5月10日是第21个"阿里日"。当日，阿里巴巴集团董事会主席蔡崇信佩戴新工牌，来到阿里亲 友见面会现场。蔡崇信在发言中向阿里亲友再次介绍了公司的核心战略——"电商、云+AI"， 并提到了闲鱼、夸克、高德、钉钉、1688等创新业务。 蔡崇信表示，阿里要把AI融入每一块业务、每一个环节，未来三年到五年，所有业务都应以 AI为驱动。"不光是对内，有很多生产力效率的增加，而且对用户、对客户也要用AI驱 动。"一年多前，阿里将"AI驱动"作为集团的战略重心之一，这一战略已初见成效。 蔡崇信表示："电商的业务并不占领对互联网的入口，因为电商是一个垂类，有更多其他的互 联网公司占据了对用户的入口。但如果我们能聚焦在AI上的话，也许我们可以把新的入口用 AI的方式做出来，让我们增加更多的用户。" 蔡崇信在讲话中回顾了自己加入阿里的故事。"我是个26年的老阿里人，加入阿里后，我的工 号是19号。阿里巴巴有18个创始人，我没有赶上前18位，后来其中有一个创始人临时退出 了。马老师就说你19号你就补上吧，你就算18个人里面其中之一。我就是之后补上去的。"有 趣的是，蔡崇信是阿里巴巴创始团队"十八罗汉"中唯一没有花名的成员，始终以本 ...

Core Viewpoint - Apple has announced significant price reductions for the iPhone 16 series, indicating a response to lower-than-expected sales in the Chinese market [1][11][12]. Pricing Strategy - The iPhone 16 Pro Max has seen a price drop of $160, while the iPhone 16 Pro 128GB version is reduced by $176, with other versions also seeing a $160 decrease [1]. - On e-commerce platforms, the iPhone 16 Pro 128GB is listed at a new price of 5999 RMB, down from 7999 RMB, with additional government subsidies available [1][4]. - Apple's official website still lists the iPhone 16 Pro starting at 7999 RMB, indicating a discrepancy between retail and official pricing [8]. Sales Performance - Apple's sales in China have not met expectations, with a reported 9% year-on-year decline in shipments, placing it fifth in the market [11]. - The company's revenue in the Greater China region fell by over 2% year-on-year, from $16.372 billion to $16.002 billion [11]. - In 2024, Apple's shipment volume in China is projected to decline by 17%, with Huawei surpassing Apple in annual sales [11][12]. Market Competition - The decline in Apple's market share in the high-end smartphone segment is attributed to conservative innovation and aggressive competition from local brands like Huawei and Xiaomi [12]. - Apple's market share in China's high-end smartphone market has decreased from 75% in 2022 to a projected 54% in 2024 [12]. Financial Performance - Despite the challenges in the smartphone market, Apple reported a 5% increase in total net revenue for the second fiscal quarter, reaching $95.359 billion [12]. - The net profit for the same period also grew by 5%, amounting to $24.780 billion [12]. - Apple has approved a stock buyback plan worth up to $100 billion, reflecting confidence in its financial health [13].

Core Viewpoint - The article highlights the growing trend of birdwatching among the elderly in Beijing, particularly in Yuyuantan Park, where improved ecological conditions have led to an increase in bird species and, consequently, birdwatching enthusiasts [1][3]. Group 1: Birdwatching Trend - The ecological environment in Beijing has improved, allowing rare bird species like the Long-eared Owl, swans, and the Crested Ibis to appear more frequently in urban areas [3]. - The number of birdwatchers in mainland China has surged to 340,000, a significant increase from 140,000 in 2018, indicating a growing interest in birdwatching among the population, especially among the elderly [9]. Group 2: Elderly Participation - Elderly individuals, such as Mr. Zhang and Mr. Guan, are increasingly participating in birdwatching, with Mr. Guan noting that the number of birdwatchers in Yuyuantan Park has exceeded 50 at times, many of whom are seniors [5]. - The emotional value derived from birdwatching activities, including photographing and sharing images of birds, is significant for the elderly demographic [5]. Group 3: Market Growth - The consumption of digital cameras by the elderly has seen over 100% year-on-year growth, along with notable increases in sales of photography accessories and tripods, reflecting the economic potential of the silver-haired demographic in the birdwatching market [9].

