Core Viewpoint - The leadership change at Zhongyuan Bank is a strategic response to dual pressures of governance and operations faced by local financial institutions, reflecting the urgent need for transformation within a large-scale city commercial bank [1][3]. Group 1: Leadership Transition - The resignation of former president Liu Kai and the appointment of Zhou Feng were announced on October 17, 2025, marking a significant management shift for the bank, which has assets exceeding one trillion yuan [1][3]. - Zhou Feng's background combines experience in financial regulation and local government, making him well-suited to address the bank's governance and operational challenges [4][16]. - Liu Kai, a founding member of Zhongyuan Bank, oversaw its growth and stability, ensuring a smooth transition for the new leadership team [6][7]. Group 2: Governance and Operational Challenges - The new management team faces significant challenges, including instability within the executive team, with multiple high-level executives having been dismissed or investigated in recent years [10]. - As of June 30, 2025, the bank reported a slight decrease in revenue and net profit, with a non-performing loan ratio of 2.01%, which is above the average of 1.76% for city commercial banks [11][12]. - The integration of three merged banks has created additional operational difficulties, including the need to manage legacy risk assets and improve internal coordination [13][14]. Group 3: Strategic Focus and Future Outlook - The new leadership must balance scale expansion with quality improvement, focusing on transforming the bank's operational efficiency and risk management practices [15][18]. - Initiatives such as signing strategic cooperation agreements with local governments and launching innovative retail credit products indicate the bank's commitment to regional banking [17]. - The transformation of Zhongyuan Bank serves as a reference for other local city commercial banks facing similar governance and operational challenges, highlighting the importance of effective governance and strategic clarity for long-term success [19].

Core Points - The article discusses a financial literacy initiative by Zhongyuan Bank Pingdingshan Branch aimed at enhancing financial knowledge and fraud awareness among young students [1][3] - The event featured a "Banking Classroom" activity with the theme "The Wonderful Journey of Money," providing an engaging financial education experience for students [1][3] Group 1: Financial Education Activities - The classroom session covered five main modules: the history of currency development, banking secrets, pocket money planning, RMB identification, and anti-fraud safety [3] - The presentation utilized visual aids and real-life comparisons to illustrate the evolution of currency, capturing the students' interest [3] - Students learned a three-step method to identify counterfeit currency, emphasizing the importance of RMB as legal tender and the illegality of refusing cash [3] Group 2: Fraud Awareness Training - The event included an "Anti-Fraud Little Guardian Training Camp," which used real case analyses, anti-fraud slogans, and situational simulations to enhance students' self-protection skills [3] - The initiative aims to transform professional financial knowledge into accessible and engaging content, fostering financial literacy and strengthening fraud prevention among children [3] Group 3: Future Plans - Zhongyuan Bank Pingdingshan Branch plans to continue its efforts in regular financial knowledge dissemination, providing practical financial education to youth [3] - The goal is to help students establish correct views on money, consumption, and safety, contributing to their healthy development [3]

Core Points - Zhongyuan Bank (01216) announced the appointment of Mr. Zhou Feng as an executive director of the third board of directors, which was approved at the second extraordinary general meeting of shareholders in 2025, pending approval from the Henan Regulatory Bureau of the National Financial Supervision Administration for his qualification [1] - Mr. Zhou Feng was elected as the vice chairman of the third board of directors during the board meeting held on November 10, 2025, with a term starting from the approval of his qualification by the Henan Regulatory Bureau until the next board election [1] - On November 10, 2025, the employee representative assembly democratically elected Mr. Gao Baohong as the employee director of the third board of directors, also pending approval from the Henan Regulatory Bureau for his qualification [1]

Core Points - Zhongyuan Bank has appointed Mr. Zhou Feng as an executive director of the third board of directors, pending approval from the National Financial Supervision Administration of Henan [1] - Mr. Zhou Feng was elected as the vice chairman of the third board of directors on November 10, 2025, with a term lasting until the next board election, subject to regulatory approval [1] - The employee representative assembly elected Mr. Gao Baohong as an employee director of the third board, also requiring regulatory approval for his position [1]

