Group 1 - The core viewpoint emphasizes the increasing importance of digital talent in integrating digital technology into daily life and the need for enhanced talent cultivation to meet industry demands [1] - According to the "National Digital Literacy and Skills Development Level Survey Report (2024)", 60.61% of adults and 64.69% of minors in China possess basic digital literacy, while 16.26% of adults and 12.55% of minors have advanced digital skills [1] - There are notable gaps in the supply and cultivation of digital talent, including an imbalance in the talent pyramid, with an oversupply of basic development roles and a shortage in cutting-edge fields like AI and quantum information [1] Group 2 - The establishment of a comprehensive digital talent training system is crucial, including defining training goals, models, and plans, and promoting deep integration of industry and education [2] - The creation of digital talent internship bases and a collaborative training mechanism involving schools, enterprises, and government is essential for improving the quality and effectiveness of digital talent cultivation [2] - Initiatives to enhance digital infrastructure and provide platforms for high-quality digital talent growth, such as digital vocational skill competitions, are necessary [2] Group 3 - The goal is to strengthen the high-end digital talent workforce by building a "government-industry-academia-research-application" ecosystem and establishing a digital talent big data platform for real-time supply-demand monitoring [3] - Implementation of a comprehensive policy system for high-end digital talent, including tax incentives and research autonomy for key area talents, is vital [3] - The development of a digital education ecosystem that breaks down disciplinary boundaries and integrates digital literacy into various talent training standards is essential for enhancing overall digital capabilities [3]

事实上，商业银行在货币桥项目落地中扮演着核心角色。王蓬博向北京商报记者解释到，技术上，它们共同参与和推进底层 技术架构，并完成交易验证、清算等核心功能，同时在场景上不断拓展，在外贸等领域落地数字货币产品。未来，随着代币 化资产的兴起，银行还可利用货币桥的原子结算功能，实现数字资产与数字货币的同步交割。 北京商报讯（记者 岳品瑜 董晗萱）进入最小可行性产品（MVP）阶段后，多边央行数字货币桥（mBridge，以下简称"货币 桥"）接连落地应用。5月26日，北京商报记者注意到，近日，兴业银行温州分行通过货币桥为当地某企业成功办理跨境人民 币支付业务。该笔交易不仅是温州市首笔货币桥跨境支付交易，同时也是浙江省截至目前金额最大的货币桥业务。 货币桥是由中国人民银行数字货币研究所同中国香港金管局、泰国央行、阿联酋央行联合发起的，在国际清算银行（BIS） 的支持和协调下共同探索央行数字货币跨境支付应用的项目，旨在通过区块链/分布式账本（DLT）技术，实现点对点跨境支 付，打造以央行数字货币为核心的高效率、低成本、高可扩展性且符合监管要求的跨境支付解决方案，推动数字货币国际合 作及人民币国际化。 回顾货币桥项目起源，可追溯 ...

Core Viewpoint - Jiufang Zhituo has established itself as a reliable player in the securities investment advisory industry, leveraging its compliance, technological advancements, and industry recognition to provide a unique investment experience for investors [1][8]. Group 1: Qualification Certification - Jiufang Zhituo is one of the earliest professional institutions in China to obtain securities investment consulting qualifications, having been established in 1996 and recognized as a member of the China Securities Association [2]. - The company received its securities investment advisor license in 1998, becoming one of the first licensed institutions in the industry [2]. - As of the end of 2024, Jiufang Zhituo has over 300 qualified investment advisors, placing it among the top in the industry [2]. Group 2: Business Layout - The business model of Jiufang Zhituo is characterized by a "technology + research" dual-drive strategy, focusing on investor education through a comprehensive year-round educational system [4]. - The company has developed an app that offers AI stock diagnosis and intelligent monitoring tools, providing personalized investment decision support [4]. - In 2024, Jiufang Zhituo launched the industry's first stock learning machine, "Yizhi Gudao," featuring nine dimensions of courses and AI interaction capabilities [4]. Group 3: Honor Recognition - Jiufang Zhituo has received multiple awards, including the "Most Improved Securities Data Provider" from the Hong Kong Stock Exchange in 2024, marking it as the first mainland advisory institution to achieve this honor [6]. - The company was recognized as the "Outstanding Financial Technology Company" at the "Golden Ding Award" organized by the Daily Economic News in 2024 [6]. - Jiufang Zhituo's intelligent advisory digital assistant, "Jiugo," served 472,000 users and recorded over 32.4 million service instances in 2024, with its technological achievements receiving multiple national patent certifications [6].

