Group 1 - The core viewpoint is the launch of the first digital human broadcaster in the ecological environment sector in China, aimed at enhancing the effectiveness of ecological culture communication [1] - The digital figure is based on the official IP "Little Mountain, Little Water" from the Ministry of Ecology and Environment, showcasing a creative approach to environmental communication [4] - The technology utilized includes large models and artificial intelligence content generation, which involves precise digital model construction, smooth natural motion generation, detailed facial expression driving, and scene modeling [4]

那么，数字人民币对普通百姓来说有什么好处呢？ 首先，用数字人民币能"救急"且更方便。您是不是遇到过这样的尴尬：到了地铁闸机口，手机却因没电 不能扫码进站；大热天去便利店买水，手机突然自动关机；眼瞅着要迟到，却因手机没电付不了停车 费……这些烦恼，数字人民币的无网无电支付功能都能解决。用户在手机关机的情况下，仍然能用手机 "碰一碰" 收款终端完成支付。用户只要在数字人民币App中开通"无网无电支付"功能，并设置好关机后 可支付次数和单笔小额免密额度就行。 当然，也有网友担忧："方便是方便，那是不是很容易被盗刷？有人带着机具身边一过，钱会不会就没 了？"还有人问："别人捡到我的手机是不是可以随便花钱？" 从身边一过，就完成了支付，数字人民币可以在无网无电的状态下支付，虽说是方便了，但安全吗？ 其次，数字人民币还能成为你的"资金安全守护锁"。记者身边不少朋友都有这样的经历，办了健身卡、 美容卡，结果商家突然跑路，充的钱打了水漂。现在，数字人民币带来了救星——"元管家"。它就像预 付资金的"超级保镖"，专门守护你的钱包安全。简单来说，"元管家"用的是智能合约技术。这就好比给 你的预付资金上了双重保险，第一重，每笔钱都 ...

Core Insights - The article discusses the significant transformation of government services through the implementation of the "AI+" strategy, highlighting the introduction of a digital human platform by Daokeyun that integrates AI, metaverse, and digital human technologies to enhance government services [1][3]. Group 1: Digital Human Platform - The digital human serves as the core interface of Daokeyun's government AI metaverse solution, integrating government data and service capabilities to create a personalized intelligent service system [3]. - The platform supports various forms of digital humans, including real person cloning and 3D virtual customization, applicable in multiple scenarios such as consultation desks and online customer service [5]. Group 2: Service Capabilities - The digital human can handle a full range of services, from policy inquiries to material pre-review, achieving over 99% accuracy in responding to high-frequency questions like "social security payment process" and "business license application materials," significantly reducing the burden on human consultants [5]. - The platform offers multilingual support and personalized service recommendations based on historical behavior data, enhancing service precision and user experience [5]. Group 3: AI Integration and Efficiency - Daokeyun's solution integrates advanced AI models like DeepSeek to create specialized AI assistants for various government functions, improving departmental collaboration and decision-making [6]. - The solution promotes a comprehensive strategy that combines online and offline services, utilizing AI and digital human technologies alongside hardware like digital human terminals and holographic cabinets [6]. Group 4: Knowledge Management - The dual-engine architecture of "RAG + vector embedding" allows for the automatic organization and reconstruction of government knowledge, creating databases for policy and emergency management that enable quick access to the latest regulations [7]. - AI assistants can generate standardized documents and verify application completeness, while macro decision assistants provide trend predictions through big data analysis, enhancing efficiency and decision-making quality [7]. Group 5: User Interaction - Offline intelligent service terminals integrate information querying, smart interaction, and large-screen information display, allowing users to easily navigate processes through touch or voice commands, catering to all demographics including the elderly [8]. - The system supports contactless service upgrades with a voice recognition accuracy of 99%, facilitating seamless communication [8].

Core Viewpoint - The collaboration between Shandong Provincial Ecological Environment Department and Qilu Evening News aims to innovate the dissemination of ecological culture through the launch of the first digital environmental news anchor in the country [1][5]. Group 1: Digital Innovation in Environmental Communication - The digital persona is based on the official IP "Xiaoshan, Xiaoshui" from the Ministry of Ecology and Environment, utilizing advanced AI content generation technology [3]. - The creation of the digital news anchor represents a significant shift from traditional ecological promotion methods, showcasing the integration of cutting-edge technology into ecological communication [5]. Group 2: Application and Impact - The digital news anchors "Xiaoshan" and "Xiaoshui" will be actively involved in ecological promotion efforts in Shandong, covering various applications such as daily news reporting, policy interpretation, and educational videos [5]. - This initiative aims to provide the public with a novel, efficient, and approachable way to access environmental information [5].

