未来，兰陵支行将持续践行普惠金融理念，深化政银企协同合作，聚焦县域优势产业，不断优化服务模 式、创新金融产品，以更优质的金融支持，滋养实体经济发展沃土，为地方经济高质量发展贡献建行力 量。 建行临沂兰陵支行坚守普惠金融初心，深耕县域实体经济，以精准化金融服务为小微企业及涉农经营主 体纾困解难，为地方经济发展注入持续动力。 兰陵支行立足县域产业特色，主动开展"进企入户"走访调研，精准对接经营主体融资需求，依托特色普 惠金融产品矩阵与线上智能服务体系，简化审批流程、降低融资门槛，高效解决经营主体资金周转痛 点，让金融服务更具温度与效率。 ...

在数字化转型浪潮席卷各行各业的今天，供应链金融作为连接产业与金融的关键纽带，正迎来前所未有 的发展机遇。千匠网络供应链金融解决方案，致力于为产业链上下游企业提供纯线上、场景化、高效率 的融资方案，助力实体经济实现稳健、可持续的发展。 千匠供应链金融平台以"场景金融"为核心设计理念，构建了覆盖供应链关键节点的多元化产品体系，精 准对接不同角色、不同阶段的融资需求。 供应商融资产品 经销商融资产品 普惠金融产品 支持业务流程自定义配置，可根据不同行业、不同企业层级需求灵活调整审批规则与管理模式。兼容主 流ERP系统与多家银行产品，快速响应多样化业务场景。 科技驱动 融合大数据、人工智能、云计算等前沿技术，构建数据信用评价体系，实现融资节点大幅前置（如在订 单阶段即可获得授信），创新推出纯线上、随借随还的融资服务模式。 生态协同 应收账款融资：基于真实贸易背景的应收账款，实现快速变现，利率优惠、额度灵活。 订单融资：凭核心企业采购订单即可申请融资，前置资金支持节点，有效拉长企业资金使用周 期。 订单池/应收池融资：支持多笔订单或应收账款打包质押，实现额度动态匹配、灵活支用。 债权凭证融资：支持凭证在多级供应商间拆分 ...

y The Property of 政银企韵手发力 十五五良好开局 普惠金融深度对接座谈会 . D 下一步，市工商联将立足"桥梁纽带"职能，常态化收集企业融资需求，分类梳理形成"需求清单"，联合金融部门、银行机构开展精准匹配。同时，聚焦产 业链供应链核心企业，推动银行创新专属金融产品，切实打通金融服务实体经济的"最后一公里"。 活动现场，企业代表和银行工作人员面对面交流、点对点对接。企业代表详细介绍了自身发展规划、融资需求及经营过程中遇到的资金难题；银行工作人 员则结合企业实际，精准推介普惠金融产品、信贷扶持政策及个性化融资方案，双方就合作细节深入洽谈，现场气氛热烈，达成多项初步合作意向。 近日，市工商联会同市金融服务中心连续组织召开政银企对接交流活动。累计30余家企业、10余家银行参加活动，初步达成贷款意向7000万元，持续助力 民营企业收获发展动能。 ...

长沙晚报掌上长沙1月21日讯（全媒体记者 刘军）"有了这个洽谈会，我们可以与银行工作人员面对面交流，了解 融资问题更便捷更全面更高效！"21日，在"金融助力 精准赋能"——芙蓉区政银企对接洽谈会上，湖南犇辉科技 有限公司财务计斌高兴地对记者说。据介绍，政银企对接洽谈会让政府、银行与企业三方齐聚一堂，以精准金融 服务破解企业发展难题。 会上，中国银行芙蓉支行为参会企业带来了专属普惠金融产品推介。针对中小企业融资需求特点，详细解读了多 款定制化金融产品的申请条件、额度优势及办理流程，为企业提供了清晰的融资指引，获得现场企业家的广泛关 注。中国银行芙蓉支行副行长谢科强表示，支行的专业团队将建立常态化对接机制，确保企业的每一个合理需求 都能得到及时、有效的响应。 在自由洽谈对接阶段，来自长沙隆平产业开发区及芙蓉区各街道的10余位优秀企业家代表与银行客户经理展开一 对一深度交流。双方聚焦融资需求、合作模式等核心问题充分沟通，部分企业现场达成合作意向，实现了精准对 接、高效落地。未来，三方将持续深化合作，形成常态化对接机制，共同为芙蓉区经济高质量发展注入强劲动 力。 据了解，本次芙蓉区政银企对接洽谈会现场达成合作意向授信 ...

