全球可编程金融服务公司Stripe宣布推出多款新产品，助力企业利用AI加速业务增长。 Stripe服务着众多跨国及增长最快的企业客户，其中包括一半的《财富》100强企业以及78%的《福布 斯》AI 50企业。去年，使用Stripe的企业处理的支付总额达到1.4万亿美元，较2023年增长38%，约占全 球GDP的1.3%。总体而言，企业通过Stripe处理的收入增速是标普500指数企业的7倍。 在年度大会Sessions上，Stripe发布了全球首个支付领域AI基础模型，并宣布大幅扩展资金管理能力。 Stripe联合创始人兼首席执行官Patrick Collison表示："AI作为当前超越蒲福风级的强劲东风，正在深刻 改变全球经济格局。我们的责任，就是加速推动技术落地应用，让使用Stripe的企业能够即时受益。" 01 加码AI投资，赋能企业增长 Stripe在运用专业化AI模型方面拥有丰富经验，并针对防止欺诈、提升授权率以及为买家打造个性化结 账体验等不同任务进行了精细优化。 为助力用户实现更快增长，Stripe今日宣布推出全球首个专为支付打造的AI基础模型。这一支付基础模 型基于数百亿笔交易训练而成，能够识 ...

Core Insights - Stripe has launched its first AI foundational model for payments and deepened its partnership with NVIDIA, aiming to accelerate business growth for enterprises using AI [1][2][3] AI Investment and Business Growth - Stripe announced the introduction of several new products to help businesses leverage AI for growth, processing a total payment volume of $1.4 trillion last year, a 38% increase from 2023, representing 1.3% of global GDP [2][4] - The new AI foundational model is trained on hundreds of billions of transactions, enhancing performance by detecting subtle payment signals that traditional models miss [4] Multi-Currency Management - Stripe has introduced a multi-currency balance feature, allowing businesses to hold and manage multiple currency balances within their existing accounts, starting with USD, EUR, and GBP [6][7] - This feature helps companies avoid unnecessary cross-border transfer fees, enabling them to operate more efficiently in different markets [6] Partnerships with Major Corporations - Stripe collaborates with half of the Fortune 100 companies and has recently supported NVIDIA in migrating its subscription management for GeForce Now to Stripe Billing in just six weeks [9][10] - PepsiCo is also expanding its partnership with Stripe to modernize payment processes for small businesses [9] New Features and Functionalities - Stripe has launched over 60 new features, including support for 25 additional payment methods, bringing the total to over 125 [11] - New functionalities include managed payments services, smart dispute management, and enhanced fraud protection capabilities [13][14][15] - The Stripe Tax service has expanded its coverage from 57 to 102 countries, automating the entire tax lifecycle management [17]