强化机制建设，构建协同服务格局。为提升科技金融服务能力，工行北海分行成立了专项工作领导小 组，整合公司金融、普惠金融、风险管理等前中后台资源，着力构建"专业化团队+特色化网点+数字化 平台"的综合服务体系。通过主动对接地方政府科技主管部门及产业园区，建立动态更新的"专精特 新"企业名单库，精准识别企业融资需求，确保金融资源高效流向科技创新前沿领域。 创新融资模式，破解企业发展痛点。针对科创企业普遍存在的"高成长、轻资产"特点，工行北海分行积 极探索差异化、定制化的融资解决方案。例如，对某国家级专精特新"小巨人"制造企业，该行创新运用 知识产权、成长性指标和核心资质进行综合评估，成功提供了免抵押的信用贷款支持，并给予优惠利 率。同时，高效联动财政贴息政策，帮助企业降低融资成本。通过内部流程优化与跨部门协同预审机 制，显著提升了审批效率，有力支持了企业把握市场机遇。 转自：新华财经 工行北海分行深入贯彻国家创新驱动发展战略和金融支持实体经济的政策导向，积极落实工行总行科技 金融工作部署，把服务科技创新型企业作为转型发展的重要方向。通过优化机制、创新模式、深化协 同，持续提升对"专精特新"企业的金融服务质效。截至2 ...

本次宣讲会融合了"法治、金融、税惠"等多方面的政策干货，为企业带来了一场实实在在的政策盛宴， 是荔湾区工商联深化"惠企日"服务品牌、构建"亲清"政商关系的重要举措。 未来，荔湾区工商联将继续秉持服务企业的宗旨，发挥桥梁纽带作用，搭建政企沟通的桥梁，汇聚多方 资源，为企业提供更精准、更有效的服务，共同推动荔湾民营经济健康发展。(完) 会上，广州市民营企业投诉中心特邀律师、北京德和衡(广州)律师事务所专职律师曾花花聚焦《劳动合 同法》，深入剖析企业用工管理中的常见风险点，为企业规范用工、防范风险提供了实用指导。 工商银行荔湾支行负责人详细介绍了当前面向民营企业的金融惠企政策，涵盖普惠金融产品与服务创新 等内容，助力企业进一步拓宽融资渠道、降低融资成本。 荔湾区税务局负责人深入讲解了小型微利企业所得税优惠政策的具体内容和适用标准、"荔税易2025惠 民利企10条"的服务举措和办理流程，帮助企业明晰政策要点，确保税费优惠应享尽享。 中新网广东新闻9月4日电 (记者 孙秋霞)为进一步优化民营企业发展环境，增强企业法律意识、助力企 业精准把握政策机遇，广州市荔湾区工商联4日举办2025年第三季度惠企日暨"法治护航 金融赋 ...

Core Viewpoint - Guoyin Financial Leasing Co., Ltd. (国银金租) reported steady growth in its mid-year performance for 2025, achieving a revenue of 14.664 billion yuan, a year-on-year increase of 7.7%, and a net profit of 2.401 billion yuan, up 27.6%, marking the highest historical figure for the same period [1] Group 1: Financial Performance - In the first half of 2025, the total assets reached 417.727 billion yuan, with a return on equity (ROE) of 11.73% and a return on assets (ROA) of 1.17%, indicating continuous improvement in profitability [1] - The company maintained high-level sovereign credit ratings, with Moody's at A1, S&P at A, and Fitch at A [1] Group 2: Business Segments - In aircraft leasing, the fleet size reached 517 aircraft, including 312 owned and 205 on order, ranking 10th globally among leasing companies, with operations covering 42 countries and regions [1] - In maritime leasing, the company led the first global joint financing lease for offshore production storage and unloading vessels (FPSO) and developed financing leases for floating LNG production storage and unloading units (FLNG) [2] - In inclusive finance, the company launched a diversified product system covering various sectors, with over 10 billion yuan disbursed benefiting more than 40,000 small and micro customers [2] Group 3: Green Energy and Risk Management - In green energy and high-end equipment leasing, the company invested nearly 23.5 billion yuan in the first half of 2025, with a total installed capacity of 13.8 GW in renewable energy power stations [3] - The asset quality remained stable with a non-performing asset ratio of 0.63%, and the provision coverage ratio for non-performing assets was 540.05%, indicating strong risk mitigation capabilities [3] Group 4: Capital Management - The company successfully issued 5 billion yuan in 3-year financial bonds and raised 400 million USD in 5-year fixed-rate and 300 million USD in 5-year floating-rate senior bonds in the global market [3] Group 5: Recognition and Future Outlook - Guoyin Financial Leasing was listed in the Forbes Global 2000 and the Fortune China 500 for three consecutive years, reflecting a positive development trend [4] - The company plans to continue its strategy of "seeking progress while maintaining stability" in the second half of 2025, focusing on serving the real economy and creating long-term value for stakeholders [4]

