中经记者 樊红敏 北京报道 近日，中国银行保险资产管理业协会发布的《中国保险资产管理业发展报告（2025）》（以下简 称"《报告》"）显示，截至2024年年末，34家保险资管公司合计管理规模达33.3万亿元，同比增长 10.6%；当年收入合计318.3亿元，增速达到7.31%。 不过，从管理资金来源和保险资管产品结构来看，一些变化趋势值得关注。比如，在保险资管公司近年 来不断推进市场化业务发展的背景下，2024年管理的第三方资金增速却出现下滑；保险资管产品增长率 则近五年来首次为负。 "从资金来源看，大资管赛道竞争日益激烈，公募基金、券商资管、银行理财子公司等机构在投研能 力、产品创新和渠道拓展上持续发力，对保险资管的传统优势领域（如固收+、绝对收益策略）形成强 力冲击。"燕梳资管创始人之一鲁晓岳在接受《中国经营报》记者采访时表示，在此背景下，2024年保 险资管行业管理系统内资金、业外资金仍录得正增长，表现出一定的韧性。 在鲁晓岳看来，组合类产品主要受制于市场与竞争双重压力。2024年资本市场波动加剧，"资产荒"问题 凸显，导致产品业绩承压，吸引力下降，保险行业将更多资金用于自主配置长久期利率债，缩短资产负 ...

Core Viewpoint - The article emphasizes the importance of green finance in achieving sustainable development and the role of financial institutions, particularly insurance companies, in supporting green investment initiatives to meet the "dual carbon" goals set by the Chinese government [1][5]. Group 1: Green Finance and Investment - Green finance is recognized as a key component in building a strong financial system, with policies encouraging financial institutions to increase resource allocation and innovation in this area [1][2]. - Insurance funds, characterized by their long-term duration, large scale, and stable sources, are well-suited to meet the funding needs of green development projects [1][2]. - Sunshine Insurance Group has committed over 20 billion yuan to green investments by the end of 2024, focusing on energy conservation, clean energy, ecological environment, and infrastructure upgrades [1][3]. Group 2: Financial Tools and Strategies - Financial institutions, including insurance companies, are expanding their product offerings to support green investments, utilizing various financial instruments such as green debt investment plans and equity investment plans [2][3]. - Sunshine Insurance is actively involved in supporting national strategic industries through equity investments and by subscribing to green bonds issued by local governments and public utility companies [2][3]. Group 3: Focus Areas and Impact - The key sectors targeted for green finance include clean energy, energy conservation, ecological environment, and infrastructure upgrades, which are crucial for social development and climate improvement [4]. - Sunshine Insurance has established a global ESG strategy research portfolio, managing over 20 million USD by the end of 2024, focusing on sustainable development in healthcare, high technology, and green economy sectors [3][8]. Group 4: Collaboration and Research - Sunshine Insurance collaborates with various stakeholders to explore the role of insurance companies in sustainable development and ESG issues, contributing to the establishment of a Chinese ESG investment system [8][9]. - The company is also involved in research on biodiversity and its relationship with G20 countries, providing theoretical and data support for international green finance cooperation [9].