近年来，工行北京分行持续加大对科技企业的金融支持力度，在信贷投放、股权投资、债券承销等方面 多点突破，不断完善产品体系和配套机制。截至今年三季度末，该行科技贷款余额近1600亿元。 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"分布式负载均衡系统数据处理方 法及装置"的专利，授权公告号CN 116185755 B，申请日期为2022年12月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了1097家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"业务的执行方法、装置以及存储 介质"的专利，授权公告号CN 116302436 B，申请日期为2023年3月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了1097家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 ...

Group 1 - The State Intellectual Property Office of China has granted a patent to Industrial and Commercial Bank of China (ICBC) for a method, device, and system for processing application monitoring information, with the announcement number CN 113961421 B and application date in October 2021 [1] - ICBC was established in 1985 and is headquartered in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] Group 2 - According to data analysis from Tianyancha, ICBC has invested in 1,097 companies and participated in 5,000 bidding projects [1] - The bank holds 988 trademark information records and 5,000 patent information records, along with 77 administrative licenses [1]

Core Viewpoint - The Hang Seng Index (HSI) showed a slight increase, closing at 25,939.89, up by 0.18% from the previous day, indicating a mixed performance among large-cap stocks in the Hong Kong market [1]. Group 1: Market Performance - The HSI closed at 25,939.89, with a daily increase of 45.34 points or 0.18% [1]. - The highest price during the day was 26,014.67, while the lowest was 25,878.31, resulting in a trading range of 0.53% [1]. - The average price for the day was 25,946.49, with a trading volume of 61.41 million shares [1]. Group 2: Individual Stock Performance - HSBC Holdings closed at 108.109 HKD, up by 1.23% compared to the previous close [2]. - Tencent Holdings closed at 622.043 HKD, down by 0.47% from the previous close [2]. - Alibaba Group's stock price increased by 2.14% to 157.800 HKD, while its ADR price was 152.624, reflecting a decrease of 3.28% [3]. - Other notable performances include Meituan, which rose by 0.10% to 98.250 HKD, and BYD, which increased by 0.95% to 95.750 HKD [3].

（编辑 姚尧） 证券日报网讯 11月25日晚间，工商银行发布公告称，中国工商银行股份有限公司（简称本行）非执行 董事卢永真先生因任期届满，自本公告发布之日起不再担任本行非执行董事职务，同时不再担任董事会 战略委员会、风险管理委员会、薪酬委员会和美国区域机构风险委员会委员职务。 ...

Core Viewpoint - A surge in share buybacks by listed banks in China's A-share market is observed, driven by strong confidence from major shareholders and management teams in the banks' future prospects and the current undervaluation of bank stocks [1][5][6] Group 1: Share Buyback Activities - Numerous listed city commercial banks and rural commercial banks, including Nanjing Bank, Suzhou Rural Commercial Bank, Chengdu Bank, and others, have disclosed their share buyback progress since November [1][3] - Chengdu Bank reported that its major shareholders, Chengdu Industrial Capital Holding Group and Chengdu Xintianyi Investment, have cumulatively increased their holdings by 14.04 million shares, amounting to 253 million yuan [3][4] - Nanjing Bank's major shareholder, BNP Paribas, increased its stake by 128 million shares, raising its total holding from 17.02% to 18.06% [4] Group 2: Financial Performance and Market Sentiment - The banking sector's fundamentals remain robust, with commercial banks achieving a net profit of 1.9 trillion yuan in the first three quarters, and 24 listed banks announcing a total cash dividend of 263.79 billion yuan [5][6] - The stock prices of several banks have reached historical highs, with Agricultural Bank of China seeing a year-to-date increase of nearly 60% [6][7] - Analysts suggest that the current buyback trend reflects internal confidence in the banks' future and signals to the market that their value is underestimated [5][7] Group 3: Future Outlook - The ongoing recovery in the macroeconomic environment is expected to support the banking sector's performance, with analysts highlighting the importance of sustained economic recovery, interest rate changes, and long-term capital inflows for future stock performance [7][8] - Investors are advised to maintain a long-term perspective and focus on banks with strong fundamentals, emphasizing the importance of asset quality, profitability, and dividend policies [7][8]

