中小企业作为当前国民经济的重要组成部分，却长期面临融资难、融资贵的困境。为破解这一难题，国 家近期出台了一系列支持政策，其中《关于规范供应链金融业务引导供应链信息服务机构更好服务中小 企业融资有关事宜的通知》尤为引人注目。这一政策不仅为中小企业融资开辟了新渠道，更将知识产权 质押融资和数据资产融资推向了前台，成为企业盘活"沉睡资产"、获取发展资金的重要途径。然而，对 于这些新型融资方式，企业该如何抓住政策机遇？ 六部联合发布的通知里，以提升金融服务实体经济质效，减少对中小企业资金挤占和账款拖欠，优化中 小企业融资环境为核心目标，明确要求发展供应链金融需"完整、准确、全面贯彻新发展理念"，利用供 应链"数据信用"和"物的信用"，支持供应链企业尤其是中小企业开展信用贷款及基于订单、存货、仓单 等动产和权利的质押融资业务。 "双轮驱动"的政策支持，既持续加大传统信贷对中小企业的扶持力度，又将供应链金融、知识产权质押 融资、数据资产融资等创新工具纳入鼓励范围，为轻资产科技型企业量身打造融资新路径，体现了国家 对中小企业发展的高度重视和精准扶持，知识产权质押融资和数据资产融资逐渐成为企业融资的新宠。 新兴融资方式：知识 ...

Core Viewpoint - The article emphasizes the importance of political supervision in promoting the construction of a modern industrial system, focusing on problem-oriented approaches to support traditional and emerging industries [1][2]. Group 1: Traditional Industry Support - The Lai Xi City Discipline Inspection Commission organized a meeting with integrity supervisors from 15 enterprises to discuss challenges in industrial transformation, highlighting issues such as reliance on imported equipment and funding shortages [1][2]. - The Lai Xi City Commission facilitated a successful collaboration between Qingdao Jiulian Group and Qingdao Ruizhi Intelligent Equipment Technology Co., addressing the need for research funding and equipment procurement [2][3]. Group 2: Emerging Industry Development - The Yongkang City Discipline Inspection Commission is actively monitoring the progress of the modern hardware industry service complex project, addressing issues like outdated buildings and land ownership complexities [2][3]. - The Shanghai Jing'an District Discipline Inspection Commission focuses on nurturing emerging industries, utilizing various methods to strengthen supervision over strategic emerging industry clusters and technological advancements [3][4]. Group 3: Financial Support for SMEs - The Jing'an District Commission has initiated "intellectual property pledge financing" services to assist small and micro enterprises facing financing difficulties due to limited tangible assets [4]. - The Mudanjiang City Discipline Inspection Commission is implementing precise political supervision to ensure that innovation funding effectively benefits enterprises, focusing on technology transfer and core technology breakthroughs [5][6]. Group 4: Local Government Initiatives - The Nanyang City Discipline Inspection Commission is actively engaging with local enterprises to monitor policy implementation and service support, particularly in the synthetic biology industry [6].

Core Insights - The article highlights the innovative approach of China Everbright Bank's Hohhot branch in providing financing through intellectual property (IP) pledges, enabling technology companies to convert their patents into funding [1][2] - The bank's initiative addresses the financing challenges faced by many innovative enterprises that lack traditional collateral, thus facilitating their growth and development [1] Group 1 - A technology company in Hohhot received a loan of 5 million yuan based on a single core patent, showcasing the effectiveness of IP pledge financing [1] - The traditional credit model often relies on tangible assets like factories and equipment, leaving many innovative firms with strong technology but insufficient funding [1] - The bank's knowledge property pledge financing service is part of a broader strategy to support the real economy and transform intellectual property into valuable assets for companies [1] Group 2 - China Everbright Bank's Hohhot branch has established a comprehensive service system for IP pledge financing, offering a diverse range of products that include patents, trademarks, and geographical indications [2] - The bank has introduced innovative financing solutions that combine transformation finance with IP pledges, catering to the specific needs of various industries and stages of development [2] - The initiative aims to not only provide financing but also to enhance the intelligence and innovation capabilities of enterprises, ensuring that financial resources flow into innovative sectors [2]

Group 1 - The 25th World Intellectual Property Day event was launched in Zhengzhou, focusing on the theme "Intellectual Property and Artificial Intelligence" [1] - The event aims to showcase the integration and mutual support between intellectual property and artificial intelligence through various activities [1] - Zhengzhou's market supervision administration is collaborating with a financial service platform to enhance financing channels for small and micro enterprises, launching an online intellectual property financing service area [1] Group 2 - A memorandum for cross-departmental cooperation on intellectual property protection was signed to enhance collaborative protection capabilities [2] - The focus is on integrating judicial and administrative protection to improve the intellectual property protection system [2] - During the publicity week, Zhengzhou will utilize online and new media platforms to promote respect and protection of intellectual property [2]

Core Insights - Yuxi City is enhancing its intellectual property (IP) public service supply and innovating financial service models to promote IP pledge financing, facilitating the transformation of "knowledge capital" into "financial capital" for high-quality regional economic development [1][4] Group 1: Financing Projects - In the first quarter, Yuxi City completed 11 IP financing projects with a total financing amount of 63.63 million yuan, marking a strong start to the year [1] - The financing projects are distributed across various regions, with Yimen County completing 3 projects, while Tonghai County, Hongta District, and High-tech Zone each completed 2 projects, and Huaning County and Yuanjiang County each completed 1 project [3] Group 2: Pledge Objects and Financial Institutions - The pledge objects include both patents and trademarks, with 10 patent pledge financing projects involving 72 patents and a financing amount of 56.92 million yuan, and 1 trademark pledge financing project with a financing amount of 6.71 million yuan [3] - Local banks have shown increased participation in IP pledge financing, completing 10 projects with a total financing amount of 46 million yuan, including 9 projects from county-level banks [3] Group 3: Support and Development Initiatives - Yuxi City is leveraging its IP assistance center to help enterprises broaden financing channels and reduce costs, while also conducting IP training to guide companies in converting their IP into financial assets [4] - The government is fostering collaboration among various stakeholders to create a pathway for innovative IP financial services, enhancing the awareness of IP financialization among enterprises [4] - The local government aims to deepen the public service system for IP, strengthen inter-departmental cooperation, and further integrate IP with financial resources to stimulate innovation and contribute to regional economic development [4]