深耕产业科技示范支行以产业和行业为导向，组建具有多年科技企业服务经验的专职团队，重点服务区 域内先进制造、新一代信息技术、人工智能、低空经济、海洋装备等重点科技领域，充分运用自贸区、 合作区等政策红利，在信贷审批、风险定价和产品创新方面探索更加灵活、适配的机制，推出知识产权 质押、投贷联动等金融模式，有效破解"轻资产、高成长"科技企业融资难题，以专业化能力深耕本地科 技产业。 以生态协同为核心的这家科技示范支行则着力打造开放协同的科技金融生态，持续深化与政府科技主管 部门、产业园区、创投机构和科研院校的联动合作，搭建"金融+创投+园区"的协同服务平台，通过多 元化、综合化服务，精准对接科技企业在融资、融商、融智及科技成果转化等方面的综合需求。 为落实金融"五篇大文章"要求，支持科技金融高质量发展，珠海华润银行(下称"华润银行")在粤港澳大 湾区同步设立三家科技示范支行，标志着该行深化科技金融服务、赋能科创企业迈出关键一步，推动区 域科技金融服务向专业化、精准化升级。 粤港澳大湾区是全国科技创新核心策源地，集聚大量高新技术、专精特新及初创科技企业，科创产业生 态成熟。华润银行此次布局，精准契合区域科创发展需求， ...

2024年，南山机器人企业智绘科技等到了一家新的"合伙人"认可。 从2016年创业成立近10年，智绘科技历经多次商业模式迭代，现已定位成型为一家专注商用清洁机器人 和巡检机器人的垂直赛道企业，虽营收规模暂未破亿，但即将进入加速成长期。 机器人行业企业研发投入大，产品验证周期长，产品交付的回款周期最快通常在4-6个月。智绘科技当 时迫切需要一笔大额、长期的授信，但"轻资产"限制了智绘科技的贷款方式。 直到智绘科技创始人张亮收到一份特殊的"技术能力评估表"。这份由珠海华润银行（下称"华润银行"） 科技金融团队带来的"评估表"，关注的并非厂房或设备，而是团队在SLAM算法上的专利布局和在电 网、商超等场景的落地实效。 "我们详细列出了核心算法迭代记录、研发人员占比、甚至包括客户场景验证的完整数据流。"张亮回忆 道。很快，凭借这份"技术档案"和"专精特新小巨人"资质，智绘科技获得华润银行2500万元授信，这家 商用机器人公司的发展轨迹悄然改变。 在深圳，在大湾区，像智绘科技这样的科技企业正在发展，在刚刚结束的深圳高交会上，千家科技企业 同台展会变为了科技秀场。 喧嚣之中，另一场更深刻、更安静的变革正在发生：硬科技企业 ...

Core Insights - The 27th China International High-tech Achievements Fair (High-tech Fair) will be held in Shenzhen, showcasing over 5,000 technology companies from more than 30 countries, focusing on cutting-edge fields like artificial intelligence and new energy [2] - China Resources Bank will debut as an independent exhibitor at the fair, promoting its innovation-driven financial brand "Run Chuang Wan" [2][3] - The bank aims to integrate technology, industry, and finance, aligning with national innovation strategies [2][3] Financial Transformation - Traditional banking support for tech companies has evolved from merely providing loans to becoming partners throughout the entire innovation lifecycle [3] - The bank has seen a 332% increase in tech enterprise clients, reaching nearly 2,000, and a 433% growth in tech financial loans, surpassing 25 billion yuan [3][4] Ecosystem Development - "Run Chuang Wan" represents a systematic approach to technology financial services, offering an open ecosystem rather than just a product package [5] - The bank's innovative financing products assess companies based on multiple dimensions, moving away from collateral dependency [5] - Additional services include connecting tech firms with real business scenarios and providing expertise in non-financial challenges [5] Market Engagement - The bank's participation in the High-tech Fair aims to facilitate a virtuous cycle of technology, industry, and finance, enhancing efficient connections between these sectors [9] - The fair will feature international investment negotiation areas, inviting top global investment institutions to foster precise matching in high-tech supply and demand [9] Strategic Positioning - The bank's unique position, backed by a diverse industrial giant, allows it to understand both technology and market needs, acting as a translator and accelerator for tech companies [8] - The ongoing exploration of integrating finance with technology aligns with China's dual goals of becoming a financial and technological powerhouse [10]