5月10日上午，新一批储蓄国债开售。 据财政部官网消息，2025年第三期和第四期储蓄国债（凭证式）于5月10日至5月19日发行， 5 月 10日为正式开售首日，记者致电多家银行网点了解到，本轮储蓄国债首日销售热度持续， 投资者认购热情仍高涨。 储蓄国债主要分为储蓄国债（凭证式）和储蓄国债（电子式），本月发行的储蓄国债为凭证 式，面向个人投资者发行，需投资者持有效身份证件前往储蓄国债承销机构营业网点柜台购 买。 认购起点方面，以100元为认购起点，并以100元的整数倍递增，单个人购买单期储蓄国债的 金额不得超过300万元，付息方式为到期一次性还本付息。 本轮储蓄国债票面利率与上一期持平。具体来看，两期国债均为固定利率、固定期限品种， 最大发行总额300亿元。其中，第三期期限为3年，最大发行额150亿元，票面年利率1.93%； 第四期期限为5年，最大发行额150亿元，票面年利率2%。 储蓄国债持有期内支持提前兑取、质押贷款。根据财政部公告，投资者购买两期国债后，可 到原购买机构办理提前兑取。但发行期最后一天（即5月19日）不办理提前兑取。提前兑取按 实际持有时间和相对应的分档利率计付利息，具体为：从购买之日起，两 ...

Core Viewpoint - Recent adjustments in deposit rates by several small and medium-sized banks indicate a downward trend, with many banks now offering rates below 2% and some eliminating long-term deposit products altogether [1][3]. Group 1: Deposit Rate Adjustments - Numerous banks, particularly small and medium-sized ones, have lowered their deposit rates since April, with many banks making multiple adjustments in a short period [3]. - For instance, Fujian Huatuo Bank has reduced its one-day and seven-day personal notice deposit rates to 0.8% and 1.0% respectively, and its three-year fixed deposit rate from 2.7% to 2.45% [3]. - Shanghai Huari Bank has also adjusted its three-year fixed deposit rate from 2.6% to 2.5% and its five-year rate from 2.55% to 2.4%, resulting in a "negative interest rate" scenario where the five-year rate is lower than the three-year rate [3]. Group 2: Future Rate Expectations - The People's Bank of China announced a reduction in the 7-day reverse repurchase rate from 1.50% to 1.40%, which is expected to lead to a decrease in the Loan Prime Rate (LPR) by approximately 0.1 percentage points [5]. - Analysts predict that this reduction in policy rates will likely prompt further declines in deposit rates across the banking sector [5][6]. - The overall adjustment in policy rates aims to stabilize the net interest margins of commercial banks while reducing the comprehensive financing costs for enterprises [6].

目前，三星、华为、小米、vivo、OPPO、荣耀等厂商已经推出多款折叠屏手机。市场期待苹 果进入折叠屏赛道。研究机构IDC认为，随着相关技术的提升和成熟，折叠屏手机无论配置还 是价格都与直板手机越来越接近，消费者对于折叠屏手机的接受程度依然在提高。而在中国 市场，有超过60%的折叠屏手机消费者更偏好屏幕更大的机型。 研究机构TechInsights数据显示，2024年四季度，全球折叠屏手机出货量为380万部，同比下降 18%。华为超越三星，成为市场"领头羊"，占据31.2%的市场份额；三星跌至第二位，市场份 额为26.7%；荣耀凭借14.3%的出货量份额稳居第三位。 高盛认为，看好未来几年折叠屏手机市场渗透率提升，因为在整体手机市场温和增长的背景 下，智能手机品牌需要在高端智能手机领域引入新的外形规格和新的创新技术。 日前，记者从供应链公司人士处获悉，苹果给供应商提供的出货目标指引是2026年下半年推 出首款折叠屏手机，这是一款大折叠屏iPhone。 长江证券认为，考虑到折叠屏手机自带高端属性，其差异化的外形、更好的交互体验、更高 的定价，各家厂商将其作为打造高端手机品牌定位的利器，不遗余力在产品力上打磨完善 ...

Core Viewpoint - The article discusses the changes in the Consumer Price Index (CPI) and Producer Price Index (PPI) in April, highlighting a shift in CPI from a decline to an increase, while PPI remains stable in its decline. The analysis indicates that various factors, including food prices and international commodity prices, are influencing these trends. CPI Analysis - In April, the CPI changed from a decrease of 0.4% in the previous month to an increase of 0.1%, with a year-on-year decrease of 0.1% remaining unchanged from the previous month [1][2] - The core CPI increased by 0.2% month-on-month and rose by 0.5% year-on-year, maintaining stability [1][3] - Food prices rose by 0.2% month-on-month, exceeding seasonal levels by 1.4 percentage points, with beef prices increasing by 3.9% due to reduced imports [5] - Travel service prices saw significant increases, with airfares up by 13.5% and hotel prices up by 4.5%, contributing approximately 0.10 percentage points to the CPI increase [5][3] - Year-on-year, energy prices fell by 4.8%, with gasoline prices down by 10.4%, significantly impacting the CPI [5] PPI Analysis - The PPI decreased by 0.4% month-on-month, with the decline rate consistent with the previous month [6][7] - The decline in PPI is attributed to international factors affecting domestic prices, particularly in the oil and gas extraction sector, which saw a 3.1% decrease [9] - Seasonal declines in energy prices, particularly in coal mining, also contributed to the PPI decrease, with coal prices down by 3.3% [9] - Some industries are experiencing improved supply-demand relationships, leading to a narrowing of price declines, such as in the black metal smelting and non-metal mineral products sectors [10] Industry Trends - High-tech industries are driving price increases in related sectors, with wearable smart device manufacturing prices rising by 3.0% year-on-year [10][11] - Policies promoting consumption and equipment upgrades are showing effects, with prices in consumer goods and equipment manufacturing sectors experiencing reduced declines [10] - The diversification of trade is expanding markets, leading to price increases or reduced declines in certain export industries, such as integrated circuit packaging [11]

