New Stock Issuance - The new stock issuance for Changjiang Energy Technology (证券代码: 920158) is priced at 5.33 CNY[1] - The stock "Zitian Tui" (证券代码: 300280) is in the delisting preparation period with 7 trading days remaining[1] Market Alerts - "Xian Dao Intelligent" (证券代码: 300450) has reported severe abnormal fluctuations[1] - "Hank Technology" (证券代码: 688006) has also been flagged for abnormal trading activity[1] Recent Announcements - "Zhejiang Xiantong" (证券代码: 603239) and "Tianpu Shares" (证券代码: 605255) have recent announcements dated September 24, 2025[1] - "Jinshi Media" (证券代码: 601929) has an announcement dated September 24, 2025[1] Trading Performance - "ST Rindong" (证券代码: 002647) has a trading performance report dated September 24, 2025[1] - "ST Huawang" (证券代码: 603007) has a trading performance report dated September 24, 2025[1]

Core Insights - The top short-selling stocks include New World Development Co. Ltd. (80016) and AIA Group Ltd. (81299), both with a short-selling ratio of 100%, followed by BYD Company Limited (81211) at 84.08% [1][2] - Alibaba Group Holding Limited (09988) leads in short-selling amount at 4.052 billion, followed by Baidu Inc. (09888) at 1.758 billion and Meituan (03690) at 1.615 billion [1][2] - The highest deviation values are seen in Alibaba-SWR (89988) at 32.37%, Nissin Foods (01475) at 31.05%, and China Xuyang Group (01907) at 26.53% [1][2] Short-Selling Ratio Summary - New World Development Co. Ltd. (80016): 634,800 with a short-selling ratio of 100.00% [2] - AIA Group Ltd. (81299): 144,800 with a short-selling ratio of 100.00% [2] - BYD Company Limited (81211): 2,118,500 with a short-selling ratio of 84.08% [2] - Anta Sports Products Limited (82020): 85,700 with a short-selling ratio of 83.05% [2] - China Resources Beer Holdings Company Limited (80291): 1,083,600 with a short-selling ratio of 75.33% [2] Short-Selling Amount Summary - Alibaba Group Holding Limited (09988): 4.052 billion with a short-selling ratio of 21.31% [2] - Baidu Inc. (09888): 1.758 billion with a short-selling ratio of 36.87% [2] - Meituan (03690): 1.615 billion with a short-selling ratio of 27.05% [2] - Tencent Holdings Limited (00700): 1.187 billion with a short-selling ratio of 12.24% [2] - BYD Company Limited (01211): 799 million with a short-selling ratio of 21.03% [2] Deviation Value Summary - Alibaba-SWR (89988): 8,385,400 with a short-selling ratio of 66.93% and a deviation value of 32.37% [2] - Nissin Foods (01475): 307,100 with a short-selling ratio of 38.98% and a deviation value of 31.05% [2] - China Xuyang Group (01907): 5,568,300 with a short-selling ratio of 34.03% and a deviation value of 26.53% [2] - AIA Group Ltd. (81299): 144,800 with a short-selling ratio of 100.00% and a deviation value of 25.88% [2] - Beijing Enterprises Water Group Limited (00371): 33,448,500 with a short-selling ratio of 49.80% and a deviation value of 25.23% [2]

Core Points - Morgan Fund Management (China) Co., Ltd. has signed a fund sales agency agreement with Bank of East Asia (China) Co., Ltd. to add the bank as a distribution channel for its funds [1] - Investors can conduct subscription, redemption, and regular investment operations through Bank of East Asia, with specific processes and timings subject to the bank's regulations [1] Group 1 - The agreement allows Bank of East Asia to act as a sales agent for Morgan Fund Management's funds [1] - Investors are encouraged to read the relevant legal documents such as the prospectus, fund product summary, and fund contract for detailed information [2] - Contact information for inquiries includes Bank of East Asia's customer service and Morgan Fund Management's customer service [2]

第 2 頁 共 2 頁 v 1.1.1 第 1 頁 共 2 頁 v 1.1.1 | 香港過戶登記處相關信息 | | | --- | --- | | 派息金額及公司預設派發貨幣 | 每 股 0.39 HKD | | 匯率 | 1 HKD : 1 HKD | | 選擇權截止時限 | 2025年10月6日 16:00 | | 除淨日 | 2025年9月3日 | | 為符合獲取股息分派而遞交股份過戶 | 2025年9月4日 16:00 | | 文件之最後時限 | | | 暫停辦理股份過戶登記手續之日期 | 由 2025年9月5日 至 2025年9月9日 | | 記錄日期 | 2025年9月9日 | | 股息派發日 | 2025年10月13日 | | | 卓佳證券登記有限公司 | | 股份過戶登記處及其地址 | 夏慤道16號 | | | 遠東金融中心17樓 | | | 香港 | | 代扣所得稅信息 | | | 股息所涉及的代扣所得稅 | 不適用 | | 發行人所發行上市權證/可轉換債券的相關信息 | | | 發行人所發行上市權證/可轉換債券 | 不適用 | | 其他信息 | | | 其他信息 | 不適用 | | 發行人 ...