江南时报讯 12月27日下午，响水农商银行组织召开2025年农村普惠金融服务点工作总结表彰会。网络 金融部相关人员与全辖各便民点服务商户代表共同参会，总结年度工作成果，表彰先进典型，共绘普惠 金融服务新篇章。 会议首先对2025年度全行金融便民服务点的整体运行情况进行了全面回顾与通报。一年来，各便民点扎 根城乡、服务基层，在提升基础金融服务覆盖率、便利居民日常金融需求、推广普惠金融产品等方面发 挥了重要作用，切实成为打通金融服务"最后一公里"的关键纽带。 为持续提升服务质效、规范业务操作，会议紧接着开展了专题业务培训。培训围绕便民点日常服务流 程、风险防范要点、最新业务政策等内容进行细致讲解，并进一步明确了服务边界与禁止办理事项，强 化合规意识与操作规范，确保便民服务在安全、高效的轨道上稳健运行。 会议对2025年度表现突出、深受群众信赖的优质便民服务商户进行了表彰，肯定他们在提供便捷服务、 传播金融知识、践行社会责任方面的贡献。为增添活动氛围，现场还设置了抽奖环节，与会商户积极参 与，将大会气氛推向高潮。 未来，响水农商银行将继续深化金融便民服务点建设，加大对服务点的支持与培训力度，携手广大商户 共同构建更 ...

Group 1 - The company emphasizes the integration of political construction and corporate governance, enhancing the role of the party committee in guiding high-quality development [1] - The company strengthens its financial services in key national strategies and sectors, focusing on technology finance, green finance, inclusive finance, pension finance, and digital finance [1] - The company aims to improve investor experience through education and service, while also enhancing its product offerings in various financial sectors [1] Group 2 - The company focuses on combining macro strategic analysis with micro industry analysis to identify investment opportunities aligned with national development [2] - The company is committed to enhancing its risk management capabilities to ensure stable business development and prevent major risk events [2] - The company aims to build a comprehensive risk management system that is proactive, collaborative, and intelligent [2] Group 3 - The company will align its operations with the spirit of the 20th National Congress, focusing on industrial upgrading and innovation to contribute to the construction of a financial strong nation [3]

在原行长陈海强升任董事长后，浙商银行新任行长人选拟定。 吕临华曾公开发文论述浙江农商银行系统在服务缩小城乡差距方面的积极探索。他提及，浙江作为高质 量发展建设共同富裕示范区，在缩小城乡差距方面具备良好的基础条件，但同时也面临二元经济结构等 因素带来的诸多挑战。 作为农村金融主力军，浙江农商银行系统积极探索，在信贷方面，构建多层次资金供给体系，推出普惠 金融产品，支持产业链及新型主体发展；在服务方面，实现物理网点与数字渠道协同，不断以金融之力 缩小城乡差距，促进城乡融合，助力共同富裕先行示范。 随着吕临华赴任浙商银行，浙商银行管理层架构进一步完善。目前，陈海强担任党委书记，其董事长任 职资格待监管核准；吕临华担任党委副书记，提名任行长；骆峰担任副行长、董事会秘书，景峰、林静 然担任副行长，周伟新、潘华枫、王超明、侯波担任行长助理，潘华枫兼任首席风险官。 （文章来源：每日经济新闻） 12月23日晚间，浙商银行公告称，根据中共浙江省委决定，吕临华任浙商银行党委委员、党委副书记， 提名吕临华任董事、行长，提议陈海强不再担任行长职务。该行董事会将尽快按照法定程序完成相关工 作。 公开信息显示，吕临华于2022年7月获得 ...

Core Insights - State-owned banks are embracing financial technology to reshape inclusive financial service models, injecting vitality into key areas such as small and micro enterprises, rural revitalization, and technological innovation [1][2] Group 1: Digital Transformation in Financial Services - Traditional inclusive financial services face challenges such as high reliance on physical branches, cumbersome documentation, and long approval cycles, limiting financial resource penetration into weaker segments [2] - State-owned banks have completed the online transformation of traditional inclusive products, allowing small and micro enterprises to access services through various digital channels, providing real-time, efficient, and self-service financial solutions [2][3] Group 2: Innovative Product Development - A state-owned bank has developed an online credit model utilizing big data technology, enabling batch customer acquisition, automatic approval, and centralized risk control [3] - The transition from online to intelligent financial services marks the evolution to a 2.0 phase, where artificial intelligence enhances product recommendations and customer service [3] Group 3: Comprehensive Financial Ecosystem - State-owned banks are creating comprehensive inclusive financial service platforms that offer 24/7 contactless services, integrating loan processes with additional services like financial management and legal consulting [4] - Another bank has utilized natural language processing to build a cross-border matching platform, facilitating enterprise connections and conducting over a hundred cross-border matching events [4] Group 4: Intelligent Risk Management - Long-standing financing challenges for small and micro enterprises stem from high perceived risks due to information asymmetry and weak risk-bearing capabilities [5] - State-owned banks are employing cloud computing, big data, and artificial intelligence for comprehensive risk prevention, integrating various data sources to enhance credit assessment and fraud detection [6][7] Group 5: Digital Operations and Efficiency - The shift towards digital operations has led to increased customer numbers and operational pressures, prompting state-owned banks to explore new business operation models [8] - Banks are leveraging technologies like OCR and RPA to automate processes, enhance service efficiency, and reduce operational costs while maintaining consumer rights protection through a complaint profiling system [9]

