更扎心的是，这32个人中，有14个去了教育行业，占43%，比搞金融、进大厂的还多。 | | 北京大学数学学院2025届本科毕业生去向 | | | | --- | --- | --- | --- | | | 深造(含出国) | 175人 | | | | 创业/灵活就业 | 6人 | | | | 就业 | 32人 | | | | 32人具体就业去向 | | | | 序号 | 去向 | 岗位 | 城市 | | 1 | 今日未会 | 算法 | 北京 | | 2 | 今日杀条 | 算法 | 北京 | | 3 | 六日杀影 | 意法 | 北京 | | 4 | 今日未条 | 算法 | 北京 | | 5 | 华为科技 | 算法 | 北京 | | 6 | 华为科技 | 算法 | 北京 | | 7 | 今日杀豪 | 产品 | 北京 | | 8 | 抖音电商 | 真法 | 上海 | | ਉ | 悠喵必映 | 主美设计 | 北京 | | 10 | 灵之刻信息科技 | 咨询 | 上海 | | 11 | 优纳童型机械科技 | 数字研发 | 洛阳 | | 12 | Jump Trading | Quant | 上海 | | 13 | To ...

Core Viewpoint - The introduction of the personal consumption loan interest subsidy policy is expected to create significant opportunities in the consumer sector, particularly benefiting "service-oriented consumption" [1][2]. Policy Impact on Consumer Sector - The new "national subsidy" for personal consumption loans aims to stimulate the consumption market, which has been underperforming, with the consumer index dropping nearly 60% from its peak in 2021 to its lowest point in 2024 [2]. - Fund companies believe that the subsidy policy will enhance consumer demand and support economic growth by reducing credit costs and stimulating both supply and demand [4][6]. Short-term and Long-term Prospects - The subsidy policy is expected to have a short-term impact on demand, particularly in sectors like automotive and home appliances, while also fostering long-term growth in emerging consumption areas such as education and tourism [9][8]. - The consumer sector is currently viewed as undervalued, with a significant opportunity for recovery as the market sentiment has reached a low point [11]. Structural Opportunities - Despite the overall market rebound, the consumer sector has lagged, with a year-to-date decline of 2.11% in the consumer index as of August 14 [11]. - The current valuation of the consumer sector has dropped to below 20 times earnings, indicating potential for recovery as market perceptions may be overly pessimistic [11]. Broader Economic Implications - The subsidy policy is not only focused on consumption but also aims to rebalance the entire domestic demand chain, potentially benefiting banks and technology service providers as well [14]. - Banks are expected to benefit from increased retail lending demand and reduced credit risk due to the subsidy policy, which may lead to a positive cycle of growth in loan volumes and asset quality [14][15].