智通财经APP获悉，东亚银行(00023)午间发布业绩，绩后飙升逾6%，截至发稿，涨5.61%，报13.37港 元，成交额3142.74万港元。 消息面上，东亚银行午间公布中期业绩，2025年上半年，东亚银行及其附属公司录得可归属于集团股东 溢利24.07亿港元，同比增加14.1%。2025年上半年每股基本盈利同比增长24.6%至港币0.86元。年化平 均资产回报率为0.5%，而年化平均股东权益回报率为4.5%。核心业务继续表现平稳。面对充满挑战的 经营环境，拨备前经营溢利轻微下降3.9%至54.47亿港元。 公告称，2025年上半年净利息收入减少10.7%至73.44亿港元。由于利率下跌，净息差按年收窄22个基 点，由2.10%下降至1.88%。非利息收入上升29.2%至29.15亿港元。服务费及佣金收入净额按年增加 16.7%至16.54亿港元，主要由于投资活动和第三方保单销售的佣金贡献持续增长。交易、金融工具重估 及相关对冲的净利润亦增加43.8%，主要受惠于客户交投活跃，带动结构性产品和外汇业务的收入上 升。整体而言，经营收入总额减少2.1%至102.59亿港元。 ...

Core Viewpoint - East Asia Bank (00023) announced that it will distribute an interim dividend of HKD 0.39 per share on October 13, 2025 [1] Company Summary - The interim dividend amount is set at HKD 0.39 per share [1]

智通财经APP讯，东亚银行(00023)发布公告，该公司将于2025年10月13日派发中期股息每股0.39港元。 ...

Core Insights - East Asia Bank reported a shareholder profit of HKD 2.407 billion for the first half of 2025, representing a year-on-year increase of 14.1% [1] - Basic earnings per share grew by 24.6% year-on-year to HKD 0.86 [1] - Pre-provision operating profit decreased by 3.9% to HKD 5.447 billion [1] Financial Performance - Net interest income was HKD 7.344 billion, a decrease of 10.7% year-on-year, with net interest margin narrowing to 1.88% [1] - Non-interest income increased by 29.2% to HKD 2.915 billion, primarily driven by growth in service fees and trading activities [1] - Financial instrument impairment losses decreased by 11.9% to HKD 2.539 billion, with loan loss provisions mainly affected by the commercial real estate sector in mainland China and Hong Kong [1] - The impaired loan ratio fell to 2.63% [1]

Core Insights - East Asia Bank (00023) reported a decrease in interest income for the fiscal year 2025, amounting to HKD 16.897 billion, a year-on-year decline of 17.09% [1] - The net interest income also fell to HKD 7.344 billion, down 10.74% compared to the previous year [1] - The profit attributable to shareholders increased by 14.02% to HKD 2.407 billion, with basic earnings per share at HKD 0.86 [1] Financial Performance - The operating profit before provisions slightly decreased by HKD 2.24 billion, or 3.9%, to HKD 54.47 billion [1] - The net interest income dropped by HKD 8.84 billion, or 10.7%, to HKD 7.344 billion, attributed to a decline in interest rates [1] - The net interest margin narrowed by 22 basis points year-on-year, from 2.10% to 1.88% [1] Non-Interest Income - Non-interest income rose by 29.2% to HKD 2.915 billion [1] - Service fees and commission income increased by HKD 236 million, or 16.7%, to HKD 1.654 billion, driven by growth in investment activities and third-party policy sales [1] - Net profit from trading, financial instrument revaluation, and related hedging increased by HKD 341 million, or 43.8%, benefiting from active client trading, which boosted revenues from structured products and foreign exchange business [1] Overall Revenue - Total operating income decreased by HKD 2.25 billion, or 2.1%, to HKD 10.259 billion [2]

智通财经APP讯，东亚银行(00023)发布2025年度中期业绩，该集团期内取得利息收入168.97亿港元，同 比减少17.09%;净利息收入73.44亿港元，同比减少10.74%;归属于集团股东期内溢利24.07亿港元，同比 增加14.02%;每股基本盈利0.86港元。 核心业务继续表现平稳。面对充满挑战的经营环境，拨备前经营溢利轻微下降2.24亿港元，或3.9%，至 54.47亿港元。 净利息收入减少8.84亿港元，或10.7%，至73.44亿港元。由于利率下跌，净息差按年收窄22个基点，由 2.10%下降至1.88%。 非利息收入上升29.2%，至29.15亿港元。服务费及佣金收入净额按年增加2.36亿港元，或16.7%，至 16.54亿港元，主要由于投资活动和第三方保单销售的佣金贡献持续增长。交易、金融工具重估及相关 对冲的净利润亦增加3.41亿港元，或43.8%，主要受惠于客户交投活跃，带动结构性产品和外汇业务的 收入上升。 整体而言，经营收入总额减少2.25亿港元，或2.1%，至102.59亿港元。 ...