Core Insights - Gartner's report highlights the growing demand for Generative AI (GenAI) in enterprises, emphasizing the challenges of complexity, cost, and security in self-built models, urging collaboration with domain-specific experts for effective implementation [1][6] Group 1: Company Recognition - Xmov (魔珐科技) has been recognized by Gartner as a representative vendor in the vertical AI space, particularly for its capabilities in 3D AI digital humans and marketing applications, showcasing China's increasing international competitiveness in AI vertical applications [1][5] - The recognition reflects Xmov's technological accumulation and productization capabilities in 3D embodied intelligent AI digital humans [1][5] Group 2: Product Capabilities - Xmov has developed a comprehensive self-research system integrating "AI image + AI expression + AI brain + AI interaction," enabling 3D AI digital humans to provide 24/7 service across various scenarios, enhancing content efficiency and customer experience [4][6] - The company offers three main AI digital human products: - "魔珐有言" for video content creation, allowing rapid generation of commercial video content [8] - "魔珐有光" for live streaming, providing continuous broadcasting capabilities while mimicking human interaction [10] - "魔珐有灵" for interactive services, designed to deliver a more human-like interaction experience across various platforms [12] Group 3: Industry Trends - The report indicates a shift from merely having AI models to integrating AI that can genuinely engage in business processes, with Xmov's 3D AI digital humans embodying this trend by being capable of expression, understanding, and task execution [7][18] - The evolution of AI is moving towards "embodied intelligence," where AI not only thinks but also expresses and acts, making it a productive entity in various business scenarios [15][18]

Group 1 - The event showcased the skills of students from 20 vocational schools in Shanghai, focusing on the emerging field of live e-commerce [1][3] - The competition was organized by various educational and human resources authorities, emphasizing key aspects of live e-commerce such as content planning, promotion, sales, and interactive operations [3][7] - Participants demonstrated their practical abilities through tasks including product selection, live script writing, studio setup, and data analysis, reflecting real-world live e-commerce operations [5][7] Group 2 - The competition aligns with national strategies for digital economy and vocational education reform, aiming to enhance participants' employability and job competency [7] - The organizing institution, Minhang Vocational Technical College, integrated competition content into regular teaching, promoting a blend of education and practical experience in live e-commerce [5][7] - The event serves as a platform for educational reform and talent cultivation, contributing to the development of high-quality vocational education and skilled professionals in the digital economy [7]

Core Viewpoint - The company, Chutianlong, is focusing on the integration of digital currency solutions and embedded security products to enhance its market position and drive future growth [1][2]. Group 1: Company Performance and Market Position - As of May 23, 2025, Chutianlong's stock closed at 12.46 yuan, down 1.66% from the previous week, with a total market capitalization of 5.746 billion yuan, ranking 51st in the communication equipment sector [1]. - The company reported a comprehensive digital RMB platform that provides a one-stop service for industry clients, enhancing financing efficiency and transparency for small and medium enterprises [1][4]. Group 2: Growth Drivers - Future growth points include the embedded security products sector, which is expected to solidify the company's industry position through a comprehensive business model [2]. - The company is also focusing on smart hardware and software services, leveraging I+ technology integration to create an industry-specific intelligent system [2]. - In the digital RMB business, the company is exploring various applications, including smart contract design and cross-border settlement optimization [2]. Group 3: Industry Outlook - The industry is experiencing significant changes due to advancements in technologies such as I and large models, national encryption algorithms, blockchain, and quantum encryption [2]. - Embedded security products are becoming increasingly important in the digital economy, while the digital RMB pilot projects are progressing steadily, indicating a promising future for smart contracts and business platform services [2]. Group 4: Dividend Announcement - Chutianlong's 2024 annual equity distribution plan was approved, with a cash dividend of 0.30 yuan per share, totaling approximately 13.83 million yuan to be distributed [3][4].

Core Insights - The article discusses the challenges faced by enterprises in the digital transformation wave, specifically "intense competition for traffic" and "service homogenization" - Kexiyun Group's digital human white-label solution offers three core values: brand exclusivity, lightweight technology, and scenario-based services, enabling companies to create proprietary digital human IP quickly and build a differentiated competitive edge in the market [1][12] Digital Human White-Label Solution - Kexiyun's solution integrates a self-developed multimodal AI engine, combining 3D modeling, voice synthesis, semantic understanding, and emotional computing technologies, allowing for comprehensive customization of digital human images, voices, and interaction logic [1][3] - The solution breaks the traditional SaaS service's "technical black box," granting enterprises complete brand and data sovereignty [3] Customization and Deployment - Enterprises can upload brand IP images or real employee images to create realistic digital humans using high-precision modeling and motion capture technology, supporting 2D/3D style switching and multi-scenario adaptation [3] - Voice cloning services allow companies to record voice samples of brand ambassadors, generating a highly accurate digital voice library to ensure cohesive interaction experiences [3] - The solution supports private deployment on local servers or hybrid clouds, allowing companies to fully control training data and user interaction logs, mitigating data leakage risks [4] Cost and Time Efficiency - Traditional digital human development requires investments of millions and over six months of development time, while Kexiyun's solution reduces this process to within 14 days and cuts costs by over 85% [7] - Kexiyun provides a full-cycle service system covering development, deployment, and operation [7] Industry Applications - The digital human solution has successfully upgraded business value across various sectors, including finance, government, healthcare, and retail [3][10] - For instance, a securities company implemented an "AI investment advisor" that improved customer inquiry response rates by 90% and increased high-net-worth client conversion rates by 35% [10] - A local government launched a "digital government assistant" that integrated over 200 services, enhancing citizen service efficiency by 70% and reducing complaint rates by 40% [10] Operational Management and Data Insights - Kexiyun offers a no-code operational backend for enterprises to manage digital human knowledge bases, update interaction scripts, and monitor service data without requiring an AI technical background [11] - The solution includes a content production platform that provides voice libraries, action libraries, and scene templates, significantly improving content production efficiency by ten times [11] Future Directions - The integration of AI large models and digital twin technology is evolving digital humans from "functional tools" to "brand digital avatars," with Kexiyun planning to deepen its focus in this area [9][12]

