Economic Outlook - East Asia Bank forecasts global economic stability in Q1 2026, suggesting investors increase stock allocations and adopt a "buy on dips" strategy for gold [1] - The bank's investment strategist indicates that global economic resilience, declining inflation, and a likely accommodative monetary and fiscal policy environment will prevail [1] Interest Rate Predictions - The expectation is for the US Federal Reserve to cut interest rates three times this year, totaling 75 basis points, due to a weak job market and falling inflation [1] - The aim is to balance stable inflation with employment support to avoid an economic "soft landing" [1] AI Sector Insights - Despite high valuations and signs of a bubble in AI stocks, the current AI industry benefits from policy support amid major power competition and a lower interest rate environment, facilitating easier corporate financing [1] - The explosive growth in AI demand is expected to provide solid long-term support for the sector [1] Stock Market Targets - The target for the Hang Seng Index in 2026 is set at 30,800 points, with a forecasted price-to-earnings ratio of 13.1 times, while the CSI 300 Index target is 5,080 points [1] - There is an optimistic outlook for the profitability of Chinese companies, particularly in sectors such as AI, smart driving, humanoid robotics, high-end manufacturing, entertainment consumption, telecommunications, and Hong Kong real estate rental and transportation [1] Bond Market Expectations - Asian corporate dollar bonds are expected to perform steadily this year due to improving credit fundamentals, declining US interest rates, and a trend towards de-dollarization [2] - Strong demand is noted for bonds in the Chinese technology, media, and telecommunications sectors, while caution is advised regarding real estate bonds [2] Currency Outlook - The mainland economy is entering a phase of policy effectiveness, and if future data continues to improve, it will support a new wave of appreciation for the Renminbi [2] - With interest rates already low in mainland China, there is limited room for significant further rate cuts [2]

Group 1 - The core announcement is that East Asia Bank (00023.HK) will hold a board meeting on February 13, 2026, to discuss the full-year results for the year ending December 31, 2025, and to consider the distribution of dividends, if any [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完 整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該等內 容而引致的任何損失承擔任何責任。 公司秘書 羅春德 謹啟 香港，2026 年 1 月 13 日 於本公告日期，本行董事會成員為李國寶爵士 #( 執行主席 ) 、李國章教授 *( 副主席 ) 、黃子欣 博士 **( 副主席 ) 、李國星先生 * 、李國仕先生 * 、李民橋先生 #( 聯席行政總裁 ) 、李民斌先生 #( 聯席行政 總裁 ) 、黃永光博士 * 、范徐麗泰博士 ** 、李國榮先生 ** 、唐英年博士 ** 、李國本博士 ** 、杜家駒 先生 ** 、蒙德揚博士 ** 及 Francisco Javier SERRADO TREPAT 博士 * 。 # 執行董事 * 非執行董事 ** 獨立非執行董事 The Bank of East Asia, Limited 東亞銀行有限公司 ( 1918 年在香港註冊成立之有限公司) (股份代號: 23) 董事會會議日期 茲公告東亞銀行有限公司（「本行」）將於 2026 年 2 月 13 日 ...

Core Viewpoint - East Asia Bank (China) Limited will conduct a system upgrade on January 17, 2026, which may affect various payment services [1] Group 1: Service Impact - The upgrade will impact debit and credit card quick payment transactions, SMS verification functions, and foreign card acceptance transactions [1] - The scheduled upgrade will take place from 00:00 to 02:00 Beijing time [1] Group 2: Customer Communication - East Asia Bank expresses apologies for any inconvenience caused and appreciates customer understanding and support [1] - Customers are advised to make necessary arrangements in advance based on their needs [1] - For inquiries, customers can contact the bank's customer service hotline at 95382 [1]

Core Points - East Asia Bank announced a scheduled maintenance for its credit card system on January 23, 2026, from 1:30 AM to 4:30 AM Beijing time [1] - During the maintenance period, all functions of East Asia China credit cards, including transactions and cash withdrawals, may be affected [1] - The PAY services for East Asia Bank debit cards, such as APPLE PAY and Huawei PAY, will also be temporarily suspended during this time [1] - Customers are advised to make necessary arrangements in advance due to the potential service disruptions [1] - East Asia Bank expressed apologies for any inconvenience caused and appreciates customer understanding and support [1] - For inquiries, customers can contact East Asia Bank's customer service hotline at 95382 [1]

