Core Insights - A large gold mine has been discovered in the Qianhongquan-Heishan Beitan area of Yumen City, Gansu Province, with an additional gold resource of over 40 tons, equivalent to the resource amount of two large gold mines [1][2]. Group 1: Gold Resource Discovery - Gansu Province ranks second in gold resource reserves in China, with the Beishan mineralization belt being a significant area for gold deposits [2]. - The recent discovery of the Qianhongquan gold mine was made possible through increased exploration efforts and funding, with a total investment of 76.28 million yuan for the project [2]. - The exploration work included 30,000 cubic meters of trenching and over 35,000 meters of drilling, leading to the identification of a mineralization zone approximately 14 kilometers long and 10 to 100 meters wide [2]. Group 2: Exploration Strategy - The discovery is a result of basic geological surveys and large-scale geochemical exploration methods, providing valuable guidance for future gold exploration in the Gansu Beishan South area [2]. - The findings offer practical experience for similar regions in terms of exploration methods, mining ideas, and directional judgment [2].

随着A股上市银行半年报披露结束，民生银行的业绩表现引发各方关注。业内人士表示，该行在营业收入实现增长的同时，归母净利润却出现下滑，这一 反差不仅反映了其当前增长瓶颈，也透出业务结构背后的深层次矛盾。 业内人士认为，当前在净息差这一盈利能力核心指标方面，银行业面临挑战。国信证券经济研究所所长助理、金融业首席分析师王剑团队表示，银行基本 面承压，资产质量压力边际增大，主要表现为逾期率上升、不良生成率增加，压力主要来自零售领域。德勤中国金融服务业研究中心主管合伙人沈小红表 示，市场利率下行周期中，资产端收益率受LPR下调与存量房贷重定价双重压制，而存款定期化趋势延缓负债成本改善，形成"资产收益降幅大于负债成 本降幅"的剪刀差，净息差持续收窄，行业盈利能力普遍承压，且不同类型银行分化加剧。 资产质量承压 盈利结构有待优化 截至2025年6月末，民生银行总资产7.77万亿元，较上年末下降0.59%，实现营业收入723.84亿，同比增长7.83%，归母净利润213.80亿元，同比下降 4.87%，归母扣非净利润215.07亿元，同比下降4.37%，面临着"增收不增利"的局面。 | 一、主要会计数据和财务指标 | | | ...

Core Viewpoint - Solid-state batteries represent a core technological direction for next-generation lithium batteries, with significant application prospects in fields such as new energy vehicles and low-altitude economy. Recent advancements by Chinese scientists have led to a breakthrough in all-solid-state lithium batteries, potentially doubling the range from 500 kilometers to over 1000 kilometers with a 100-kilogram battery [1][2]. Group 1: Challenges in Solid-State Batteries - The primary challenge in solid-state batteries lies in the interface between the solid electrolyte and the lithium metal anode, which affects charging and discharging efficiency due to poor contact [2][4]. - Traditional sulfide solid electrolytes are hard and brittle, while lithium metal is soft, creating a mismatch that complicates the interface [2]. Group 2: Key Technological Breakthroughs - Three major technological breakthroughs have been achieved to enhance the interface between the solid electrolyte and lithium metal, addressing the contact issues and significantly improving battery range [4]. Group 3: Innovations in Solid-State Battery Technology - The development of a "special glue" using iodine ions allows for the active attraction of lithium ions to fill gaps at the interface, improving contact and performance [5][6]. - A flexible framework created from polymer materials enhances the electrolyte's durability, allowing it to withstand over 20,000 bends without damage, while also increasing lithium ion mobility and storage capacity by 86% [8]. - A fluorinated polymer modification provides high voltage resistance, ensuring safety during high-temperature and puncture tests, thus maintaining both safety and range [10].

中国人民银行将发行2026版熊猫贵金属纪念币 记者10月15日从中国人民银行获悉，中国人民银行定于2025年10月31日发行2026版熊猫贵金属纪念币一套。该套贵金属纪念币共15枚，其中熊猫普制贵金 属纪念币7枚、熊猫精制贵金属纪念币8枚，均为中华人民共和国法定货币。 该套贵金属纪念币正面图案均为北京天坛祈年殿，并刊国名、年号；背面图案均为大熊猫休憩场景，并刊面额、重量及成色。 以上图片均来自中国人民银行网站。 该套贵金属纪念币由中国金币集团有限公司总经销，销售渠道详见中国金币网（www.chngc.net/qd）。 来源：新华社 记者：吴雨 关注" 新华网财经 "视频号 更多财经资讯等你来看 往期推荐 身份证换证高峰来了！最全攻略→ 总票房，突破50亿！ ...

