"黄金大跌，今天是留还是卖？" "现在买黄金会不会被套好几年？" 红星资本局注意到，随着金价走势的变化，投资者对黄金的热情高涨，有人以短线的方式买卖黄金，还有人在银行买入实物金条，甚至有银行已经出现了 金条缺货的情况。 中国人民大学中国资本市场研究院联席院长赵锡军告诉红星资本局，普通居民很难精确把握金价的变化，建议稳妥地进行投资，不要搞"赌博式投资"，也 不要抱有"搏一搏"的心理；不要因为投资影响正常的生活开支，也不要把所有投资资金放在"一个篮子里"。 多家银行的金条出现缺货现象 红星资本局查询多家银行APP发现，多家银行的实物金条均显示"无货"。 以工商银行为例，截至发稿，其如意金条已售182.14万套，暂时无货；另有筑梦中华金条，已售8556件，当前也暂时无货；多款十二生肖传世金也处于无 货状态。 截图自工商银行APP 红星资本局致电北京、上海、成都的多家银行，有部分银行的工作人员表示当前没有金条储备，需要等待；也有银行的工作人员表示，当前仅有大克重的 金条，如50克、100克和500克，但调货也需等待至少一天时间。 某银行的工作人员向红星资本局透露称，今天（1月30日），上级要求他们上报黄金需求，他们报 ...

原标题：大起大落！黄金跌超8%，白银跌超16%；多家银行金条缺货，工行如意金条卖出182万套，专 家：不要"赌博式投资" "黄金大跌，今天是留还是卖？" "现在买黄金会不会被套好几年？" 红星资本局注意到，随着金价走势的变化，投资者对黄金的热情高涨，有人以短线的方式买卖黄金，还 有人在银行买入实物金条，甚至有银行已经出现了金条缺货的情况。 中国人民大学中国资本市场研究院联席院长赵锡军告诉红星资本局，普通居民很难精确把握金价的变 化，建议稳妥地进行投资，不要搞"赌博式投资"，也不要抱有"搏一搏"的心理；不要因为投资影响正常 的生活开支，也不要把所有投资资金放在"一个篮子里"。 多家银行的金条出现缺货现象 1月30日，有网友发帖称，其在招商银行购入10克黄金准备兑换成实物金条，但兑换失败，客服表示 是"供货不足"；之后其想在农业银行购入金条，发现该行也缺货。 红星资本局查询多家银行APP发现，多家银行的实物金条均显示"无货"。 以工商银行为例，截至发稿，其如意金条已售182.14万套，暂时无货；另有筑梦中华金条，已售8556 件，当前也暂时无货；多款十二生肖传世金也处于无货状态。 截图自工商银行APP 红星资本局 ...

"黄金大跌，今天是留还是卖？" "现在买黄金会不会被套好几年？" 红星资本局注意到，随着金价走势的变化，投资者对黄金的热情高涨，有人以短线的方式买卖黄金，还有人在银行买入实物金条，甚至有银行已经出现了金 条缺货的情况。 中国人民大学中国资本市场研究院联席院长赵锡军告诉红星资本局，普通居民很难精确把握金价的变化，建议稳妥地进行投资，不要搞"赌博式投资"，也不 要抱有"搏一搏"的心理；不要因为投资影响正常的生活开支，也不要把所有投资资金放在"一个篮子里"。 多家银行的金条出现缺货现象 1月30日，有网友发帖称，其在招商银行购入10克黄金准备兑换成实物金条，但兑换失败，客服表示是"供货不足"；之后其想在农业银行购入金条，发现该 行也缺货。 红星资本局查询多家银行APP发现，多家银行的实物金条均显示"无货"。 以工商银行为例，截至发稿，其如意金条已售182.14万套，暂时无货；另有筑梦中华金条，已售8556件，当前也暂时无货；多款十二生肖传世金也处于无货 状态。 截图自工商银行APP 红星资本局致电北京、上海、成都的多家银行，有部分银行的工作人员表示当前没有金条储备，需要等待；也有银行的工作人员表示，当前仅有大克重的 ...