(二) 可供採取行動的公司通訊指任何涉及要求本行證券持有人指示其擬如何行使其作為本行證券持有人的權利或作出選擇的公司通訊 (定義見《上市 辑即》。 PERSONAL INFORMATION COLLECTION STATEMENT "Personal Data" in this statement has the same meaning as "personal data" defined in the Personal Data (Privacy) Ordinance, Chapter 486 of the Laws of Hong Kong ("PDPO"). Your supply of the Personal Data is on a voluntary basis and for the purpose of processing your instructions as stated in this Form (the "Purposes"). If you fail to supply sufficient information, the Bank may not be able to p ...

** 獨立非執行董事 董事會： 註冊辦事處： 李國寶爵士 （執行主席） # 香港 李國章教授* （副主席） 德輔道中10號 黃子欣博士** （副主席） 李國星先生* 李國仕先生* 李民橋先生 （聯席行政總裁） # 李民斌先生 （聯席行政總裁） # 黃永光博士* 范徐麗泰博士** 李國榮先生** 唐英年博士** 李國本博士** 杜家駒先生** 蒙德揚博士** Francisco Javier SERRADO TREPAT博士* The Bank of East Asia, Limited 東亞銀行有限公司 （1918年在香港註冊成立之有限公司） （股份代號：23） # 執行董事 * 非執行董事 敬啟者： 2025年度中期以股代息計劃 香港交易及結算所有限公司及香港聯合交易所有限公司對本文件的內容概不負責，對其準確性或完 整性亦不發表任何聲明，並明確表示，概不對因本文件全部或任何部分內容而產生或因倚賴該等內 容而引致的任何損失承擔任何責任。 此乃要件 請即處理 閣下如對本文件任何方面或對應採取的行動有任何疑問， 閣下應諮詢持牌證券商或註冊證券機構、 銀行經理、律師、專業會計師或其他專業顧問。 為確定合資格收取20 ...

Financial Performance - Operating profit before impairment losses for the first half of 2025 was HK$5,447 million, a decrease of 3.97% from HK$5,671 million in the same period of 2024[4] - Profit attributable to owners of the parent increased to HK$2,407 million, up 13.99% from HK$2,111 million year-on-year[12] - Basic earnings per share rose to HK$0.86, representing a 24.64% increase compared to HK$0.69 in the previous year[12] - Total comprehensive income for the period was HK$5,071 million, a substantial increase from HK$1,969 million in the same period last year[13] - The bank reported a profit for the period of HK$2,407 million for the six months ended June 30, 2025, compared to HK$2,111 million for the same period in 2024, marking an increase of 14.0%[15] - Basic earnings per share increased to HK$0.86 for the six months ended June 30, 2025, up from HK$0.68 in the previous year, reflecting a growth of 26.5%[21] - Total operating income decreased by 2.1% to HK$10,259 million, while operating expenses remained stable at HK$4,812 million[181] Assets and Liabilities - Total assets grew to HK$891,424 million, up from HK$875,217 million in the previous year[4] - Total loans and advances to customers and trade bills reached HK$542,731 million, a slight increase from HK$536,979 million at the end of 2024[4] - Total assets increased to HK$891,424 million as of June 30, 2025, up from HK$877,759 million at December 31, 2024, representing a growth of 1.5%[14] - The bank's total liabilities increased to HK$781,685 million as of June 30, 2025, compared to HK$772,020 million at December 31, 2024, reflecting a growth of 1.2%[14] - The total amount of trade bills measured at amortised cost increased significantly to HK$3,550 million from HK$1,456 million, representing a growth of 143.5%[54] - The total gross carrying amount of loans and advances to customers is HK$539,075 million as of June 30, 2025, with impairment allowances totaling HK$4,854 million[111] Income and Expenses - The net interest income decreased to HK$7,344 million, down from HK$8,228 million in the previous year, primarily due to lower interest income[11] - Interest income for the six months ended June 30, 2025, was HK$16,897 million, a decrease of 17.8% from HK$20,379 million for the same period in 2024[33] - Interest expense for the six months ended June 30, 2025, was HK$9,553 million, down 21.5% from HK$12,151 million in the prior year[35] - Non-interest income for the same period was HK$2,915 million, reflecting a 29% increase from HK$2,256 million year-over-year[88] - Total operating expenses remained stable at HK$4,812 million for the six months ended June 30, 2025, compared to HK$4,813 million in the prior year[45] Capital and Equity - The common equity tier 1 capital ratio increased to 23.7%, significantly higher than 17.1% in the previous year, reflecting stronger capital position[4] - Total equity attributable to owners of the parent increased to HK$104,436 million as of June 30, 2025, from HK$100,443 million at December 31, 2024, a growth of 4.0%[14] - The total capital ratio improved to 28.6%, benefiting from the implementation of Basel III final reform[186] - Total capital decreased to HK$105,228 million as of 30 June 2025 from HK$108,372 million as of 31 December 2024, a reduction of 2.1%[152] Impairment and Risk - Impairment losses on financial instruments decreased to HK$2,539 million for the six months ended June 30, 2025, down from HK$2,881 million in the same period of 2024[87] - The total impairment provisions for loans and advances to customers decreased to HK$3,587 million from HK$3,954 million, indicating a reduction of approximately 9.3%[63] - The percentage of total advances to customers that are overdue for over three months is 2.63% as of June 30, 2025, slightly down from 2.72% as of December 31, 2024[63] - The impairment allowances for loans and advances to customers total HK$5,102 million, with HK$3,954 million related to lifetime ECL credit-impaired loans[113] Market and Economic Conditions - Real GDP in the Chinese Mainland expanded by 5.3% year-on-year in the first half of 2025, supported by proactive fiscal measures and a moderately loose monetary policy[195] - Hong Kong's economy showed steady growth with real GDP increasing by 3.0% in Q1 and 3.1% in Q2 of 2025[196] - The residential property market in Hong Kong remains stable, bolstered by increased transactions from stamp duty cuts and lower interest rates[196] Strategic Initiatives - The Bank is centralizing mid- and back-office tasks at the BEA Global Services Centre in Guangzhou and Shenzhen to enhance operational efficiency and adopt AI tools[200] - The Bank's strategy includes refining the deposit mix by raising the Current Account and Savings Account ratio to manage funding costs[198] - The Bank has invested in building a future-ready workforce to embrace new technologies and meet growing business needs[200]

