沂蒙云贷

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这里“丰”景正好
Jin Rong Shi Bao· 2025-07-01 04:59
图为青岛夏庄麦田喜获丰收。 投放更快 助力夏收颗粒归仓 "收粮食最忙的时候,每天能收2000到3000吨,每天周转资金大约在600万元。这时候最担心的就是资金 短缺,影响粮食收购。"收粮户徐祥宾说道。 又到一年"三夏"时节,齐鲁大地麦浪翻滚、遍地金黄。勤劳的农民一边收获春的寄托,一边播种秋的希 望。截至6月10日,山东收获夏粮小麦近六成,千里沃野丰收正忙。 山东省农信联社指导全省农商银行坚守支农支小市场定位,在农忙时节,组织"红马甲"金融服务队走村 入户,广泛开展驻村(点)办公,将信贷支持、惠农政策、志愿服务、反诈知识等送到田间地头,全力 以赴助力百姓开好夏收"第一镰"、种好夏种"第一种"、做好夏管"每一环"。目前,全省农商银行涉农贷 款余额达9239.2亿元,较年初增长325.8亿元。 除了提升线上信贷服务水平之外,山东省农信联社还创新推出"慧农通"功能,实现订单、支付、对账全 流程线上化,让用户轻松可查,提升交易效率与透明度。 "原来收粮都是一手粮一手钱,一到收粮季节,我就需要挨家银行取现金,宝贵的收粮时间大部分浪费 在去银行的路上,现在用上莱阳农商银行的'慧农通',手机轻轻一点,款项就过去了,真是太方便 ...
山东全省农商银行服务“三夏”生产
Zheng Quan Ri Bao· 2025-06-22 15:11
Group 1 - The article highlights the proactive measures taken by Shandong Rural Credit Union to support farmers during the summer harvest season, emphasizing the importance of timely financial services [1][2] - Shandong Rural Credit Union has guided local rural banks to engage in outreach activities to assess financial needs, ensuring that farmers receive necessary credit support promptly [2][3] - As of now, the loan balance for key industry clients in Shandong's rural banks has reached 92.235 billion yuan, an increase of 15.635 billion yuan since the beginning of the year [3] Group 2 - The article discusses the introduction of the "Huinong Tong" feature, which streamlines the payment process for farmers, allowing them to receive funds quickly and efficiently [4][5] - Currently, 333,600 purchasing merchants and 989,000 farmers have signed up for the "Huinong Tong" service, processing 307,500 payment orders amounting to 1.689 billion yuan [5] - Shandong Rural Credit Union has launched over 50 financial products aimed at supporting agricultural entrepreneurs, enhancing farmers' income and agricultural efficiency [6][7] Group 3 - The total agricultural loan balance in Shandong's rural banks has reached 923.92 billion yuan, reflecting an increase of 32.58 billion yuan since the start of the year [8]
金融助力沂蒙大红樱桃丰产丰收
Zheng Quan Ri Bao· 2025-05-20 06:44
本报记者田耿文 时下正值樱桃丰收季,在山东省平邑县临涧镇,漫山遍野红彤彤的大樱桃如宝石般挂满枝头。 作为"沂蒙大红樱桃之乡",这里的大樱桃种植面积达1万亩,年产量可达5000余吨,年创收4000余万 元,种植户户均增收超5万元。目前,这里已形成集采摘、旅游、电商于一体的完整特色产业链。 精准滴灌解农需 "我们村175户全靠种樱桃过上幸福生活,不仅能卖鲜果,还能搞采摘游,这多亏平邑农商银行的金 融'及时雨'。"正值樱桃上市旺季,临涧镇大麦滩村村委会主任牛天虎向记者感慨道。 据悉,平邑农商银行早谋划、早部署,通过"政策配套+精准服务+绿色通道"组合拳,为春耕生产保驾 护航。该行与农业部门建立常态化对接机制,为农户量身定制"大棚贷""农机贷"等专项金融产品,通过 利率优惠、流程简化等举措,今年已发放惠农政策性贷款2.71亿元。 同时,该行信贷人员依托智慧营销系统,深入575个行政村开展"一对一"走访,为农户定制融资方案, 累计发放"惠农消费贷"1.67亿元。 针对农户紧急资金需求,该行开辟"三优先"绿色通道,今年投放农业生产信贷资金1.91亿元。其 中,"大棚贷"1450万元、"农机贷"1756万元,确保种子化肥、 ...