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Fed keeps rates unchanged: what it means for mortgages, credit cards and loans
Invezz· 2026-01-28 20:33
Group 1: Federal Reserve's Interest Rate Decision - The US Federal Reserve has left interest rates unchanged, maintaining the federal funds rate in a range of 3.5% to 3.75%, indicating a cautious approach amid mixed economic signals [1][2] - The decision was made with a 10–2 vote, with dissent from two governors advocating for an immediate quarter-point rate cut [2] - Economic activity is expanding at a solid pace, but inflation remains somewhat elevated, and the unemployment rate has begun to stabilize [2] Group 2: Mortgage Market Dynamics - Fixed-rate mortgages do not directly follow the Federal Reserve's decisions but are influenced by long-term Treasury yields, which are affected by inflation expectations and global investor sentiment [3] - The average 30-year fixed mortgage rate is currently at 6.17%, which is higher than many buyers anticipated a few months ago [4] - Even with potential rate cuts from the Fed, mortgage rates may not decrease as expected, as seen in the second half of 2025 [4][5] Group 3: Consumer Borrowing and Credit Rates - Credit cards and variable loans are linked to the prime rate, which is currently at 6.75%, and the average credit card interest rate has fallen to 23.79% [6][8] - Despite the Fed's rate cuts, credit card rates have only declined modestly, with companies delaying the full benefit to customers [7] - High-yield savings accounts are offering attractive rates of 4% to 5% APY, significantly higher than the national average savings rate [8]
Starbucks stock: Cramer says buy as Brian Niccol has ‘cracked the code'
Invezz· 2026-01-28 18:48
Famed investor Jim Cramer says a 4.0% same-store sales growth in Starbucks (NASDAQ: SBUX) earnings is the only number investors should focus on, and the only number that explains why the stock is push... ...
Nvidia stock in the green after China chip approval reports: can it keep going higher?
Invezz· 2026-01-28 16:46
Nvidia stock rose early on Wednesday as investors welcomed signs of progress in the company's access to the Chinese market, easing a key overhang that has weighed on the stock for months. Optimism aro... ...
Palladyne stock: 3 big reasons to sell it on Air Force contract rally
Invezz· 2026-01-28 16:35
Palladyne stock: 3 big reasons to sell it on Air Force contract rally false### Choose your country### Choose preferred languagePopular languagesEnglish (USA) [Deutsch] [Español] [Français] [Português]All available languagesEnglish (USA) [English (UK)] [English (Australia)] [English (Canada)] [English (New Zealand)] [English (South Africa)] [English (Ireland)] [English (Singapore)] [English (Nigeria)] [English (Pakistan)] [English (India)] [eština] [Deutsch] [Dansk] [Español] [Français] [Italiano] [] [Melayu ...
Tesla stock moves higher ahead of Q4 earnings: analysts weigh in
Invezz· 2026-01-28 15:52
Tesla stock (NASDAQ: TSLA) ticked higher in early Wednesday trading as investors positioned ahead of the company's fourth-quarter 2025 earnings results due after the market closing. The call carries o... ...
Apple Q1 earnings preview: Wedbush continues to see AAPL as ‘top pick'
Invezz· 2026-01-28 15:40
Core Viewpoint - Wedbush Securities' senior analyst Dan Ives recommends maintaining investment in Apple (NASDAQ: AAPL) ahead of its Q1 earnings report scheduled for January 29th, with expectations of a nearly 11% increase in revenue [1] Company Summary - Apple is anticipated to report a revenue increase of nearly 11% in its upcoming Q1 earnings [1]
US stocks open in the green: S&P breaches 7,000, Nasdaq climbs 0.7%
Invezz· 2026-01-28 15:09
Market Performance - US equities advanced, with the S&P 500 reaching the 7,000 level for the first time, rising 0.3% and hitting an intraday high of 7,002.28, marking a significant milestone after years of gains driven by technology and AI-related stocks [1] - The index has more than doubled from its pandemic-era lows, supported by strong corporate earnings, aggressive AI investment, and supportive monetary policy [2] - The Nasdaq Composite climbed 0.7%, indicating renewed strength in growth-oriented stocks, while the Dow Jones Industrial Average was relatively unchanged, up just 24 points [2] AI-Driven Earnings - Gains were bolstered by earnings reports linked to the AI boom, with ASML shares rising about 1% after reporting record orders and strong guidance for 2026, citing sustained demand for advanced chipmaking tools due to global AI investment [3] - Seagate Technology's shares surged over 13% after exceeding earnings and revenue expectations, with the CEO highlighting robust demand for data storage driven by AI workloads, indicating AI investment's impact on the semiconductor and hardware supply chain [4] Semiconductor Market Developments - Chinese authorities approved companies like ByteDance, Alibaba, and Tencent to purchase Nvidia's H200 AI chips, leading to a roughly 2% rise in Nvidia shares and gains for other chipmakers such as Advanced Micro Devices and Taiwan Semiconductor Manufacturing [5] - This approval alleviated some investor concerns regarding Nvidia's access to the Chinese market, which has faced uncertainty due to export controls and regulatory restrictions [6]
C3.ai stock soars on merger news but a takeover is unlikely to rescue it
Invezz· 2026-01-28 14:23
Group 1 - C3.ai Inc (NYSE: AI) opened approximately 15% higher following reports of a potential merger with the privately held Automation Anywhere [1] - Retail investors appear to be optimistic about the merger prospects, indicating a positive market sentiment towards C3.ai [1]
ASML stock: buybacks and dividends grab attention, but real signal lies elsewhere
Invezz· 2026-01-28 13:54
ASML stock surged 6% on Wednesday, after the Dutch semiconductor equipment maker posted record results and announced a €12 billion three-year buyback program alongside a 17% dividend hike. While the i... ...
Starbucks earnings point to demand recovery, margin headwinds
Invezz· 2026-01-28 13:33
Starbucks returned to customer traffic growth for the first time in two years, signalling early progress in its turnaround while underscoring the cost pressures reshaping its earnings profile. The cof... ...