8月28日，银河证券披露2025年半年度报告。 业绩显示：这家券商今年上半年实现营业收入137.47亿元，同比增长37.71%，归母净利润64.88亿元， 同比增长47.86%。 作为汇金公司旗下的券商"国家队"，银河证券此次中报归母净利润也创下了其历史最佳成绩。 资事堂注意到：从银河证券的中报释放的信息，证券业正逐步进入"大年"之阶段。 主营业务全线增长 我们来具体拆解一下银河证券主营业务的表现： 2025年上半年，财富管理业务收入59.26亿元，同比增长35.55%；投资交易业务收入38.58亿元，同比增 长5.81%；国际业务收入10.99亿元，同比增长4.71%；机构业务收入10.44亿元，同比增长243.06%；投 资银行业务收入2.45亿元，同比增长3.13%。 此外，期货业务、私募股权投资管理业务、另类投资业务、资产管理业务等其他母子公司一体化业务合 计实现收入12.82亿元，同比增幅达到21.06%。 银河证券相关负责人对资事堂表示：拉长周期看，银河证券经营质效提升明显，在头部券商中的排名逐 步提升并巩固。2021年，银河证券净利润首次破百亿；2022年上半年，公司总资产突破6000亿元，实现 ...

小微企业是国民经济的"毛细血管"，是稳增长、促就业、保民生的重要力量。当前，面对复杂多变的经济 形势，小微企业的发展更需要金融活水的精准灌溉。党中央、国务院高度重视普惠金融工作，多次强调 要"增强金融服务实体经济能力，切实解决小微企业融资难、融资贵问题"。2024年10月15日，国家金融监 督管理总局与国家发展改革委联合召开支持小微企业融资协调工作机制动员部署会议，根据国家金融监管 总局大连监管局、大连市发展和改革委员会和中国光大银行总行支持小微企业融资协调工作机制的部署和 要求，光大银行大连分行第一时间成立小微企业融资协调机制工作专班，由分行党委书记、行长担任组 长，同时定期召开落实小微企业融资协调工作机制专题会议，促进协调机制在大连分行更好落地见效。 2025年以来，为贯彻落实国家支持外贸小微企业、科技型小微企业发展的政策，进一步缓解小微企业融资 难、融资贵的问题，光大银行大连分行联合大连市商务局、大连市工商联、区科技局、区工商联、区县街 道等机构共同组织召开银企对接活动，借助小微企业银企对接会加大对小微企业支持力度，做深做实小微 企业融资协调工作机制。 同时该行组织辖内各经营机构积极对接区县开展小微企业 ...

Group 1 - The core viewpoint of the articles highlights the positive impact of supportive policies for inclusive finance development in various regions, particularly in Xinjiang, where companies are benefiting from low-interest loans for product research and development [1][2] - The Ministry of Finance announced the list of regions supported for inclusive finance development by 2025, with new areas such as Baiyang City, and others being included, following previous selections since 2020 [1] - The regions are innovating effective models to convert fiscal funds into strong momentum for inclusive finance development, expanding service coverage and increasing service volume [2] Group 2 - Fiscal funds are being utilized to support government financing guarantee institutions, with policies in place to reduce guarantee fees, encouraging these institutions to provide lower-rate financing guarantees for eligible small and micro enterprises [2] - Financial institutions are encouraged to tailor inclusive financial products to meet the diverse needs of different entities, such as specialized agriculture and small and medium-sized innovative enterprises [2] - The regions are optimizing the financing ecosystem by enhancing financial service networks and establishing efficient platforms for government-business cooperation, facilitating financing for enterprises through regular financing seminars and business matching events [2]