Core Insights - The article provides a summary of key investment strategies and insights for October, focusing on various investment portfolios and market conditions [1][2]. Investment Strategies - The article introduces a free investment guide titled "Fund Investment Advisory Guide," which aims to help readers understand fund advisory and investment strategies [2]. - The "Screw Nail Gold Nail Treasure Index Enhanced Advisory Portfolio" has outperformed the CSI 800 Index by 5.49% as of August 2025, indicating its effectiveness in generating returns [4]. - The "Screw Nail Gold Nail Treasure Active Selection Advisory Portfolio" has outperformed the CSI 300 Index by 6.94% as of August 2025, showcasing the benefits of selecting high-quality fund managers [4]. - The "Screw Nail Silver Nail Treasure Monthly Salary Advisory Portfolio" employs a balanced stock-bond strategy, maintaining a 40:60 ratio, and has shown significant excess returns since its inception [5]. - The "Screw Nail Silver Nail Treasure 365-Day Advisory Portfolio" focuses on a conservative allocation of 15% stocks and 85% bonds, outperforming the secondary bond fund index by 3.01% as of August 2025 [6]. - The "Screw Nail Silver Nail Treasure 90-Day Advisory Portfolio" primarily invests in short-term bond funds, achieving returns that exceed the CSI Money Market Fund Index [7]. Market Insights - The article discusses the characteristics of bull markets in A-shares and Hong Kong stocks, emphasizing the importance of avoiding impulsive trading and focusing on long-term investments [15]. - It highlights the current low valuation of the consumer sector, which has been underperforming but is expected to recover as valuations have decreased significantly [16]. - The article explains the impact of high tariffs on investments, suggesting that while they may cause short-term volatility, they do not significantly affect long-term investment strategies [21]. Investment Principles - The article outlines the four principles of value investing, which include understanding that buying stocks means buying companies, maintaining a margin of safety, recognizing market fluctuations, and operating within one's circle of competence [22]. - It emphasizes the importance of asset allocation and rebalancing strategies to manage market volatility and enhance returns [22]. Additional Resources - The article mentions the creation of a "Screw Nail Index Map" to help investors quickly reference various indices, including their codes, selection rules, and industry distributions [13]. - It also introduces the "Screw Nail Gold Star Rating" and "Bull-Bear Signal Board" for assessing gold asset valuations and market conditions [12].

Core Viewpoint - The 90-day investment advisory portfolio primarily selects short-term bond funds, which are expected to yield higher returns than money market funds in the long run while maintaining lower risk compared to long-term bonds [1][10][11]. Group 1: Investment Strategy - The portfolio aims to outperform money market fund returns with a maximum drawdown targeted between 1% to 2% [3]. - It focuses on high-safety investments, primarily in short-term bond funds and low-risk pure bond funds, with a significant portion of assets in interest rate bonds (such as government bonds) [3][13][15]. - The strategy allows for flexible investment, with no timing required for entry, suitable for funds that can be held for three months or more [4][17]. Group 2: Performance and Risk Management - The 90-day portfolio has outperformed the China Securities Money Market Fund Index since its inception, with a relatively small maximum drawdown [20]. - The investment strategy is designed for short-term funds that will not be needed for at least three months, providing a transitional option for funds originally intended for money market investments or stock investments [21]. - By selecting short-term pure bond funds, the strategy aims to achieve higher returns with minimal risk [23].