智通财经APP获悉，12月16日，东亚银行(00023)发布2026年经济及投资展望，首席经济师卓亮强调香港 经济复苏趋于全面，预期香港2026年GDP增长介乎2.5%至3%；投资策略师吴永强则上调2026年恒生指 数目标水平至30800点，对应每股盈利目标为2400港元，相当于市盈率12.8倍；楼市方面，2025年香港 私人住宅售价已录得低单位数升幅，预计2026年将进一步实现高单位数增长，香港楼市回稳态势明确。 吴永强表示，港股方面较看好人工智能(AI)、新兴工业以及服务消费三大板块。针对市场高度关注的AI 泡沫问题，他认为AI仍是2026年核心投资主调，但投资焦点将从非理性追捧转向理性筛选。当前AI发 展仍处于初期阶段，成长空间充足。此外，受惠于美国持续减息、正面财富效应、港府推进盛事经济， 香港经济复苏趋势可望延续，他亦较看好香港银行、香港地产收租、香港交通运输等板块。 卓亮预期，明年香港零售销货价值录高单位数升幅，访港游客数字及人民币升值将推动因素。不过，明 年出口有机会增速放缓，受今年高基数效应影响而可能呈高单位数增幅。 楼市方面，卓亮强调利率环境是关键驱动因素。美联储减息周期延续，将成为巩固香港 ...

来源：格隆汇APP 格隆汇12月16日｜东亚银行发表投资市场展望，2026年恒生指数的目标为30800点，相当于市盈率12.8 倍，关注人工智能、新兴工业、服务消费板块。该行投资策略师吴永强指，内地反内卷措施及优化供给 政策可减少非理性竞争，并提升工业产能利用率，有助中资企业利润率改善。此外，该行预计美联储 2026年有机会降息3至4次，共75至100基点。目前港元最优惠利率已跌至低位，不会再跟随美联储降息 而下调。相比之下港元拆息仍有下行空间。 ...

Core Viewpoint - Major lenders in Hong Kong, including HSBC, Standard Chartered, and Bank of China (Hong Kong), have maintained their prime lending and savings rates despite a recent cut in the base rate by the Hong Kong Monetary Authority (HKMA) [1][2][3]. Group 1: Prime Lending Rates - HSBC and its subsidiary Hang Seng Bank, along with Bank of China (Hong Kong), have kept their prime lending rate at 5 per cent [3]. - Standard Chartered, Bank of East Asia (BEA), and Shanghai Commercial Bank have maintained their lending rate at 5.25 per cent [3]. - Analysts indicate that banks are reluctant to lower lending rates further due to already low savings rates, which could impact profitability [2][7]. Group 2: Savings Rates - HSBC, Hang Seng, BEA, and Bank of China (Hong Kong) have set their Hong Kong dollar savings rate at 0.001 per cent per annum, offering no interest for deposits below HK$5,000 (approximately US$641) [5]. - Standard Chartered has maintained a 0.001 per cent savings rate on deposits of HK$1 or more, while Shanghai Commercial Bank has the same rate for deposits of HK$10,000 or more [5]. - HSBC has also reduced its US dollar savings rate by 12.4 basis points to 0.001 per cent, aligning it with the Hong Kong dollar rate [6]. Group 3: Market Context - The HKMA has cut its base interest rate for the third time in three months, reducing it by a quarter of a percentage point to 4 per cent [8]. - This rate cut follows a similar reduction by the US Federal Reserve, which lowered its target rate to a range of 3.5 per cent to 3.75 per cent [8].

Core Points - East Asia Bank announced a scheduled maintenance for its credit card system on December 11, 2025, from 1:00 AM to 1:40 AM Beijing time [1] - During the maintenance period, all functions of East Asia China credit cards, except for UnionPay cross-bank transactions, may be affected [1] - The PAY services of East Asia Bank's debit cards, including APPLE PAY and Huawei PAY, will also be temporarily suspended during this maintenance [1] - The bank encourages customers to make necessary arrangements in advance and apologizes for any inconvenience caused [1]

Core Points - East Asia Bank announced system maintenance scheduled for December 6, 2025, from 10:00 to 12:00 and December 13, 2025, from 5:00 to 7:00 [1] - During the maintenance period, the East Asia China Dongda remittance service will be temporarily suspended [1] - The bank expressed apologies for any inconvenience caused and thanked customers for their understanding and support [1] - Customers are advised to make necessary arrangements in advance [1]

