南京银行股份有限公司北京北辰支行 下列机构经国家金融监督管理总局北京监管局批准，换发《中华人民共和国金融许可证》，现予以公 告： 简称：南京银行北京北辰支行 机构住所：北京市朝阳区慧忠里103楼1层103-15、103-16、103-17、1018 电话：010-84975583 发证机关：国家金融监督管理总局北京监管局 发证日期：2025年09月23日 事由：迁址 机构编码:B0140S211000009 许可证流水号:01119743 业务范围：吸收公众存款；发放短期、中期和长期贷款；办理国内外结算；办理票据承兑与贴现；代理 发行、代理兑付、承销政府债券；代理收付款项;提供保管箱服务；总行在银行业监督管理机构批准的 业务范围内授权的业务。 批准日期：2013年08月19日 ...

北京商报讯（记者 孟凡霞 周义力）9月26日，咸阳金融监管分局发布《关于陕西咸阳农村商业银行股份 有限公司开业的批复》，同意陕西咸阳农村商业银行开业，同意陕西咸阳农村商业银行秦都支行等51个 分支机构开业，并接受国家金融监督管理总局派出机构的属地监督管理。 业务范围上，核准陕西咸阳农村商业银行开展吸收公众存款；发放短期、中期和长期贷款；办理国内结 算；办理票据承兑与贴现；代理发行、代理兑付、承销政府债券；买卖政府债券、金融债券；从事同业 拆借；从事银行卡业务（借记卡业务、信用卡业务）；代理收付款项及代理保险业务；提供保管箱服 务；经国务院银行业监督管理机构批准的其他业务。同时，核准陕西咸阳农村商业银行秦都支行等51个 分支机构开展经国家金融监督管理机构批复并经上级机构授权办理的业务。 多项人事任职资格同步获批，具体来看，核准吕云龙陕西咸阳农村商业银行董事、董事长任职资格；核 准管锐陕西咸阳农村商业银行行长任职资格；核准吕德宏、郭俊华、陈虹睿、付榕、景奎陕西咸阳农村 商业银行独立董事任职资格；核准王民、刘增慰、芮伟强、郭倩文陕西咸阳农村商业银行董事任职资 格；核准王茜陕西咸阳农村商业银行董事会秘书任职资格；核准 ...

以9月18日收盘价计算，哈尔滨银行目前市盈率（TTM）约4.02倍，市净率（TTM）约0.08倍，市销率（TTM）约0.3倍。 市净率(LF)历史分位(%) (100 900 80 70 60 52a01 50 44.42 40 HPR 365 34x84 30 29:35 20 17o24 10 0 2019-12-37 | '-12-37 ' 22-12-37 J-72-37 制图数据来自恒生聚源数据库 公司业务包括吸收公众存款；发放短期、中期和长期贷款；办理国内外结算；办理票据承兑与贴现；发放金融债券；代理发行、代理兑付、承销政府债券； 买卖政府债券、金融债券；从事同业拆借；买卖、代理买卖外汇；从事银行卡业务；提供信用证服务及担保；代理收付款项及代理保险业务；提供保管箱服 务；办理地方财政周转金的委托贷款业务；外汇存款；外汇贷款；外汇汇款；外币兑换；同业外汇拆借；资信调查、咨询、见证业务；结汇、售汇业务；经 国务院银行业监督管理机构及其他相关监管机构批准的其他业务。 历年营收、净利同比增长情况(%) 120 - % 90 60 30 7.56 4.47 2.88 259 0 3.43 -15.66 -3 ...

Core Viewpoint - Jiangyin Bank's stock has experienced a decline in recent trading sessions, with a notable drop of 2.12% on September 18, 2023, reflecting a challenging market environment for the bank [1]. Financial Performance - As of August 20, 2023, Jiangyin Bank reported a net profit of 846 million yuan for the first half of 2025, marking a year-on-year increase of 16.63% [2]. - Cumulatively, Jiangyin Bank has distributed 3.056 billion yuan in dividends since its A-share listing, with 1.351 billion yuan distributed over the past three years [3]. Stock Market Activity - On September 18, 2023, Jiangyin Bank's stock price was 4.62 yuan per share, with a total market capitalization of 11.372 billion yuan [1]. - The stock has seen an 11.33% increase year-to-date, but has declined by 6.29% over the last five trading days, 8.15% over the last 20 days, and 6.85% over the last 60 days [1]. Shareholder Information - As of August 20, 2023, the number of shareholders for Jiangyin Bank was 45,200, an increase of 0.22% from the previous period [2]. - The average number of circulating shares per shareholder decreased by 0.22% to 54,326 shares [2]. - As of June 30, 2025, Hong Kong Central Clearing Limited was the fourth largest circulating shareholder, holding 82.4919 million shares, a decrease of 20.1333 million shares from the previous period [3].