Core Viewpoint - The company is actively expanding its international payment and digital currency services while focusing on cost reduction and efficiency improvement strategies to enhance overall profitability. Group 1: Company Performance and Market Position - As of May 23, 2025, the company's stock price is 11.57 yuan, down 1.87% from the previous week, with a total market capitalization of 28.733 billion yuan, ranking 9th in the computer equipment sector and 496th in the A-share market [1] - The company’s subsidiary, Guangdian Wuzhou, has shown rapid revenue growth from 558 million yuan in 2022 to 1.702 billion yuan in 2024, indicating a strong development phase [3][6] Group 2: Business Development and Innovations - The company holds an internet payment license and has cross-border RMB payment qualifications, providing services for cross-border trade, including e-commerce and general trade [1] - The company is one of the few in China offering full-stack technology services for digital RMB, providing hardware and software solutions for various financial institutions [2] - The company has won a significant project for a digital RMB comprehensive service platform in the Beibu Gulf, focusing on cross-border applications [2][6] Group 3: International Expansion and Strategy - The company has established eight branches globally, covering over 120 countries and regions, and aims to deepen its presence in Europe and Asia-Pacific markets [4][6] - The company is exploring opportunities in the international payment market and is committed to localizing its global strategy [4] Group 4: Cost Reduction and Efficiency Improvement - The company has implemented dynamic production management and a mature supply chain system to enhance manufacturing flexibility and reduce costs [5] - Management expenses have shown a declining trend from 2018 to 2024, reflecting significant achievements in cost reduction and efficiency enhancement [5][6] Group 5: Capital Operations and Future Plans - The company follows a "dual-wheel drive" strategy of "industry + capital," focusing on acquisitions and strategic investments in high-growth sectors such as artificial intelligence and new business models [7]

Core Viewpoint - The recent consumer tips released by the State Administration for Market Regulation and the China Consumers Association highlight various issues consumers face in live-stream shopping and provide methods to avoid pitfalls, although some methods may not be effective [1] Group 1: Jewelry and Precious Metals - Consumers are advised to request proof of product quality, such as certificates, from live-stream hosts, as many hosts may not provide clear evidence of the product's authenticity [3] - A specific incident showed that a host displayed a certificate that did not match the product's specifications, raising concerns about the reliability of such documents [3] Group 2: Health Products - The consumer tips emphasize the importance of verifying health products by checking for the "blue hat" mark and registration numbers to avoid misleading claims [5] - Instances were reported where products were misrepresented as health foods despite being ordinary foods, indicating a need for better regulatory oversight [7] Group 3: Price Comparison Tools - Third-party price comparison tools were found to be unreliable, often failing to recognize products from live-stream links, which complicates consumers' ability to verify prices [10][13] - The inconsistency in price data from these tools, especially regarding promotional discounts, further complicates the purchasing process for consumers [15] Group 4: Digital Influencers and Marketing Tactics - The use of AI digital influencers in live-streaming raises concerns, as these pre-recorded hosts may mislead consumers without disclosing their artificial nature [16][18] - Marketing tactics employed by these digital influencers often create a false sense of urgency, which can mislead consumers into making hasty purchasing decisions [18]

北京浩天（济南）律师事务所 关于山东数字人科技股份有限公司 2024 年年度股东会的 法律意见书 致:山东数字人科技股份有限公司 北京浩天(济南)律师事务所(以下简称本所)接受山东数字人科技股份有 限公司 (以下简称公司)的委托,指派本所律师出席并见证公司 2024年年度股 东会（以下简称本次股东会）。 本所律师根据《中华人民共和国证券法》(以下简称《证券法》)、《中华 人民共和国公司法》（以下简称《公司法》）、《上市公司股东会规则》（以下 简称《股东会规则》)、《上市公司治理准则》(以下简称《治理准则》)、《律 师事务所从事证券法律业务管理办法》(以下简称《证券法律业务管理办法》)、 《律师事务所证券法律业务执业规则(试行)》(以下简称《证券法律业务执业 规则》)等相关法律、行政法规、部门规章、规范性文件及《山东数字人科技股 份有限公司章程》(以下简称《公司章程》)的规定,就本次会议的召集与召开 程序、召集人资格、出席会议人员资格、会议表决程序及表决结果等事宜,出具 本法律意见书。 济南市高新区经十东路 7000 号高新区汉峪金谷 A3-5 栋 16 层 邮编：250101 电话: 0531-8887691 ...