交通银行"沃德财富万里行"浙江站活动举办 ◎记者 聂林浩 近日，交通银行浙江省分行携手长信基金、汇丰晋信基金、施罗德基金成功举办"沃野万理·共见未来 ——沃德财富万里行"全国巡回路演浙江站活动。 以专业与陪伴护航财富未来 交通银行浙江省分行党委委员、副行长周建明致辞表示，在房地产转型与低利率常态化的背景下，股票 等权益资产配置已成为居民增加财产性收入的重要渠道。当前中国经济稳中有进，资本市场改革为权益 投资注入新动能，高水平对外开放也为全球资产配置提供了丰富机遇。 "交通银行自2006年推出沃德财富品牌以来，始终坚持以客户为中心。近年来，依托交银集团国际化、 综合化优势，积极整合全球研究资源，助力投资者捕捉境内外优质企业的成长红利。"周建明介绍，本 次活动邀请了多家深耕境内外市场的合作伙伴，共同探讨多元化资产配置策略。 他表示，杭州作为科技创新、数字经济与先进制造业的高地，活跃的产业生态为财富管理注入了新活 力。当前浙江省上市公司数量位居全国第二，孕育了众多优秀企业。交通银行浙江省分行扎根于此，积 极推动财富金融与科技金融的融合，积累了丰富的财富管理经验。本次活动正是服务区域高质量发展、 助力共同富裕示范区建 ...

为感谢客户长期陪伴，活动特别设置了"沃德20年客户颁奖"环节，多位客户代表分享了与交通银行共同 成长的财富故事，展现了沃德财富的品牌信赖与价值。 1月23日，交通银行"沃野万理·金玉良缘—沃德财富万里行"贵金属配置投资报告会在济南成功举办。本 次活动是交通银行"沃德财富万里行"全国活动的重要组成部分，同时也是沃德财富品牌创立20周年的开 篇活动，旨在进一步满足客户优化资产配置与财富保值增值需求。 活动在富有传统文化韵味的氛围中拉开序幕。现场设有漆扇绘制、古法香道等非遗体验环节，嘉宾们还 亲笔书写新春福字，感受文化传承与财富管理的交融。交通银行山东省分行表示，将始终坚持"以客户 为中心"的服务理念，通过专业化的财富管理服务，助力客户优化资产结构、守护财富安全、实现资产 保值增值。 本次济南站活动是交通银行财富管理专业能力与文化服务融合的一次集中展示。未来，交通银行山东省 分行将继续依托沃德财富品牌，为客户提供更专业、更有温度的金融服务，携手客户稳步迈向财富未 来。 -CIS- 在"2026年黄金投资论坛"环节，行业专家围绕黄金历史、价格走势及资产配置策略展开深入解读，结合 全球经济与地缘政治形势，为在场嘉宾分析 ...

Core Insights - The event "Wode Wealth Nationwide Roadshow" was successfully held in Zhengzhou, gathering over 300 guests to discuss macro trends and investment opportunities [1] - The "Wode Wealth" brand, launched by the Bank of Communications in May 2006, has evolved from exclusive services to comprehensive wealth management solutions, including asset allocation, family trusts, cross-border finance, and tax planning [1][4] - The bank aims to deepen its wealth management business and enhance customer trust, especially in the current complex global economic environment [4] Brand Development - The "Wode Wealth" brand has served over 200 million individual customers and manages financial assets totaling nearly 60 trillion yuan [4] - The brand's development philosophy focuses on being customer-centric and adapting to market changes, collaborating with nearly 200 professional asset management institutions [4] Event Purpose - The "Wode Wealth Nationwide Roadshow" aims to increase residents' property income and stimulate consumption, marking an important step in the bank's wealth management business reform [5] - The event serves as a platform for professional financial services to assist in the growth of residents' property income and fulfill social responsibilities in financial education [5] Market Insights - The event featured two market experts who provided insights into the macroeconomic outlook for 2026, focusing on investment opportunities in gold, stock markets, and foreign exchange [8] - The analysis included a systematic review of the economic landscape and policy environment, offering key perspectives for investors [10] - The discussion also covered the impact of geopolitical factors and monetary policies on asset pricing, particularly for safe-haven assets like gold [12] Commitment to Clients - The wealth management team at the Bank of Communications comprises experts from various financial sectors, utilizing rigorous quantitative models to select quality assets for clients [13] - The bank emphasizes investor education and aims to create a rich non-financial ecosystem, including health services and cultural projects, to enhance the overall wealth management experience [13] - The "Wode Wealth Nationwide Roadshow" will continue with over 50 events across the country in the coming months, reinforcing the bank's commitment to wealth management and economic development [13][14]