财经聚焦|条例施行"满月"，住房租赁行业有哪些新变化? 《住房租赁条例》施行"满月"之际，记者在北京、山东、河南、四川等地采访了解到，新规落地正推动住房租赁市场发生积极变化，进一步规范市场秩 序。人们期待，随着相关配套措施落实落细，租赁双方权益能得到更好保障，为住房租赁行业健康可持续发展注入新动能。 1 推动市场更规范 逐步缓解租客"痛点" 前不久，大学刚毕业的小陶通过一家大平台在成都高新区租了一套二居室，月租金2600元，平台对刚毕业大学生"免押、月付"的方式为她减轻了不少经济 压力。但回想起此前一次短暂的租房经历，她仍心有余悸。 "第一次租房也没经验，没住多久冰箱就坏了，因为担心房东找借口克扣押金，我都没敢联系他，最后是自己掏钱修好的。"小陶告诉记者，很多刚毕业的 女生租房时都缺乏安全感，总怕遇到各种麻烦。 押金难退，一直是租赁纠纷的"重灾区"。 以往有的租房合同条款模糊，给了不良中介或房东可乘之机。针对这一痛点， 条例精准发力，要求合同必须明 确押金数额、返还时间及扣减情形， 努力为租户筑牢权益"防护网"。 近年来，我国住房租赁市场快速发展，但 隔断房、甲醛房以及部分租赁房屋设施陈旧、卫生条件差 等问题 ...

来源：央视新闻 关注" 新华网财经 "视频号 更多财经资讯等你来看 15日，纽约商品交易所黄金期货市场交投最活跃的2025年12月黄金期价一度超过每盎司4200美元，创历史新高。 总票房，突破50亿！ 身份证换证高峰来了！最全攻略→ 往期推荐 数据显示，国际金价今年以来的涨幅已超过50%。黄金是典型的避险资产。分析认为，美国政府停摆、法国政局动荡、美日等国的经济隐忧以及持续的地 缘冲突等多重因素叠加，共同推动了市场对黄金的避险需求。 ...

业内专家表示，适度宽松的货币政策持续用力，降准降息等一揽子货币政策效果不断显现，人民币贷款保持较高增速，贷款利率低位运行，为实体经济发 展营造了适宜的货币金融环境。 中国人民银行10月15日发布的2025年前三季度金融统计数据报告显示，9月社会融资规模、广义货币供应量（M2）、人民币贷款余额增速都明显高于经济 增速，金融对实体经济的支持力度稳固。 需要注意的是，本次人民银行发布金融统计数据报告时，将原有的三篇新闻稿合并为一篇金融统计数据报告。同时，为保证各方面获取金融统计数据的全 面性，此次调整对原有三篇数据报告内容不做删减，仅对内容进行合并。 数据速览： 9月末，社会融资规模存量为437.08万亿元，同比增长8.7% 前三季度，人民币贷款增加14.75万亿元 前三季度，社会融资规模增量累计为30.09万亿元，比上年同期多4.42万亿元 9月末，广义货币（M2）余额335.38万亿元，同比增长8.4% 社融增速保持在较高水平 数据显示，9月末，M2和社会融资规模存量同比增速均保持在较高水平，持续为经济回升向好创造适宜的货币金融环境。 社融方面，初步统计，9月末社会融资规模存量为437.08万亿元，同比增长8. ...

