Core Points - Zhongyuan Bank has appointed Mr. Zhou Feng as an executive director of the third board of directors, pending approval from the National Financial Supervision Administration of Henan [1] - Mr. Zhou Feng was elected as the vice chairman of the third board of directors on November 10, 2025, with a term lasting until the next board election, subject to regulatory approval [1] - The employee representative assembly elected Mr. Gao Baohong as an employee director of the third board, also requiring regulatory approval for his position [1]

（於中華人民共和國註冊成立的股份有限公司） （股份代號：1216） 2025年第二次臨時股東大會的投票表決結果； 修訂本行章程、《股東大會議事規則》及《董事會議事規則》； 委任執行董事； 不再設立本行監事會並廢止監事會相關公司治理制度； 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中原銀行股份有限公司 * ZHONGYUAN BANK CO., LTD.* 選舉副董事長；及 選舉第三屆董事會職工董事 茲提述中原銀行股份有限公司*（「本行」）日期為2025年10月20日的2025年第二次 臨時股東大會（「2025年第二次臨時股東大會」）通函（「通函」）及通告，內容有關 （其中包括）2025年第二次臨時股東大會。除文義另有所指外，本公告所用詞彙與 通函所界定者具有相同涵義。 董事會謹此宣佈，2025年第二次臨時股東大會已於2025年11月10日（星期一）在 中國河南省鄭州市鄭東新區金融島外環路9號中原銀行大廈實體舉行。 2025年第二次臨時股東大會由 ...

Core Viewpoint - The article highlights the significance of the 20th Central Committee's Fourth Plenary Session and its implications for the financial sector, emphasizing the need for financial institutions to align with national strategies and enhance their roles in supporting economic development [1][4]. Group 1: Key Insights from the Session - The session featured a discussion led by Pan Gongsheng, focusing on the importance of the session's outcomes and the proposed guidelines for the 15th Five-Year Plan, which aims to bolster economic and social development [2][3]. - Pan emphasized the need for a scientific and stable monetary policy framework, noting that the People's Bank of China has implemented a moderately loose monetary policy this year to support economic stability [3]. - The session encouraged financial institutions to concentrate on their core businesses and improve governance, with specific suggestions for enhancing technology-driven financial services [3][4]. Group 2: Institutional Responses and Future Directions - Central to the discussions was the commitment of Zhongyuan Bank to integrate the session's spirit into its operational practices, focusing on political leadership and aligning with national strategies [4]. - The bank aims to provide targeted support for key areas such as technological innovation, green development, and inclusive finance, thereby contributing to the modernization of the Chinese economy [4]. - Feedback from participants indicated a strong motivation to enhance service quality and risk management practices in line with the session's teachings, reflecting a collective drive towards improving financial services [6].

11月8日，学习贯彻党的二十届四中全会精神中央宣讲团走进河南，以报告会、座谈会等形式对全会精 神作全面宣讲和深入阐释。 11月的中原大地，学习贯彻党的二十届四中全会精神的热潮持续涌动。 走出会场，河南农业大学马克思主义学院学生宋昕难掩激动，"现场聆听中央宣讲团报告会，更坚定了 我深耕专业的决心。作为马克思主义理论专业的学生，既要沉心研读原著、夯实理论根基，更要胸怀国 家大局、躬身笃行实践，将个人理想融入国家发展大潮，以炽热青春担当为'十五五'蓝图落地赋能添 彩，为强国建设、民族复兴贡献青春力量。" 报告会以视频会议形式召开，在各地分会场，反响依旧热烈。中国平煤神马集团党委书记、董事长李毛 表示，集团将不折不扣贯彻落实好全会精神，牢牢把握高质量发展这一主题，聚焦"产品卓越、品牌卓 著、创新领先、治理现代"世界一流企业建设标准，坚持以质量效益为中心，全力拓市场、挖潜力、提 质量、增效益，构建现代化产业体系，提高企业核心竞争力，确保实现"十四五"顺利收官、"十五五"良 好开局。 洛阳市偃师区委书记彭仁来表示，宣讲报告为基层党员干部学习贯彻全会精神提供了权威指导。他将坚 决贯彻全会对"完善社会治理体系"的部署，聚焦" ...

