(微众银行展位人流络绎不绝，吸引众多参展人士驻足观看) 11月3日，中国首家数字银行微众银行与其子公司微众科技首次亮相香港金融科技周xStartmeupHK创业节2025，标志着其国际化发展进入新阶段。此次参 展，微众银行重点展示了其在科技创新及应用、普惠金融实践等方面的领先成果。微众科技作为微众银行全资子公司，亦展现其立足香港、坚持科技输 出的探索与实践。 微众银行副行长兼首席信息官、微众科技董事马智涛先生表示非常荣幸参与香港这一金融科技盛事，"金融业正迎来一场深层次的重塑，AI原生银行的未 来已触手可及，我们正通过AI技术赋能业务流程、打造数字员工，并探索下一代人机交互方式，让金融服务更智能、更普惠。此外，香港作为国际金融 与创新科技的重要枢纽，一直是我们战略布局的重点地区。微众科技依托香港充满活力的营商环境，将积极参与本地金融科技生态建设，持续探索与香 港业界的合作机会，致力推动相关产业持续发展。" 微众科技致力于把香港总部建成服务全球的销售中心及创新中心。同时，微众科技依托微众银行领先的金融科技能力，充分把握全球数字化机遇，向全 球客户提供数字金融和数字基建解决方案，提升当地金融数字化水平，并助力当地 ...

Group 1 - The project focuses on the "technology + culture" industry positioning in the South Central Axis, aiming to create a digital economy cluster featuring the metaverse and general artificial intelligence [1][2] - The total construction area of the project is 91,584.82 square meters, with completion expected in the first half of 2026 [1] - The project includes green energy renovation, structural engineering, decoration, and fire protection works, with a comprehensive energy-saving rate projected to reach 21.38% through the use of renewable energy sources [1] Group 2 - The project aims to attract leading enterprises in general artificial intelligence applications, fostering innovative business formats such as digital humans, metaverse tourism, digital art, and virtual reality experiences [2] - The upgrade of the Dahuomen Smart Industry Building is seen as a key driver for industrial upgrading and urban function optimization in the Fengtai District, injecting strong momentum into high-quality development [2]

Core Insights - The 21st China (Shenzhen) International Cultural Industries Fair opened on May 22, showcasing over 120,000 cultural products across 16,000 square meters with participation from 6,280 domestic exhibitors and 305 international exhibitors [1][3] - Jiangsu Province presented its cultural achievements through two exhibition areas, featuring 30 outstanding cultural enterprises and over 1,000 new products, emphasizing the integration of culture and technology [3][4] Group 1: Cultural Innovation and Technology - Jiangsu's exhibition highlighted innovative cultural products, including a wearable armor inspired by "Along the River During the Qingming Festival," which achieved sales of 5 billion yuan in the first four months of the year, marking a 91% increase year-on-year [4] - The introduction of a digital identity certification system for Yixing purple clay teapots aims to enhance trust in the art collection market, with a transaction volume of nearly 200 million yuan on the "Purple Clay·Easy" app [5] - A smart dyeing production line utilizing advanced robotics was showcased, increasing production efficiency by six times, set to launch in 2024 [6] Group 2: Cultural Heritage and Modern Aesthetics - Traditional crafts are being revitalized through modern aesthetics, with products like silk scarves and hair accessories gaining popularity among younger consumers [6] - The integration of cultural elements into contemporary products, such as the "Moli Flower Sand Flow Refrigerator Magnet," reflects a blend of traditional and modern design [9] - The "Jiangsu Cultural Heritage Sorting and Research Project" has published approximately 1,600 volumes, establishing a comprehensive cultural encyclopedia [10] Group 3: Digital and Interactive Experiences - The fair introduced an AI exhibition area with over 60 companies, showcasing innovations like an entertainment robot that provides immersive experiences [8] - A VR project recreating the Ming Dynasty capital is set to launch in July, offering an immersive cultural experience [11] - The emergence of a 4K transparent sound LED screen in cinema technology represents a significant advancement in audio-visual experiences [12]

Core Viewpoint - The increasing importance of digital assets among young people necessitates a legal framework that integrates technology and regulations to protect digital inheritance rights [1][2][3]. Group 1: Digital Inheritance Trends - The number of young individuals aged 18-30 creating wills has increased by 300% over the past five years, with 21.5% of post-90s and 19.7% of post-00s including digital assets in their wills, significantly higher than the 12.7% of post-80s [1]. - Digital inheritance encompasses both economic assets like virtual currencies and digital art, as well as personal information such as social media accounts and chat records, reflecting a dual nature of property and personal identity [2]. Group 2: Legal Framework and Protection - Legal clarity is essential for the ownership of digital assets, ensuring that users can transfer their rights through wills or statutory inheritance, thus respecting user wishes and protecting heirs' rights [3]. - The EU's Digital Single Market Copyright Directive serves as a model for distinguishing between inheritable property and personal rights, providing a framework for managing digital inheritance [3]. Group 3: Legislative Improvements - Current laws do not explicitly include digital assets, leading to uncertainty in judicial practices; thus, a comprehensive legal framework is needed to define digital inheritance, inheritance rules, and platform responsibilities [4]. - Establishing a national digital inheritance database using blockchain technology can enhance the management and traceability of digital assets, while a cross-departmental coordination body can address complex issues related to digital inheritance disputes [4]. Group 4: Technological Integration - Blockchain technology offers a decentralized, immutable, and traceable solution for protecting digital inheritance, ensuring the authenticity and longevity of digital assets [5]. - The integration of digital identity verification systems can further secure the inheritance process, minimizing legal disputes arising from identity issues [5]. - A dual protection system combining legal frameworks and technological innovations is essential for safeguarding digital legacies in the digital age [5].