Core Insights - The event "沃德财富万里行" organized by Bank of Communications Jiangsu Branch and交银施罗德基金 aims to enhance wealth management services and investor education [1][2] - The "沃德财富" brand has evolved over nearly two decades to provide comprehensive wealth management solutions, including asset allocation, family trusts, cross-border finance, and tax planning [1] - The bank emphasizes the importance of professional wealth management in increasing residents' property income and promoting common prosperity [1] Group 1: Wealth Management Development - The "沃德财富" brand was launched in 2006 and has since become a trusted partner for individual clients, managing over 400 billion yuan in financial assets for more than 11 million customers [1] - The wealth management team consists of experts from various fields, utilizing professional research and quantitative models to create the "沃德优选" product series [1] Group 2: Economic Insights and Asset Allocation - The event featured insights from Zhao Wei, Chief Economist at Shenwan Hongyuan, who discussed the current economic trends and investment opportunities, focusing on policy understanding and market outlook for 2026 [3] - Liu Jiawei from交银施罗德基金 provided practical advice on fund asset allocation and the underlying logic of asset management [3] Group 3: Social Responsibility in Wealth Management - The "瑞善" charitable trust service was launched to enhance the professionalism and efficiency of charitable activities, reflecting the social responsibility aspect of wealth management [4][5] - The "瑞善" program includes upgrades in service models, focus areas, user experience, technology integration, and collaboration with nearly 50 trust and charity organizations to create a transparent charitable network [5]

Group 1 - The core viewpoint of the article is that the Bank of Communications has launched a nationwide roadshow for its wealth management initiative, marking the first major promotional project following the establishment of its Wealth Management Department [1][3] - The "Wode Wealth Journey" is a significant step in the bank's reform of its wealth management business, aimed at enhancing customer service and aligning with national strategies for common prosperity [3] - The initiative is expected to expand from key regions to nationwide, reflecting the bank's commitment to improving wealth management services [3] Group 2 - Wealth management is closely linked to the financial well-being of the public, with recent government meetings emphasizing the importance of boosting domestic demand and increasing residents' income [4] - The bank's efforts in wealth management are seen as crucial for increasing residents' property income and stimulating consumption, aligning with national policy objectives [4] - The "Wode Wealth" brand, established in 2006, is set to undergo a brand upgrade as it approaches its 20th anniversary, with plans to deepen collaborations with leading asset management firms [4] Group 3 - Economic experts at the launch event expressed optimism about the Chinese equity market's performance in 2026, suggesting that there are opportunities arising from the recovery of profit expectations [5] - Current improvements in the underlying mechanisms of the economy and reduced external pressures are seen as positive indicators for long-term investment in Chinese assets [5] - The event included discussions on the role of financial institutions in serving the public, with various firms highlighting their commitment to providing stable returns and enhancing wealth management through technology [6] Group 4 - Over the next six months, the "Wode Wealth Journey" will host more than 50 events nationwide, including product strategy meetings and investment report sessions, aimed at promoting financial products that balance safety, liquidity, and returns [6] - The initiative seeks to foster a positive interaction between residents' wealth accumulation and economic development [6]

Core Viewpoint - The event "Wilderness of Wealth: Witnessing the Future" organized by Bank of Communications aims to explore new trends in wealth management and marks the beginning of a new journey for the Ward Wealth brand [1][2]. Group 1: Event Overview - The event took place in Shenzhen and gathered over 300 participants, including leaders from the Bank of Communications, industry experts, and invited clients [1]. - The purpose of the roadshow is to create a professional and open platform for wealth management discussions, seeking new paths for wealth growth [1]. Group 2: Key Presentations - The event featured a speech by Dr. Li Chao, Chief Economist at Zheshang Securities, who provided insights on the global economic landscape and investment outlook for 2026, offering valuable decision-making references for attendees [2]. - Qiu Chuanle, Head of the Family Office at the Private Banking Center of Bank of Communications Hong Kong Branch, discussed the protection and inheritance of cross-border assets, addressing the growing demand for cross-border wealth management in the context of the Guangdong-Hong Kong-Macao Greater Bay Area [2]. Group 3: Brand and Service Philosophy - The brand core of Ward Wealth is centered on "sharing abundance and carrying wealth with virtue," providing comprehensive and personalized one-stop wealth management solutions [2]. - The event highlighted the comprehensive strength and service philosophy of the Ward Wealth brand, reinforcing the importance of deepening mutual trust and collaborative development between the bank and its clients [2]. Group 4: Future Development Strategy - Moving into the new development stage of the 14th Five-Year Plan, Bank of Communications aims to uphold its mission as a state-owned bank, continuously enhancing its professional advantages and innovating service models and product systems to safeguard clients' asset growth [3]. - The bank seeks to build a more open, cooperative, and win-win wealth management ecosystem, promoting common prosperity and demonstrating its commitment to serving the public [3].