Group 1 - Major banks in China, including Industrial and Agricultural Banks, have reported a complete sell-out of several investment-grade physical gold products, indicating a surge in demand [1][5] - The core product "Ruyi Gold" from Industrial Bank, which has sold over 1.81 million sets, is currently out of stock, reflecting strong consumer interest [1][5] - Agricultural Bank's popular gold investment products, including the "Treasure of the World" series and "Fortune Gold Coins," are also sold out, highlighting a trend in the market [5] Group 2 - The World Gold Council's report indicates that global gold demand is expected to exceed 5000 tons for the first time in 2025, with China's demand reaching 1003 tons, a 6% increase year-on-year [8] - China's investment in gold bars and coins is projected to reach 432 tons in 2025, marking a 28% increase from 2024, driven by strong consumer demand [8] - International institutions, including Goldman Sachs and Jefferies Group, have raised their gold price forecasts, with targets ranging from $5400 to $6600 per ounce, reflecting optimism in the market [8] Group 3 - Recent fluctuations in international gold prices have been significant, with prices reaching a historical high of $5598.75 per ounce before a sharp decline [9] - As of January 30, gold prices have fallen below $5200, indicating volatility in the market [9][10] - Various institutions have advised investors to participate rationally in the gold market, emphasizing the need for risk management amid price volatility [11]

Core Viewpoint - The article highlights a significant surge in demand for physical gold products in China, leading to stock shortages in major banks' investment offerings, reflecting a broader trend in global gold demand [1][5][10]. Group 1: Bank Product Availability - Several investment gold products from Industrial and Commercial Bank of China (ICBC) and Agricultural Bank of China (ABC) are reported as "temporarily out of stock," including ICBC's core product "Ruyi Gold," which has sold over 1.81 million sets [1][4]. - ABC's gold investment products, such as the "Treasure of the World" series and "Fortune Gold Coins," are also completely sold out, indicating high consumer interest [5][10]. Group 2: Global Gold Demand Trends - According to the World Gold Council's report, global gold demand is projected to exceed 5,000 tons for the first time, reaching 5,002 tons by 2025, with China's demand expected to hit 1,003 tons, a 6% increase year-on-year [10]. - The monetary value of China's gold demand is forecasted to reach 796 billion yuan, marking a 53% increase and setting a historical record [10]. Group 3: Future Price Predictions - Multiple international institutions are optimistic about future gold prices, with Goldman Sachs raising its 2026 year-end target from $4,900 to $5,400 per ounce, anticipating continued central bank purchases and a rebound in private investment demand [10]. - Jefferies Group has set an even higher target of $6,600 per ounce, while Huaxi Securities predicts a price increase of 10% to 35% in 2026 [10]. Group 4: Market Volatility - Recent fluctuations in international gold prices have been notable, with spot gold reaching a historical high of $5,598.75 per ounce before experiencing a significant drop of nearly 5% in a single day [10][12]. - As of January 30, gold prices have shown volatility, with prices fluctuating around $5,200 after a brief rebound above $5,400 [10][12].

Core Viewpoint - The recent surge in demand for physical gold products in China has led to significant stock shortages at major banks, reflecting a broader trend in global gold demand, with projections indicating record levels for 2025 [1][4][6]. Group 1: Bank Product Availability - Several investment gold products from Industrial and Agricultural Banks are currently out of stock, including the "Ruyi Gold" and various commemorative gold items [1][4]. - The "Ruyi Gold" product, which has sold over 1.81 million sets, is completely sold out across all specifications [1]. - Agricultural Bank's key gold investment products, including the "Treasure of the World" series, are also marked as sold out [4]. Group 2: Global Gold Demand Trends - The World Gold Council's report indicates that global gold demand is expected to exceed 5000 tons for the first time, reaching 5002 tons in 2025, with China's demand projected at 1003 tons, a 6% increase year-on-year [6]. - The monetary value of China's gold demand is forecasted to reach 796 billion yuan, marking a 53% increase and setting a historical record [6]. - Chinese investors are anticipated to purchase 432 tons of gold bars and coins in 2025, a 28% increase from 2024, indicating strong investment interest [6]. Group 3: Price Forecasts and Market Dynamics - Goldman Sachs has raised its gold price target for the end of 2026 from $4900 to $5400 per ounce, citing ongoing central bank purchases and a rebound in private investment demand [6]. - Jefferies Group has set an even higher target of $6600 per ounce, while Huaxi Securities predicts a price increase of 10%-35% in 2026 [6]. - Despite the bullish outlook, gold prices have experienced significant volatility, with a recent peak of $5598.75 per ounce followed by a sharp decline [7].