Core Viewpoint - The company is engaged in various financial services including public deposit absorption, loan issuance, settlement services, and foreign exchange operations, indicating a diversified business model in the financial sector [7]. Financial Performance - The company's revenue and net profit growth rates have shown fluctuations over the years, with a notable decline in 2023, where the revenue growth rate was 0.63% and the net profit growth rate was -1.64% [9][11]. - In the first half of 2025, the company reported a revenue of 1,800 billion and a net profit of 1,200 billion, reflecting a significant performance in the financial market [9]. Revenue Composition - For the first half of 2025, the revenue composition included retail financial services contributing 703.01 billion, wholesale financial services at 1,353.93 billion, and other business segments [10][12]. Asset and Liability Changes - As of the first half of 2025, the company experienced a 15.38% increase in other debt investments, while interbank placements decreased by 6.92% [25]. - The company's bond payables decreased by 26.73%, while deposits and interbank deposits increased by 3.64% [28]. Cash Flow Analysis - The net cash flow from operating activities for the first half of 2025 was 1,344.61 billion, while financing and investment activities showed negative cash flows of -213.65 billion and -1,743.91 billion respectively [20]. Return on Equity - The average return on equity for the first half of 2025 was reported at 6%, which is a decrease of 0.81 percentage points compared to the same period last year [17].

Core Viewpoint - As of September 10, 2025, Shanghai Pudong Development Bank (SPDB) closed at 13.97 yuan, down 0.36%, with a trading volume of 836,200 hands and a transaction value of 1.169 billion yuan [1] Group 1: Stock Performance and Trading Data - On September 10, 2025, the net inflow of main funds was 149 million yuan, accounting for 12.74% of the total transaction value, while retail investors experienced a net outflow of 59.04 million yuan, representing 5.05% of the total transaction value [1] - The stock's performance over the past five days shows fluctuations, with a peak closing price of 14.02 yuan on September 9, 2025, reflecting a 3.24% increase [2] Group 2: Financial Metrics and Industry Comparison - SPDB's total market value is 426.043 billion yuan, with a net asset of 801.252 billion yuan and a net profit of 29.737 billion yuan, ranking 10th in the industry [3] - The bank's price-to-earnings ratio (P/E) is 7.16, while the industry average is 5.9, indicating a relatively higher valuation compared to peers [3] - For the first half of 2025, SPDB reported a main revenue of 90.559 billion yuan, a year-on-year increase of 2.62%, and a net profit of 29.737 billion yuan, up 10.19% year-on-year [3] Group 3: Analyst Ratings and Target Price - In the last 90 days, 12 institutions provided ratings for SPDB, with 8 buy ratings, 3 hold ratings, and 1 neutral rating, indicating a generally positive outlook [4] - The average target price set by analysts over the past 90 days is 15.85 yuan, suggesting potential upside from the current trading price [4]

资金流向方面，主力资金净流出1191.74万元，特大单买入3422.07万元，占比9.58%，卖出4448.82万 元，占比12.46%；大单买入8373.45万元，占比23.44%，卖出8538.43万元，占比23.91%。 华夏银行今年以来股价跌4.01%，近5个交易日跌3.57%，近20日跌10.10%，近60日跌2.08%。 资料显示，华夏银行股份有限公司位于北京市东城区建国门内大街22号华夏银行大厦，成立日期1992年 10月14日，上市日期2003年9月12日，公司主营业务涉及吸收公众存款;发放短期、中期和长期贷款;办 理国内外结算;办理票据承兑与贴现;发行金融债券;代理发行、代理兑付、承销政府债券;买卖政府债 券、金融债券;从事同业拆借;买卖、代理买卖外汇;从事银行卡业务;提供信用证服务及担保;代理收付款 项;提供保管箱服务;结汇、售汇业务;保险兼业代理业务;经中国银行业监督管理委员会批准的其他业 务。 9月5日，华夏银行盘中下跌2.01%，截至13:27，报7.30元/股，成交3.57亿元，换手率0.32%，总市值 1161.79亿元。 责任编辑：小浪快报 截至6月30日，华夏银行股东户数8. ...