Core Viewpoint - The launch of the "Wode Wealth Journey" marks a significant step for Bank of Communications in enhancing its wealth management strategy and aligning with national goals for common prosperity [2][3] Group 1: Strategic Upgrade - Bank of Communications has established a Wealth Management Department at the headquarters level to better serve customer needs and support national strategies [2][3] - The "Wode Wealth Journey" is the first market promotion project following the organizational restructuring, aiming to expand wealth management services from key regions to nationwide [4] Group 2: Collaborative Advantage - The launch event in Shanghai showcased the collaborative strengths of the Bank of Communications and its asset management subsidiaries, emphasizing a unified approach to wealth management [5] - Various subsidiaries participated in discussions on creating a culturally rich and customer-centric wealth management brand [5] Group 3: Industry Trends and Insights - The "Wode Wealth Journey" aims to deepen cooperation with other financial institutions and explore new trends and opportunities in wealth management [6][7] - Experts predict a more proactive macro policy stance in the coming year, with potential expansions in fiscal policy and a more accommodative monetary policy environment [6][7] Group 4: Future Activities - Over the next six months, the "Wode Wealth Journey" will conduct more than 50 events nationwide, including product strategy meetings and investment report sessions, to foster interaction between wealth accumulation and economic development [9]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條而作出。 茲載列交通銀行股份有限公司於上海證券交易所網站刊登的《交通銀行股份有限 公司2025年半年度報告》，謹供參閱。 承董事會命 交通銀行股份有限公司 何兆斌 公司秘書 中國上海 2025年8月29日 於本公告發佈之日，本行董事為任德奇先生、張寶江先生、殷久勇先生、 周萬阜先生、常保升先生*、廖宜建先生*、陳紹宗先生*、穆國新先生*、 艾棟先生*、羅小鵬先生*、石磊先生 # 、張向東先生 # 、李曉慧女士 # 、馬駿先生 # 、 王天澤先生 # 及肖偉先生 # 。 * 非執行董事 # 獨立非執行董事 公司代码：601328 公司简称：交通银行 交通银行股份有限公司 2025 年半年度报告 1 重要提示 一、本行董事会、监事会及董事、监事、高级管理人员保证半 ...

Core Viewpoint - The Bank of Communications reported a net profit of RMB 46.016 billion for the first half of 2025, reflecting a year-on-year increase of 1.61% compared to RMB 45.287 billion in the same period of 2024 [1][4][10] Financial Summary - Net interest income for the first half of 2025 was RMB 85.247 billion, up 1.20% from RMB 84.234 billion in the first half of 2024 [3][4] - Total operating income reached RMB 133.368 billion, a slight increase of 0.77% from RMB 132.347 billion in the previous year [4][10] - The total assets of the group at the end of June 2025 amounted to RMB 15,435.405 billion, representing a 3.59% increase from RMB 14,900.717 billion at the end of June 2024 [3][10] - Customer loans reached RMB 8,998.499 billion, an increase of 5.18% from RMB 8,555.122 billion at the end of June 2024 [3][10] - Customer deposits totaled RMB 9,171.358 billion, up 4.22% from RMB 8,800.335 billion in the previous year [3][10] Profitability Metrics - The annualized return on average assets was 0.61%, down from 0.65% in the previous year [3][4] - The annualized weighted average return on equity was 9.16%, slightly down from 9.29% [3][4] - The net interest margin decreased to 1.21% from 1.29% year-on-year [3][4] Risk Management - The non-performing loan ratio was 1.28%, a decrease of 0.03 percentage points from the previous year [3][4] - The provision coverage ratio increased to 209.56%, up 7.62 percentage points from the previous year [3][4] Dividend Distribution - The bank proposed a cash dividend distribution of RMB 138.11 billion, amounting to RMB 1.56 per 10 shares, based on the total issued shares of 88.364 billion [1][4]

Group 1: Issuance Overview - The company plans to issue A-shares to specific investors, with a total fundraising target of up to RMB 120 billion, which will be used to supplement its core Tier 1 capital [2][3] - The issuance has been approved by the company's board and relevant regulatory bodies, including the China Securities Regulatory Commission (CSRC) [2][3] - The issuance price is set at RMB 8.51 per share, adjusted from an initial price of RMB 8.71 due to dividend distributions [4][5] Group 2: Subscription Details - The specific investors include the Ministry of Finance, China Tobacco, and Shuangwei Investment, with subscription amounts of RMB 1,124.20 billion, RMB 45.80 billion, and RMB 30 million respectively [3] - The shares subscribed by these entities will be subject to a five-year lock-up period, with the Ministry of Finance committing not to transfer its shares for 18 months post-issuance [6] Group 3: Shareholder Structure - Post-issuance, the Ministry of Finance will hold over 30% of the shares, making it the controlling shareholder of the company [6] - The company has outlined its profit distribution policy and plans for shareholder returns over the next three years [6] Group 4: Regulatory Compliance - The issuance complies with regulations set forth by the CSRC and other relevant authorities, ensuring that the transaction adheres to legal and procedural requirements [2][3] - The company has established measures to address potential dilution of immediate returns due to the increase in share capital from this issuance [6]