FF301 | 上月底結存 | | | 6,945,000,000 RMB | | 1 RMB | | 6,945,000,000 | | --- | --- | --- | --- | --- | --- | --- | --- | | 增加 / 減少 (-) | | | 0 | | RMB | | 0 | | 本月底結存 | | | 6,945,000,000 RMB | | 1 RMB | | 6,945,000,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | 於香港聯交所上市 (註1) | | 否 | | | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01216 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 6,945,000,000 | RMB | | ...

Core Viewpoint - Zhongyuan Bank Pingdingshan Branch is committed to developing a multi-layered pension financial service system, focusing on the needs of the elderly to ensure their well-being and happiness in retirement [1][4]. Group 1: Service Upgrades and Innovations - The Pingdingshan Branch has transformed its service environment to cater to elderly clients, becoming the first pension financial demonstration outlet in the city [2]. - Facilities such as assistive devices, smart teller machines, and a dedicated elderly financial center are being implemented to enhance service accessibility and convenience for senior customers [2][3]. - The bank's mobile banking app features a large font interface and offers one-on-one assistance to bridge the digital divide faced by older adults [2]. Group 2: Health and Financial Integration - The branch collaborates with top-tier hospitals to provide free health check-ups and establish health records for elderly clients, aligning financial services with health needs [3]. - A dual-core model of "financial services + life care" has been developed, benefiting surrounding communities and earning recognition as a four-star bank outlet by the China Banking Association [3]. Group 3: Financial Safety and Education - To combat the high incidence of financial fraud among the elderly, the bank has established a three-tiered defense system focusing on education, early warning, and emergency response [5][6]. - The bank actively conducts financial literacy campaigns, reaching over 20,000 elderly individuals through various outreach activities this year [5]. - An abnormal transaction warning mechanism has been set up in collaboration with law enforcement to protect elderly clients from potential financial risks [6]. Group 4: Future Directions - The bank plans to continue optimizing its "financial + non-financial" service ecosystem, enhancing policy responsiveness and product innovation to support the development of the elderly care industry [7].

Core Viewpoint - The recent community service activities organized by Zhongyuan Bank's Luoyang branch focus on combining traditional virtues with innovative financial services, particularly aimed at the elderly population [1][2]. Group 1: Community Engagement Activities - Multiple branches of Zhongyuan Bank, including Tangong Middle Road Branch and the branch's business department, conducted a series of community service activities themed "Warmth in Chongyang, Financial Protection" [1]. - The activities included anti-fraud education, convenient services, and humanistic care, effectively delivering the warmth of a "citizen bank" to the elderly community [1]. Group 2: Specific Initiatives - The Tangong Middle Road Branch collaborated with Jiuzhou City Community to create a service platform, where staff and community volunteers prepared a large pot of food, attracting elderly residents [1]. - During the cooking, a financial manager conducted an "anti-fraud classroom," using recent high-profile cases to educate residents on fraud prevention through interactive quizzes [1]. Group 3: Financial Knowledge Promotion - The Luoyang branch's business department featured a "Financial Knowledge Quick Q&A" section at community events, addressing concerns of the elderly regarding currency exchange standards, counterfeit detection, and telecom fraud prevention [2]. - Residents who answered questions correctly received customized small gifts, enhancing their understanding of financial knowledge in a relaxed atmosphere [2]. Group 4: Commitment to Community Service - Zhongyuan Bank's Luoyang branch emphasized "convenient services + humanistic care" by setting up service desks in community squares, providing essential financial services and free commemorative photos for elderly residents [2]. - The series of activities reflects the bank's commitment to the "citizen bank" strategy and the deep-rooted tradition of respecting and caring for the elderly [2]. Group 5: Future Plans - The bank plans to continue enhancing its "citizen bank" construction, focusing on the service needs of key demographics like the elderly, and regularly conducting community financial service activities [2]. - The goal is to deliver high-quality, convenient, and safe financial services directly to the community, reinforcing the brand image of "Zhongyuan Bank, the bank of the people of Zhongyuan" [2].

