Aegon (NYSE:AEG) H2 2025 Earnings call February 19, 2026 03:00 AM ET Company ParticipantsDavid Barma - Executive Director of Equity ResearchDuncan Russell - CFOFarooq Hanif - Head of European Insurance Equity ResearchIain Pearce - Executive Director of Insurance Equity ResearchJason Kalamboussis - Executive DirectorLard Friese - CEOYves Cormier - Head of Investor RelationsConference Call ParticipantsFarquhar Murray - Senior AnalystMichael Huttner - Insurance Equity Research AnalystNasib Ahmed - European Ins ...

Orange (OTCPK:ORAN.Y) 2026 Capital Markets Day February 19, 2026 03:00 AM ET Company ParticipantsAkhil Dattani - Head of European Telecoms Equity ResearchAliette Mousnier-Lompré - CEO of Orange BusinessChristel Heydemann - CEOConstance Gest - Head of Investor Relations and Financial CommunicationDavid Wright - Equity Research - TelecomsFernando Cordero - Head of European TMT Equity ResearchJeremy Ben Nathan - Equity Research - TelecomsJosh Mills - Executive Director and Sector Head - Telecoms ResearchJérôme ...

Aegon (NYSE:AEG) H2 2025 Earnings call February 19, 2026 03:00 AM ET Company ParticipantsDavid Barma - Executive Director of Equity ResearchDuncan Russell - CFOFarooq Hanif - Head of European Insurance Equity ResearchIain Pearce - Executive Director of Insurance Equity ResearchJason Kalamboussis - Executive DirectorLard Friese - CEOYves Cormier - Head of Investor RelationsConference Call ParticipantsFarquhar Murray - Senior AnalystMichael Huttner - Insurance Equity Research AnalystNasib Ahmed - European Ins ...

Forward - looking statements 2025 Full Year Results 19 February 2026 Oyu Tolgoi, Mongolia Cautionary statements This presentation has been prepared by Rio Tinto plc and Rio Tinto Limited (together with their subsidiaries, "Rio Tinto"). By accessing/attending this presentation you acknowledge that you have read and understood the following statements. This presentation includes "forward -looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. All statements other than ...

2H 2025 Results Lard Friese Duncan Russell Chief Executive Officer Chief Financial Officer February 19, 2026 2 2 Key messages 1. Operating capital generation (OCG) before Holding funding and operating expenses Distribution WFG licensed agents (number in thousand) 36 FY24 37 FY25 86 96 Multi-ticket agents Transamerica's market share 66% Savings & Investments Net deposits mid-sized plans FY24 FY25 0.6 1.1 Protection Solutions New individual life sales 473 617 FY24 FY25 3 1. Refers to WFG sales in the US for L ...

Orange Capital Markets Day February 2026 19th 1 Today's speakers Our leadership team Main speakers Heydemann Group CEO Martinez Group CFO Christel Laurent Aliette Mousnier-Lompré CEO O.Business Hénique CEO Orange France Shaker CEO OMEA Spenger CEO MasOrange Jérôme Yasser Meinrad Communication CSR Today's agenda Financial trajectory & Capital allocation 03 Strategic overview 01 Guidance & key take-aways 04 Our strategy in action: business overview 02 Q&A Hugues Foulon CEO O.Cyberdefense Mari-Noëlle Jégo- Lav ...

Neometals (OTCPK:NMTA.Y) 2026 Conference February 18, 2026 09:15 PM ET Company ParticipantsChris Reed - Managing DirectorOperatorThis is Neometals, and this is Chris Reed, and he will explain why. Please make him welcome.Chris ReedThank you very much, Chrissy. Thanks to RIU, and good morning, ladies and gentlemen. The first thing I'd like to say is, the greatest asset at Neometals is its people, and today I'd like to shout out to our technical team on the gold, Darren Townsend and Clay Gordon. I stood up he ...

Barrambie The Path to Gold Production RIU Presentation | 19 February 2026 ASX: NMT | OTCQX: NMTAY | DEU: 9R9 For personal use only ASX: NMT | OTCQX: NMTAY | DEU: 9R9 neometals.com.au Important Notices and Disclaimer This presentation has been prepared and issued by Neometals Ltd (Neometals, or the Company) to provide summary information about the Company, including its 100% owned Barrambie Gold Project and its other projects and activities (the "Projects") as at the date of this presentation, unless otherwi ...