（於中華人民共和國註冊成立的股份有限公司） （股份代號：1216） 2025年第二次臨時股東大會的投票表決結果； 修訂本行章程、《股東大會議事規則》及《董事會議事規則》； 委任執行董事； 不再設立本行監事會並廢止監事會相關公司治理制度； 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中原銀行股份有限公司 * ZHONGYUAN BANK CO., LTD.* 選舉副董事長；及 選舉第三屆董事會職工董事 茲提述中原銀行股份有限公司*（「本行」）日期為2025年10月20日的2025年第二次 臨時股東大會（「2025年第二次臨時股東大會」）通函（「通函」）及通告，內容有關 （其中包括）2025年第二次臨時股東大會。除文義另有所指外，本公告所用詞彙與 通函所界定者具有相同涵義。 董事會謹此宣佈，2025年第二次臨時股東大會已於2025年11月10日（星期一）在 中國河南省鄭州市鄭東新區金融島外環路9號中原銀行大廈實體舉行。 2025年第二次臨時股東大會由 ...

Core Viewpoint - The article highlights the significance of the 20th Central Committee's Fourth Plenary Session and its implications for the financial sector, emphasizing the need for financial institutions to align with national strategies and enhance their roles in supporting economic development [1][4]. Group 1: Key Insights from the Session - The session featured a discussion led by Pan Gongsheng, focusing on the importance of the session's outcomes and the proposed guidelines for the 15th Five-Year Plan, which aims to bolster economic and social development [2][3]. - Pan emphasized the need for a scientific and stable monetary policy framework, noting that the People's Bank of China has implemented a moderately loose monetary policy this year to support economic stability [3]. - The session encouraged financial institutions to concentrate on their core businesses and improve governance, with specific suggestions for enhancing technology-driven financial services [3][4]. Group 2: Institutional Responses and Future Directions - Central to the discussions was the commitment of Zhongyuan Bank to integrate the session's spirit into its operational practices, focusing on political leadership and aligning with national strategies [4]. - The bank aims to provide targeted support for key areas such as technological innovation, green development, and inclusive finance, thereby contributing to the modernization of the Chinese economy [4]. - Feedback from participants indicated a strong motivation to enhance service quality and risk management practices in line with the session's teachings, reflecting a collective drive towards improving financial services [6].

11月8日，学习贯彻党的二十届四中全会精神中央宣讲团走进河南，以报告会、座谈会等形式对全会精 神作全面宣讲和深入阐释。 11月的中原大地，学习贯彻党的二十届四中全会精神的热潮持续涌动。 走出会场，河南农业大学马克思主义学院学生宋昕难掩激动，"现场聆听中央宣讲团报告会，更坚定了 我深耕专业的决心。作为马克思主义理论专业的学生，既要沉心研读原著、夯实理论根基，更要胸怀国 家大局、躬身笃行实践，将个人理想融入国家发展大潮，以炽热青春担当为'十五五'蓝图落地赋能添 彩，为强国建设、民族复兴贡献青春力量。" 报告会以视频会议形式召开，在各地分会场，反响依旧热烈。中国平煤神马集团党委书记、董事长李毛 表示，集团将不折不扣贯彻落实好全会精神，牢牢把握高质量发展这一主题，聚焦"产品卓越、品牌卓 著、创新领先、治理现代"世界一流企业建设标准，坚持以质量效益为中心，全力拓市场、挖潜力、提 质量、增效益，构建现代化产业体系，提高企业核心竞争力，确保实现"十四五"顺利收官、"十五五"良 好开局。 洛阳市偃师区委书记彭仁来表示，宣讲报告为基层党员干部学习贯彻全会精神提供了权威指导。他将坚 决贯彻全会对"完善社会治理体系"的部署，聚焦" ...