Core Viewpoint - Recent announcements from multiple commercial banks regarding the redemption of preferred shares indicate a shift in capital management strategies within the banking sector [1][2]. Group 1: Redemption of Preferred Shares - Several banks, including Ping An Bank and Nanjing Bank, have announced plans to redeem preferred shares issued over five years ago, with Ping An Bank set to redeem 200 million shares worth 20 billion yuan by March 2026 and Nanjing Bank planning to redeem 49 million shares worth 4.9 billion yuan by December 2025 [1]. - Since July, at least nine banks, including Industrial and Commercial Bank of China and Bank of Beijing, have disclosed similar redemption plans, creating a notable trend in the market [1]. Group 2: Reasons for Redemption - The high dividend rates set at the time of issuance, combined with declining market interest rates, incentivize banks to redeem high-cost preferred shares and replace them with lower-cost perpetual bonds [2]. - Regulatory changes and the need for banks to optimize their capital structures are also significant factors driving the decision to redeem high-cost preferred shares [2]. Group 3: Capital Management Strategies - The banking sector is transitioning from a focus on scale expansion to a cost-efficiency-centered model, emphasizing the need for banks to balance the redemption of high-interest preferred shares with the issuance of low-cost capital tools [3]. - Banks are adopting more diversified and flexible capital supplement tools, allowing them to respond to market conditions effectively, such as redeeming high-interest preferred shares when interest rates are low [3].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) actively supported a local zoo in Nantong by providing 20,000 new coins to facilitate the exchange of change for visitors, enhancing the zoo's charitable efforts to help a sick child [1] Group 1 - ICBC Nantong Happiness Branch coordinated with its higher-level bank to meet the urgent demand for coin exchange at the zoo, which had seen a surge in visitors wanting to make wishes [1] - The zoo had previously donated over 10,000 coins from its wishing well to assist a sick child, which garnered positive public response and increased visitor interest [1] - The timely provision of coins by ICBC not only addressed the immediate operational needs of the zoo but also reinforced the bank's commitment to social responsibility and community support [1] Group 2 - The zoo expressed deep gratitude for ICBC's assistance, highlighting that the support was not just a business transaction but a meaningful response to social goodwill [1] - Both parties aim to use this collaboration as a starting point for closer cooperation in financial services and social responsibility initiatives [1]

在科技飞速发展的今天，南通如东支行营业室用最传统的方式，演绎了最动人的服务故事。纸笔虽轻， 却承载着沉甸甸的责任与真情；沟通虽无声，却传递着暖融融的尊重与关怀。这不仅是五星适老网点的 服务典范，更是以客户为中心的服务理念的完美诠释。我们相信，只要用心，服务就能跨越一切障碍， 直达客户心底。 小陆立刻从填单台拿来纸笔，笑着递给老人，以便进一步的指导和确定老人的需求。她弯下腰，一笔一 划地在纸上写着，"别着急，我们帮您解决。您是要重置密码，对吧？"老人看着纸条，用力点了点头， 脸上露出些许放松的神情。鉴于老人的特殊情况，小陆为其叫号引导至柜面办理，为进一步提高效率， 小陆时刻陪在老人身边，充当起柜员和老人沟通的桥梁，老人时不时在纸上写下自己的疑问，小陆不厌 其烦地为他解答。整个过程中，他们始终面带微笑，用眼神和肢体语言传递着温暖与尊重。 由于老人年纪较大，书写速度较慢，手指也有些不灵活，握笔的手微微颤抖。小陆也不急不躁，经过近 半小时的"无声"的交流，老人终于成功重置密码并取到了现金。他小心翼翼地把现金放进布包，拉好拉 链，然后激动地在纸上写下："谢谢你们，你们真好！"写完，还竖起大拇指，向小陆连连点头致意，老 ...