Financial Data and Key Metrics Changes - In Q4 2025, net sales reached $1.3 billion, reflecting a year-over-year growth of 6.3% [6][18] - For the full year, net sales increased nearly 1% to just over $5 billion, with an adjusted EBITDA of $658 million and a margin of 13.1% [8][18] - The total leverage ratio improved to 2.8x, down from 3.9x at the end of 2023, indicating stronger financial health [5][33] Business Line Data and Key Metrics Changes - North America experienced a 19% increase in new distributors in Q4, marking its second consecutive quarter of double-digit growth [9] - Latin America achieved its seventh consecutive quarter of year-over-year growth, with reported net sales up 18% [26] - The Asia Pacific region saw a 5% increase in reported net sales, driven by approximately 9% volume growth [27] Market Data and Key Metrics Changes - India delivered its highest quarterly net sales in Q4, with a 15% year-over-year increase, attributed to a reduction in the goods and services tax [19][27] - North America sales declined by less than 1% year-over-year, consistent with prior expectations [27] - China reported a 4% decline in net sales year-over-year, primarily due to an 11% decrease in volume [28] Company Strategy and Development Direction - The company aims to be the world's premier health and wellness platform, focusing on innovation and digital engagement [5][11] - Plans include launching personalized nutritional supplements and enhancing the distributor experience through digital tools [12][15] - The partnership with Cristiano Ronaldo is expected to elevate brand visibility and expand market reach [16][17] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's strategy and ability to execute, highlighting a strong foundation for future growth [17][38] - The company anticipates net sales growth in all regions except China for 2026, with a focus on leveraging the GST benefits in India [43][46] - Adjusted EBITDA guidance for Q1 2026 is set between $155 million to $175 million, with full-year expectations of $670 million to $710 million [35] Other Important Information - The company has repaid $283 million of debt in 2025, contributing to a stronger balance sheet [8][33] - A presentation change was made to better align distributor-related compensation reporting, with no impact on prior period results [31] Q&A Session Summary Question: Guidance on sales for different geographic segments in 2026 - Management expects net sales growth in every region except China, which is anticipated to improve in 2027 [42][43] Question: Expectations for Pro2col sales contribution - Minimal top-line contribution is built into guidance, with more upside potential as the program is in beta phase [44][45] Question: Growth in energy, sports, and fitness product categories - This category has historically outpaced overall performance, with successful launches contributing to growth [51] Question: Expansion of nutrition club infrastructure - The Breakfast Budget Clubs model is gaining traction in the UK and is being introduced in other markets [53][54] Question: Distributor retention rates and training programs - Improved retention is attributed to various support programs, enhancing distributor education and strategy [55][56] Question: Contribution of new products to sales growth - Successful product launches, including MultiBurn and HL Skin, have significantly contributed to sales [61] Question: Plans for distributor events in 2026 - The company plans to increase the number of events, with costs expected to rise slightly more than sales [62][64] Question: Strategy for evolving product offerings and customer base - The company aims to attract a more sophisticated customer base while deepening engagement with existing customers [71][73] Question: Impact of GST changes in India on sales - The reduced GST is expected to provide a tailwind until it laps in late September 2026 [77][78] Question: Relationship between distributor growth and member growth - Both distributor and preferred member growth are important, with adjustments made to focus on preferred customers [83][86]

Carvana (NYSE:CVNA) Q4 2025 Earnings call February 18, 2026 05:30 PM ET Company ParticipantsErnie Garcia - CEOMark Jenkins - CFOMeg Kehan - VP of Investor RelationsConference Call ParticipantsBrian Nagel - Equity Research AnalystChris Pierce - Equity Research AnalystDaniela Haigian - Equity Research AnalystJeff Lick - Equity Research AnalystJoe Spak - Equity Research AnalystJohn Babcock - Equity Research AnalystLee Horowitz - Equity Research AnalystMarvin Fong - Equity Research AnalystRajat Gupta - Equity R ...