同时，为了控制风险，对贷款实行了三重联保，采用"土地使用权及地上在建工程抵押+机械设备抵押 +应收账款质押"等担保模式，实现申请人信用风险全覆盖。其中，贷款前期采用土地使用权及地上在 建工程（或不动产）抵押；在机械设备购置发票齐备的前提下，放宽至1月内将设备抵押；对项目实施 主体已与主要下游签订框架采购协议，且交易对手满足"固废贷"中对付款方的准入条件的，在考虑到项 目土地使用权及后续地上在建工程市值上，广州银行追加应收账款质押作为担保方式之一。 在业内专家看来，废旧动力电池回收还属于一个有待挖掘的蓝海产业。"近些年来，新能源汽车的发展 势头势不可挡。然而，与新能源汽车息息相关的动力蓄电池的报废及回收利用的发展相比新能源汽车的 发展仍在初级阶段。"有专家对记者估计，从我国鼓励发展新能源汽车到如今已经走过了十多年的时 间，如果按照电池保质期的5—8年的标准来计算，那么，其动力蓄电池也已进入"淘汰期"。伴随新能源 车的退役，有大量的动力蓄电池也等待更新或拆除。 亦有一些金融机构瞄准了这门生意。"尽管看起来是大项目，但贷款并不容易。"广州银行江门分行有关 业务负责人给《金融时报》记者解释，过去几年来，动力电池回收行 ...

Core Viewpoint - The article emphasizes the commitment of Jiangsu Bank to sustainable development and green finance, highlighting its role as a leader in promoting green financial practices in alignment with national strategies for a harmonious relationship between humans and nature [1][10]. Group 1: Strategic Development - Jiangsu Bank has integrated green finance into its core business strategy since 2013, collaborating with the International Finance Corporation (IFC) to launch energy efficiency loan projects [2]. - The bank established a dedicated green finance department in 2015 and adopted the Equator Principles in 2017, becoming the first city commercial bank in China to do so [2]. - In 2023, Jiangsu Bank set up a leadership group for green finance to implement national policies and released a three-year work plan for green finance development [3]. Group 2: Product and Service Offerings - Jiangsu Bank has developed a comprehensive green finance product system covering nine sectors, including corporate credit, investment banking, and retail banking [4]. - The bank has introduced innovative products such as "green innovation combination loans" and "contract energy management loans" to support the renewable energy sector [4]. - Jiangsu Bank has also launched transformation finance services, including "ESG performance-linked loans" and "carbon account-linked loans," to assist enterprises in their transition to low-carbon operations [5]. Group 3: Collaborative Efforts - Jiangsu Bank actively collaborates with government agencies and other financial institutions to create a green finance ecosystem, establishing partnerships with various departments to enhance green finance initiatives [7]. - The bank has taken a leading role in setting industry standards for green finance, participating in the development of multiple national and local green finance standards [7][8]. - Jiangsu Bank has engaged in international cooperation, joining the UK-China Green Finance Workgroup and adopting the United Nations' Principles for Responsible Banking (PRB) [8][9]. Group 4: Future Commitments - Jiangsu Bank aims to deepen its green finance innovations and optimize resource allocation to contribute significantly to the vision of a beautiful China, aligning with the "Two Mountains" theory [10].

Core Viewpoint - The article emphasizes the commitment of Jiangsu Bank to green finance and sustainable development, highlighting its role as a leader in promoting a harmonious relationship between humans and nature in China [1][3]. Group 1: Strategic Development - Jiangsu Bank has integrated green finance into its strategic planning since 2013, collaborating with the International Finance Corporation (IFC) on energy efficiency projects [2]. - The bank established a dedicated green finance department in 2015 and adopted the Equator Principles in 2017, becoming the first city commercial bank in China to do so [2]. - In 2023, Jiangsu Bank set up a leadership group for green finance to implement national policies and released a three-year work plan for green finance development [3]. Group 2: Product and Service Offerings - Jiangsu Bank has developed a comprehensive green finance product system covering nine sectors, including corporate credit, investment banking, and retail [4]. - The bank has introduced innovative products such as "green innovation combination loans" and "ESG performance-linked loans" to support various green projects [5]. - Jiangsu Bank's ecological finance services focus on environmental protection and urban green development, offering products like solid waste loans and soil restoration loans [5]. Group 3: Collaboration and Ecosystem Building - Jiangsu Bank actively collaborates with government agencies and other financial institutions to create a green finance ecosystem, enhancing its professional capabilities [7]. - The bank has established partnerships with various government departments and has been involved in setting industry standards for green finance [7][8]. - Jiangsu Bank promotes knowledge sharing and collaboration among banks through initiatives like the establishment of a green finance alliance for small and medium-sized banks [8]. Group 4: International Engagement - Jiangsu Bank has engaged in international cooperation, joining the UK-China Green Finance Working Group and becoming a signatory to the UN Principles for Responsible Banking (PRB) [8][9]. - The bank has taken leadership roles in international forums, contributing to the development of new standards for sustainable finance [9][10]. - Jiangsu Bank aims to align its operations with global best practices in sustainable finance while addressing local market needs [8].