格隆汇8月4日丨国网英大(600517.SH)在互动平台表示，公司在数字人民币技术储备和应用方面，正积 极研究落地场景。 ...

Market Overview - On August 4, the digital RMB sector rose by 0.17% compared to the previous trading day, with Xinyuan Co., Ltd. leading the gains [1] - The Shanghai Composite Index closed at 3583.31, up 0.66%, while the Shenzhen Component Index closed at 11041.56, up 0.46% [1] Digital RMB Sector Performance - The following companies in the digital RMB sector showed significant price increases: - Xinyuan Co., Ltd. (688521) closed at 104.28, up 10.36% with a trading volume of 167,100 shares and a turnover of 1.678 billion yuan [1] - Hanwei Technology (300007) closed at 46.89, up 8.17% with a trading volume of 485,700 shares and a turnover of 2.203 billion yuan [1] - Newcapec (300248) closed at 15.46, up 4.18% with a trading volume of 323,200 shares and a turnover of 48.9 million yuan [1] Capital Flow Analysis - The digital RMB sector experienced a net outflow of 2.078 billion yuan from institutional investors, while retail investors saw a net inflow of 2.322 billion yuan [2] - The following companies had notable capital flows: - Hanwei Technology had a net inflow of 249 million yuan from institutional investors, while it faced a net outflow of 140 million yuan from speculative funds [3] - Xinyuan Co., Ltd. had a net inflow of 206 million yuan from institutional investors, with a net outflow of 139 million yuan from speculative funds [3]

证券之星消息，8月4日医疗服务板块较上一交易日下跌0.26%，昭衍新药领跌。当日上证指数报收于 3583.31，上涨0.66%。深证成指报收于11041.56，上涨0.46%。医疗服务板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | | 成交额(元) | | --- | --- | --- | --- | --- | --- | --- | | 688265 | 南模生物 | 43.73 | 20.01% | | 4.08万 | 1.66亿 | | 688621 | 阳光诺和 | 66.54 | 14.84% | | 12.60万 | 8.15亿 | | 301201 | 诚达药业 | 28.10 | 4.04% | | 10.58万 | 2.93亿 | | 688222 | 成都先导 | 24.74 | 3.82% | | 33.55万 | 7.91亿 | | 002172 | 澳洋健康 | 4.25 | 3.41% | | 70.07万 | 2.93亿 | | 688046 | 药康生物 | 16.41 | 3.01% | | 4.55万 | 7293.23万 | | ...

格隆汇8月4日丨国网英大(600517.SH)在互动平台表示，公司在数字人民币技术储备和应用方面，正积 极研究落地场景。 ...

格隆汇8月4日丨太极股份(002368.SZ)于投资者互动平台表示，公司目前主要涉及数字人民币方面的相 关业务。 ...

Group 1 - The People's Bank of China (PBOC) emphasizes the continuation of a moderately loose monetary policy, utilizing various monetary policy tools to maintain ample liquidity and guide financial institutions to ensure reasonable credit growth [2] - The PBOC aims to align the growth of social financing scale and money supply with economic growth and price level expectations, enhancing the effectiveness of monetary policy implementation [2] - The focus is on supporting the real economy, particularly through specialized financial services, promoting rapid growth in loans to technology-oriented small and medium-sized enterprises, and addressing structural contradictions in key industries [2] Group 2 - The PBOC plans to advance the internationalization of the Renminbi by expanding its use in trade and enhancing its financing capabilities, while also developing the offshore Renminbi market [3] - Financial market reforms will include the construction of a "technology board" in the bond market and the expansion of the issuance scale of technology innovation bonds [3] - The PBOC is committed to deepening international financial cooperation and participating in global financial governance, including reforms in the International Monetary Fund [4] Group 3 - The PBOC is focused on enhancing financial management and service levels, including the implementation of key legislative projects and the establishment of a secure cross-border payment system [4] - There is an emphasis on the construction and promotion of digital currency infrastructure, as well as ensuring the smooth operation of treasury business [4] - The PBOC is also working on a comprehensive governance network to combat fraud and gambling-related financial activities [4]