The Bank of East Asia, Limited 東亞銀行有限公司 （1918年在香港註冊成立之有限公司） （股份代號：23） 董事會： 註冊辦事處： 李國寶爵士 （執行主席） # 香港 李國章教授* （副主席） 德輔道中10號 黃子欣博士** （副主席） 李國星先生* 李國仕先生* 李民橋先生 （聯席行政總裁） # 李民斌先生 （聯席行政總裁） # 黃永光博士* 范徐麗泰博士** 李國榮先生** 唐英年博士** 李國本博士** 杜家駒先生** 蒙德揚博士** Francisco Javier SERRADO TREPAT博士* 香港交易及結算所有限公司及香港聯合交易所有限公司對本文件的內容概不負責，對其準確性或完 整性亦不發表任何聲明，並明確表示，概不對因本文件全部或任何部分內容而產生或因倚賴該等內 容而引致的任何損失承擔任何責任。 此乃要件 請即處理 閣下如對本文件任何方面或對應採取的行動有任何疑問， 閣下應諮詢持牌證券商或註冊證券機構、 銀行經理、律師、專業會計師或其他專業顧問。 # 執行董事 敬啟者： 2025年度第二次中期以股代息計劃 1. 以股代息計劃詳情 東亞銀行有限公司（「本行」） ...

Company News Major Public Opinion - The Shenzhen government has received feedback on the proposed support plan for China Vanke from Beijing. After the authorities deemed the amount insufficient, the plan was expanded. The initial private share placement was set at 20 billion RMB (about $2.9 billion), but the revised scale is unknown. The government is considering introducing other local state - owned enterprises to support Vanke. After Vanke's initial attempt to extend the domestic bond term failed in December, it revised the plan in January and got approval to postpone the repayment of part of the principal of three domestic bonds for one year, with funds provided by Shenzhen Metro Group [2]. Capital Increase and Expansion - Gansu Financial Holding Group Co., Ltd. received a total of 21 billion RMB in capital increase from 15 relevant city - county financial departments. After the increase, its paid - in capital rose to 36.795 billion RMB, an increase of 20.956 billion RMB. The company has 11 outstanding bonds worth 5.5 billion RMB [2]. Involvement in Major Litigation - Zhangjiajie Economic Development Investment Group Co., Ltd. reported that its subsidiary Zhangjiajie Tourism Group Co., Ltd. and its holding subsidiaries had new, undisclosed litigation and arbitration cases with a total amount of about 37.9009 million RMB as of February 26, 2026, accounting for 13.09% of Zhangjiajie Tourism Group's latest audited net asset value [2]. Operating Loss - Longfor Group Holdings Limited issued a 2025 performance forecast, expecting a net profit attributable to the parent of about 1 billion RMB. However, after excluding fair - value changes, the core equity profit was a loss of 1.5 - 2 billion RMB due to the decline in development business settlement income and gross profit margin. The group has achieved positive operating cash flow including capital expenditures for three consecutive years, and its operation and service business is developing steadily [2]. Loan Overdue - Lingnan Ecology and Culture Tourism Co., Ltd. had a loan of about 447.0798 million RMB from Guangzhou Bank Dongguan Branch overdue. The loan was previously extended, and the company and its subsidiaries provided guarantees [2][3]. Transfer of Subsidiary Equity - Suining Fuyuan Industrial Co., Ltd. transferred 97% of the equity of Suining Fucheng Engineering Management Co., Ltd. and 3% held by its subsidiary to the State - owned Assets and Audit Center of Suining Economic and Technological Development Zone. The asset scale at the end of 2024 was 1.51 billion RMB. The company has 7 outstanding bonds worth 2.5 billion RMB [3]. Rating Outlook and Credit Rating Changes - Moody's adjusted the outlook of The Bank of East Asia, Limited from negative to stable, with a subject rating of A3. Fitch upgraded the subject rating of CK Hutchison Holdings Limited from A - to A and adjusted the outlook from positive watch to stable. Fitch also upgraded the subject rating of Schindler Technology China Co., Ltd. from BB to BB+ and adjusted the outlook from positive to stable [3].