FF301 | 上月底結存 | | | 6,945,000,000 RMB | | 1 RMB | | 6,945,000,000 | | --- | --- | --- | --- | --- | --- | --- | --- | | 增加 / 減少 (-) | | | 0 | | RMB | | 0 | | 本月底結存 | | | 6,945,000,000 RMB | | 1 RMB | | 6,945,000,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | 於香港聯交所上市 (註1) | | 否 | | | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01216 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 6,945,000,000 | RMB | | ...

Core Viewpoint - Zhongyuan Bank Pingdingshan Branch is committed to developing a multi-layered pension financial service system, focusing on the needs of the elderly to ensure their well-being and happiness in retirement [1][4]. Group 1: Service Upgrades and Innovations - The Pingdingshan Branch has transformed its service environment to cater to elderly clients, becoming the first pension financial demonstration outlet in the city [2]. - Facilities such as assistive devices, smart teller machines, and a dedicated elderly financial center are being implemented to enhance service accessibility and convenience for senior customers [2][3]. - The bank's mobile banking app features a large font interface and offers one-on-one assistance to bridge the digital divide faced by older adults [2]. Group 2: Health and Financial Integration - The branch collaborates with top-tier hospitals to provide free health check-ups and establish health records for elderly clients, aligning financial services with health needs [3]. - A dual-core model of "financial services + life care" has been developed, benefiting surrounding communities and earning recognition as a four-star bank outlet by the China Banking Association [3]. Group 3: Financial Safety and Education - To combat the high incidence of financial fraud among the elderly, the bank has established a three-tiered defense system focusing on education, early warning, and emergency response [5][6]. - The bank actively conducts financial literacy campaigns, reaching over 20,000 elderly individuals through various outreach activities this year [5]. - An abnormal transaction warning mechanism has been set up in collaboration with law enforcement to protect elderly clients from potential financial risks [6]. Group 4: Future Directions - The bank plans to continue optimizing its "financial + non-financial" service ecosystem, enhancing policy responsiveness and product innovation to support the development of the elderly care industry [7].

Core Viewpoint - The recent community service activities organized by Zhongyuan Bank's Luoyang branch focus on combining traditional virtues with innovative financial services, particularly aimed at the elderly population [1][2]. Group 1: Community Engagement Activities - Multiple branches of Zhongyuan Bank, including Tangong Middle Road Branch and the branch's business department, conducted a series of community service activities themed "Warmth in Chongyang, Financial Protection" [1]. - The activities included anti-fraud education, convenient services, and humanistic care, effectively delivering the warmth of a "citizen bank" to the elderly community [1]. Group 2: Specific Initiatives - The Tangong Middle Road Branch collaborated with Jiuzhou City Community to create a service platform, where staff and community volunteers prepared a large pot of food, attracting elderly residents [1]. - During the cooking, a financial manager conducted an "anti-fraud classroom," using recent high-profile cases to educate residents on fraud prevention through interactive quizzes [1]. Group 3: Financial Knowledge Promotion - The Luoyang branch's business department featured a "Financial Knowledge Quick Q&A" section at community events, addressing concerns of the elderly regarding currency exchange standards, counterfeit detection, and telecom fraud prevention [2]. - Residents who answered questions correctly received customized small gifts, enhancing their understanding of financial knowledge in a relaxed atmosphere [2]. Group 4: Commitment to Community Service - Zhongyuan Bank's Luoyang branch emphasized "convenient services + humanistic care" by setting up service desks in community squares, providing essential financial services and free commemorative photos for elderly residents [2]. - The series of activities reflects the bank's commitment to the "citizen bank" strategy and the deep-rooted tradition of respecting and caring for the elderly [2]. Group 5: Future Plans - The bank plans to continue enhancing its "citizen bank" construction, focusing on the service needs of key demographics like the elderly, and regularly conducting community financial service activities [2]. - The goal is to deliver high-quality, convenient, and safe financial services directly to the community, reinforcing the brand image of "Zhongyuan Bank, the bank of the people of Zhongyuan" [2].