Core Viewpoint - The ongoing "return to the nest" reform of village banks, led by main initiating banks, aims to address risks and optimize the financial layout in rural areas, ensuring that financial services remain rooted in local communities and meet the needs of rural residents [1][7][11]. Summary by Sections Village Bank Mergers and Acquisitions - On October 29, three village banks in Shandong were approved for dissolution, with their assets and operations taken over by Qingdao Rural Commercial Bank, marking a significant step in the "village to branch" reform [1][2]. - The day before, six village banks in Sichuan were also absorbed by Chengdu Rural Commercial Bank, indicating a broader trend of consolidation in the sector [2][3]. Background and Rationale - Village banks were established to serve "three rural issues," small and micro enterprises, and county-level economies, filling gaps left by traditional financial institutions. However, many have strayed from their original mission due to weak capital, governance issues, and inadequate risk control [7][11]. - The "village to branch" reform involves the absorption of village banks into their main initiating banks, eliminating their independent legal status and allowing for unified management and operations [7][11]. Strategic Implications - The main initiating banks can leverage their risk management frameworks and capital allocation mechanisms to reduce potential risks associated with village banks, enhancing their overall risk resilience [4][10]. - The consolidation allows main banks to deepen their penetration into rural financial markets by utilizing existing customer bases and branch networks of the absorbed village banks [4][10]. Future Outlook - The reform is expected to continue, with more village banks likely to be integrated into main initiating bank systems, as highlighted by recent regulatory approvals and ongoing discussions in the financial sector [11][12]. - The central government's emphasis on rural financial reform and the need for differentiated strategies for different institutions will be crucial for the success of these reforms [11][12].

Core Viewpoint - The ongoing "return to the nest" reform of village banks, led by main initiating banks, aims to address risks and optimize the financial layout in rural areas, transitioning from scale expansion to quality improvement in financial services [1][8]. Summary by Sections Village Bank Dissolution and Integration - On October 29, three village banks in Shandong were approved for dissolution, with their assets and operations taken over by Qingdao Rural Commercial Bank [3][5]. - Similarly, six village banks in Sichuan were absorbed by Chengdu Rural Commercial Bank, marking a significant shift in the operational structure of these institutions [3][5]. Background and Purpose of Village Banks - Village banks were established to serve the "three rural issues" and small enterprises, filling gaps in financial services at the grassroots level [8][12]. - However, many have deviated from their original purpose due to weak capital, governance issues, and inadequate risk control, leading to a need for consolidation [8][12]. "Village to Branch" Reform Mechanism - The "village to branch" reform involves the absorption of village banks into their initiating banks, eliminating their independent legal status and consolidating operations [8][12]. - This process can occur through two main pathways: full acquisition of shares by the initiating bank or the integration of multiple village banks into a regional management branch [8][12]. Strategic Benefits of Consolidation - The consolidation allows initiating banks to leverage unified risk management frameworks and capital allocation mechanisms, enhancing the overall risk resilience of the absorbed village banks [6][11]. - It also facilitates the expansion of county-level financial services by utilizing existing customer bases and branch networks [6][11]. Future Outlook and Challenges - The reform is expected to continue, with more village banks likely to be integrated into main banks, as highlighted by recent regulatory approvals [12][13]. - However, there are concerns about potential drawbacks, such as longer decision-making processes and increased product homogeneity, which could hinder the unique advantages of village banks [12][13].

Core Viewpoint - The recent legal skills competition organized by Zhongyuan Bank and the Henan Provincial Federation of Trade Unions highlights the bank's commitment to legal talent development and its emphasis on building a law-compliant banking environment [1][2]. Group 1: Competition Results - Zhang Yuanyuan, Deputy General Manager of the Legal Compliance Department at Zhongyuan Bank Pingdingshan Branch, won the "Individual Special Award" with the highest score in the competition [1]. - Hu Yiming received the "Individual Excellence Award," and the branch was recognized with the "Outstanding Team Award" [1]. Group 2: Talent Development - The Pingdingshan Branch views the competition as a crucial practice for cultivating legal talent, having selected three company lawyers to participate after multiple rounds of selection [1]. - The branch has a total of eight company lawyers, all of whom possess rich theoretical knowledge and practical experience in the field [1]. Group 3: Future Plans - The branch plans to deepen its talent cultivation mechanism by promoting learning, training, and application through competitions, aiming to create a team proficient in both legal and financial matters [2].