Group 1 - The core viewpoint of the article highlights that East Asia Bank's stock price fell by 11.13% following the release of its 2025 annual performance report [1] - In 2025, East Asia Bank reported operating income of HKD 21.019 billion, reflecting a year-on-year growth of 0.2% [1] - The profit attributable to shareholders decreased by 24.0% to HKD 3.501 billion in 2025 [1] Group 2 - The net interest income for East Asia Bank in 2025 was HKD 15.322 billion, which represents a year-on-year decline of 7.3% [1] - The net interest margin narrowed by 19 basis points from 2.09% to 1.90% due to falling interest rates [1]

Core Viewpoint - East Asia Bank (00023.HK) experienced a significant decline of over 13% in its stock price, indicating potential market concerns or negative sentiment surrounding the company [2] Company Summary - As of the report, East Asia Bank's stock price fell by 13.39%, reaching 13.78 HKD per share [2] - The trading volume for East Asia Bank was recorded at 52.7258 million HKD [2]

Core Viewpoint - East Asia Bank (00023) experienced a significant decline of over 13% in its stock price, attributed to disappointing financial results and a cautious outlook on commercial real estate exposure [1] Financial Performance - The bank reported an annual operating income of HKD 21.019 billion, reflecting a year-on-year increase of 0.2% [1] - Net profit for the year was HKD 3.501 billion, representing a year-on-year decrease of 24% [1] - Earnings per share stood at HKD 1.22 [1] Dividend Distribution - The second interim dividend was declared at HKD 0.22 per share, a decline of 42.1% compared to HKD 0.38 per share in the same period last year [1] - The total annual dividend was set at HKD 0.61, down 11.6% from HKD 0.69 in the previous fiscal year [1] Provisioning and Asset Valuation - The bank continues to proactively and prudently make provisions for its exposure to commercial real estate [1] - 77% of the provisions for the year are related to commercial real estate in Hong Kong and mainland China [1] - The valuation of the bank's investment property portfolio was adjusted downwards by HKD 723 million [1] Losses from Joint Ventures - The bank recorded a loss of HKD 305 million from its share of joint ventures and associates, primarily due to losses from a mainland joint venture [1]

Core Viewpoint - East Asia Bank's shares fell over 13% following the announcement of its annual financial results, indicating market disappointment with the bank's performance and dividend cuts [1] Financial Performance - The bank reported total operating income of HKD 21.019 billion for the last fiscal year, a year-on-year increase of 0.2% [1] - Net profit decreased to HKD 3.501 billion, representing a year-on-year decline of 24% [1] - Earnings per share were reported at HKD 1.22 [1] Dividend Information - The second interim dividend was set at HKD 0.22 per share, down 42.1% from HKD 0.38 per share in the same period last year [1] - Total annual dividend was HKD 0.61, a decrease of 11.6% compared to HKD 0.69 in the previous fiscal year [1] Provisioning and Asset Valuation - The bank continues to proactively and prudently make provisions for its exposure to commercial real estate, with 77% of this year's provisions related to commercial real estate in Hong Kong and mainland China [1] - The valuation of the bank's investment property portfolio was adjusted downwards by HKD 723 million [1] Losses from Joint Ventures - The bank recorded a loss of HKD 305 million from its share of joint ventures and associates, primarily attributed to a mainland joint venture [1]

Core Insights - East Asia Bank (00023) reported a decrease in interest income to HKD 32.968 billion for the year ending December 31, 2025, representing a year-on-year decline of 17.18% [1] - The bank's profit attributable to shareholders was HKD 3.501 billion, down 24.02% year-on-year, with basic earnings per share at HKD 1.22 [1] - The core business remains robust, with operating profit before provisions stable at HKD 11.2 billion [1] Financial Performance - Non-interest income grew by 28%, indicating a positive outcome amidst a challenging macroeconomic environment [1] - The bank's strategy of business diversification and establishing a sustainable platform for future growth has shown initial success [1] Provisions and Investments - The bank has proactively and prudently made provisions for its exposure to commercial real estate, with 77% of this year's provisions related to commercial properties in Hong Kong and mainland China [1] - The valuation of the bank's investment property portfolio was adjusted downwards by HKD 0.723 billion [1] - The bank recorded a loss of HKD 0.305 billion from its share of joint ventures and associates, primarily from a joint venture in mainland China [1]