2025年12月2日，东亚银行发布公告称，近期，有不法分子冒用东亚银行（中国）有限公司、东亚银行 （中国）有限公司上海分行（以下统称"东亚银行"）名义，伪造东亚银行公章和授权书、代理授权书等 相关法律文件，虚构个人贷款及企业贷款、企业票贷等业务合作，诱骗社会公众通过其申请贷款，严重 损害东亚银行声誉及客户合法权益。对此，东亚银行特作出如下严正声明。 一、东亚银行所有业务均通过官方渠道（如营业网点、官网、手机银行App、客户服务热线95382等） 办理，东亚银行未授权任何个人或机构开展上述活动，该类活动均与东亚银行无关。 四、对于冒用东亚银行名义、伪造东亚银行印章的违法犯罪行为，东亚银行将配合司法机关予以严厉打 击。东亚银行保留对任何侵害东亚银行合法权益的行为采取进一步措施的权利。 二、东亚银行已建立完善的印章使用管理制度，严格履行印章使用审批流程。东亚银行对所有冒用东亚 银行名义、使用伪造东亚银行印章的文件及相关行为均不知情且不予认可。任何单位或个人冒用东亚银 行名义及利用伪造、私刻的东亚银行印章所实施的行为，均与东亚银行无关，由此造成的损失或纠纷东 亚银行不承担任何责任。 三、请公众提高警惕，切勿轻信不明来 ...

Core Insights - The mortgage market in Hong Kong has shown a significant decline in November 2025, with existing home mortgages dropping by 25.7% compared to October, reaching a seven-month low [1] - Conversely, year-on-year comparisons indicate a 59.9% increase in existing home mortgages compared to November 2024, suggesting a recovery trend over the past year [1] - The overall sentiment in the housing market is optimistic, with expectations of a gradual increase in transactions and mortgage numbers in the coming year [1] Group 1: Mortgage Statistics - In November 2025, the number of existing home mortgages was 4,951, down from 6,662 in October, marking a decrease of 1,711 mortgages [1] - The number of pre-sale mortgages also fell to 232 in November, a decrease of 61.3% from 599 in October, reaching a 19-month low [1] - For the first 11 months of 2025, existing home mortgages totaled 59,179, an increase of 27.7% from 46,336 in the same period last year [1] Group 2: Market Share of Banks - Bank of China Hong Kong leads the existing home mortgage market with a 25.6% market share, followed by HSBC at 21.4% and Hang Seng Bank at 9.9% [2] - In the pre-sale mortgage market, Bank of China Hong Kong also ranks first with a market share of 28%, while HSBC holds 22.4% [2] - The market share of the four major banks for existing home mortgages dropped to 65.9% in November, a decline of 8.4% from the previous month, indicating a competitive environment among banks [2]

FF301 第 1 頁 共 11 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00023 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 2,641,380,142 | | 0 | | 2,641,380,142 | | 增加 / 減少 (-) | | | 50,000 | | 0 | | | | 本月底結存 | | | 2,641,430,142 | | 0 | | 2,641,430,142 | 第 2 頁 共 11 頁 v 1.1.1 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年11月30日 | 狀態: 新提交 | | --- | --- | --- | | 致：香 ...

Group 1 - East Asia Bank announced a donation of 10 million HKD to the "Tai Po Wang Fuk Court Assistance Fund" established by the Hong Kong SAR government to help affected residents meet immediate needs and assist in rebuilding their homes [1] - The bank's co-CEOs expressed deep sorrow over the fire incident at Tai Po Wang Fuk Court and extended condolences to the affected residents and the families of the deceased [1] - In addition to the donation, East Asia Bank has implemented a series of measures, including extending the operating hours of its Tai Po branch and increasing staff to provide necessary services to affected customers [1] Group 2 - East Asia Bank has set up a 24-hour support hotline at +852 2211 1812 to provide banking service support to those in need [1]

( 1918 年在香港註冊成立之有限公司) (股份代號: 23) The Bank of East Asia, Limited 東亞銀行有限公司 薪酬委員會 2. 成員 3. 會議次數 委員會須每年召開最少一次會議。 1 「高層管理人員」包括本集團之執行主席、聯席行政總裁、副行政總裁及所有職級 3 的總經理。 職權範圍 東亞銀行有限公司 職權範圍—薪酬委員會 1. 組成 董事會已議決成立一個名為薪酬委員會(「委員會」)的委員會，負責訂立及審議 薪酬政策及本集團（以下包括東亞銀行有限公司（「本行」）受香港金融管理局 綜合監管的所有海外分行及附屬公司）的董事、高層管理人員 1 及主要管理人員 2 的薪酬待遇。 2 「主要管理人員」包括資本市場及流動資金管理部主管。 2025 年 11 月 第1頁 2.1 委員會之成員，應由董事會首先從現任之非執行董事中委任，並須包括不 少於兩名成員。委員會的大部分成員須為獨立非執行董事。 2.2 委員會主席須為由董事會委任的獨立非執行董事。 2.3 委員會任何會議的法定人數為兩名成員，其中至少一名須為獨立非執行董 事。 2.4 委員會成員一經委任，其任期將於其擔任本行董事（執行或 ...