Financial Risks of Divorce - Divorce leads to geometric loss of wealth [1] - Divorce involves payments to the divorced spouse and the government, potentially up to two-thirds of wealth [1][2] - Liquidation of assets during divorce can trigger capital gains and further financial losses [1] Personal Responsibility in Relationships - Repeated divorces may indicate a personal issue rather than a problem with the partners [3] - Individuals with a history of multiple marriages should consider avoiding further economic unions [3] Alternative to Marriage - Dating without marriage is suggested as a potentially less financially risky alternative [1][3]

Health & Wellness - Tequila is suggested as the "best" alcohol choice due to its purity and lack of sugar [1] - Sugar combined with alcohol is considered worse [1] - Alcohol in mouthwash is discouraged because it can disrupt the inner lining of the mouth [1] - High alcohol consumption can increase the risk of oral cancer [2]

in my early 20s was the first time I experienced postnut clarity and it was I think it was 2 3 a. m. in the morning.Here's me talking about my masturbation. It was like 2 3:00 a. m.in the morning and there was this person that I was like vaguely interested in. I think I'm like 21 years old. I'm like I'm going to get in my car. I'm going to get in my car at 3:00 a.m. and drive for 55 minutes. And I decide to masturbate instead.And immediately after I masturbated instead, it was like a completely different pe ...

Financial Planning & Budgeting - The 65/20/15 rule suggests allocating net income into three categories: 65% for fundamental living expenses, 20% for fun spending, and 15% for future savings and investments [1][2] - Fundamental living expenses, including mortgage/rent, utilities, and groceries, should comprise approximately 65% of net income [1] - Fun spending, such as Glastonbury tickets or Pilates classes, should account for about 20% of take-home pay [2] - Savings, investments, and extra debt payments should make up the remaining 15% of net income, representing investments in the future [2] Adaptive Strategies - For individuals living paycheck to paycheck, the 65/20/15 allocation may need adjustment [3] - Even small savings, such as 2% or 3% of income, can help build a saving habit [3]

Epste and Trump were close. Sorry, Donald. Just a fact.And when Elon Musk tweets Trump's on the list and a few days later there is no list. It begs questions. So they dangled this in order to get votes and they lie to people.And we're only 6 months in and the vandalization that he's done pushing the boundaries on the rule of law. This is darkness >> really because I hear this every election cycle. >> No, it's a dangerous game and America is struggling and I really worry about our democracy.But Trump is like ...

Discipline eats motivation for breakfast. You don't need motivation. It's great if it arrives.It's some extra fuel on the fire, but discipline is the thing that you need. What would you tomorrow want you today to do. You tomorrow would want you to keep that promise to yourself.And it's why discipline is so much more valuable. I remember this conversation between Jock Willink and Sam Harris 6 years ago. They're talking about how you can't fake bravery because if you do a thing in spite of being scared of doi ...

This is probably the only business plan ever written for a corporation that was actually correct in hindsight. What about business plans. Should we be writing business plans as founders.Google wrote a business plan. There was a run by a fellow named Solar and I saw it years later and it was actually correct. And I told Solar that this is probably the only business plan ever written for a corporation that was actually correct in hindsight.So what I prefer to do and this is how I teach it at Stanford is try t ...

Now men need marriage more than women need it. The things that men get from marriage, the sort of stereotypical things are still really important for the man. But the things stereotypically a woman was getting from the marriage, she now doesn't actually need that stuff from a man.She can kind of get that herself because society shifted where it's not a case that the woman stays home and raises the kids all the time. Now the woman's got her own money, her own independence. She can leave you.>> I think that's ...

We put a lot of pressure on people today that as soon as they start working, they need to get onto that property ladder. But there's ways to build wealth that don't require you to be in the real estate game, including three numbers that everyone should know when it comes to their personal finance. 65, 20, 50.Just knowing that creates a better life for yourself because everything is trying to pull you away from your money. Cost of living going up, prices going up, fighting against marketing to keep your mone ...

Health Impacts of Marijuana Use - Marijuana use is detrimental to brain activity [1] - A study of 1,027 marijuana users showed decreased activity in the hippocampus, affecting memory [1] - Marijuana use in teenage years and 20s is linked to a higher incidence of anxiety, depression, and suicide [1] Societal Concerns - The claim that marijuana is innocuous is false [2] - Despite the legalization of marijuana in many states, including California, the mental health crisis has worsened [2]