Core Points - East Asia Bank (China) Limited announced a system maintenance scheduled for September 21, 2025, from 00:00 to 04:00 Beijing time, which may affect all debit and credit card transactions [1] - The bank expressed apologies for any inconvenience caused and encouraged customers to make necessary arrangements in advance [1] - Customers can contact the bank's customer service hotline for any inquiries [1]

Core Viewpoint - The recent collaboration between foreign banks and internet loan platforms in China is driven by the upcoming implementation of new regulations aimed at enhancing compliance and addressing operational shortcomings in the lending process [4][5][6]. Group 1: Collaboration Details - East Asia Bank (China), Fubon Bank, Hana Bank (China), and others have disclosed their internet loan cooperation partners, which include a variety of institutions such as private banks, consumer finance companies, and internet platforms [1][2]. - Fubon Bank has the highest number of disclosed partners, totaling 52, with a significant portion being financing guarantee companies [2][3]. - Major internet platforms like Alipay and UnionPay are also collaborating with several foreign banks, indicating a trend towards leveraging established digital ecosystems for loan acquisition and servicing [2][3]. Group 2: Motivations for Collaboration - The collaboration is primarily motivated by the need for foreign banks to comply with the new internet lending regulations set to take effect on October 1, which aim to improve risk management and consumer protection [4][5]. - Foreign banks face challenges such as insufficient local market integration and limited operational experience, making partnerships with local institutions a strategic move to enhance their market presence and service offerings [5][6]. Group 3: Regulatory Context - The new regulations emphasize centralized management, risk pricing, and the establishment of a clear list of approved partners for internet lending, which foreign banks are now adhering to [4][5]. - The regulations also aim to mitigate risks associated with external partnerships, ensuring that foreign banks maintain control over their lending practices and consumer protection measures [6][7]. Group 4: Challenges Ahead - Despite the potential benefits, foreign banks must navigate the complexities of ensuring compliance and managing risks associated with their partnerships, particularly in light of the new regulatory framework [6][7]. - There is a need for foreign banks to enhance their internal capabilities while effectively managing external partnerships to ensure sustainable growth in the Chinese consumer credit market [6][7].

Core Viewpoint - The implementation of the new regulations on internet lending by commercial banks is prompting a significant adjustment in the banking sector's approach to internet loan business, focusing on compliance and quality improvement [1][3][5]. Group 1: Regulatory Changes and Bank Responses - The new regulations, referred to as "助贷新规," require banks to manage internet lending through a centralized system, ensuring compliance and risk management [6][7]. - Several banks, including Huishang Bank and East Asia Bank, have disclosed their lists of cooperative institutions for internet lending, primarily focusing on leading private banks and licensed financial institutions [3][4]. Group 2: Characteristics of Cooperative Institutions - The cooperative institutions disclosed by banks are mainly top-tier private banks, licensed consumer finance companies, and major online platforms, indicating a trend towards "head concentration" [3][5]. - For instance, Huishang Bank's partnerships include major players like Ant Group and WeBank, covering various aspects of the lending process from marketing to risk management [4]. Group 3: Implications for Banks - The shift towards compliance-driven operations may lead to a reduction in the autonomy of branch banks, potentially affecting their operational enthusiasm [7]. - The new regulations may disproportionately impact smaller banks that lack the resources and capabilities to compete effectively in the internet lending space [7][8]. Group 4: Strategic Recommendations - Larger banks are encouraged to develop self-operated channels and create ecosystems to maintain customer acquisition and risk control [8]. - Smaller banks should focus on regional markets and leverage local partnerships to enhance their operational efficiency and compliance with the new regulations [8].