Group 1 - Hong Kong bank stocks are experiencing a decline, with Standard Chartered Group down 5.55% to HKD 168.4, Bank of China Hong Kong down 4.59% to HKD 40.34, HSBC Holdings down 4.44% to HKD 129.2, and East Asia Bank down 3.44% to HKD 13.46 [1] - The ongoing geopolitical situation in the Middle East is creating uncertainty for Asian banks' loans in the Gulf region, where Asian and Chinese banks issued over USD 15 billion in loans last year, marking a historical high [1] - JPMorgan's report indicates that geopolitical uncertainty in the Middle East is a short-term driving factor for Hong Kong bank stock prices, with Standard Chartered expected to face a notable correction due to its high exposure to the region [1] Group 2 - Standard Chartered's loans and revenue exposure in the UAE for 2025 are projected to be 2.5% and 5.6% respectively, while HSBC's exposure in the Middle East is 2.3% for loans and 3.8% for revenue [1]

Group 1 - Hong Kong bank stocks continue to decline, with Standard Chartered Group (02888.HK) down 5.55% to HKD 168.4 [1] - Bank of China Hong Kong (02388.HK) decreased by 4.59% to HKD 40.34 [1] - HSBC Holdings (0005) fell 4.44% to HKD 129.2 [1] - East Asia Bank (00023.HK) dropped 3.44% to HKD 13.46 [1]

Core Viewpoint - Hong Kong bank stocks are experiencing a decline due to ongoing geopolitical uncertainties in the Middle East, impacting the loan exposure of Asian banks in the Gulf region [1] Group 1: Stock Performance - Standard Chartered Group (02888) has dropped by 5.55%, trading at HKD 168.4 [1] - Bank of China Hong Kong (02388) has decreased by 4.59%, trading at HKD 40.34 [1] - HSBC Holdings (0005) has fallen by 4.44%, trading at HKD 129.2 [1] - Bank of East Asia (00023) has declined by 3.44%, trading at HKD 13.46 [1] Group 2: Loan Exposure and Risks - Asian and Chinese banks are major financial institutions in the Gulf region, having issued over USD 15 billion in loans last year, marking a historical high [1] - The Hong Kong Monetary Authority has contacted at least two local banks to assess their risk exposure related to loans and bonds in the Middle East [1] Group 3: Analyst Insights - JPMorgan has indicated that geopolitical uncertainties in the Middle East are short-term drivers for Hong Kong bank stock prices [1] - JPMorgan previously noted that Standard Chartered Group may face a significant pullback due to its high exposure in the Middle East [1] - Standard Chartered's loans and revenue from the UAE are projected to account for 2.5% and 5.6% respectively by 2025, while HSBC's figures are 2.3% and 3.8% [1]

Core Viewpoint - The article emphasizes the need for enhanced public service connectivity in the Guangdong-Hong Kong-Macau Greater Bay Area (GBA) to meet the growing demands of Hong Kong residents moving to the mainland for work and retirement, highlighting the opportunities for economic and social integration driven by policy and market forces [2][3]. Public Service Connectivity - The GBA construction is progressing steadily, with increasing interactions between Guangdong and Hong Kong residents, particularly in healthcare, retirement, and housing services [2]. - Healthcare issues are prominent for Hong Kong residents living in the mainland, with limited interoperability of medical records and inconsistent drug lists between Hong Kong and mainland hospitals, leading to higher out-of-pocket costs for medical services in the mainland [2][3]. - In terms of retirement, many Hong Kong seniors prefer to live in mainland cities due to proximity and cost-effectiveness, but face challenges with cross-border welfare transfers and limited availability of care facilities [2][3]. Policy Recommendations - The article suggests several policy measures to improve public service connectivity, including: - Expanding successful policies such as mutual recognition of medical records and cross-border ambulance services, and increasing the acceptance of medical vouchers in mainland hospitals [3]. - Encouraging private market participation in cross-border elderly care services through tax incentives and land support to meet the diverse needs of wealthier Hong Kong residents seeking retirement options [5]. - Collaborating between Hong Kong and mainland governments to create a housing reserve for Hong Kong residents moving to the mainland, which would alleviate financial pressure on the Hong Kong government while providing housing security for retirees [5].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2026年2月28日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 東亞銀行有限公司 | | | 呈交日期: | 2026年3月2日 | | | I. 法定/註冊股本變動 | 不適用 | | FF301 第 1 頁 共 10 頁 v 1.2.0 足夠公眾持股量的確認(註4) | 根據《主板上市規則》第13.32D(1)條或第19A.28D(1)條 / 《GEM上市規則》第17.37D(1)條或第25.21D(1)條，我們在此確認，就上述所列股份類別而言，截至本月底: | | --- | | ✔ 已符合適用的公眾持股量要求（見下方） | | 未符合適用的公眾持股量要求（見下方） | | 根據《主板上市規則》第13.32B條或第19A.28B條 / 《GEM上市規則》第17.37B條或第25.21B條（視情況而定）所載的有關股份類別的最低公眾持股量要求為： | | 適用的公眾持股量門檻 初始指定門檻 - 上市股份所屬類別的已發行股份 ...