Group 1 - The core profit attributable to shareholders of East Asia Bank for the first half of 2025 was HKD 2.407 billion, an increase of 14.1% compared to HKD 2.111 billion in the same period of 2024 [1] - Basic earnings per share grew by 24.6% year-on-year to HKD 0.86 [1] - The annualized average return on assets was 0.5%, while the annualized average return on equity was 4.5% [1] Group 2 - Net interest income decreased by HKD 884 million, or 10.7%, to HKD 7.344 billion due to falling interest rates [1] - The net interest margin narrowed by 22 basis points from 2.10% to 1.88% [1] - Non-interest income rose by 29.2% to HKD 2.915 billion, driven by increased service fees and commissions [1] Group 3 - Impairment losses on financial instruments decreased by HKD 342 million, or 11.9%, to HKD 2.539 billion [2] - The impairment loan ratio as of June 30, 2025, was 2.63%, down from 2.72% at the end of December 2024 [2] - The board announced an interim dividend of HKD 0.39 per share for the six months ending June 30, 2025, compared to HKD 0.31 for the same period in 2024 [2]

EF003 免責聲明 | 本公告全部或任何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | --- | --- | | | 股票發行人現金股息（可選擇以股份代替）公告 | | 發行人名稱 | 東亞銀行有限公司 | | 股份代號 | 00023 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 40415 東亞銀行有限公司無期限額外一級資本證券D | | | 05184 東亞銀行有限公司有期限次級票據2032年 | | | 05337 東亞銀行有限公司非優先吸收虧損票據2028年 | | | 05759 東亞銀行有限公司非優先虧損吸收票據2027年 | | | 04544 東亞銀行有限公司非優先虧損吸收票據2027年 | | | 05069 東亞銀行有限公司有期限次級票據2034年 | | 公告標題 | 截至2025年6月30日止6個月的中期股息 | | 公告日期 | 2025年8月21日 | | 公告狀態 | 新公告 | | 股息信息 ...

東亞銀行有限公司 （ 1918 年在香港註冊成立之有限公司） （股份代號：23） 2025年度中期業績公告 中期業績 本行董事會欣然宣布本集團截至2025年6月30日止6個月未經審核的業績（附註1(a)）。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完 整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該等內 容而引致的任何損失承擔任何責任。 The Bank of East Asia, Limited | 綜合收益表 | | 截至30/6/2025 | 截至30/6/2024 | | --- | --- | --- | --- | | | | 止6個月 | 止6個月 | | | 附註 | 港幣百萬元 | 港幣百萬元 | | 利息收入 | 3 | 16,897 | 20,379 | | 按有效利率方法計算的利息收入 | | 16,085 | 18,930 | | 相關利息收入 | | 812 | 1,449 | | 利息支出 | 4 | (9,553) | (12,151) | | 淨利息收入 | | 7,344 | 8,228 | | ...

Core Viewpoint - UBS expects HIBOR to stabilize between 2% and 2.5% by the end of Q3, indicating a cautious outlook for Hong Kong banks in the short term [1] Group 1: Bank Ratings and Preferences - UBS maintains a "neutral" rating on Bank of China (Hong Kong) and East Asia Bank, while rating Hang Seng Bank as "sell" [1] - Bank of China (Hong Kong) remains the preferred choice among the covered Hong Kong bank stocks, despite a potential short-term price decline [1] Group 2: Interest Income and Market Expectations - The rebound in HIBOR is beneficial for banks' net interest margins and net interest income, but the market has already priced in HIBOR's stability for the remainder of the year [1] - UBS anticipates that the pressure on net interest income in Q3 will be greater than in Q2, as the negative impact in Q2 lasted only about a month [1] Group 3: Loan Growth and Future Projections - After a 2% growth in loan balances during May and June, the sustainability of this growth momentum remains uncertain [1] - For 2025, UBS projects net interest income declines of 7%, 9%, and 11% for Bank of China (Hong Kong), Hang Seng Bank, and East Asia Bank, respectively [1]