ministry of Agriculture and Rural Affairs emphasizes the importance of seed industry revitalization for national food security and agricultural modernization, calling for self-reliance in seed technology and independent control of seed sources [1] Financial Support for Seed Industry - Financial institutions are actively increasing support for the seed industry through innovative financial products, such as "Agricultural Guarantee Loans" and "Government Procurement E-Loans," with a total of 17 million yuan in loans issued to support seed companies in seed acquisition and breeding [2][3] - Agricultural Bank of China has implemented various financial service plans and credit policies specifically aimed at supporting the seed industry, establishing a differentiated policy support system and promoting six typical service models [3] Insurance for Seed Industry Protection - China People's Insurance Company has expanded its agricultural seed insurance projects over 40 years, now offering comprehensive coverage for various crops and livestock, including the launch of the first national agricultural germplasm resource protection insurance [4][5] - The new insurance product addresses risks in the breeding source and supports the development of agricultural productivity, contributing to national food security [4][5] - Collaborations with local governments are being established to create demonstration fields for quality seed promotion, integrating insurance services with agricultural technology guidance and risk management [5]
广东人保财险:五大维度精准发力,高质服务农业强省建设
Nan Fang Nong Cun Bao· 2025-07-06 08:30
Core Viewpoint - The company has significantly enhanced its agricultural insurance services in Guangdong, focusing on five key dimensions to support the construction of a strong agricultural province [10][11]. Group 1: Agricultural Insurance Performance - The company has provided risk protection for 3.38 million farming households in Guangdong, amounting to 121.2 billion yuan [2]. - It has insured 8.647 million mu of rice, offering risk coverage of 10.453 billion yuan, with claims totaling 304 million yuan benefiting 345,700 households [21][22]. - The company has developed and implemented 95 new and revised agricultural insurance products, with a total of 160 specialty agricultural insurance products providing over 17.3 billion yuan in risk coverage [4][40]. Group 2: Focus on Food Security - Food security is prioritized, with the company implementing measures to enhance rice and corn production insurance, including a complete cost insurance product for rice that covers all production costs [24][25]. - The insurance amount for rice has been increased to 1,250 yuan per mu, ensuring comprehensive coverage for land, labor, and material costs [25][26]. - The company has also introduced a full lifecycle insurance system for rice, setting a benchmark in the industry [31]. Group 3: Support for Specialty Industries - The company has created a comprehensive insurance system covering various agricultural products, including rice, fruits, and marine products, to support the high-quality development of Guangdong's agricultural industry [39][41]. - In 2024, the company provided 1.86 billion yuan in risk coverage for marine aquaculture, marking a 48% increase year-on-year [44]. - Innovative insurance products, such as the "Abalone Seed Typhoon Disaster and Price Index Comprehensive Insurance," have been recognized internationally [47][48]. Group 4: Risk Reduction Management - The company has established a management system for disaster reduction in agriculture, implementing a comprehensive approach to risk management [66][70]. - In 2024, it invested 83.83 million yuan in disaster reduction projects, benefiting 1.654 million households and achieving over 357 million yuan in risk reduction [79][81]. Group 5: Rural Insurance Expansion - The company has extended its insurance services to rural areas, providing over 4.94 trillion yuan in risk protection for 10.88 million farming households [84]. - It has introduced various insurance products tailored for rural tourism and agricultural facilities, ensuring water security during droughts [88][89]. - The company has also launched unique products like "Rural Cadre Accident Insurance" and "Rural Left-behind Children Accident Insurance" to fill service gaps in rural insurance [90][91]. Group 6: Future Development Goals - The company aims to continue enhancing the quality of agricultural insurance services, contributing to the "Hundred Million Project" and rural revitalization efforts in Guangdong [102][104].
中国人保服务乡村全面振兴工作 取得新成效
Jin Rong Shi Bao· 2025-03-26 06:18
会议提出,要紧紧围绕中央一号文件明确的工作重点,慎终如始扛稳责任,毫不松懈抓好各项具体工 作,高质量完成过渡期目标任务。做强农业保险,夯实粮食安全根基;做好定点帮扶,扛起政治责任; 做优核心业务,服务农村民生改善;强化技术应用,为乡村振兴科技赋能;强化协同配合,开拓县域市 场;强化合规经营,防范风险促进发展。数据显示,2024年,中国人保服务乡村全面振兴工作取得新成 效。在保障粮食和重要农产品供给上,农业保险服务规模稳中有进,为5542万户次农户提供2.1万亿元 风险保障,向1757万户次农户支付农业保险赔款491亿元。三大主粮完全成本保险和种植收入保险为 2995万户次农户提供风险保障3123亿元。2024年,特色农产品保险数量超过3000个,提供风险保障4980 亿元。全国首创农业种质资源保护保险。在巩固拓展脱贫攻坚成果方面,对定点帮扶的黑龙江桦川县、 陕西留坝县、四川红原县、江西吉安县和乐安县支付各类赔款2.6亿元,向帮扶五县创造性捐赠保险提 供风险保障888亿元,优质高效完成各项帮扶任务。 中国人保服务乡村社会治理效能进一步提升,综合治理保险为4673万户次农户提供风险保障超过6万亿 元,农房保险为8 ...