Core Viewpoint - The company is experiencing significant changes in its financial performance, with notable fluctuations in revenue and net profit growth rates over recent years, indicating potential challenges and opportunities in its operations [9][10][11]. Financial Performance - The company's revenue and net profit growth rates have shown a downward trend, with a revenue growth rate of -10.94% in 2021 and a slight recovery to 4.42% in 2023 [9]. - For the first half of 2025, the company reported a net profit margin of 2.91%, which is a decrease of 0.1 percentage points compared to the same period last year [17]. Revenue Composition - In the first half of 2025, the revenue composition was as follows: corporate banking business contributed 47.208 billion, personal banking business contributed 19.072 billion, and funding operations contributed 47.262 billion [10][13]. Cash Flow Analysis - The company reported a negative net cash flow from operating activities of -539.34 billion for the first half of 2025, while financing activities generated a positive cash flow of 355.43 billion [20]. Asset and Liability Changes - As of the first half of 2025, the company saw a significant increase in financial assets purchased under resale agreements, which rose by 65916.43%, while cash and cash equivalents decreased by 32.8% [25]. - The company's liabilities also changed, with bonds payable increasing by 34.37% and deposits from customers and interbank deposits rising by 0.98% [28]. Asset-Liability Ratio - The company's asset-liability ratio has been fluctuating, with the latest data indicating a ratio that is consistent with industry averages and medians [30].

Core Viewpoint - The company has shown fluctuations in revenue and net profit growth rates over the years, indicating potential areas for investment analysis and risk assessment [13][15][22]. Financial Performance - The company's revenue growth rate has varied, with a peak of 9.47% in 2021 and a decline to 0.03% in 2023 [13]. - The net profit growth rate also experienced fluctuations, with a high of 9% in 2021 and a drop to -3.67% in 2022 [13][15]. - For the first half of 2025, the average return on equity was 4.51%, a slight decrease of 0.05 percentage points compared to the same period last year [22]. Cash Flow Analysis - In the first half of 2025, the net cash flow from operating activities was 10,058.04 billion, while financing activities generated 3,038.98 billion, and investment activities resulted in a negative cash flow of -3,835.82 billion [25]. Asset and Liability Changes - As of the first half of 2025, the company's monetary funds increased by 57.55%, raising its proportion of total assets by 2.24 percentage points [30]. - Debt investments rose by 4.48%, but their proportion of total assets decreased by 0.82 percentage points [30]. - The company's liabilities saw significant changes, with a 73.2% increase in sold repurchase financial assets, raising their proportion of total assets by 0.85 percentage points [33]. Historical Trends - The company's asset-liability ratio has shown a consistent trend, with the latest figures indicating a ratio of 92.07% in the first half of 2025, compared to the industry average and median [35].

Financial Performance - In the first half of 2025, the company's operating revenue was 2,392.666 million, showing a slight increase from 2,381.006 million in the same period of 2024 [1] - The total profit for the same period was 1,064.758 million, up from 1,045.583 million year-on-year [1] - The net profit attributable to shareholders was 912.482 million, compared to 911.411 million in the previous year [1] - The net profit after deducting non-recurring gains and losses was 908.187 million, slightly higher than 903.322 million in the previous year [1] - The net cash flow from operating activities was 1,295.694 million, a significant decline of 90.53% from 13,677.388 million in the previous year [1][21] Asset and Liability Changes - As of the end of the first half of 2025, the company's net assets attributable to shareholders increased to 20,381.258 million from 19,936.160 million at the end of the previous year [1] - The company's debt investments decreased by 18.03%, while loans and advances increased by 1.51% [27] - Customer deposits and interbank deposits rose by 2.48%, while borrowed funds decreased by 68.9% [29] Shareholder Structure - The top ten circulating shareholders as of the end of the first half of 2025 included a new shareholder, Hu Yongtang, replacing Suning Electric Group [32] - The shareholding of Hong Kong Central Clearing Limited increased, while Nanjing Zijin Investment Group's shareholding decreased [32] Valuation Metrics - As of the market close on August 29, the company's price-to-earnings (P/E) ratio was approximately 6.72 times, the price-to-book (P/B) ratio was about 0.54 times, and the price-to-sales (P/S) ratio was around 2.44 times [1]