Core Viewpoint - The Shanghai Financial Regulatory Bureau is actively implementing a "micro-financing coordination mechanism" to address the long-standing financing difficulties faced by small and micro enterprises, which are crucial to the economy's development [1][6]. Group 1: Coordination and Implementation - A specialized working group has been established to coordinate financing services for small and micro enterprises, with a focus on various sectors including foreign trade, private enterprises, technology, and services [2][7]. - The Shanghai Financial Regulatory Bureau has conducted multiple meetings to ensure the effective implementation of the financing coordination mechanism, transitioning from top-level deployment to a long-term mechanism [2][7]. Group 2: Resource Allocation and Coverage - The bureau has mobilized financial regulatory resources by selecting 17 experienced liaison officers to ensure comprehensive coverage across all 17 regions in Shanghai, facilitating direct communication between banks and enterprises [3][8]. - A "thousand enterprises, ten thousand households" outreach initiative has been launched to identify and address various financing challenges faced by enterprises [3][8]. Group 3: Operational Strategies - The bureau has enhanced collaboration with relevant departments to create a comprehensive list of nearly one million enterprises, facilitating targeted bank engagements and ensuring that credit funds reach the grassroots level [4][9]. - A "map-based operation" strategy has been implemented to streamline the supply-demand process, ensuring that financial policies are effectively executed [4][9]. Group 4: Tailored Financial Solutions - Financial institutions are guided to provide customized financial service plans based on the classification of credit clients, establishing a progressive service pathway for different types of enterprises [5][10]. - The integration of technology has been emphasized, with the development of a system that connects outreach efforts to credit data, enabling banks to make lending decisions within 15 days [5][11]. Group 5: Future Directions - The Shanghai Financial Regulatory Bureau plans to summarize the outcomes of the micro-financing coordination mechanism and explore enhanced online financial service functionalities to create a unified network of credit information, financial policies, and products [6][11].

Core Viewpoint - The news emphasizes the strategic direction of the public fund industry in China, highlighting the importance of aligning with national development goals and enhancing the quality of financial services to benefit the public [1][2][10]. Group 1: Industry Development and Strategy - The public fund industry is positioned as a key player in promoting national strategies and safeguarding the wealth of millions, with a focus on high-quality development and serving the real economy [1][3]. - The industry is undergoing significant transformation, shifting from fixed income to equity investments, and from active to passive management, necessitating a strategic response from companies like 兴业基金 [2][3]. - 兴业基金 aims to leverage its banking heritage to establish a differentiated competitive advantage, focusing on customer-centric product offerings and aligning with the broader goals of the 兴业银行 Group [3][10]. Group 2: Cultural and Ethical Foundations - The development of a unique Chinese financial culture is essential for guiding the industry towards high-quality growth, emphasizing integrity, prudence, and innovation [4][5]. - 兴业基金 embodies the principles of serving the public and supporting the real economy, translating these values into practical financial services that enhance the well-being of individuals [5][6]. Group 3: Risk Management and Compliance - A comprehensive risk management framework is being established to address various risks, including credit, market, liquidity, and reputational risks, ensuring a stable environment for high-quality development [9][10]. - The company emphasizes compliance and professional ethics as foundational elements of its operations, aiming to prevent systemic financial risks while delivering value to investors [9][10]. Group 4: Future Directions and Goals - Looking ahead, 兴业基金 plans to deepen its integration with national development strategies, focusing on new quality productivity, ESG, and the aging economy, while enhancing investor satisfaction through sustainable returns [10]. - The company is committed to advancing digital transformation and building a high-quality talent pool to support its strategic objectives and the overall development of the public fund industry [10].