Core Viewpoint - East Asia Bank (China) Limited, along with its parent company East Asia Bank Limited, has launched a new service allowing cross-border redemption of Hong Kong credit card points for mainland points, enhancing the integration of financial and consumer experiences in the Greater Bay Area [2] Group 1: Service Launch - The new service enables customers holding East Asia Bank Hong Kong credit cards to convert their accumulated points into rewards usable in mainland China by opening an East Asia China Class I or II settlement account [2] - This initiative significantly enriches the usage scenarios and value of credit card points for Hong Kong customers [2] Group 2: Strategic Importance - The cross-border points interchange is a milestone in East Asia Bank Group's ongoing OneBank strategy, which focuses on resource integration and service collaboration to enhance cross-border financial innovation and customer experience [2] - This move aligns with the national development plan for the Greater Bay Area, facilitating convenience in living and financial connectivity within the region [2] - The initiative is seen as a key step for East Asia Bank Group to leverage opportunities in the Greater Bay Area and strengthen its unique cross-border service advantages [2]

Core Insights - The overall mortgage refinancing registration volume in Hong Kong showed a slight recovery from the low levels at the end of last year, but remains in a low-level horizontal state [1] Group 1: Market Performance - In January 2026, the number of bank mortgage refinancing registrations recorded was 547, representing a month-on-month decrease of 7.3% and a year-on-year increase of 1.3% [1] - The mortgage refinancing market continues to be weak due to banks raising interest rates for new and refinancing mortgage plans in 2023, which has resulted in existing homeowners having lower interest rates compared to current market rates [1] Group 2: Property Market Conditions - Although Hong Kong property prices have stabilized and started to rise since 2025, they remain over 20% below their peak levels, leading to weak incentives for refinancing [1] Group 3: Market Share - The ranking of the top five banks in the mortgage refinancing market remains unchanged, with Bank of China (Hong Kong) leading with a market share of 22.3% in January 2026, maintaining its position for seven consecutive months [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 The Bank of East Asia, Limited 東亞銀行有限公司 ( 1918 年在香港註冊成立之有限公司) (股份代號: 23) 持續關連交易 貸款交易框架協議 獨立董事委員會及獨立股東之獨立財務顧問 於 2026 年 2 月 26 日，東亞銀行與 CaixaBank 訂立框架協議，據此，東亞銀行集團 及 CaixaBank 可根據框架協議的條款進行貸款交易。 由於 CaixaBank 是本行的主要股東 Criteria Caixa 之聯繫人，根據《上市規則》， CaixaBank 為本行的關連人士。因此，東亞銀行與 CaixaBank 訂立框架協議及其項下 擬進行的交易構成本行於《上市規則》項下的持續關連交易。 由於有關框架協議的一項或多項適用百分比率超過 5%，框架協議及持續關連交易須 遵守《上市規則》第 14A 章的申報、年度審核、公告及獨立股東批准規定。 董事會已成立獨立董事委員 ...