Core Insights - The overall consumer market in September remained stable, with the Consumer Price Index (CPI) rising by 0.1% month-on-month and decreasing by 0.3% year-on-year, while the core CPI (excluding food and energy) increased by 1.0% year-on-year, marking the fifth consecutive month of growth [1][3][4]. CPI Analysis - The month-on-month CPI increase was driven by a 0.7% rise in food prices, contributing approximately 0.13 percentage points to the CPI increase. Seasonal price increases were noted in fresh vegetables, eggs, fresh fruits, lamb, and beef, with price changes ranging from 0.9% to 6.1% [3]. - Year-on-year, the CPI decline was primarily influenced by a 4.4% drop in food prices, which accounted for about 0.83 percentage points of the CPI decrease. Notably, pork, fresh vegetables, eggs, and fresh fruits saw significant price drops of 17.0%, 13.7%, 13.5%, and 4.2%, respectively [4]. - The core CPI's year-on-year growth rate has expanded for five consecutive months, reaching 1%, the highest in nearly 19 months. Prices for industrial consumer goods, excluding food and energy, rose by 1.8%, with notable increases in gold and platinum jewelry prices of 42.1% and 33.6%, respectively [4]. PPI Analysis - The Producer Price Index (PPI) remained flat month-on-month for two consecutive months, with a year-on-year decline of 2.3%, which is a narrowing of the decline by 0.6 percentage points compared to the previous month [5][6]. - The PPI's stability was attributed to improved supply-demand dynamics in certain industries, with coal processing prices rising by 3.8% and black metal smelting prices increasing by 0.2% [6]. - The decline in oil-related industry prices was influenced by falling international oil prices, with oil extraction prices decreasing by 2.7% and refined oil product prices down by 1.5% [6]. Market Dynamics - The construction of a unified national market has led to a narrowing of year-on-year price declines in several industries, including coal processing and black metal smelting, with reductions in PPI's downward pressure by approximately 0.34 percentage points [7]. - Upgrading industrial structures and releasing consumer potential have contributed to price increases in specific sectors, such as aircraft manufacturing and electronic materials, with notable price increases of 1.4% and 1.2%, respectively [7].

冷暖反转！全国大部将迎换季式降温 华西至黄淮一带降雨连连 眼下， 新一股较强冷空气正在影响我国，未来将横扫大江南北，大部地区将陆续迎来换季式降温。 与此同时，冷空气南下与暖湿气流交汇，今起三天 （10月15日至17日），华西至黄淮一带继续维持多雨格局，需持续警惕各类次生灾害。 1 华西至黄淮一带阴雨模式持续 四川陕西等地需警惕次生灾害 今起三天，副热带高压边缘的暖湿气流和北方南下的冷空气频繁交汇，导致华西至黄淮一带阴雨连连。 中央气象台预计，今天，新疆沿天山地区、内蒙 古东部和西部、甘肃西北部、黑龙江东部等地有小到中雪或雨夹雪，新疆沿天山地区东部局地有大雪；内蒙古中部、华北北部、黄淮东部、江淮、江汉、 江南北部和东部、西南地区东部和南部、华南西部和东部等地部分地区有小到中雨，其中，江苏东南部、重庆东南部、湖南西北部、贵州东北部和西南 部、广西西北部、云南南部等地部分地区有大雨。 昨天，我国降雨范围较广，强降雨主要出现在四川盆地东部和江汉、华南等地的部分地区。监测显示，14日8时至15日6时，浙江东南部、福建东北部、湖 北西部、重庆北部、四川东北部、贵州南部、广西西部等地部分地区出现大到暴雨，广西防城港、南宁、 ...

近日，中国联通、中国移动、中国电信先后官宣，已正式获得开展eSIM手机运营服务商用试验的批复。 eSIM手机，来了！ 这种直接集成在手机内部的eSIM会给消费者带来哪些新体验？未来它会完全取代SIM卡吗？ eSIM手机来了 三大运营商均支持 10月13日， 中国联通 宣布已经正式获得开展eSIM手机运营服务商用试验的批复，用户可通过中国联通App首页顶部入口进入eSIM预约专区，填写相关信 息后即可完成预约登记。 随后， 中国移动 也宣布，正式获得开展eSIM手机运营服务商用试验的批复，广大用户可前往中国移动营业厅办理eSIM手机业务。 同日， 中国电信 也宣布获得工信部eSIM手机商用试验批复许可，eSIM手机业务在国内31个省区市正式上市销售。中国电信表示，在商用试验期间暂不开 放线上方式办理eSIM手机业务，用户可持eSIM手机中国电信的各省线下营业厅门店办理开通eSIM手机业务。 什么是eSIM 工信部信息通信经济专家称，从硬件角度来说，这种变化可以把成本降下来，尤其是对于一些可穿戴设备，比如手表、眼镜，智能项链、戒指等其他的我 们需要进行通信的工具，如果插入一个SIM卡，体积会很大，而使用eSIM会 ...