Core Viewpoint - The article highlights Alibaba's commitment to its entrepreneurial spirit and innovation as it celebrates the 21st "Ali Day," with a focus on returning to its roots and embracing change in the face of challenges [1][3]. Group 1: Company Initiatives - Alibaba has recreated the "Lakeside Cabin," a symbol of its entrepreneurial beginnings, at its global headquarters to inspire employees to maintain their innovative spirit [1][3]. - CEO Wu Yongming emphasized the importance of returning to the company's original entrepreneurial mindset and the need for continuous innovation [3]. - The company has undergone significant transformations over the past two years, focusing on a user-first and AI-driven strategy, and is restructuring its business priorities [3]. Group 2: Future Strategies - Alibaba plans to engage in several key battles with a collaborative approach among different business units, prioritizing long-term and holistic value over short-term gains [3]. - The company aims to leverage AI technology to reshape its organizational operations and improve efficiency, ensuring that changes are supported by tools, organizational structures, and assessment mechanisms [3]. Group 3: Leadership Engagement - Jack Ma has made multiple appearances in Hangzhou since late 2024, indicating his ongoing involvement with the company and its strategic direction [5]. - During a recent event, Ma expressed that technology should enhance human understanding and service rather than replace it, highlighting the ethical responsibilities of tech professionals [6].

Core Viewpoint - The People's Bank of China (PBOC) emphasizes the implementation of a moderately accommodative monetary policy to support economic growth and stabilize market expectations [1][4]. Monetary Policy - The report outlines the need to maintain ample liquidity, aligning the growth of social financing and money supply with economic growth and price level expectations [4]. - It highlights the importance of promoting a reasonable rebound in prices as a key consideration for monetary policy [4]. - The PBOC aims to enhance the transmission mechanism of monetary policy, improve the interest rate adjustment framework, and lower the cost of bank liabilities to reduce overall financing costs [4][6]. Interest Rates - The report indicates that the average interest rate for corporate loans was approximately 3.3% in March, a year-on-year decrease of about 0.5 percentage points, remaining at historical lows [6]. - The PBOC has adjusted the Medium-term Lending Facility (MLF) auction model to further diminish its policy interest rate characteristics [6]. Exchange Rates - The report stresses the need to maintain the market's decisive role in exchange rate formation, enhance the resilience of the foreign exchange market, and stabilize market expectations [4]. Consumption Support - The PBOC plans to implement a package of financial policies to boost consumption, including optimizing consumer credit products and enhancing the funding capacity of consumer finance institutions [12]. - The report acknowledges the shift towards a domestic demand-driven growth model, emphasizing the critical role of consumption in driving economic growth [12]. Bond Market - The report discusses the rapid development of the bond market and its significant support for the real economy, while also addressing the risks associated with bond market yield fluctuations [10]. - It suggests encouraging large banks to engage more in bond trading to help maintain market supply-demand balance and promote reasonable pricing in the bond market [10]. Price Stability - The report indicates that promoting a reasonable rebound in prices requires balancing economic supply and demand, with a focus on expanding effective demand [13]. - It calls for structural reforms and coordinated policies across various sectors to enhance policy synergy and support price stability [13].

来源：大象新闻综合当事人微博 5月10日一早，小米创办人、董事长兼CEO雷军在微博发文称，"过去一个多月，是我创办小米以来 最艰难的一段时间，情绪比较低落，取消了一些会议安排和出差计划，也暂停了一段在社交媒体上 的互动。过去这几年一直很忙，这段时间反而可以静下心来，仔细思考，确实有一些收获……最近 看了很多朋友的留言，特别感动。大家的关心和支持，给了我莫大的信心，让我也逐渐找回前行的 勇气和信心，状态开始逐步恢复。" 关注" 新华网财经 "视频号 更多财经资讯等你来看 往期推荐 FF交付2辆车，贾跃亭发视频主动提"还债回国"：漂泊8年期待回北京，时 间不会太远 华为紧急提醒：假的！别上当 ...