Core Viewpoint - East Asia Bank (00023) reported a decline in interest income and net profit for the year ending December 31, 2025, indicating challenges in the macroeconomic environment while maintaining stable core business performance [1] Financial Performance - Interest income decreased to HKD 32.968 billion, a year-on-year decline of 17.18% [1] - Shareholders' profit attributable decreased to HKD 3.501 billion, down 24.02% year-on-year [1] - Basic earnings per share were HKD 1.22, with a final dividend of HKD 0.61 [1] Operational Highlights - The group's operating profit before provisions remained stable at HKD 11.2 billion [1] - Non-interest income grew by 28%, reflecting successful strategies in business diversification and establishing a sustainable business platform for future growth [1] Provisioning and Asset Valuation - The company proactively and prudently made provisions for commercial real estate exposure, with 77% of the provisions related to commercial properties in Hong Kong and mainland China [1] - The valuation of the company's investment property portfolio was adjusted downwards by HKD 0.723 billion [1] - The group recorded a loss of HKD 0.305 billion from associated companies and joint ventures, primarily from a joint venture in mainland China [1]

Core Viewpoint - East Asia Bank (00023) reported a decline in interest income and net profit for the year ending December 31, 2025, indicating challenges in the macroeconomic environment while maintaining stable core business performance [1][5]. Financial Performance - Interest income was HKD 32.968 billion, a decrease of 17.18% year-on-year [1][5]. - Shareholders' profit attributable was HKD 3.501 billion, down 24.02% year-on-year [1][5]. - Basic earnings per share were HKD 1.22 [1][5]. Core Business and Strategy - The group's operating profit before provisions remained stable at HKD 11.2 billion [1][5]. - Non-interest income grew by 28%, reflecting successful strategies in business diversification and establishing a sustainable platform for future growth [1][5]. Provisions and Real Estate Exposure - The company continued to proactively and prudently make provisions for commercial real estate exposure, with 77% of this year's provisions related to commercial properties in Hong Kong and mainland China [1][5]. - The valuation of the company's investment property portfolio was adjusted down by HKD 0.723 billion [1][5]. Joint Ventures and Losses - The group recorded a loss of HKD 0.305 billion from joint ventures and associates, primarily from a joint venture in mainland China [1][5].

Core Viewpoint - East Asia Bank (00023) announced that it will distribute the second interim dividend of HKD 0.22 per share on April 13, 2026 [1] Group 1 - The company will pay a second interim dividend of HKD 0.22 per share [1]

Core Viewpoint - East Asia Bank (00023) reported a decline in interest income and net profit for the year ending December 31, 2025, indicating challenges in the macroeconomic environment while maintaining stable core business performance [1] Financial Performance - Interest income decreased to HKD 32.968 billion, a year-on-year decline of 17.18% [1] - Shareholders' profit attributable decreased to HKD 3.501 billion, down 24.02% year-on-year [1] - Basic earnings per share were HKD 1.22, with a final dividend of HKD 0.61 [1] Operational Highlights - The group's operating profit before provisions remained stable at HKD 11.2 billion [1] - Non-interest income grew by 28%, reflecting successful strategies in business diversification and establishing a sustainable business platform for future growth [1] Provisioning and Asset Valuation - The company proactively and prudently made provisions for commercial real estate exposure, with 77% of the provisions related to commercial properties in Hong Kong and mainland China [1] - The valuation of the company's investment property portfolio was adjusted down by HKD 0.723 billion [1] - The group recorded a loss of HKD 0.305 billion from associated companies and joint ventures, primarily from a joint venture in mainland China [1]

EF003 免責聲明 EF003 | 選擇權截止時限 | 2026年4月2日 16:00 | | | --- | --- | --- | | 除淨日 | 2026年3月3日 | | | 為符合獲取股息分派而遞交股份過戶 | 2026年3月4日 16:00 | | | 文件之最後時限 | | | | 暫停辦理股份過戶登記手續之日期 | 由 2026年3月5日 | 至 2026年3月9日 | | 記錄日期 | 2026年3月9日 | | | 股息派發日 | 2026年4月13日 | | | 股份過戶登記處及其地址 | 卓佳證券登記有限公司 夏慤道16號 | | | | 遠東金融中心17樓 | | | | 香港 | | | 代扣所得稅信息 | | | | 股息所涉及的代扣所得稅 | 不適用 | | | 發行人所發行上市權證/可轉換債券的相關信息 | | | | 發行人所發行上市權證/可轉換債券 | 不適用 | | | 其他信息 | | | | 其他信息 | 不適用 | | | 發行人董事 | | | | 董事會成員包括： | | | | 李國寶爵士# (執行主席） | | | | 李國章教授* (副主席） | | ...