Summary of Key Points Core Viewpoint - The Bank of East Asia has announced the issuance of RMB 250 million non-preferred loss-absorbing notes with a coupon rate of 2.95%, set to mature in 2029, which will be consolidated with an existing issuance of RMB 750 million under a USD 6 billion medium-term note program [1][2]. Group 1: Issuance Details - The total issuance size is RMB 250 million, which will merge with the previously issued RMB 750 million non-preferred loss-absorbing notes to form a single series [2]. - The coupon rate for the new notes is set at 2.95%, and they are scheduled to mature in 2029 [1][2]. Group 2: Regulatory Approval and Listing - The company has applied to the Hong Kong Stock Exchange for approval to list the new notes, which will be issued solely to professional investors as defined by the relevant regulations [2]. - The approval for the listing and trading of the new notes is expected to take effect on January 6, 2026 [2]. Group 3: Coordination - Standard Chartered Bank has been appointed as the sole global coordinator for this issuance [3].

Core Viewpoint - East Asia Bank (China) announces a fee discount scheme for personal financial services from January 1, 2026, to December 31, 2026, aimed at optimizing cross-border remittance services for customers [1] Fee Discount Scheme - The scheme includes a fee waiver for remittances through the East Asia Bank's two-region account and personal multi-currency accounts for specific services [1] - For "Hong Kong Fast Remittance," personal customers will be charged 0.1% of the remittance amount, with a minimum fee of HKD 20 and a maximum of HKD 1,000, while multi-currency accounts will be exempt from fees for Hong Kong dollars and US dollars [1] - For personal cross-border RMB remittances, fees vary based on the amount: - For amounts up to RMB 10,000, a fee of RMB 0.50 per transaction applies [1] - For amounts between RMB 10,001 and RMB 100,000, a fee of RMB 10 per transaction applies [1] - For amounts between RMB 100,001 and RMB 500,000, a fee of RMB 15 per transaction applies [1] - For amounts between RMB 500,001 and RMB 1,000,000, a fee of RMB 20 per transaction applies [1] - For amounts over RMB 1,000,000, a fee of 0.002% of the remittance amount applies, capped at RMB 200 [1]

FF301 第 1 頁 共 11 頁 v 1.1.1 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年12月31日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 東亞銀行有限公司 | | | 呈交日期: | 2026年1月2日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00023 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 2,641,430,142 | | 0 | | 2,641,430,142 | | 增加 / 減少 (-) | | | 0 | ...

Core Viewpoint - East Asia Bank's Guangzhou branch will exit the Guangdong Provincial Financial Tax Library Network System (Provincial ETS) and cease providing social security payment services by January 31, 2026 [1] Group 1 - The announcement was made on December 25, 2025, indicating a business adjustment at East Asia Bank (China) Limited Guangzhou Branch [1] - Customers utilizing the affected services are required to complete the termination procedures for the tripartite agreement by January 29, 2026 [1] - Failure to complete the termination procedures by the deadline will be considered as agreement to terminate the service [1] Group 2 - The bank expresses sincere apologies for any inconvenience caused by this decision [1] - Customers are encouraged to seek alternative banks for social security payment services [1] - For inquiries, customers can contact the Guangzhou branch at the provided phone number [1]

Core Viewpoint - East Asia Bank announced scheduled maintenance for its telephone banking system to enhance service quality, which may affect customer access during specified times [1] Group 1 - The telephone banking system will undergo maintenance on January 24, 2026, and February 7, 2026, from 00:00 to 03:00 Beijing time [1] - The actual duration of the maintenance may be shortened based on progress [1] - During the maintenance period, the customer service hotline 95382 may experience connectivity issues, and customers are advised to try again later if they encounter difficulties [1] Group 2 - Customers can utilize mobile banking for self-service inquiries and transactions during the maintenance [1] - The bank expresses apologies for any inconvenience caused and appreciates customer understanding and support [1]