Core Viewpoint - The collaboration between Beijing Bank and the China Children's Center aims to enhance financial literacy among children aged 6-12 through immersive and interactive educational activities, contributing to the development of child-friendly cities and financial empowerment [2][3]. Group 1: Collaboration and Educational Goals - The China Children's Center, as a national-level extracurricular education institution, focuses on the comprehensive development of children and has accumulated rich educational resources and practical models over the years [3]. - The partnership with Beijing Bank leverages the bank's professional advantages to provide financial resources and scenario-based services for children's quality education, aligning with national calls to integrate financial literacy into the basic education system [3]. Group 2: Event Structure and Activities - The event features four core areas: "Currency Enlightenment," "Career Experience," "Financial Competition," and "Safety Protection," designed to cater to different children's growth needs and interests [4]. - Activities include hands-on experiences with currency evolution, real banking processes, financial games, and safety knowledge, aimed at enhancing children's understanding of financial concepts and skills [4][5]. Group 3: Child-Centric Approach - The event emphasizes listening to children's voices, allowing them to actively participate and express their needs and expectations, thus making them the "little masters" of the activities [6][7]. - The establishment of the "Jingmiao Observation Group" enables children to contribute ideas for optimizing activities and content, fostering a sense of ownership and engagement in their learning process [7]. Group 4: Future Initiatives - Beijing Bank plans to deepen its collaboration with the China Children's Center, creating more systematic financial education projects through the "Jingmiao Club," integrating resources from financial enlightenment, cultural heritage, and social welfare [7].

Group 1 - The core viewpoint is that children's financial education is gaining traction, with banks increasingly focusing on this segment as a new competitive arena in retail finance [1][2] - Various children's financial services have been launched, such as "Little Jing's Lucky Money," "Baby Piggy Bank," and "Wealth Little Manager," which not only provide savings channels but also serve as important vehicles for financial education [1] - Banks have taken on the role of guiding children's financial education, transforming into experimental fields for children to actively participate in financial practices [1] Group 2 - The introduction of children's savings accounts, children's bank cards, and parent-child cards has become standard among banks, but the application process is often criticized for being cumbersome [2] - Many banks require multiple documents for minors under 16 to open accounts, which adds to the burden of proof for customers [2] - The children's bank cards typically offer basic functions like deposits and withdrawals but lack features for purchasing investment products, leading to a "hot opening, cold deposit" phenomenon [2] Group 3 - Banks need to enhance the user experience for children and parents by simplifying the application and usage processes while ensuring financial security [3] - A tailored, differentiated operational strategy for different child demographics should be a focus for future development in children's financial services [3] - There is significant potential for expanding family financial services linked to children's financial services, creating a comprehensive financial ecosystem that includes parent-child accounts and family wealth management [3]